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ANALISIS PENGARUH ASET, JAMINAN, TINGKAT PENDIDIKAN DAN TINGKAT SUKU BUNGA PINJAMAN PERBANKAN TERHADAP KEPUTUSAN PEMBIAYAAN KREDIT Meidiyustiani, Rinny; Hidayat, Ravindra Safitra; Haryatih, Haryatih
Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT Vol 4 No S1 (2019): Special Issue Tantangan Bisnis di Era Digital
Publisher : Economic Faculty, Attahiriyah Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (387.643 KB)

Abstract

This study aims to examine and obtain empirical evidence about the influence of assets, guarantees, level of education and interest rate on SME loans financing decision. Research is descriptive and quantitative data analysis. Statistical analysis using the software program SmartPLS version 2.0. The data used are primary data sample of SMEs that are in Karang Tengah, Ciledug. From the results of the analysis showed that the variables of assets, collateral and interest rates positive influence on the decision of the SMEs credit financing, while the educational level did not affect the decision of the SMEs credit financing. Keywords: assets, guarantees, level of education, interest rates, credit financing decisions
Optimalisasi Prestasi Akademis Berbasis Hipnosis Dewi Puspaningtyas Faeni; Ratih Puspitaningtyas Faeni; Retno Fuji Oktaviani; Ravindra Safitra Hidayat; Rinny Meidiyustiani; Dendi Anggi Gumilang
Yumary: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 4 (2021): Juni
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v1i4.74

Abstract

Purpose: Optimization of academic achievement based on Hypno-education aims to improve achievement using the hypnosis method, namely the subconscious power method. This methodology uses the power of suggestion to the theta waves in the student's subconscious mind. The achiever personality is inserted into the theta wave. The population of participants is students majoring in Management in Good Corporate Governance at the IPMI International Business School Campus of 72 schools. Students sit quietly in the lecture chair starting with fun things such as eye exercises, brain exercises, motoric movements and then calm with the aim of ice breaking, so that the atmosphere is conducive and not tense. Conducive conditions that are not tense will lead to a pleasant atmosphere so that the brain is open to being flexible when good suggestions are inserted. When the students are bowed down in a sleepy condition or half asleep and half awake, the next story is stimulated by theta music. This condition is the condition of the students' brains very ready for positive suggestions. The main objective is for students who are active in studying, do not receive lessons, and continuously return to the study table to pay more attention to their lessons. Method: This Community Service is the 10th time this activity has collected data on student achievement results before and after therapy. The data tabulation of the Mid-Semester Examination values (UTS) or Final Semester (UAS) before and after hypnosis therapy is an indica tor that believes in hypno-education. Results: The results of student achievement increased sharply in their academic achievement
Pemberdayaan UMKM Sepatu dengan Aplikasi E-Commerce sebagai Pendukung Pemasaran saat Pandemi Covid-19 Tri Ika Jaya Kusumawati; Teja Endra Eng Tju; Ravindra Safitra Hidayat
Madaniya Vol. 2 No. 1 (2021)
Publisher : Pusat Studi Bahasa dan Publikasi Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53696/27214834.52

