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THE FACTORS OF SERVICE, RELIGIOSITY AND KNOWLEDGE IN THE DECISION OF CUSTOMERS TO SAVE FUNDS IN SHARIA BANKS IN YOGYAKARTA CITY Pabbajah, Mustaqim; Widyanti, Ratri Nurina; Widyatmoko, Widi Fajar
Jurnal Internasional Bisnis, Humaniora, Pendidikan dan Ilmu Sosial Vol 1 No 2 (2019): International Journal of Business, Humanities, Education and Social Sciences
Publisher : Universitas Teknologi Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46923/ijbhes.v1i2.37

Abstract

Islamic banks are experiencing rapid development amid the current global crisis in Indonesia and even in the world. This becomes evidence that Sharia Bank can maintain its existence from all the problems of a complex economic crisis that hit in 2007. Indonesia as the largest Islamic country in the world is a potential market that supports the sustainability of Islamic banking. The Islamic sharia principles in its management, causes many people in Indonesia, especially in Yogyakarta decide to save their funds in Islamic banks. The population in this study is all Islamic bank customers in Yogyakarta, with sample selection using incidental sampling. The data analysis method used is multiple linear regression. This study shows the positive influence of service and public trust in Islamic banks. Similarly, knowledge about Islamic banks, and one's religiosity has an important role in the decision making to save funds in Islamic banks in the city. Islamic labelity and current trends supported by high community religiosity are also important factors in the decision to deposit funds in Islamic banks. In fact, the biggest influence that influences customer's decision to save funds in a bank is the quality of service and trust. Thus, the attention of banking players is needed in improving performance and banking services, so that public confidence is higher in the decision to save funds in the bank. In other words, the community remains consistent to make economic transactions with banks in order to respond to the challenges of the economic crisis in the future.
Membangun Moderasi Beragama: Mustaqim Pabbajah; Ratri Nurina Widyanti; Widi Fajar Widyatmoko
Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Vol 13 No 1 (2021): September 2021
Publisher : IAI Darussalam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/darussalam.v13i1.1304

Abstract

The ratification of job creation law or omnibus law that changes clauses and establishes new regulations in a legal codification format has led to rejection in several regions in Indonesia because justice is not been reflected in terms of licensing aspects and weakened responsibilities. The omnibus law legislative process, which has so much been able to be completed in a short time, during the Covid-19 situation. This matter triggers the question of how the omnibus law legalization process is carried out based on the perspective of siyasah dusturiyah so how to analyze environmental content on environmental fiqh. This research is library research based on a normative approach by qualitative analysis methods. The theory used in this study is the theory of siyasah dusturiyah and environmental fiqh. The results of this study indicate that the omnibus law legislative process is not in line with the expectations of the benefit of dharuriyah, justice, and a sense of responsibility. The environmental content in the omnibus law does not yet represent environmentally friendly development so its management must be based on the principle of balance between utilization and environmental conservation.
IDENTIFIKASI PUTUSAN KARIR MAHASISWA UNIVERSITAS TEKNOLOGI YOGYAKARTA MENGGUNAKAN APLIKASI ANDROID MIHG (MULTIPLE INTELLIGENCE BY HOWARD GARDNER) Widi Fajar Widyatmoko; Ari Prasetyoaji
Jurnal Mahasiswa BK An-Nur : Berbeda, Bermakna, Mulia Vol 7, No 3 (2021)
Publisher : Universitas Islam Kalimantan Muhammad Arsyad Al-Banjari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (287.796 KB) | DOI: 10.31602/jmbkan.v7i3.5894

Abstract

The future challenges of higher education students for determining their future career in the era of industrial revolution 4.0 and society 5.0, getting more complex. Student may facing career uncertainty, lack of access to information and career development programs, and economic and technological challenges. Previous research shown many student need for career guidance to be addressed for choosing their course study. Student at the University level are grouped into groups of fields according to their choice of interests. Research findings in the field reveal that not a few students have a career decision level that is still not optimal, whereas many as 71% of students still need help regarding career decisions. The existence of this individual intelligence identification application can help students in making career decisions. This is shown by the results of the media use test in the field that 89% of UTY students experienced an increase in career decisions after using Howard Gardner's Multiple intelligence identification application. Thus, the application of multiple intelligence in helping to make career decisions is said to be suitable as a medium to help students make career decisions for UTY students.
PENGEMBANGAN IDENTIFIKASI MULTIPLE INTELLIGENCE ( HOWARD GARDNER) BERBASIS APLIKASI ANDROID DALAM PENENTUAN PUTUSAN KARIR MAHASISWA DI YOGYAKARTA. Ari Prasetyoaji; Widi Fajar Widyatmoko
Jurnal Mahasiswa BK An-Nur : Berbeda, Bermakna, Mulia Vol 7, No 3 (2021)
Publisher : Universitas Islam Kalimantan Muhammad Arsyad Al-Banjari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (289.781 KB) | DOI: 10.31602/jmbkan.v7i3.5895

Abstract

Technology in this era, especially during pandemic, has become something important in supporting self-improvement activities. Online learning and mobile applications become more practical to use to help optimize individual self. This research has developed an application product to assist students in determining their career decisions through multiple intelligence detection initiated by Howard Gardner. The application that has been develop consists of 3 menus, namely 1) multiple intelligence by Howard Gardner, 2) intelligence test (Howard Gardner), and 3 ) education about multiple intelligences. Howard Gardner stated that every child has more than one potential intelligence that may be able to develop and the development of intelligence may differ from one person to another. The purpose of developing this application is to make it easier for students in Yogyakarta in making career decisions so that they are in accordance with the abilities, intelligence that exist within themselves. This research was developed using the Borg & Gall R&D research method.