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RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING, CAPITAL (RGEC) METHOD SEBAGAI INSTRUMEN PENGUKUR TINGKAT KESEHATAN PERBANKAN SYARIAH DI INDONESIA Kusnanto, Amir
Jurnal Administrasi Bisnis Vol 6, No 2 (2017)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jab.v6i2.16614

Abstract

Bank Indonesia perfected the Bank's health assessment method from CAMELS to RGEC method which includes factors of Risk Profile, Good Corporate Governance, Earning, and Capital in accordance with Bank Indonesia Circular Letter No.13 / 24 / DPNP dated October 25, 2011 on Assessment Health Level of Commercial Banks. Such adjustments need to be made so that the bank soundness rating can be more effectively used as a tool to evaluate the bank's financial performance. The results of the analysis on the Rating of Health Level at Bank Syariah Mandiri, Bank BRI Syariah, Bank Syariah Bukopin, BCA Syariah using RGEC method shows the bank's health predicate in accordance with the standards set by Bank Indonesia for the period 2013, 2014 and 2015 with the conclusion of the assessment results the same in composite 2, which reflects the general condition of the bank healthy. Except for Bank BNI Syariah in the period of 2013 with the conclusion of composite rating of 1, which reflects the condition of banks that are very healthy, the period 2014 and 2015 with the conclusion of composite rating 2, which reflects the general condition of the bank  healthy. The Bank's Health Level in terms of RGEC at Sharia Commercial Banks in the period of 2013, 2014, and 2015 are in healthy criteria, so it is considered very capable of facing significant negative impacts from changes in business conditions and other external factors.
PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI PROGRAM PKM UNTUK MENINGKATKAN KAPASITAS PRODUKSI PERMEN JELLY BUAH DAN JELLY SAYURAN DI KOTA MALANG Arifin, Zainul; Istutik, Istutik; Kusnanto, Amir
Jurnal Abdi Masyarakat Vol 3, No 1 (2019): Jurnal Abdi Masyarakat (JAIM)
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jaim.v3i1.539

Abstract

Candy is a snack that is loved by children and adolescents, because it tastes sweet, has a distinctive aroma and is affordable. Many types of candy both made from artificial ingredients and from natural ingredients. Specially soft and chewy jelly candy is much loved by young people.A businessman partner named Dian Falah Fitriyana, ST is located at Jl. Ikan Hiu II / 19 Tunjungsekar Village, Lowokwaru District, Malang City innovates by producing jelly candy from fruit raw materials (apple jelly candy and dragon fruit jelly candy) and made from vegetable raw materials (Moringa jelly candy and carrot jelly candy). As it is known that apples, dragon fruit and vegetable Moringa and carrots have many health benefits. Raw material for jelly candy is only taken from the juice and not added with preservatives.The purpose of the PKM program is to increase the production capacity of partner entrepreneurs and provide online marketing training, training and accounting assistance, so that partner entrepreneurs can make financial reports needed for a productive business.The problem of micro entrepreneurs in general is not being able to increase their production because of limited capital, which has the effect of not being able to add or replace their more modern production facilities. Marketing limitations and not doing financial records properly. The Community Partnership Program (PKM), which provides production support equipment and management improvements, will certainly increase production outputThe solutions offered by the PKM program to increase the production capacity of partner entrepreneurs are to provide juicers, sterilitators, sealers, digital scales, LPG ovens, containers, trays, containers. Meanwhile, to improve financial management and product marketing, the Team provides training and mentoring in accounting and marketing training. It is expected that partner entrepreneurs are able to make financial records (cash flow) and market their products through internet marketing.Partner entrepreneurs with the help of new equipment from the PKM program are targeting production to increase by 50% to 100%. This optimistic target is achieved due to juice, sterilitators, chopper machines, large ovens and more modern production facilities, entrepreneurs will be able to serve the demands of more consumers.The progress of PKM program activities has reached 70% of the target, but there are still activities to assist in making financial reporting and online marketing.
PROGRAM KEMITRAAN MASYARAKAT PACU PENINGKATAN PRODUKTIVITAS PENGUSAHA MANISAN DI KOTA MALANG DAN KOTA BATU Kusnanto, Amir; Hariadi, Sugeng
Jurnal Abdi Masyarakat Vol 2, No 1 (2018): JAIM-Jurnal Abdi Masyarakat
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jaim.v2i1.238

