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Pengaruh Persepsi Risiko, Persepsi Kemudahan, dan Literasi Keuangan terhadap Minat Penggunaan Linkaja Veronica Ong; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol 4, No 2 (2022): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v4i2.18259

Abstract

Dunia sudah memasuki era revolusi industri 4.0 dan mungkin sebentar lagi akan memasuki era revolusi industri 5.0, berarti telah terjadi perubahan besar-besaran di bidang industri, bisa dilihat dari adanya perkembangan teknologi yang semakin canggih dan adanya internet yang membuat segala hal menjadi lebih mudah. Revolusi industri 4.0 juga memberikan terobosan baru di bidang keuangan, dengan adanya teknologi keuangan (financial technology) atau lebih dikenal dengan sebutan FinTech. Teknologi keuangan yang tersedia saat ini terdiri dari pencatatan uang digital, dompet digital (e-wallet), dan e-lending. Penelitian ini akan berfokus pada teknologi keuangan yang berjenis dompet digital atau e-wallet. Saat ini, ada sangat banyak aplikasi dompet digital, sebut saja GoPay, DANA, OVO, ShopeePay, LinkAja, dan lain-lain. LinkAja merupakan layanan keuangan elektronik yang dipadukan ke dalam aplikasi yang bisa membuat aktivitas transaksi keuangan penggunanya menjadi lebih seru, lancar, dan tidak merepotkan. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh dari persepsi risiko, persepsi kemudahan, dan literasi keuangan terhadap minat penggunaan LinkAja. Sebanyak 90 responden terpilih melalui teknik purposive sampling, dan responden berasal dari mahasiswa/i di Jakarta. Penelitian ini dilakukan dengan menyebarkan kuesioner secara online dengan Google Form dan data yang diperoleh diolah dengan SmartPLS versi 3.2.9. Penelitian ini menunjukkan bahwa persepsi risiko dan literasi keuangan berpengaruh terhadap minat penggunaan, sedangkan persepsi kemudahan tidak mempengaruhi minat penggunaan. The world has entered the era of the industrial revolution 4.0 and maybe soon it will enter the era of the 5.0 industrial revolution, meaning that there has been a massive change in the industrial sector, it can be seen from the development of technology and the internet which makes everything easier. The industrial revolution 4.0 also provides new breakthroughs in the financial sector, with the existence of financial technology or better known as FinTech. Financial technology consists of digital wallets (e-wallet), and e-lending. This research will focus on financial technology in the form of a digital wallet or e-wallet. Currently, there are many digital wallet applications in Indonesia, such as GoPay, DANA, OVO, ShopeePay, LinkAja, and others. LinkAja is an electronic financial service that is integrated into an application that can make the user's financial transaction activities more exciting, smooth, and hassle-free. This research aimed to analyze the effect of perceived risk, perceived ease of use, and financial literacy on intention to use of LinkAja. 90 respondents were chosen through purposive sampling method, and conducted with university students in Jakarta. The research was conducted by distributing questionnaires online using Google Form and data were processed using SmartPLS version 3.2.9. The results of this research indicate that perceived risk and financial literacy have a positive and significant effect on intention to use, while perceived ease of use do not affect intention to use.
Pengaruh Rasio Keuangan, Tata Kelola Perusahaan Terhadap Kesulitan Keuangan Pada Perusahaan Pertambangan Marfianto Marfianto; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol 1, No 4 (2019): Oktober 2019
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v1i4.6577

Abstract

The purpose of this research is to examine whether (1) managerial ownership effect to financial distress (2) institusional ownership effect to financial distress (3) liquidity effect to financial distress (4) leverage effect to financial distress. Data collection was done by census method., so that 39 mining companies were collected. Data analysis techniques using logistic regression analysis techniques. Data is processed using EViews 9.0. The results of this study indicate that managerial ownership, institusional ownership, and leverage is a positive effect  to financial distress. while, liquidity is a negative effect to financial distress. Penelitian ini bertujuan untuk menguji apakah (1) kepemilikan manajerial berpengaruh terhadap kesulitan keuangan (2) kepemilikan institusional berpengaruh terhadap kesulitan keuangan (3) likuiditas berpengaruh terhadap kesulitan keuangan (4) leverage berpengaruh terhadap kesulitan keuangan. Data dikumpulkan dengan metode sensus, sehingga terkumpul 39 perusahaan pertambangan. Teknik analisis data menggunakan teknik analisis regresi logistik. Data diolah dengan menggunakan Eviews 9.0. Hasil penelitian ini menunjukkan bahwa kepemilikan manajerial, kepemilikan institusional dan leverage mempunyai pengaruh positif terhadap kesulitan keuangan. Sedangkan, likuiditas mempunyai pengaruh negatif terhadap kesulitan keuangan.
Pengaruh Pengendalian Diri, Literasi serta Perilaku Keuangan Terhadap Kesejahteraan Keuangan Leonardo Luis; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol 2, No 4 (2020): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v2i4.9883

