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KESEJAHTERAAN DALAM PERPEKTIF ISLAM: ANALISA EKONOMI KERAKYATAN Fasya, Fasya
Al - Muamalat Vol 1 No I (2016): Edisi Januari-Juni 2016
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v1iI.598

Abstract

This article tends to perform a critical construction in building the welfare of populist economic. The economic analysis of society used a perspective that was created by Adi Sasono. According to Adi Sasono, the sustainability of populist economics of Indonesia today are often crushed by actopus capitalization. Therefore,this sustainability should be returned to the people according to sunnatullah, not only to restore to the populist economic, but also for social, and for society culture of Indonesia.
KRISIS EKONOMI DALAM PERSPEKTIF ISLAM REFLEKSI KRISIS TAHUN RAMADAH PADA ERA UMAR BIN KHATHAB fasya, fasya
Al - Muamalat Vol 1 No II (2016): Edisi Juli-Desember 2016
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v1iII.601

Abstract

Economic crisis is an event where economic sector is being devastated due to numerous factors. In Islamic goverment history, there was once a severe economic crisis known as Ramadah year crisis which happened during Umar bin Khathab goverment. Beside analysing the causes and effects of the crisis, Umar bin Khathab also offered some concrete solutions for overcoming the crisis in the short and long-term period. Beside the solutions practiced by Umar bin Khathab, there are many other precise and relevant solutions to be implemented in today’s modern life.
ETIKA PERDAGANGAN DALAM AL-QUR’AN fasya, fasya
Al - Muamalat Vol 1 No II (2016): Edisi Juli-Desember 2016
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v1iII.604

Abstract

Al-Qur’an yang merupakan pedoman hidup umat Islam memiliki konsep yang sangat konprehensif (kamil dan syumul). Menetapkan nilai-nilai yang bukan hanya berhubungan dengan hablumminallah, juga hablumminanna,. salah satunya bidang perdagangan. Al-Quran menyebutkan kata perdagangan dalam beberapa kosa kata, tijarah, bai’ dan syira’. Beragam derivasi ditemukan dalam al-Qura’an yang diturunkan dari kosa kata tersebut. Penyebutan ketiga bentuk kata tersebut dalam al-Qur’an mengandung beragam kandungan makna. Yang salah satunya berhubungan dengan etika dalam melakukan perdagangan. Etika yang ditetapkan dalam al-Quran bertujuan terciptanya keridhaan yang hakiki dalam proses pemenuhan kebutuhan keinginan dalam bentuk perdagangan. Sehingga terhindar dari perdagangan yang ribawi dan zalim. Nilai-nilai yang berdimensi etika dalam al-Qur’an harus dijadikan prinsip dalam membangun prinsip perdagangan yang berorientasi pada falah.
JUAL BELI KREDIT: TAFSIR AYAT AHKAM PARA FUQAHA fasya, fasya
Al - Muamalat Vol 1 No II (2016): Edisi Juli-Desember 2016
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tulisan ini memaparkan kajian muamalah yang berhubungan dengan jual beli dan penambahan harga barang. Islam memandang praktik jual beli sebagai praktik yang sah dan memiliki maqasid yang agung demi menjaga kelangsungan hidup manusia, menjaga harta, jiwa, keturunan, akal dan ketenangan lahir dan bathin. Ada juga praktik yang mengatas-namakan jual beli, namun kenyataanya adalah riba yang diharamkan. Perkembangan pemahaman terhadap praktik ini sangat menyita berbagai kajian, sehingga ada yang membolehkan dan melarangnya. Ada yang menghalalkan dan mengharamkan jual beli dengan hutang piutang, yang saat ini dikenal dengan istilah kredit. Al-Qur’an telah memaparkan hutang-piutang atau kredit dalam bermuamalah telah diatur sedemikian rupa. Namun demikian penafsiran para mufassir dari berbagai kitab dan pendapat ulama fikih berbeda-beda dalam memahaminya. Namun secara jelas Allah SWT telah mensyariatkan bahwa “Allah SWT menghalalkan jula-beli dan mengharamkan riba”, tentang prosedurnya telah diatur sebaik mjungkin oleh syariat itu sendiri.
HUKUM & PENGEMBANGAN EKONOMI DALAM PELESTARIAN FUNGSI LINGKUNGAN HIDUP fasya, fasya
Al - Muamalat Vol 1 No II (2016): Edisi Juli-Desember 2016
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v1iII.606

Abstract

Tulisan ini mengakaji tentang peran hukum dalam melakukan pengembangan ekonomi, penjagaan sumber daya alam dan pelestarian fungsi lingkungan. Tidak dipungkiri ada banyak tatanan hukum di Indonesia, mulai dari hukum adat hingga hukum positiv yang di atur oleh negara. Era pasar bebas yang sedang berlangsung saat ini—menuntut mekanisme pasar dan fungsi sistem hukum yang tetap menjaga dan melestarikan fungsi lingkungan hidup. Jika hal ini luput dari perhatian negara, bukan tidak mungkin sistem global yang berkembang akan terus menjadikan negara berkembang selalu berada dalam ketidakadilan pertumbuhannya.
KEBIJAKAN TAX AMNESTY DALAM PERSPEKTIF EKONOMI ISLAM Studi Kasus di KPP Pratama Langsa fasya, fasya
Al - Muamalat Vol 2 No I (2017): Edisi Januari-Juni 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v2iI.608

