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MULTI LEVEL MARKETING (MLM) Sebuah Bisnis ldaman Nuryasman MN
Jurnal Manajemen Vol. 12 No. 3 (2008): October 2008
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v12i3.668

Abstract

Today Network Marketing is famous by Multi Level Marketing begin sharp glance by owner of good to promote their products. If we try to compare between business conversional and Multi Level Marketing we can get some advantages to uses the system of Multi Level Marketing as we can press down cost of promotion until minimize level.For This time many people interest for this business at the first time only as side business but the next they begin to focus. Multi Level Marketing business very flexible in  Financial Capital, with the low cost capital and get the benefit without limit. In the operational of this business is very simple and the risk is very insignificant and carry out a plan in Domestic and International Business.Until today only some of people know about MLM business and the fact the have a certain view Negative about it. This written try to give comprehension about MLM business.  how to operate, how to control and how to get successes in this business.
Determining Factors Of Digital Wallet Usage Nuryasman MN; Sukis Warningsih
Jurnal Manajemen Vol. 25 No. 2 (2021): June 2021
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v25i2.740

Abstract

This research aims to examine the effect of perceived usefulness, perceived risk, and trust on the usage intention of digital wallets among college students. Respondents in this study consisted of 138 undergraduate students of the Faculty of Economics and Business, Tarumanagara University, who use ShopeePay. The primary data used for the study were obtained through questionnaires distributed online, in which to select respondents a purposive sampling method was applied. Then the collected data is processed with the analysis technique of Structural Equation Modeling (SEM), using SmartPLS software. The results showed that perceived usefulness and trust positively influenced usage intention. Meanwhile, the perceived risk did not affect usage intention.
Investment Readability Through The Digital Platform Itzhak Vici; Nuryasman MN
Jurnal Ekonomi Vol. 27 No. 2 (2022): July 2022
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v27i2.1058

Abstract

In this modern era, technology had so much improvement so as in investment, there is so many online-investment now a days from illegal investment to trusted investment approved by government. There is a tremendous amount of investment fraud that make society doubtful to do online investment, especially for student which have a limited source of money. But it will be different if the individual had a basic knowledge in financial and investment, even more the information of investment and financial support them whatsmore the confidence in each individual to make decision for their own money. That kind of factors will increase student interest on investment. The purpose of this research to know the influence of financial inclusion, financial literacy, financial self-efficacy and investment knowledge towards investment interest of economic students in Tarumanagara University through digital platform. Researchers used primary data by distributing questionnaires to all economic students in Tarumanagara University with a sample of 100 respondents using purposive sampling The data analysis method in this study is a quantitative method using Structural Equation Modeling (SEM), which is processed with the help of SmartPLS software version 3.3.3. The results of this study indicate that financial inclusion, financial literacy, financial self-efficacy and investment knowledge have significant and positive effect on interest investment of economic students in Tarumanagara University thorugh digital platform.
MEMBANGUN KOLABORASI DALAM PEMBUATAN PROTOTYPE CINDERAMATA “KEMBANG DUREN KULON PROGO” Kartika Nuringsih; Nuryasman MN
PROSIDING SERINA Vol. 1 No. 1 (2021): PROSIDING SERINA III 2021
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1092.801 KB) | DOI: 10.24912/pserina.v1i1.17582

Abstract

Kembang Duren Kulon Progo is a souvenir design for a tourist village in Kulon Progo. Along with the development of natural tourism in various regions, the Kalibiru destination still requires a variety of souvenirs that characterize the destination specifically. Based on sharing with the destination management during the study of the potential for sustainable tourism, the problem of souvenir needs was identified so that an idea was developed to realize souvenir work. Furthermore, collaboration with Puissance Clothing was carried out to realize the prototype. The sketch has been formed from previous activities so that the finalization to production is carried out in collaboration with the partner. In line with the tourism village development model as nature tourism, the design concept appreciates the natural wealth around the destination, namely Durian Menoreh, so the term Kulon Progo Durian Flower is used. The output is a Kembang Duren Kulon Progo T-shirt with a motif of nine durian flowers with the basic colors of black-and-white, blue-white, and red-and-white for the Independence Day edition. Collaboration provides solutions for destinations in the form of souvenir designs which in the future can be developed by the manager in various media such as mugs, drinking bottles, tumblers, cloth bags, or masks. Through the branding, "Kembang Duren Kulon Progo" gives a message that in Kulon Progo there is a Kalibiru destination and in Kalibiru there is Durian Menoreh so that both are promoted to encourage community welfare and maintain environmental conservation. Through collaboration, it contributes to maintaining the sustainability of rural tourism development in Kulon Progo.
Analisis Kinerja Keuangan Bank Konvensional dan Bank Syariah yang Terdaftar di BEI Setiawan Alamsyah; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol. 4 No. 3 (2022): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v4i3.19775