Abstract

Manisan merupakan makanan ringan masyarakat Indonesia dengan harganya relatifterjangkau. Beraneka macam manisan yang beredar di pasaran baik yang berasal dariprodusen besar maupun dari pengusaha kecil. Bahan baku manisan bermacam-macam, tapipengusah mitra berinovasi dengan membuat manisan jelly berbahan baku wortel, menirandan manisan berbahan baku kencur serta jahe.Pengusaha mitra - 1 (Ibu Kety Kania, ST) membuat inovasi manisan jelly dari bahan bakuwortel dan mengembangkan produk lain berbahan baku meniran. Bahan baku wortel banyakdi kota Batu yang merupakan sentra sayuran, dan meniran yang umumnya sebagai bahanbahu jamu untuk meningkatkan stamina yang banyak tumbuh liar di persawahan.Pengusaha mitra-2 (Ibu Siti Aminah, S. Si., S.Pd) membuat manisan dari bahan baku kencurdan jahe. Bahan baku ini mudah diperoleh di Kota Malang dengan harga yang relatif murah.Tujuan dari program PKM adalah untuk membantu masyarakat khususya pengusaha mitraagar mampu meningkatkan kapasitas produksi dan omzet penjualannya serta mampumembuat pencatatan keuangan.Permasalahan pengusaha mikro pada umumnya tidak mampu meningkatkan produksinyakarena keterbatasan modal, yang berdampak tidak mampu menambah atau menggantifasilitas produksinya yang lebih modern. Keterbatasan pemasaran dan tidak melakukanpembukuan keuangan dengan baik. Program Kemitraan Masyarakat (PKM) yangmemberikan hibah peralatan penunjang produksi dan pembenahan manajemen dapatdipastikan akan meningkatkan hasil produksi.Solusi yang ditawarkan program PKM untuk meningkatkan kapasitas produksi mitra-1 yaitumemberikan juicer, sterilitator, mixer, sealer, kopor gas, timbangan digital. SedangkanPengusaha mitra-2 fasilitas produksi yang diberikan berupa mesin perajang untuk mengirisbahan baku, kompor gas, oven besar untuk mengeringkan produk.Dalam rangka membenahi manajemen dan pemasaran produk, Tim memberikan pelatihandan pendampingan akuntansi dan teknologi informasi dengan membuatkan blog profileusaha. Diharapkan pengusaha mitra mampu membuat pencatatan keuangan(cash flow)danmemasarkan hasil produk melalui internet marketing.Pengusaha mitra-1 dan pengusaha mitra-2 dengan bantuan peralatan baru dari program PKMmentargetkan produksi akan meningkat 50% sampai dengan 100%. Optimis target initercapai disebabkan juice, sterilitator, mesin perajang, oven besar dan fasilitas produksi lebihmodern, pengusaha akan mampu melayani permintaan konsumen yang lebih banyak.
SINERGI PERGURUAN TINGGI, PERANGKAT DESA DAN LEMBAGA SOSIAL UNTUK MEWUJUDKAN DESA WISATA PETIK JERUK SELOREJO bagyo, yupono; kusnanto, amir; tachjuddin, tachjuddin; hariadi, sugeng; ratnasari, siwi dyah; decasari, dwi daenasty
Jurnal Abdi Masyarakat Vol 1, No 1 (2017): Volume 1 No 1 November 2017
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jaim.v1i1.91

Abstract

The majority of Selorejo villagers are farmers of citrus crops. Selorejo orange product is famous and has 12 kinds of oranges. Regent of Malang, Mr. H. Rendra Krisna expects Selorejo village to be a pilot village of citrus picking tour in Malang regency.The problems of Selorejo Village, Malang, are: a) people are still not ready to receive tourist visit from both domestic and foreign; b) Spatial village is not yet tidy including layout of bus parking and tour vehicle; c) The need to centralize the sale of citrus and other processed citrus products; d) Assisting the empowerment of villagers with more rooms for tourists; and e) lack of promotion.Solutions are offered 1-year IbDM Program that is a) Entrepreneurship Training, GAPOKTAN, PKK, Karang Taruna / Tour manager; b) Map of Citrus Tourist Sites; c) Making citrus kiosks and village superior products; d) Clean the sewer from plastic waste; e) Website Creation; f) Making of drainage in citrus hut; and g) Making of citrus hut.The method of implementation in achieving the specific objectives of the IbDM Program is in accordance with the needs of the villagers of Selorejo, the Implementing Team conducts training to GAPOKTA, PKK, Tour Manager / Karang Taruna, including entrepreneurship training, marketing, accounting. In addition, the team implements the implementation of science and technology in the form of website creation, and improvement of tourism infrastructure facilities.Achievements of 1st year IbDM program activities are: a) Prime Service Training, Entrepreneurship and Accounting for GAPOKTAN, PKK, Tour Manager / Karang Taruna; b) Map of Citrus Tourist Sites; c) Create a Gazebo for the marketing of the Village's Featured Products; d) Website Creation; e) Making drains in citrus huts; and f) Making of citrus hut. So 100% of 1 year IbDM program has been implemented.