Abstract

UMKM Istiana Sepatu merupakan salah satu UMKM yang dalam masa pandemi ini menghadapi masalah yaitu sulitnya melakukan penjualan dan pemasaran, dikarenakan pembatasan dan penutupan kios oleh pemerintah daerah. Akibat yang sangat dirasakan yaitu penumpukan barang yang tidak laku. Berdasarkan masalah tersebut kegiatan pengabdian kepada masyarakat ini menawarkan solusi berupa perbaikan proses yang ada dan pembuatan proses baru yang diterapkan pada sistem e-commerce berbasis web dengan CMS WordPress. Usulan proses pemasaran, pemesanan, pembayaran, pengiriman, dan pelaporan telah dibuat dan diimplementasi sehingga memberikan manfaat kepada UMKM Istiana Sepatu yaitu: adanya informasi yang lebih cepat dan akurat bagi pembeli dan pegawai dalam hal harga dan rincian produk; sinkronnya pencatatan dalam transaksi penjualan dan persediaan yang ada di toko; meminimalisasi terjadinya kesalahan harga dan perhitungan antara transaksi penjualan dan pembayaran; serta proses perhitungan dan pelaporan transaksi penjualan dapat dilakukan dengan waktu yang lebih cepat. Dengan adanya kebijakan PSBB dari pemerintah yang berkelanjutan, pengunjung toko sangat sedikit karena mereka lebih memilih tinggal di rumah sehingga menyebabkan kedua toko Istiana Sepatu sering tutup. Namun dalam masa pandemi, Istiana Sepatu masih bisa berjualan melalui e-commerce yang baru dibuat sehingga jangkauan pemasaran lebih luas dan eksis. Berdasarkan hasil yang dibuat telah dilakukan penilaian dari user menggunakan usability testing sederhana pada web e-commerce yang dibangun; Learnability diperoleh nilai rata-rata 78,97%; Efficiency diperoleh nilai rata-rata 71,28%; Memorability diperoleh nilai rata-rata 82,1%; Error diperoleh nilai rata-rata 85,7%; Satisfaction diperoleh nilai rata-rata 80,77%. Secara kesuluruhan nilai penerimaan user terhadap sistem e-commerce yang dibangun didapat nilai rata-rata 79,77%. Angka ini menunjukkan bahwa aplikasi atau sistem yang dibangun dapat diterima dengan baik dan berhasil memenuhi aspek usability system.
Meningkatkan Integritas Remaja Berbasis Sertifikasi BNSP Penyuluh Antikorupsi Bersama LSP P3 Pembangun Penyuluh Integritas Bangsa Dewi Puspaningtyas Faeni; Ratih Puspitaningtyas Faeni; Retno Fuji Oktaviani; Ravindra Safitra Hidayat
Journal of Sustainable Community Development (JSCD) Vol 3 No 1 (2021): Journal Of Sustainable Community Development (JSCD)
Publisher : Sekolah Tinggi Manajemen IPMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32924/jscd.v3i1.32

Abstract

In 2021 Indonesia's Corruption Perception Index was ranked 102, sliding sharply from rank 85th in 2019. Surveys indicate that Indonesia is in an emergency zone of corruption. In a survey conducted by Transparency International from June 2019 to June 2020, with observers public service users on the basis of good corporate governance (GCG) to public officials in public service centers in 180 countries. Indonesia is equivalent with countries such as Gambia. Ironically, the survey was announced three months before the two arrests of two government officials in two strategic positions in the republic. A worrying fact, as Indonesia grapples with the economic downturn caused by the pandemic, the sea of work relations breakers, the huge financial needs of the country's social assistance for indonesians affected by the pandemic, the officials of strategic departments are caught in the criminality of corruption. The legal precedent involving state officials is not the first event, but rather occurs because of the weak legal apparatus, the pattern of existing work culture, inadequate education on corruption and low public knowledge regarding the prevention of corruption. Community Service (PKM) aims to provide education for the younger generation with the objective mainly prevention of corruption with a constructive process that is assessments of the BNSP Certification (National Professional Certification Agency) as an Anticorruption Extension that has legal legitimacy. Respondents or assessments involved are 100 (one hundred) people in the campuses in the Jakarta province in the period of June 2020 to May 2021. This BNSP Certification Process involves LSP (Professional Certification Body) P3 National Integrity Extension Builder (LSP P3 PIB) in circa 4 (four) months completed. Starting from the General Orientation process, followed by the Technical Orientation process, the filing process, Pre Assessment, then ending with the Competency Test process which the whole procession was accompanied by assessment subject and assessors from LSP P3 PIB. The conclusion of this PKM activity is, the respondents in this case the Assessment strongly animates all processes until obtained competency 90% of the overall Assessment.
Analisis Pengaruh Social Distancing, Work from Home dan Aplikasi Video Call terhadap Produktivitas Organisasi: Studi Kasus pada Permukiman di DKI Jakarta Dewi Puspaningtyas Faeni; Ratih Puspitaningtyas Faeni; Ravindra Safitra Hidayat; Retno Fuji Oktaviani; Rinny Meidiyustiani
Studi Ilmu Manajemen dan Organisasi Vol. 2 No. 1 (2021): April
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/simo.v2i1.92