Abstract

Tujuan penelitian ini adalah untuk menganalisis kinerja keuangan bank konvensional dan bank syariah yang terdaftar di bursa efek indonesia (BEI) dengan menggunakan Return on Assets (ROA) sebagai indikatornya yang dipengaruhi oleh Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), dan Growth Domestic Product (GDP). Sampel penelitian ini adalah sebanyak 40 sampel yang dipilih melalui metode purposive sampling. Data perusahaan untuk pemilihan sampel diambil dari website resmi Bursa Efek Indonesia, yaitu idx.co.id, investing.com dan idnfinancials.com. Pengolahan data dilakukan dengan menggunakan software Eviews9 dan SPSS25. Hasil penelitian ini menunjukkan bahwa Capital Adequacy Ratio (CAR) memiliki pengaruh terhadap Return on Assets (ROA) bank konvensional tetapi tidak memiliki pengaruh terhadap Return on Assets (ROA) bank syariah, Loan to Deposit Ratio (LDR) tidak memiliki pengaruh terhadap Return on Assets (ROA) bank konvensional dan bank syariah, Growth Domestic Product (GDP) tidak memiliki pengaruh terhadap Return on Assets (ROA) bank konvensional dan bank syariah, dan terdapat perbedaan kinerja keuangan antara bank konvensional dan bank syariah berdasarkan Return on Assets (ROA) The purpose of this study is to analyze the financial performance of conventional banks and Islamic banks listed on the Indonesia Stock Exchange (IDX) using Return on Assets (ROA) as an indicator which is influenced by the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Growth Domestic Product (GDP). The sample of this research was 40 samples which were selected through purposive sampling method. Company data for sample selection was taken from the official website of the Indonesia Stock Exchange, namely idx.co.id, investing.com and idnfinancials.com. Data processing is done using Eviews9 and SPSS25 software. The results of this study indicate that the Capital Adequacy Ratio (CAR) has an influence on the Return on Assets (ROA) of conventional banks but has no effect on the Return on Assets (ROA) of Islamic banks, Loan to Deposit Ratio (LDR) has no effect on the Return on Assets. (ROA) of conventional banks and Islamic banks, Growth Domestic Product (GDP) has no effect on the Return on Assets (ROA) of conventional banks and Islamic banks, and there are differences in financial performance between conventional banks and Islamic banks based on Return on Assets (ROA).
Analisis Financial Distress pada Masa Pandemi Sheren Destiana; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol. 4 No. 4 (2022): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v4i4.20542

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pandemi, leverage, likuiditas, dan profitabilitas terhadap financial distress pada perusahaan restoran, hotel, dan pariwisata yang terdaftar di Bursa Efek Indonesia tahun 2017-2020. Sampel penelitian ini adalah sebanyak 20 sampel yang dipilih melalui metode purposive sampling. Data perusahaan untuk pemilihan sampel diambil dari website resmi Bursa Efek Indonesia, yaitu idx.com, idnfinancial.com, dan investing.com. Pengolahan data dilakukan dengan menggunakan software Eviews 10. Hasil penelitian ini menunjukkan bahwa leverage (DER) memiliki pengaruh positif dan signifikan terhadap financial distress, likuiditas (current ratio) memiliki pengaruh positif dan signifikan terhadap financial distress, dan profitabilitas (ROA) memiliki pengaruh negatif dan tidak signifikan terhadap financial distress. This study aims to determine the effect of the pandemic, leverage, liquidity, and profitability on financial distress in restaurant, hotel, and tourism companies listed on the Indonesia Stock Exchange in 2017-2020. The sample of this research is as many as 20 samples selected through purposive sampling method. Company data for sample selection was taken from the official website of the Indonesia Stock Exchange, namely idx.com, idnfinancial.com, and investing.com. Data processing is done using Eviews 10 software. The results of this study indicate that leverage (DER) has a positive and significant effect on financial distress, liquidity (current ratio) has a positive and significant effect on financial distress, and profitability (ROA) has a negative and significant impact on financial distress. significant. not significant to financial distress.
Penerapan Tata Kelola Perusahaan terhadap Kinerja Perusahaan Manufaktur di Bursa Efek Indonesia Vivian Vivian; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol. 4 No. 4 (2022): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v4i4.20552

