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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI BRAND SWITCHING (PERPINDAHAN MEREK) PADA PRODUK TEH BOTOL SOSRO DI KELURAHAN BINCAR hamid, azwar
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 3, No 2 (2017): Desember 2017, 10 Articles, Pages 180 - 403
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (34.56 KB) | DOI: 10.24952/tijaroh.v3i2.1477

Abstract

The background of the problem in this study is to find out what are the factors that influence Brand Switching on Tehbotol Sosro products. The research problem formulation is whether there is a partial positive effect or simultaneously between product attribute, price, promotion and product inventory variables towards Brand Switching, this research is quantitative research. The data source used is primary data. The data collection technique used was a questionnaire, with a sample of 135 consumers R square of 0.262, which means that 26.2% of the independent variables were dependent on variables, while the remaining 73.8% was influenced by other factors outside of this study. Partial results (t test) state that, product attributes have -thitung (product attributes) -ttable and significance level α (-2.534 -1,978 and 0.012 0.05) means that product attributes have a significant influence on Brand Switching . Price has thitung (price) t table (5,103 1,978) significance level α (0,000 0,05) means that price has a significant influence on Brand Switching. Promotion has tcount ttable or equal to 0.961 1.978 and the significance level obtained is 0.338 α (0.05), which means that the promotion has no significant influence on Brand Switching. Product inventory has t count t table or equal to 2.575 1.978 and the significance level obtained is 0.011 α (0.05), meaning that the product inventory has a significant influence on Brand Switching. The results of the study simultaneously (F test) states that F count F table (12,897 2.44) and the significance level obtained 0,000 α (0.05) means that product attributes, prices, promotions and product inventories have a significant effect on Brand Switching .
Faktor-Faktor Yang Mempengaruhi Keputusan Mahasiswa Memilih Program Studi Ekonomi Syariah (Studi Kasus Pada Mahasiswa Jurusan Ekonomi Syariah Fakultas Ekonomi Dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan) hamid, azwar
Tazkir : Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman Vol 5, No 1 (2019): 11 Articles, Pages 1 - 174
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (840.741 KB) | DOI: 10.24952/tazkir.v5i1.2021

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh antara ekonomi keluarga, kelompok referensi, harga, motivasi, dan tangibles serta keputusan mahasiswa dalam memilih program studi Ekonomi syariah di IAIN Padangsidimpuan. Penelitian ini menggunakan metode kuantitatif yang mana sampel 10 % dari jumlah mahasiswa sebanyak 1096 angkatan 2014 s.d 2017. Berdasarkan hasil yang di temui faktor paling dominan yang mempengaruhi keputusan Mahasiswa memilih program studi Ekonomi Syariah yaitu sosial ekonomi dan motivasi. Hal ini dapat dilihat dari hasil canonical corelation sebesat 0.568 yang mana 56% faktor sosial ekonomi orang tua dan motivasi, sementara sisanya sebesar 43.2% dipengaruhi oleh Variable lain
EFFECT OF RESULTS AND INFLATION ON THIRD PARTY FUNDS IN SHARIA COMMERCIAL BANKS AND SHARIA BUSINESS UNITS INFLUENCE OF RESULTS AND INFLATION ON THIRD PARTY FUNDS IN SHARIA COMMERCIAL BANKS AND SHARIA BUSINESS UNITS yani, rizka; hamid, azwar; aini, ihdi; efendi, sulaiman
Journal Of Sharia Banking Vol 2, No 1 (2021)
Publisher : http://jurnal.iain-padangsidimpuan.ac.id/index.php/jsbanking/index

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (610.726 KB)

