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PENGARUH NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSET (ROA) PADA PT BANK NEGARA INDONESIA (PERSERO) TBK PERIODE 2011-2015 JUWANDA, HADI; RIDO, ACEP
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 1 No 1 (2017)
Publisher : Politeknik Dharma Patria Kebumen

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Abstract

This study aimed to find out the influence to non performing loan (npl) to return on asset (roa) at  PT Bank Negara Indonesia (Persero) tbk period of 2011-2015. The method used in this research was descriptive through quantitative approach. The analysis technique used is Normality Test, Simple Linear Regression, Pearson product moment correlation coefficient and coefficient of determination. Results of simple linear regression analysis was Y = 39,702 + -1,468X which meant that if the NPL = 0 then the value of ROA 39,702%, then when the number of NPL up 1%, ROA would decrease the amount of 1,468%. Pearson product moment correlation coefficient of -0.842 that meant NPL and ROA showed a very strong relationship and in the opposite direction, the coefficient of determination 70,80% and the remaining of 29.20% was influenced by other factors which were not examined by the writer. While hypothesis test showed tcount: -2.699 < ttabel: 3.182, which meant that a not significant and negative influenced Return On Assets. The suggestions to overcome the problems are that, the bank should have a special staff to supervise non-performing loans, and then fix the application of credit application such as listing the points the business targets for the next 6 months, and the bank should reinforce the management team of risk that problems related to NPL that can be minimized in the future.
PENGARUH NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSET (ROA) PADA PT BANK NEGARA INDONESIA (PERSERO) Tbk PERIODE 2011-2015 JUWANDA, HADI; RIDO, ACEP
Jurnal E-Bis (Ekonomi-Bisnis) Vol 1 No 1 (2017)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aimed to find out the influence to non performing loan (npl) to return on asset (roa) at PT Bank Negara Indonesia (Persero) tbk period of 2011-2015. The method used in this research was descriptive through quantitative approach. The analysis technique used is Normality Test, Simple Linear Regression, Pearson product moment correlation coefficient and coefficient of determination. Results of simple linear regression analysis was Y = 39,702 + -1,468X which meant that if the NPL = 0 then the value of ROA 39,702%, then when the number of NPL up 1%, ROA would decrease the amount of 1,468%. Pearson product moment correlation coefficient of -0.842 that meant NPL and ROA showed a very strong relationship and in the opposite direction, the coefficient of determination 70,80% and the remaining of 29.20% was influenced by other factors which were not examined by the writer. While hypothesis test showed tcount: -2.699 < ttabel: 3.182, which meant that a not significant and negative influenced Return On Assets. The suggestions to overcome the problems are that, the bank should have a special staff to supervise non-performing loans, and then fix the application of credit application such as listing the points the business targets for the next 6 months, and the bank should reinforce the management team of risk that problems related to NPL that can be minimized in the future.
Analisis Manajemen Pembelajaran dan Kedisiplinan Belajar dalam Meningkatkan Prestasi Peserta Didik Rido, Acep; Hibatullah, Hilyas
Tarbiyatu wa Ta'lim: Jurnal Pendidikan Agama Islam Vol 2 No 1 (2020): Pengelolaan Peserta Didik dan Teknologi Pembelajaran
Publisher : Prodi Pendidikan Agama Islam, STAI Syamsul 'Ulum Gunungpuyuh Sukabumi

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Abstract

Pencapaian tujuan pendidikan sebagian besar ditentukan oleh mutu pembelajaran misalnya upaya guru dalam mengelola pembelajaran dan menerapkan kedisiplinan belajar. Tujuan penelitian ini adalah untuk menganalisis peningkatan prestasi belajar peserta didik dengan diterapkannya manajemen pembelajaran dan kedisiplinan belajar pada mata pelajaran Aqidah Akhlak di Madrasah Aliyah (MA) Syamsul ‘Ulum Gunungpuyuh Kota Sukabumi. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif. Teknik pengambilan data menggunakan studi dokumentasi, literatur, observasi wawancara mendalam (indepth interview) dengan unsur pimpinan sekolah. Data yang telah terkumpul dianalisis dengan menggunakan model analisis interaktif dari miles & Hubberman. Hasil penelitian ini adalah sebagai berikut: Manajemen pembelajaran dan penerapan kedisiplinan telah meningkatkan prestasi belajar peserta didik, manajemen pembelajaran dilakukan melalui tahap perencanaan, pengorganisasian, pelaksanaan serta pengawasan dan evaluasi, sedangkan penerapan kedisiplinan dalam belajar yaitu dengan membuat kontrak belajar dengan peserta didik, memberikan keteladanan kepada peserta didik, mengumpulkan tugas tepat waktu, dan sebagainya.