cover
Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@laaroiba.ac.id
Phone
+628118114379
Journal Mail Official
dedijunaedi@laaroiba.ac.id
Editorial Address
Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913
Location
Kab. bogor,
Jawa barat
INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Social,
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Articles 818 Documents
Pengaruh Utang Luar Negeri Terhadap Perekonomian dan Kemiskinan Dedi Junaedi; Faisal Salistia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 2 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (688.175 KB) | DOI: 10.47467/alkharaj.v1i2.11

Abstract

This study aims to: analyze the significance of the effect of foreign debt on economic growth and poverty levels in Indonesia; examine whether different regimes of the Angagran system affect the management of foreign debt in the context of stimulating the economy and alleviating poverty; and explore what budget system is most behind in encouraging the national economy and poverty alleviation. The method used is descriptive-quantitative analysis using a dummy variable multiple regression test, with genus samples and times series data 1949-2018, data taken from Bank Indonesia (BI) , National Development Planning Agency (Bappenas), Central Statistics Agency (BPS), World Bank and other reference sources. The research results show that foreign debt and inflation have a correlation with the condition of the national economy, specifically the value of Indonesia's Gross Domestic Product (GDP) and the level of poverty. Debt and inflation tend to increase the value of GDP and reduce poverty. This applies to all regimes of the government budget system. The difference in the budget system regime has a real and positive effect in terms of debt governance as an economic driver and poverty alleviation, in achieving GDP, performance-based budgeting regimes, integrated budget regimes and balanced budgets have better impacts than better than program-based budgeting regimes. The best budget system sequences are: performance based budgeting, integrated budgeting, budgeting budgeting and program based budgeting. In poverty alleviation, a balanced budget regime, a performance based budget and an integrated budget are more than a program based budget regime. The order of the best budget system to support poverty alleviation is a balanced budget system, a performance based budget, an integrated budget and a program based budget.
Mengukur Indeks Kemaslahatan BPRS Amanah Ummah Bogor Dedi Junaedi; Sri Hayatin Nufus
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 1 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (771.759 KB) | DOI: 10.47467/alkharaj.v1i1.14

Abstract

Islamic financial institutions, especially Islamic banking, should, not only be assessed from the high and low value of profitability such as conventional banking. LKS can also provide reasonable benefits or a real benefit index to the surrounding public. So, assessing the performance of Islamic banking cannot be equated with conventional banking considering that both have different goals and views. Islamic Maqashid, namely the realization of benefit - in safeguarding religion, soul, mind, descent, and property - should be considered in measuring the performance of a Sharia financial institution. The purpose of this study pioneered an effort to measure the welfare index of BPRS Amanah Umat by approaching the issue of religion, soul, mind, lineage, and wealth in the BPRS Amanah Ummah. This study uses a combination of qualitative descriptive research and quantitative analysis with research subjects from two parties, internal parties (employees) and external parties (customers) BPRS mandate Ummah. The object of research from this study is the five elements of the approach to maslahah dharuriyah. The method of data collection consists of methods of observation, questionnaires, documentation, and literature. The data validity technique uses qualitative descriptive testing, enriched with statistically processed data with analysis comparing the mean with the independent test sample t-test. The results of the study concluded that the highest value of the welfare index of the BPRS Amanah Ummah is the reason with an average value of 4.3 and the lowest value of maslahah is the maslahah descent with an average value of 3.9. Based on quantitative analysis, the overall index of the five elements of maslahah is 0.8364 (83.64%), with reason in the first place and maslahah descendants in fifth place. The quantative analysis shows that there are significant differences between the perceptions of internal and external parties. Differences in perceptions of the value of benefit are influenced by factors in the number of dependents, differences in age, gender, and level of education.
Bisnis Online di Era Revolusi Industri 4.0 (Tinjauan Fiqih Muamalah) Efrita Norman; Idha Aisyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 1 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (419.85 KB) | DOI: 10.47467/alkharaj.v1i1.15

Abstract

Online buying and selling has become a preferred shopping alternative to the current 4.0 industrial revolution. However, the existence of online buying and selling is faced with various problems such as goods mismatches, defects in goods, and fraud, making enthusiasts enthusiastic to give an idea about sharia online buying and selling according to Islamic law based on a study of the views of online business people in the Bogor Pamijahan District community. Online buying and selling transactions can be via ATM or COD (Cash On Delivery). The most important thing in buying and selling online is the seller's credibility, quality, price of goods and transaction security. Sharia online buying and selling must also be taken into account so that the seller and buyer of the same fellow Muslims are not harmed and they are happy with each other nor it does violate the fiqh law muamalah in Islam. Islamic Law of Jurisprudence packs online buying and selling in sharia that is fulfilling harmony and terms of sale and purchase, agreement, ethics and principle of buying and selling. The specifications of the goods being traded must be clear and honestly described even if there is a defect in the goods to avoid garar. If the specifications of the item desired by the buyer are not even suitable, the online seller can confirm to the buyer to choose another specification or even cancel the transaction by transferring the payment to avoid fraud and increase customer satisfaction.
Pengaruh Komitmen Organisasi terhadap Kinerja Manajerial Rumah Sakit Islam Jakarta Riyanto Riyanto; Yanti Hasbian Setiawati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 1 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (330.395 KB) | DOI: 10.47467/alkharaj.v1i1.16