Abstract

The purpose of this study is to determine whether the financial well-being of financial management student at Tarumanagara University can be measured through financial behavior, where the level of financial behavior in this study is seen based on self-control and financial literacy. This research uses primary data through the process of collecting data by sharing questionnaires online using google forms questionnaire with a non-probability sampling method of the type of convenience sampling with a total of 150 financial management student at Tarumanagara University. The data analysis technique used is Structural Equation Modeling (SEM) with Smart-PLS program version 3.2.8. The results of this study show that there is a positive and significant influence between self-control, literacy, and financial behavior towards financial well-being. Tujuan penelitian ini adalah untuk mengetahui apakah kesejahteraan keuangan mahasiswa manajaemen keuangan Universitas Tarumanagara dapat diukur melalui perilaku keuangannya, dimana tingkat perilaku keuangan dalam penelitian ini dilihat berdasarkan pengendalian diri dan literasi keuangan seseorang. Penelitian ini menggunakan data primer melalui proses pengumpulan data dengan cara membagikan kuesioner secara online menggunakan google form dengan metode non-probability sampling berjenis convenience sampling dengan total 150 responden mahasiswa manajemen keuangan Universitas Tarumanagara. Teknik analisis data yang digunakan adalah Structural Equation Modeling (SEM) dengan program Smart-PLS versi 3.2.8. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh positif dan signifikan antara pengendalian diri, literasi, serta perilaku keuangan terhadap kesejahteraan keuangan.
Perilaku, Sikap Dan Pengetahuan Keuangan Terhadap Kepuasan Keuangan Joshua Nathan Austin; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol 3, No 1 (2021): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v3i1.11288

Abstract

The purpose of this research is to examine the effect of financial behavior, financial attitude and financial knowledge towards financial satisfaction linkAja users. This study will examine LinkAja application users in West Jakarta as a sample. The sampling technique is done by using nonprobability sampling. The study was conducted by distributing questionnaires online using Google Form and data were processed using smart-PLS program version 3.2.2, and the respondents obtained were 210 respondents. The results of this research indicate tha financial behavior and financial knowledge have a significant effect on financial satisfaction, while financial attitude do not affect financial satisfaction.Tujuan dari penelitian ini adalah untuk meneliti pengaruh perilaku keuangan, sikap keuangan dan pengetahuan keuangan terhadap kepuasan keuangan pengguna LinkAja. Penelitian ini akan meneliti pengguna aplikasi LinkAja yang berada di Jakarta Barat sebagai sampel. Teknik pengambilan sampel dilakukan dengan menggunakan nonprobability sampling dan jenis nonprobabilty sampling yang digunakan adalah purposive sampling. Penelitian dilakukan dengan menyebarkan kuesioner secara online menggunakan bantuan google form dan data diolah menggunakan program Smart-PLS versi 3.3.2, dan responden yang diperoleh sejumlah 210 orang responden. Hasil Penelitian ini menunjukkan bahwa perilaku dan pengetahuan keuangan berpengaruh signitifkan terhadap kepuasan keuangan, sedangkan sikap keuangan tidak berpengaruh terhadap kepuasan keuangan.
Pengaruh Variabel Makroekonomi dan Rasio Keuangan terhadap Harga Saham Aldrian Bernard Wijaya; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol 4, No 1 (2022): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v4i1.17118

