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PERANAN PROGRAM KOPERASI JASA KEUANGAN SYARIAH BAITUL MAAL WAT TAMWIL ( KJKS BMT) DALAM PEMBERDAYAAN PELAKU USAHA MIKRO KECIL MENENGAH DI KOTA PADANG Mulia, Rizki Afri
Ensiklopedia Sosial Review Vol 1, No 3 (2019): Volume 1 No 3 Oktober 2019
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/esr.v1i3.350

Abstract

This research background was found in the implementation of the program Baitul Maal Wat Tamwil (BMT) in Empowerment’s actors UMKM in Padang. The aims of this research was to describe the implementation of Sharia Baitul Maal Wat Tamwil (KJKS BMT) Cooperative Program and to know the impact of KJKS Program implementation through savings and loan program in approaching the access of business capital to SMEs in Padang City. The method used in this research was qualitative research using descriptive method. The research found that the Role of Sharia Financial Services Cooperative Program Baitul Maal Wat Tamwil (KJKS BMT) for the Empowerment of Micro Small Medium Enterprises has been effective by providing financing in the addition of venture capital to UMKM for the development of their business. Although the implementation of KJKS program has been in accordance with existing procedures but has not fully able to improve the welfare of its members. This can be seen from its still found some obstacles in the implementation, constraints faced can be categorized into two forms. Internal obstacles such as: lack of KJKS capital, poor people's mindset about KJKS program, lack of supervision on KJKS program implementation, external constraints such as: the utilization of aid funds that have not maximized, Fructuative Community Economic Condition (unstable), Competitor with product Just like the existence of loan sharks, obstacles that come from the participants of the program carried out efforts such as guidance, the system pick up the ball against members who are stuck in the payment.
KONTRIBUSI KOMPENSASI DAN MOTIVASI KERJA TERHADAP KEPUASAN KERJA PEGAWAI DI DINAS PENDIDIKAN DAN KEBUDAYAAN KABUPATEN AGAM Saputra, Nika; Mulia, Rizki Afri
Ensiklopedia Sosial Review Vol 2, No 1 (2020): Volume 2 No 1 Februari 2020
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/esr.v2i1.440

Abstract

This study aims to provide evidence that: (1) To see the contribution of compensation to the job satisfaction of Agam Regency Education and Culture Department employees. (2) To see the contribution of work motivation to the job satisfaction of Agam Regency Education and Culture Office employees. (3) To see the contribution of compensation and work motivation together to the job satisfaction of Agam Regency Education and Culture Department employees. Data collection is done by survey method with questionnaire. the auditor Data analysis techniques used in this study are descriptive and quantitative analysis. The data collected is primary and secondary data that can be classified as independent variables and dependent variables. Work Compensation and Motivation (contribution variables), and Employee Job Satisfaction in the Agam Regency Education and Culture Office (contributed variable). Hypothesis testing in this study uses multiple linear regression test. Based on the results of the study note that: (1) There is a positive and significant contribution between compensation for Employee Job Satisfaction in the Agam District Office of Education and Culture. (2) There is a positive and significant contribution between work motivation on Employee Job Satisfaction in Agam Regency's Office of Education and Culture. (3) There is a positive contribution between compensation and work motivation together to Employee Job Satisfaction in Agam Regency's Office of Education and Culture.