Abstract

Tujuan penelitian ini adalah untuk menganalisis kinerja perusahaan manufaktur di Bursa Efek Indonesia (BEI) dengan menggunakan Return on Asset (ROA) sebagai indikatornya yang dipengaruhi oleh Board Size, Board Independence, CEO Duality dan CEO Tenure. Sampel penelitian ini adalah sebanyak 44 perusahaan yang dipilih melalui metode purposive sampling. Data perusahaan untuk pemilihan sampel ini diambil dari laporan keuangan dan laporan tahunan yang berasal dari website resmi Bursa Efek Indonesia, yaitu idx.co.id dan website resmi perusahaan. Pengolahan data dilakukan dengan menggunakan software Eviews 10. Hasil penelitian ini menunjukan bahwa Board Size, Board Independence dan CEO Duality tidak memiliki pengaruh terhadap Return on Asset (ROA) sedangkan CEO Tenure atau jangka waktu menjabat seorang CEO di suatu perusahaan memiliki pengaruh terhadap kinerja perusahaan yang diproksikan dengan Return on Asset (ROA). The purpose of this study is to analyze the firm performance of manufacturing companies listed on the Indonesia Stock Exchange (IDX) using Return on Assets (ROA) as an indicator which is influenced by the Board Size, Board Independence, CEO Duality and CEO Tenure. The sample of this research was 44 firms which were selected through purposive sampling method. Data for sample selection was taken from the financial report and annual report each companies which from official website of the Indonesia Stock Exchange, known as idx.co.id, and companies official website. Data processing in this thesis done by using Eviews10 software. The results of this study indicate that the Board Size, Board Independence and CEO Duality has no effect on the Return on Assets (ROA) while CEO Tenure or the term of a CEO has been working in the company has an influence on Firm Performance which is proxied by Return on Assets (ROA).
Pengaruh Financial Leverage dan Profitabilitas terhadap Nilai Perusahaan dengan Kebijakan Dividen sebagai Variabel Moderasi Anggi Vionita; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol. 5 No. 1 (2023): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v5i1.22508

Abstract

Nilai perusahaan merupakan salah satu indikator pengambilan keputusan yang penting bagi para investor. Nilai perusahaan yang tinggi menggambarkan kemakmuran bagi pemegang saham. Peningkatannya menunjukkan peningkatan kinerja perusahaan. Secara tidak langsung hal tersebut dipandang sebagai suatu kemampuan untuk meningkatkan kemakmuran pemegang saham yang merupakan tujuan perusahaan. Bagi investor, peningkatan nilai perusahaan akan membuat investor tersebut tertarik untuk berinvestasi di perusahaan sehingga membuat harga saham perusahaan mengalami peningkatan. Tujuan penelitian ini adalah untuk mengetahui pengaruh financial leverage dan profitabilitas terhadap nilai perusahaan dengan kebijakan dividen sebagai variabel moderasi. Populasi dalam penelitian ini adalah perusahaan sektor jasa perbankan yang tergabung dalam indeks LQ-45 di Bursa Efek Indonesia periode 2015 - 2019. Teknik pemilihan sampel yang digunakan yaitu purposive sampling dan diperoleh 6 perusahaan dalam indeks LQ-45 periode 2015 - 2019. Metode analisis data dalam penelitian ini adalah regresi data panel dengan menggunakan software EViews 9.0. Berdasarkan hasil pengolahan data menunjukkan bahwa secara parsial financial leverage berpengaruh negatif dan signifikan terhadap nilai perusahaan sementara profitabilitas tidak memiliki pengaruh terhadap nilai perusahaan. Kebijakan dividen juga tidak mampu memoderasi hubungan antara financial leverage dan profitabilitas terhadap nilai perusahaan. Untuk para investor hasil penelitian ini diharapkan dapat memberi informasi tambahan dalam mengambil keputusan berinvestasi. Sedangkan, untuk perusahaan sektor jasa perbankan hasil penelitian ini diharapkan dapat digunakan untuk melakukan evaluasi untuk menentukan financial leverage yang tepat, menentukan target profitabilitas dan menentukan kebijakan dividen di masa yang akan datang. Firm value is one of the important decision-making indicators for investors. High company value describes prosperity for shareholders. The increase indicates an increase in the company's performance. Indirectly, this is seen as an ability to increase the prosperity of shareholders, which is the company's goal. For investors, an increase in value of the company will make the investor interested in investing in the company so that the company's share price will increase. The purpose of this study is to determine the effect of capital structure and profitability on firm value with dividend policy as a moderating variable. The population in this study are banking sector companies that are members of the LQ-45 index on the Indonesia Stock Exchange period 2015 - 2019. The sample selection technique used is purposive sampling and obtained 6 companies. Data analysis methods in this study is panel data regression using EViews 9.0 software. The results shows that partially financial leverage has a significant effect on firm value while profitability has no effect on firm value. Dividend policy is also unable to moderate the relationship between capital structure and profitability to firm value. For investors, the results of this study are expected to provide additional information in making investment decisions. Meanwhile, for companies in the banking sector, the results of this study are expected to be used to evaluate to determine the right capital structure, determine profitability targets and determine dividend policy in the future.
Literasi Keuangan Memediasi Sikap dan Pengalaman Keuangan terhadap Minat investasi Nathania Tanuwijaya; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol. 5 No. 2 (2023): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v5i2.23399