Abstract

Penelitian ini bertujuan untuk mengetahui apakah terdapat pengaruh dari tingkat inflasi, tingkat suku bunga, nilai tukar/kurs dan Return on Asset (ROA) terhadap harga saham perusahaan yang tergabung ke dalam Indeks LQ45 Bursa Efek Indonesia periode 2016-2020. Sampel penelitian ini adalah sebanyak 27 sampel yang dipilih berdasarkan metode purposive sampling. Data pada penelitian ini menggunakan data sekunder yang diperoleh dari situs Bursa Efek Indonesia, situs Bank Indonesia, situs Badan Pusat Statistik dan situs Yahoo Finance. Teknik analisis yang digunakan adalah analisis regresi data panel dengan menggunakan software Eviews9. Hasil Penelitian ini menunjukkan bahwa secara bersama-sama tingkat inflasi, tingkat suku bunga, nilai tukar/kurs dan Return on Asset (ROA) berpengaruh signifikan terhadap harga saham, sedangkan secara parsial hanya tingkat inflasi dan Return on Asset (ROA) yang memiliki pengaruh signifikan terhadap harga saham. The objective of thus research was to examine the effect of the inflation rate, interest rate, exchange rate and Return on Assets (ROA) on the stock prices of companies incorporated into the LQ45 Index of the Indonesia Stock Exchange for the 2016-2020 period. The sample of this research was 27 samples which were selected based on the purposive sampling method. The data in this study uses secondary data obtained from the Indonesia Stock Exchange website, the Bank Indonesia website, the Central Statistics Agency website and the Yahoo Finance website. The analysis technique used is panel data regression analysis using Eviews9 software. The results of this study indicate that together the inflation rate, interest rate, exchange rate and Return on Assets (ROA) have a significant effect on stock prices. Meanwhile, partially, only the inflation rate and Return on Assets (ROA) have a significant effect on stock prices.
Determinan Harga Saham Sektor Properti Dan Realestat Di Bursa Efek Indonesia Nuryasman MN; Yessica Yessica
Jurnal Manajemen Vol. 21 No. 2 (2017): June 2017
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v21i2.236

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Thisstudyaimstoexaminetheeffectofexchangerate(USD/IDR),inflationandBIRatetorealestateandpropertystockthatlistedinBEIfromJ a n u a r y2010–December2015with34samples.StatisticalanalysistoolusedwasEviews6withthepanelregressionanalysisandpurposivesamplingmethod.This study shows that togetherthe USD / IDR exchange rate, inflation rate and SBI interest rate significantly influencethe stock price. While partially only exchange rate USD / IDR and SBI interest ratewhichhave significant effect to stock price.
The Influence Of Organizational Culture And Work Motivation Toward Employee Performance (Case Study On Employees Of PT Inoac Polytechno Indonesia) Nuryasman MN; Eka Andana Suryaman
Jurnal Manajemen Vol. 22 No. 1 (2018): February 2018
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v22i1.314

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The purpose of this research is to know how big influence of organizational culture variable and work motivation to employee performance, PT. InoacPolytechno Indonesia, PasarKemis, Tangerang.The method used is quantitative method and analyze the relationship between independent variables with dependent variable, measurement method used is using Likert scale by taking 30 respondents from existing population as research sample. For regression test the researcher uses statistical analysis with smartPLS program3.2.6.From the result of research known equation KK = 0.547 (BO) + 0.292 (MK). Organizational culture has a positive and significant impact on employee performance, which has the ability of p-values 0.000 <0,05. While work motivation has positive and insignificant effect on employee's performance, that is having ability of pvalues value 0,092> 0,05.
Peranan Manajemen Konflik Dalam Organisasi Nuryasman MN
Jurnal Manajemen Vol. 13 No. 1 (2009): February 2009
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v13i1.512

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Managemen conflict constitute part of organization that should we manage as one of precipitous organization
Peningkatan Kualitas Sumber Daya Manusia Melalui Problem-Based Learning (PBL) Nuryasman MN
Jurnal Manajemen Vol. 5 No. 2 (2001): June 2001
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v5i2.537

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The need for qualified human resources has always been a decisive factor in a country to be competitive in the global context. From the quantitative aspect there is an abundant amount of humen resources, but qualified ones having the necessary skills and professional staff/workers is prevailing. To meet the needs for qualified people, education as a process is important and a new concept called “problem based learning” will be useful for this purpose.
The Propensity For Social Entrepreneurship During The Coronavirus Outbreak Kartika Nuringsih; Nuryasman MN; Rita Amelinda
Jurnal Manajemen Vol. 24 No. 2 (2020): June 2020
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v24i2.637

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This research aims to explore scholarly the propensity for social entrepreneurship (PSE) under the condition of Coronavirus outbreak (Covid-19) and the large scale of social distancing in Jakarta, Indonesia. Entrepreneurial education is expected to encourage awareness of social problems among students. This research examines the relationship between perceived social supports and PSE. Additionally, it investigates the mediating effect of self-efficacy that links among empathy, moral obligation, and prior experience towards PSE. As many as 180 students filled the questionnaire through google forms during April 22-29th 2020. By using Smart-PLS proves a significant effect of perceived social support toward PSE and discovers the mediation effect on social entrepreneurial self-efficacy. The result shows a positive mindset on social entrepreneurship among students whereas this pandemic is as a trigger to intent in social entrepreneurship. It is a mechanism when understanding the social entrepreneurial education for students, thus leaders can utilize to improve regulation in the entrepreneurship learning program.