Abstract

Third-party funds are fund collectors in the banking sector. Third party funds include current accounts, savings and deposits collected from the community. Third party funds always experience an increase but are not followed by revenue sharing and inflation that has fluctuated. The formulation of the problem in this study is whether the profit sharing and inflation have a partial and simultaneous effect on Third Party Funds in Sharia Commercial Banks and Sharia Business Units. The purpose of this study was to determine how much the effect of profit sharing and inflation on Third Party Funds in Sharia Commercial Banks and Sharia Business Units. The discussion in this study relates to Islamic banking and macroeconomics. The approach taken in this study relates to theories relating to revenue sharing, inflation and Third Party Funds. This research is a quantitative study, the source of the data is secondary with a series of times series of 72 samples. Data collection techniques are documentation and literature. Normality Test, Normality Test, Classical Assumption Test which includes Multicollinearity Test, Autocorrelation Test, Heteroscedasticity Test, Hypothesis Test which includes Partial Significant Test (tTest), Simultaneous Regression Coefficient Test (Ftest), Determination Coefficient Test, Multiple Linear Analysis. The results of this study indicate that partially the shares have -ttest ttable (-2.725 -1.667) which means that the results have a significant negative effect on DPK. And inflation has -ttest -ttable (-4,852 -1,667) which means that inflation has a significant negative effect on Third Party Funds. And profit sharing and inflation simultaneously affect the Third Party Fund. This is evidenced by the value of Fcount Ftable (48.966 3.13). R2 shows that the percentage of contribution of the influence of independent variables on the dependent variable is 58.7% and the remaining 41.3% is influenced or or explained by other variables not included in this research model.
COMPARATIVE ANALYSIS OF RISK AND RETURN IN PT. BANK BRI SYARIAH BEFORE AND AFTER SPIN OFF sari, siti ratna; harahap, darwis; hamid, azwar; annam, rahmat
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : http://jurnal.iain-padangsidimpuan.ac.id/index.php/jsbanking/index

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (779.471 KB)

Abstract

PT. Bank BRI Syariah is one of the banks that performs a spin-off with the aim of making a profit. Researchers use the FDR ratio to assess risk and ROA ratio to assess return at PT. BRI Syariah Bank before and after the spin off. The value of the FDR ratio before and after the spin off fluctuated but net income continued to increase as well as the value of the ROA ratio before and after the spin off fluctuated while net income continued to increase from year to year. The formulation of the problem in this study is whether there are differences in risk and return at PT. BRI Syariah Bank before and after the spin off. The purpose of this study was to analyze the difference in risk and return before and after the spin off. This research is a quantitative research. The data collection technique used is literature study and documentation, through the official website of PT. BRI Syariah, namely www.brisyariah.co.id and the Financial Services Authority, namely www.ojk.go.id. The data analysis technique used descriptive analysis, normality test, sample paired t-test. The data processing process using a computer program, namely SPSS version 22.0. The statistical test results of the paired t-test sample indicate that there are differences in risk (risk) of PT. BRI Syariah Bank before and after the spin off if measured using the Financing to Deposit Ratio (FDR), with a tcount value of 5.288 and a ttable value of 1.70329 (5.288 1.70329). The results of the statistical test of the paired t-test showed that there were differences in the return of PT. BRI Syariah Bank before and after the spin off if measured using Return On Assets (ROA), with a tcount value of 15.318 and a ttable value of 1.70329 (15.318 1.70329).
STRATEGY OF MARKET SEGMENTATION, TARGETING AND POSITIONING IN INCREASING THE NUMBER OF CUSTOMERS AT PT. BANK MUAMALAT INDONESIA Tbk KCP PANYABUNGAN rosdiyah, rosdiyah; hasibuan, abdul nasser; hamid, azwar; matondang, zulaika
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : http://jurnal.iain-padangsidimpuan.ac.id/index.php/jsbanking/index

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (608.657 KB)

Abstract

This research is motivated by the large number of people in the city of Panyabungan who are predominantly Muslim who will provide benefits for Islamic banks. Selection of the right market by using market segmentation strategies, targeting and positioning that will help PT. Bank Muamalat Indonesia Tbk KCP Panyabungan in selecting potential customers who are useful to win competition with other banks. The research methodology used is descriptive qualitative using primary data and secondary data. Primary data were obtained by collecting data through interviews and observations, while secondary data were obtained from documents of BMI KCP Panyabungan.  The research found that the marketing strategy for BMI KCP Panyabungan products was market segmentation by selecting demographic and behavioral segmentation. Then the targeting is that BMI KCP Panyabungan chooses traders, entrepreneurs and employees as the target market. Next to positioning, BMI KCP Panyabungan builds a good image by embracing Ulama and educating the public that PT. Bank Muamalat Indonesia is an Islamic bank and is free from usury and provides souvenirs containing symbols to Ulama. Meanwhile, the obstacles faced are the size of the area, other competitors.
ANALISIS PERMINTAAN PASAR EKSPOR TERHADAP PRODUK UDANG BEKU INDONESIA Syahfdi, Oni Fajar; Siregar, Akbar; Hamid, Azwar
JURNAL AGRICA Vol 3, No 2 (2010): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v3i2.991