Abstract

Performance measurement is a process of assessing the progress of work against the goals and objectives predetermined, performance measurement used to assess the achievements manajaer and units of the organization he leads. the concept of managing public sector organizations based on three main elements, namely: economy, efficiency, and effectiveness. This study will analyze the influence of the independent variable on the dependent variable, namely the Participation Effect budget and organizational commitment to managerial performance in Islamic hospital Jakarta Cempaka Putih. Results showed partial (according t test) effect on theorganizational commitmen with budgetary participation as moderating variable of managerial performance. Then according to the results of t test, the partial effect on the organization's commitment managerial performance in performing their tasks and responsibilities. In carrying out the duties and responsibilities as a manager, it takes a strong commitment to the organization. Test results F illustrates that the simultaneous participation of thebudget and organizational commitment jointly influence on managerial performance. R Square Test results showed R2 values shown in the table amounted to 0.690 means that the variable budgetary participation and organizational commitment, able to explain 69.0% of these variations on managerial performance variable (Y).
Pengaruh Likuiditas dan Inventory Turnover terhadap Profitabilitas CV Mutiara Abadi Bogor Faisal Salistia; Evinovita Evinovita; Eneng Siti Khodijah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 1 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (564.714 KB) | DOI: 10.47467/alkharaj.v1i1.17

Abstract

Profitability is the ability of companies to obtain profits generated from company activities to measure how much management effectiveness in managing assets owned by the company to generate profits. This study uses return on assets (ROA) to measure the profitability of a company, because ROA shows the rate of return of all company assets not just equity investment. This study uses a quantitative method with a type of causal research because it is adjusted to the hypothesis formulation that predicts that liquidity (current ratio) (CR) and inventory turnover (ITO) affect ROA. The data used in this study are quantitative data obtained from secondary data from quarterly financial reports CV. Abadi Bogor Bogor in 2012-2016 with documentation data collection methods. Multiple linear regression analysis in this study was used to determine the effect of independent variables (CR and ITO) on the dependent variable (ROA). Based on the results of statistical calculations show that the variable liquidity (current ratio) partially has a positive effect on ROA of the company CV. Abadi Abadi Bogor for the period 2012-2016. Partial Inventory Turnover has no significant effect on ROA of a company CV. Abadi Abadi Bogor for the period 2012-2016. While simultaneously variable liquidity (current ratio) and inventory turnover have a positive effect on ROA of the company CV. Abadi Abadi Bogor for the period 2012-2016.
Pengaruh Giro Wadiah dan Mudharabah terhadap Peningkatan Laba Riyanto Riyanto; Arman Paramansyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 1 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (362.253 KB) | DOI: 10.47467/alkharaj.v1i1.18

Abstract

This study was conducted to examine the effect of Giro Wadiah and Mudharabah deposits on the Net Profit of BRI Syariah. Research carried out by the unit of analysis Islamic Bank BRI in Bekasi. The method used in this research is descriptive method with data collection approach. Studies conducted through Primary data is data obtained directly from the research subjects in this case PT. Bank BRI Syariah and secondary data is data obtained from the research literature. The results showed that: (1) changes in demand deposits wadiah significant effect on Net profit in Syariah BRI (2) Changes in deposits mudaraba significant effect on net profit at Syariah BRI (3) Simultaneously Mudharabah Deposits Demand deposits and significant effect on the net profit at Syariah BRI.
Implementasi Kepemimpinan Pendidikan Dalam Peningkatan Mutu Pendidikan di Sekolah Melalui Melalui Sistem Nilai Bakti Toni Endaryono
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 1 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (249.007 KB) | DOI: 10.47467/alkharaj.v1i1.19

Abstract

In improving the quality of education at the school level one of them is educational leadership because it is one of the strategies that determine the emergence of changes in institutions to a better one. leadership must be improved in quality from time to time to advance the world of education at the national level through a system of values. In order for educational goals to be realized in the era of industrial revolution 4.0. Because there is still a lot of education in schools that is implemented poorly because it does not see national education quality standards, the Quality of National Education will be measured through the attainment of all National Education Standards, including standards of content, process, competency, education and education, facilities and infrastructure education funding and assessment (PP RI No. 19 of 2005).One element of the quality of educational institutions is the quality of services carried out by these institutions to their stakeholders. the quality of service is part of the implementation of TQM education that is implemented by the leadership of the institution to its customers, so that in improving the quality, educational institutions must have several elements such as Tangible, intangible, Reliability, Responsive institution. Public leadership is related to the ability to establish cooperation and become a reference for the public with functional and operational management systems including planning, organizing, staffing, leading, controlling in internal and external activities, with reference to the vision and mission of the institution.
Perbandingan Keberlanjutan Bisnis Retail Minimarket Modern dan Retail Tradisional Warung di Jawa Barat Efrita Norman; Yudi Permana; Riris Aishah Prasetyowati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 2 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (635.81 KB) | DOI: 10.47467/alkharaj.v1i2.52