Abstract

Purpose: This research aimed to analyze the influence of Social Distancing, Work from Home and Video Call applications towards Organizational Productivity. Method: This type of research is a quantitative descriptive research. The analysis tool used in this study is SmartPLS 3.0. The population of this study is 9880 people. The samples studied were 130 people using the Simple Random Sampling method. The sampling technique refers to the Slovin formula. The results stated that the analysis of Social Distancing influence, Work From Home and Video Call application (0,052), (0,047) and (0,924). Results: Based on test of R Square, Productivity of the Organization as Endogenous variable affects 98.6% while the remaining 1.4% is influenced by other factors.
Analisis Pengaruh Strategi Segmenting, Targeting dan Positioning Terhadap Keputusan Pelanggan Membeli Nu Green Tea Ravindra Safitra Hidayat
Jurnal Ekonomika dan Manajemen Vol 6, No 1 (2017)
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (594.473 KB) | DOI: 10.36080/jem.v6i1.336

Abstract

Penelitian ini bertujuan untuk mengetahui bukti empiris tentang pengaruh Strategi Segmentasi, Penargetan, dan Positioning Terhadap Keputusan Pembelian merek produk Teh Hijau NU dalam kemasan produk teh. Penelitian ini didasarkan pada kondisi dimana setiap orang menyukai produk kemasan teh. Terutama Nu Green Tea sebagai pelopor dalam kemasan produk Green Tea. Berdasarkan penelitian Nu Green Tea masih menguasai pasar dengan pangsa pasar 50%, PT ABC President Indonesia selaku pemilik produk Nu Green Tea masih percaya bahwa NU Green Tea telah menjadi pemimpin pasar dalam kemasan produk teh. Secara teoritis, kondisi tersebut dapat diinduksi oleh ekuitas merek yang kuat dari produk perusahaan. Penelitian ini didasarkan pada analisis regresi linier berganda dengan menggunakan program SPSS 20.0.
Work Life Balance, Peningkatan Karir dan Tekanan Kerja terhadap Produktivitas: Kasus pada Lembaga Sertifikasi Profesi P3 Pembangun Penyuluh Integritas Bangsa Dewi Puspaningtyas Faeni; Ratih Puspitaningtyas; Ravindra Safitra
Studi Akuntansi, Keuangan, dan Manajemen Vol. 1 No. 1 (2021): Juli
Publisher : Studi Akuntansi, Keuangan, dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (454.017 KB) | DOI: 10.35912/sakman.v1i1.602

Abstract

Purpose: This study examined variables aimed at examining work-life balance, Career Improvement and work pressure towards productivity. Research methodology: This study was conducted on employees of LSP P3 PIB, examining of what is the correlation between the correlations of the three exogenous variable factors towards productivity as an endogenous variable. Sampling in this research was calculated using the Slovin formula using the Simple Random Sampling. The Respondents are 105 people, rounded up to 100 people. The respondents were employees of LSP P3 PIB. The methodological technique used for data collection is by distributing questionnaires from the firsthand source or Primary Data. The statistical test tool used is SmartPLS 3. Results: The conclusion of this study demographically, the majority of the respondent are women. The outcome of this research is that work-life balance (0.351) positively and significantly affects productivity, while Career (0.309) has a significantly positive effect, and stress (0.294) has a significant positive effect on productivity. Limitations: The limitation is that it is only conducted on variables that are studied and excluding other external variables with a limited number of respondents in less than one year. Contribution: The organization be more aware of the employees’ working engagement by supporting the employees to adjust their work schedule that is Work-Life Balance for their productivity.
Implementasi Aplikasi Tabungan Ibu di Posbindu Pesanggrahan, Jakarta Selatan Retno Fuji Oktaviani; Rinny Meidiyustiani; Imelda; Ravindra Safitra Hidayat; Hakam Ali Niazi; Indah Rahayu Lestari
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 5 (2022): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v6i5.11271