Abstract

This research was aimed to find out the management of the implementation of the tax amnesty service in KPP Pratama Langsa, the constraints of the tax amnesty implementation in KPP Pratama Langsa, the impact of the tax amnesty implementation towards in increasing tax revenues and its relevance with economic of Indonesia and the tax amnesty policy in accordance with the Islamic economic perspective. The research used a qualitative approach. In this research, the researcher uses the field research and library research method. The location of research is KPP office Pratama Langsa. The results of research concluded that in the implementation of the tax amnesty policy, KPP Pratama has some procedures and constraints. The method of data is library research, interview, and document, by populasi and sample used snowball sampling. The tax amnesty policy impacting to increasing tax revenues and the economic of Indonesia, and also the tax amnesty policy in accordance with the Islam perspective because it's in accordance with the principles of Islamic economic such as the basic law of muamalah is Mubah, to make easy and facilitate not to make difficulty, and it is the principles of maslahah.
MAQĀṢIDAL-SYARĪ’AH DALAM KAJIAN TEORI EKONOMI ABU ISḤĀQ Al-SYĀṬIBĪ fasya, fasya
Al - Muamalat Vol 2 No I (2017): Edisi Januari-Juni 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v2iI.611

Abstract

Al-Syāṭibi offered a concept its called maqāṣid ash-shari'a. The purpose of this concept is protecting human rights maslahat. It can be realize if five prime unsures of live protected and implementated, they are religion, soul, rasionality, chilhood and property. Maqāṣid ash-shari'a contains of three grades, they are ḍarūriat, ḥajiyat and taḥsiniyat. Ḥajiyat completed ḍarūriat, taḥsiniyat completedḥajiyat grade thoght ḍarūriat is the base of ḥajiyat and taḥsiniyat. So far, he explained thats all activity or all secundary orientations must be ignore even there are high purpose in the world (ḍarūriyat and ḥajiyat).
PEMIKIRAN EKONOMI ISLAM INDONESIA STUDI PEMIKIRAN CENDEKIAWAN MUSLIM INDONESIA ERA PRA-KEMERDEKAAN – ORDE BARU fasya, fasya
Al - Muamalat Vol 2 No I (2017): Edisi Januari-Juni 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v2iI.612

Abstract

This study is the result of literature review on Islamic economic thought in Indonesia. This research is a qualitative research and aims to compare the Islamic economic thought in Indonesia. Historical studies are needed to construct the different. This study will divided the thought into three periods with one strong figure in each; H.O.S Tjokroaminoto which represents the pre-independence era, Sjafruddin Prawiranegara for Old Order era, and A.M Saefuddin represents the New Order era. This research will only focus on three theme of discussion: ownership, riba and interest, and zakah. In conclution, there are difference between each figure in term of epistemology and axiology level.
EFEKTIFITAS PENDIDIKANKEWIRAUSAHAANDAN SELF EFFICACY TERHADAP MINAT BERWIRAUSAHA MAHASISWA FEBI IAIN LANGSA fasya, fasya
Al - Muamalat Vol 2 No I (2017): Edisi Januari-Juni 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v2iI.613

Abstract

This study attempts to know the influence of direct and indirect entrepreneurship education variable, self-efficacy toward entrepreneurship intention. The population of this research was all students FEBI IAIN Langsa who has taken course lecture entrepreneurship. Sample taken to technique non-probability sampling kind of purposive sampling, and the sample of the 60 student who active. Research methodology using methods survey with a quantitative approach. Analysis of data using analysis path by program assistance MSI, SPSS version 16 and LISREL 8,8 (student). The results of the first structural equation showed that education variable entrepreneurship affect self-efficacy of 96 % with t value (39,05) > t table (1,67). The second structural equation test results showed that self-efficacy variables did not influence the entrepreneurship intention where t value < t table. However, entrepreneurship education, self-efficacy in partial affect entrepreneurial intentions by 72% with t value (2,94) > t table (1.67). The results of data analysis show entrepreneurship education to students Langsa FEBI IAIN positively influence the entrepreneur intentions with t value (39.05) > t table (1.67), then (H1 accepted). Self-efficacy variables negatively does not affect entrepreneur intentions with the value of the t (-0.58) < t table (1.67), then (H2 rejected). The entrepreneurship education variable positively influence self-efficacy with t value (2.94) > t table (1.67), then (H3 accepted). The research recommended the need for an encouragement intentions of students, faculty are expected to provide self-efficacy students to never give up in entrepreneurship, and provide concrete examples of successful entrepreneurs.
PENGARUH NPF & BIAYA OPERSIONAL PER- PENDAPATAN OPERASIONAL TERHADAP FDR DAN DAMPAKNYA PADA PROFITABILITAS PERBANKAN SYARIAH fasya, fasya
Al - Muamalat Vol 2 No I (2017): Edisi Januari-Juni 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v2iI.615

Abstract

This research aimed to examine the effect of Non Performing Financing (NPF) and Operating Expenses Operating Income to Financing to Deposit Ratio (FDR), and their impact on profitability is expressed by Return on Assets (ROA) at the Indonesian Islamic Banks in the period 2013-2015. The data used in this research was obtained from the data bank's annual Condensed Financial Statement Sharia period 2013-2015. The population in this research is the whole Islamic Banks in Indonesia. The analysis technique used in this research is path analysis (path analysis) with the 8.8 version of the application lisrel student who aims to obtain a comprehensive picture of the relationship between variables. The results showed that the NPF a significant negative effect on the FDR Islamic Banks. BOPO a significant negative effect on the FDR Islamic Banks, FDR positive and significant impact on ROA Islamic Banks. While the NPF and ROA variables simultaneously affect 76% to FDR while the rest influenced by other variables. Variable NPF, ROA and FDR simultaneously influence on ROA of 70% while the rest influenced by other variables with normal value Weighted Least Squares Theory Chi-Square = 0.00 (P = 1.00).