Saadah, Naili
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Perencanaan Keuangan Islam Sederhana dalam Bisnis E-Commerce pada Pengguna Online Shop Saadah, Naili
Economica: Jurnal Ekonomi Islam Vol 9, No 1 (2018)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2018.9.1.2593

Abstract

Technological developments and digitalization in all sectors including the industrial sector force all industry players to follow if they want to survive. Behind the digitalization that targets all aspects of transactions, as a Muslim, there are basic rules that must still be used as guidelines, including not forgetting the aspects of sharia in dealing with it especially in the current era of globalization. This study will examine how e-commerce business as part of the industrial revolution synergizes with Islam which is implemented in the form of simple Islamic financial planning. Using ethnography studies and adjoining case study methods this study investigates two participants as micro-entrepreneurs who implement e-commerce. The results of the study prove that micro-entrepreneurs in the e-commerce business have implemented Islamic financial planning in a simple way through the allocation of specific budgets for worship needs such as zakat, infaq and alms in their financial planning.Perkembangan teknologi dan digitalisasi di semua sektor memaksa semua pelaku industri untuk mengikutinya jika ingin tetap bertahan. Di balik digitalisasi yang menyasar semua aspek transaksi, sebagai seorang muslim ada aturan dasar yang tetap harus dijadikan pedoman, di antaranya tidak melupakan aspek syariah dalam bermuamalah apalagi di era globalisasi saat ini. Penelitian ini akan mengkaji bagaimana bisnis e-commerce sebagai bagian dari revolusi industri bersinergi dengan Islam yang diimplementasikan dalam bentuk perencanaan keuangan Islam secara sederhana. Menggunakan studi etnograpi dan metode studi kasus yang berdampingan penelitian ini mengobsevasi dua partisipan sebagai pelaku usaha mikro yang menerapkan e-commerce. Hasil penelitian membuktikan bahwa pelaku usaha mikro dalam bisnis e-commerce telah menerapkan perencanaan keuangan Islam secara sederhana melalui pengalokasian anggaran khusus untuk kebutuhan ibadah, seperti zakat, infak dan sedekah dalam perencanaan keuangannya.
ETIKA PERTANGGUNGJAWABAN LINGKUNGAN DALAM BINGKAI AL-QUR’AN Saadah, Naili; Farida, Dessy Noor
EQUILIBRIUM Vol 7, No 2 (2019): EQULIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v7i2.4548

Abstract

Environmental responsibility (ER) is a topic that is often discussed lately. This is because the ecological crisis is increasingly alarming. massive natural exploration by the company as if not paying attention to the damage caused. land clearing, mining of natural energy sources and pollution are examples of activities that contribute to the destruction of nature. The problem of environmental damage today is no longer a problem that is separate from religion because, in reality, the destruction of nature is a result of the spiritual crisis of modern humans which causes greed. Departing from these conditions, this study questions how the ethics of environmental responsibility in the rules of Qur'an. Using a sample of companies registered with the Jakarta Islamic Index, this study seeks to explore facts based on the annual reports reported by the company. This research found an alarming fact, where there are still many companies registered in the Jakarta Islamic Index that have not fulfilled the ethics of environmental accountability as regulated in the Qur'an.
Love of Money, Religiosity, and Gender: How do These Affect the Ethical Perceptions of Public Accountants? Saadah, Naili; Samroh, Samroh
Accounting Analysis Journal Vol 10 No 1 (2021): March
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/aaj.v10i1.44736

Abstract

Ethics has always been an interesting issue to discuss in any discussion related to the professionalism of the world of accounting and auditing. Public scepticism towards the accounting profession is quite reasonable since there are not a few auditors and public accountants involved with financial scandals. Money for an individual is like a double-edged knife, on the one hand, it is a need, but it can also be a root of greed, no exception for an auditor. Therefore, this study aims to determine the effect of love of money on the ethical perceptions of public auditors. Whether there is an influence of the love of money on the ethical perceptions of public auditors and how does this affect it when faced with one’s religiosity and gender. Using the object of the research of auditors who are members of the public accounting firm in Semarang city, this research succeeded in collecting a sample of 43 auditors with the criteria of having had at least three years of experience as an auditor. The results prove that love of money has a direct effect on the ethical perceptions of public auditors. However, when the feeling of love of money is faced with religiosity and gender, it does not significantly influence auditors’ ethical perceptions. Therefore, it can be concluded that love of money is one’s attitude in general which is reflected in the behaviour of an auditor so that one’s love of money can directly influence an auditor’s ethical perception. Keywords: Love of Money; Religiosity; Gender; Ethical Perceptions
Love of Money, Religiosity, and Gender: How do These Affect the Ethical Perceptions of Public Accountants? Saadah, Naili; Samroh, Samroh
Accounting Analysis Journal Vol 10 No 1 (2021): March
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/aaj.v10i1.44736

Abstract

Ethics has always been an interesting issue to discuss in any discussion related to the professionalism of the world of accounting and auditing. Public scepticism towards the accounting profession is quite reasonable since there are not a few auditors and public accountants involved with financial scandals. Money for an individual is like a double-edged knife, on the one hand, it is a need, but it can also be a root of greed, no exception for an auditor. Therefore, this study aims to determine the effect of love of money on the ethical perceptions of public auditors. Whether there is an influence of the love of money on the ethical perceptions of public auditors and how does this affect it when faced with one’s religiosity and gender. Using the object of the research of auditors who are members of the public accounting firm in Semarang city, this research succeeded in collecting a sample of 43 auditors with the criteria of having had at least three years of experience as an auditor. The results prove that love of money has a direct effect on the ethical perceptions of public auditors. However, when the feeling of love of money is faced with religiosity and gender, it does not significantly influence auditors’ ethical perceptions. Therefore, it can be concluded that love of money is one’s attitude in general which is reflected in the behaviour of an auditor so that one’s love of money can directly influence an auditor’s ethical perception. Keywords: Love of Money; Religiosity; Gender; Ethical Perceptions