Abstract

In general, the destination of this thesis is to know the factors influencing of demand to the Indonesian frozen shrimp/prawn, and specially is to analyse the influence of the Indonesian frozen shrimp/prawn price variable, frozen shrimp/prawn price of competitor (Vietnam and Thailand), income and mount the consumption per capita, and also number of the consumer of chosen exporting destination countries (Japan and America). The analysis of this research is using by the applied of demand theory with double of natural logarithm model and processed with of Ordinary of Least Square method.  The result show that's not all variable show the marking matching or have the same sign with hypothesis. The sign of signification and the sign of elasticity of variable has watch from demand choice of export destination country has made different. For Japan's shrimp market, the variable matching or have the same sign with hypothesis are frozen shrimp/prawn price of Indonesia, and mount the earnings (income) per capita. While for American's shrimp market, the variable matching or have the same sign with with hypothesis are frozen shrimp/prawn price of Indonesia, frozen shrimp/prawn price of the competitor country (Thailand), mount the earnings (income) and mount the consumption per capita. The others is disagree with formulated hypothesis.
The Influence Of Islamic Income And Financial Literacy On The Decision To Finance In Islamic Banks saparuddin, saparuddin; windari, Windari; hamid, azwar; anugrah, ananda
Journal Of Sharia Banking Vol 2, No 2 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v2i2.5041

Abstract

The results of the initial survey of traders in Panyabungan District as many as 37 out of 50 chose credit from conventional banks over financing in Islamic banks. The decrease in people's income levels drastically due to coronavirus disease, resulting in lowering people's purchasing power so that it will affect the income of traders.The low Islamic financial literacy that occurs in the community, which is only 8.93%, is far below the national financial literacy of 38.03%. The formulation of the problem in this study is whether income has an effect on traders' decisions to finance at Islamic banks in Panyabungan District? Does Islamic financial literacy affect traders' decisions to finance at Islamic banks in Panyabungan District? Do income and Islamic financial literacy simultaneously affect the decision of traders to do financing at Islamic banks in Panyabungan District?. This research is quantitative research.The sample in this study amounted to 70 respondents using the incidental sampling technique. The data analysis techniques used are validity test, reliability test, descriptive statistical analysis test, normality test, multicollinearity test, heteroscedasticity test, multiple linear regression test, t-test, and F test. The results of the study used the t-test of income with –ttable ≤ tcount  ≤  ttable (-1.66792 ≤ - 1.304 ≤ 1.66792) with sig. 0.197 0.1, it can be concluded that income has no effect on the decision of traders to finance at Islamic banks in Panyabungan District, Islamic financial literacy with tcount ttable (3.646 1.66792) with a sign. 0.001 0.1, it can be concluded that Islamic financial literacy affects the decision of traders to finance at Islamic banks in Panyabungan District. The results of the F test show that Fcount is 7.232 Ftable is 2.38 with a sign. 0.001 0.1, so it can be concluded that income and Islamic financial literacy simultaneously affect the decision of traders to finance at Islamic banks in Panyabungan District.The results of the initial survey of traders in Panyabungan District as many as 37 out of 50 chose credit from conventional banks over financing in Islamic banks. The decrease in people's income levels drastically due to coronavirus disease, resulting in lowering people's purchasing power so that it will affect the income of traders.The low Islamic financial literacy that occurs in the community, which is only 8.93%, is far below the national financial literacy of 38.03%. The formulation of the problem in this study is whether income has an effect on traders' decisions to finance at Islamic banks in Panyabungan District? Does Islamic financial literacy affect traders' decisions to finance at Islamic banks in Panyabungan District? Do income and Islamic financial literacy simultaneously affect the decision of traders to do financing at Islamic banks in Panyabungan District?. This research is quantitative research.The sample in this study amounted to 70 respondents using the incidental sampling technique. The data analysis techniques used are validity test, reliability test, descriptive statistical analysis test, normality test, multicollinearity test, heteroscedasticity test, multiple linear regression test, t-test, and F test. The results of the study used the t-test of income with –ttable ≤ tcount  ≤  ttable (-1.66792 ≤ - 1.304 ≤ 1.66792) with sig. 0.197 0.1, it can be concluded that income has no effect on the decision of traders to finance at Islamic banks in Panyabungan District, Islamic financial literacy with tcount ttable (3.646 1.66792) with a sign. 0.001 0.1, it can be concluded that Islamic financial literacy affects the decision of traders to finance at Islamic banks in Panyabungan District. The results of the F test show that Fcount is 7.232 Ftable is 2.38 with a sign. 0.001 0.1, so it can be concluded that income and Islamic financial literacy simultaneously affect the decision of traders to finance at Islamic banks in Panyabungan District.