Abstract

Housewives play an important role in managing family finances. In managing finances, you must have a clear and accurate monthly budget. This budget must then be adhered to so that finances are really under control. Mothers can make it in writing in a book, or electronically. Currently, the use of gadgets is almost never out of hand because it is considered a source of information that can be accessed anytime and anywhere. Problems of housewives in general, namely: 1). There is no household budget; 2). Uncontrolled spending; 3). Not making a long term plan; 4). Haste in investing. This activity is carried out with the stages of problem identification, analysis of problem solving and solutions, making materials, implementation, evaluation and mentoring. Improving the ability of housewives to manage family finances by using the Android-based Mother's Savings application is considered very effective and efficient. The results of this activity enable housewives to increase their ability to manage finances, improve family welfare, and improve their ability to use information technology.
PENGARUH BRAND IMAGE, ELECTRONIC WORD OF MOUTH DAN CELEBRITY ENDORSER TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN PRODUK DAYPACK EIGER DI KOTA BEKASI Yoga Religia; agus sriyanto; Ravindra Safitra Hidayat; Yugi Setyarko
Jurnal Ekonomika dan Manajemen Vol 11, No 1 (2022)
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/jem.v11i1.1745

Abstract

Tujuan penelitian ini adalah untuk menganalisis pengaruh brand image, electronic word of mouth dan celebrity endorser terhadap keputusan pembelian daypack Eiger. Dalam penelitian ini menggunakan metode survey yang terdiri dari 97 responden dengan teknik non probability khususnya purposive sampling. Pengumpulan data menyebarkan kuesioner dan diolah dengan metode deskriptif menggunakan teknik analisis regresi linear berganda. Alat analisis yang digunakan adalah Statistic Product and Service Solution (SPSS) versi 25. Setiap variabel yang di uji telah valid dan reliabel dan telah layak berdasarkan uji asumsi klasik sehingga penelitian dapat dilakukan. Hasil penelitian menunjukan bahwa seluruh variabel bebas (brand image, electronic word of mouth dan celebrity endorser) secara parsial dinyatakan memiliki suatu hubungan yang positif dan terdapat pengaruh signifikan dengan korelasi yang kuat terhadap keputusan pembelian konsumen  Produk daypack Eiger di Kota Bekasi. 
PERAN KONTEN, TESTIMONI DAN PROMOSI TERHADAP KEPUTUSAN PEMBELIAN (STUDI PADA PELANGGAN KOPI LIMA DETIK KEMANG, DI JAKARTA) Rina Ayu Vildayanti; Agus Sriyanto; Ravindra Safitra Hidayat; Yugi Setyarko
Jurnal Ekonomika dan Manajemen Vol 11, No 2 (2022)
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/jem.v11i2.2083

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh Konten, Testimoni dan promosi terhadap keputusan Pembelian. Sampel dalam penelitian ini adalah 96 orang pelanggan dari Kopi Lima Detik Kemang, di Jakarta, dihitung menggunakan Rumus Slovin dengan metode yang digunakan Non Probability Sampling dengan cara menyebarkan kuesioner menggunakan teknik Simple Random Sampling. Instrument penelitian berbentuk kuesioner dengan Skala Likert. Hasil jawaban responden atas kuesioner yang diberikan kemudian diolah menggunakan Software SPSS versi 20. Hasil penelitian didapat variabel konten secara parsial berpengaruh terhadap variabel keputusan pembelian, variabel testimoni dan promosi berpengaruh terhadap variabel keputusan pembelian.