Abstract

The Continuity of traditional and modern retail retail business attracts the most attention, because it always puts the traditional retail business in a weak position. The result of this research is that the attention to the successful aspects of the service industry has not been a concern for the traditional retail business, thus weakening the position of traditional Retail business, coupled with the strong characteristic of the standardized service quality dimension as the business reference of modern minimarket services increasingly sharpening the performance gap retail business and thus further weaken the position of traditional retail business. Comparative analysis of Retail Business Traditional Stores and Retail Business Modern minimarket shows the successful aspects of the service business to be considered namely; consumers, management, and employees. This research includes descriptive research type using traditional approach. The analysis method used is a variant of semantic differential approach, with descriptive statistic analysis, correlation analysis, regression analysis to obtain determinant of the purpose of this research.
Ushul Fiqh Sebagai Kerangka Berpikir Dalam Istinbath Hukum Ekonomi Islam Moh. Romli
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 2 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (440.092 KB) | DOI: 10.47467/alkharaj.v1i2.53

Abstract

Studying the science of ushul fiqh in the traditions of Islamic campuses and pesantren is significant for the discovery and formation of Islamic economic law. Even ushul fiqh was made a compulsory subject that must be mastered by Islamic economic law experts today. However, studying ushul fiqh on campus and Islamic boarding schools is trapped in a conservative paradigm, where studying ushul fiqh is limited to something that is consumptive, read and memorized, without contextualization and application. In fact, ushul fiqh must be presented in the midst of Islamic economic in a logical and realistic way, even ushul fiqh as the primary commodity of Muslim economic law experts in the methodology of istinbat al-hukm must touch the economic problems faced by contemporary society. That is the challenge of Islamic economics law experts in studying ushul fiqh today. This paper, how to explain the activities of Muslim economic law experts in studying and understanding ushul fiqh with a descriptive-qualitative research approach model. So what is studied in this paper is the paradigm of thinking in a community of Muslim economists in studying and developing ushul fiqh, when faced with socio-economic problems that require the juridists of Islamic law in the frame of religious texts. From the results of this discussion it can be seen that the ushul fiqh for Islamic economic jurists in the development and dynamics model of ushul fiqh is centered on; revitalization of ushul fiqh, text diversification (fahm nushus asy-shari'ah) and extensification of maqashid as-shari'ah, namely expansion in understanding the purpose of sharia (fahm maqashid as-shari'ah). Besides that, Islamic economic law experts can use the method of ushul fiqh as tariqatu al a'mal, (work patterns), first, making maslahah as a tool in establishing Islamic economic law. Second, it is like matching the fatwa of ulama's law, with the current situation and condition. Third, carry out the operation of Usul Fikih in the formation Islamic economic law as a deductive method. And fourth, complete with Qawaid al-Fiqhiyyah.
Strategi Penetapan Harga Komoditas Dalam Perspektif Ekonomi Syariah Sholikul Hadi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 1 No 2 (2019): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (418.762 KB) | DOI: 10.47467/alkharaj.v1i2.54

Abstract

Price has a very important role for the survival of the company. The strategy of fixing commodity prices is widely discussed in conventional economics, as well as its application has been done both to maintain its business and to compete to win the market. However, whether the pricing strategy is in accordance with the rules of Islamic law. The research objectives that compilers want to achieve are to determine the strategy for fixing commodity prices in the perspective of Islamic economics, as well as the role of the government in dealing with price problems in the market. This research is a library research design using a secondary analysis approach. This approach is divided into two stages, namely the descriptive stage and the evaluative stage. Instrument and data collection techniques used are documentation methods. The data analysis technique used is qualitative analysis techniques with a literature approach which is carried out using three product components, namely data reduction and data collection, display data, and conclusion drawing, namely reducing and collecting various data and theories related to the central theme with various sources. as well as classifying them to be described systematically, then a study and discussion is carried out to then draw conclusions on the problem under study. The results showed that the strategy of fixing commodity prices in the perspective of Islamic economics can be applied by looking at market conditions, both supply and demand. Unlike the principles of commodity pricing strategies in conventional economics which have the ultimate goal of maximizing profit and seeking profit for the purpose of accumulating wealth. Islamic economic principles in prices, namely to improve the welfare of society in terms of income distribution. The market mechanism does not always work according to the existing concept, thus the role of the government as a supervisory body is needed in dealing with price problems in the market in order to avoid market distortion problems. However, the government is prohibited from intervening when the market is running normally.

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