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis apakah 1) Sikap keuangan dapat mempengaruhi minat investasi; 2) Pengalaman keuangan dapat mempengaruhi minat investasi; 3) Sikap keuangan dapat mempengaruhi literasi keuangan; 4) Pengalaman Keuangan dapat mempengaruhi literasi keuangan; 5) Literasi keuangan dapat mempengaruhi minat investasi; 6) Sikap keuangan dapat mempengaruhi minat investasi melalui literasi keuangan; 7) Pengalaman Keuangan dapat mempengaruhi minat investasi melalui literasi keuangan. Sampel diperoleh dengan metode non-probability sampling berjenis purposive sampling dengan total 260 responden mahasiswa Universitas Tarumanagara dan dianalisis dengan bantuan aplikasi SmartPLS4. Hasil penelitian ini menunjukan bahwa sikap keuangan dan pengalaman keuangan, serta variabel mediasi literasi keuangan memiliki pengaruh positif signifikan terhadap minat investasi. The purpose of this research is to analyze whether 1) Financial attitude can affect investment intention; 2) Financial experience can affect investment intention; 3) Financial attitudes can affect financial literacy; 4) Financial experience can affect financial literacy; 5) Financial literacy can affect investment interest; 6) Financial attitude can affect investment intention through financial literacy; 7) Financial experience can affect interest in investing through financial literacy. Sample was collected with a non-probability sampling method of the type purposive sampling with a total of 260 respondents from Tarumanagara University students and analyzed with the help of the SmartPLS4 application. The results of this study indicate that financial attitudes and financial experience, as well as financial literacy mediating variables have a significant positive effect on investment intentions.
Faktor Penentu Kesehatan Bank Konvensional dan Bank Digital Bong Siaw Yen; Nuryasman MN
Jurnal Manajerial Dan Kewirausahaan Vol. 5 No. 3 (2023): Jurnal Manajerial dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmk.v5i3.25337

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Return On Assets (ROA) dan Capital Adequacy Ratio (CAR) terhadap Non Performing Loan (NPL) pada Bank Konvensional dan Bank Digital baik secara parsial maupun secara Bersama-sama. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian kuantitatif. Data yang digunakan dalam penelitian ini berupa laporan keuangan triwulan yang diperoleh dari website perusahaan berupa laporan keuangan tahun 2017 sampai dengan tahun 2021. Dalam penelitian ini sampel yang dipilih adalah Bank yang memiliki Bank Konvensional dan Bank Digital yang terdiri dari Bank BRI dan Bank Raya. Teknik analisis yang digunakan adalah analisis regresi linier data panel. Penelitian ini menggunakan program perangkat lunak EVIEWS untuk membantu mengolah data dan melengkapi penelitian ini. Hasil penelitian ini berpengaruh signifikan terhadap Non Performing Loan di Bank BRI, Return On Asset berpengaruh signifikan terhadap Non Performing Loan di Bank BRI, Cash Adequacy Ratio tidak berpengaruh signifikan terhadap Non Performing Loan di Bank Raya, Return on Asset tidak berpengaruh berpengaruh signifikan terhadap Non Performing Loan di Bank Raya. This study aims to determine the Return On Assets (ROA) and Capital Adequacy Ratio (CAR) to Non Performing Loans (NPL) in Conventional Banks and Digital Banks, both partially and simultaneously. The type of research used in this research is quantitative research. The data used in this study are in the form of quarterly financial reports obtained from the company's website in the form of financial reports from 2017 to 2021. In this study the sample chosen was Banks that have Conventional Banks and Digital Banks, which consist of BRI Banks and Raya Banks. The analysis technique used is panel data linear regression analysis. This study uses the EVIEWS software program to help process data and complete this research. has a significant effect on Non-Performing Loans at Bank BRI, Return on Assets has a significant effect on Non-Performing Loans at Bank BRI, Cash Adequacy Ratio has no significant effect on Non-Performing Loans at Bank Raya, Return on Assets has no significant effect on Non-Performing Loans at Bank Raya.