Claim Missing Document
Check
Articles

Found 4 Documents
Search

ANALISIS TIME SERIES TERHADAP INDEKS HARGA KONSUMEN (IHK) KABUPATEN CILACAP DENGAN AUTOREGRESSIVE INTEGRATED MOVING AVERAGE DALAM PERSPEKTIF ISLAM Laili, Ummiy Fauziyah
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 2 No. 1 (2012): eL-Qist:
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The economy is one of the cornerstone of life. Economic indicators can be seen from the consumer price index which shows the rate of increase or decrease the price by year basis. The increase of prices causes inflation of the area. One of the areas in Indonesia who receives the impact of rising prices or inflation is Cilacap district. Cilacap is the largest district in Central Java that economic development would have a major impact on the economy of Central Java Province. The levels of the economy Cilacap district can be seen from the consumer price index (CPI), the higher the Consumer Price Index (CPI) will lead to increasing inflation. CPI is an index that describes the development of prices of goods and services occurs. This research has been done on the CPI forecast for some future period using the Autoregressive Integrated Moving Average (ARIMA). Data CPI in January 2009 to June 2011 are used as training data for modeling purposes and obtained the following results: Zt = 0.205744 + 1.5996) + 0.4822 Zt Zt-1-2-1.0818-3 Zt While data on the CPI from July to December 2011 is used as the testing data and the data is obtained by the model error rate 0.0893988%. Based on ARIMA model equations have been obtained, it can be used to predict the value of the Consumer Price Index (CPI) in January 2012 for 128.4362, 128.9642 by February, the month of March 2012 at 129.4865, April 2012 at 130.0053, May 2012 at 130.5222, June 2012 at 131.0378, July 2012 at 131.5527, August 2012 at 132.0672, September 2012 at 132.5814 and 133.0954 of the month in October 2012. The results of the consumer price index forecasting for the coming months look up every month, the increasing prices are possible because of mismatch between demand and supplies due to imperfect competition in the market. According to public opinion, the higher prices to be paid because people do a monopoly significantly to reduce the income of employees and the poor in general, and this is inconsistent with the spirit of the Qur'an and Sunnah, because it is not sociable and depriving the poor people also society completely.
PENGARUH RETURN ON ASSET, RETURN ON EQUITY, DAN FINANCING TO DEPOSIT RATIO TERHADAP TINGKAT BAGI HASIL DEPOSITO MUDHARABAH: Pada Bank Umum Syariah Periode 2012-2017 Laili, Ummiy Fauziyah; Faza, Zulfikar
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 8 No. 1 (2018): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menguji pengaruh return on asset, return on equity, dan financing to deposito ratio terhadap tingkat bagi hasil deposito mudharabah di Bank Umum Syariah pada periode 2012-2017. Penelitian ini menggunakan metode kuantitatif. Data yang digunakan dalam penelitian ini adalah data sekunder dan time-series yang diperoleh dari laporan keuangan Bank Umum Syariah dan Statistik Keuangan Bank Indonesia. Sampel yang digunakan yaitu laporan tahunan selama tahun 2012-2017 pada 9 Bank Umum Syariah. Analisis regresi dilakukan untuk uji signifikansi pengaruh pengaruh return on asset, return on equity, dan financing to deposito ratio terhadap tingkat bagi hasil deposito mudharabah. Hasil penelitian ini memberikan bukti bahwa: (a) return on asset berpengaruh negatif signifikan terhadap tingkat bagi hasil deposito mudharabah dikarenakan bank meningkatkan laba dengan menurunkan tingkat bagi hasil deposito mudharabah yang merupakan dana mahal, (b) return on equity tidak berpengaruh terhadap tingkat bagi hasil deposito mudharabah dikarenakan deposito mudharabah tidak termasuk dalam unsur modal, (c) financing to deposit ratio berpengaruh positif signifikan terhadap tingkat bagi hasil deposito mudharabah dikarenakan pada saat bank menurunkan financing to deposit ratio maka bank akan meningkatkan tingkat bagi hasil tabungan maupun giro dan menurunkan tingkat bagi hasil deposito mudharabah dikarenakan tabungan dan giro yang merupakan dana murah akan mengurangi resiko pengeluran biaya dari deposito mudharabah.
PENGARUH PRODUCT KNOWLEDGE, ORIENTATIONS DAN CAPABILITIES TENTANG EKONOMI ISLAM TERHADAP PERILAKU TRANSAKSI EKONOMI Nasir, Mohammad; Fatmah, Fatmah; Laili, Ummiy Fauziyah; Fanani, Aris
ISTITHMAR: Journal of Islamic Economic Development Vol 4, No 1 (2020)
Publisher : LP2M IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/itr.v4i1.2561

Abstract

Research on the Effect of Product Knowledge, Orientations and Capabilities on Islamic Economics on the Behavior of Economic Transactions aims to find out how much influence between these variables in lecturer transaction behavior. The method used in this research is associative quantitative. The number of respondents used was 57 lecturers. The sampling method of this study used a purposive sampling technique. Stages of data testing through validity and reliability, classic assumption tests, multiple linear regression tests, coefficient of determination tests, and partial T tests. The results of the partial t-statistic test showed that the product knowledge and orientation variables did not significantly influence. It can be seen by using the 0.05 significance level, the significance value of product knowledge is 0.509 with a t value of 0.665 and a significance value of orientation is t arithmetic 0.170 with a significance of 0.866. While the capabilities variable with a calculated value of t = 5.755 with a significance level of 0.000 using a significance limit of 0.05, the significance value is smaller than the 5% level and is categorized as a positive and significant effect.
PENGARUH PRODUCT KNOWLEDGE, ORIENTATIONS DAN CAPABILITIES TENTANG EKONOMI ISLAM TERHADAP PERILAKU TRANSAKSI EKONOMI Nasir, Mohammad; Fatmah, Fatmah; Laili, Ummiy Fauziyah; Fanani, Aris
ISTITHMAR: Journal of Islamic Economic Development Vol 4, No 1 (2020)
Publisher : LP2M IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/itr.v4i1.2561

Abstract

Research on the Effect of Product Knowledge, Orientations and Capabilities on Islamic Economics on the Behavior of Economic Transactions aims to find out how much influence between these variables in lecturer transaction behavior. The method used in this research is associative quantitative. The number of respondents used was 57 lecturers. The sampling method of this study used a purposive sampling technique. Stages of data testing through validity and reliability, classic assumption tests, multiple linear regression tests, coefficient of determination tests, and partial T tests. The results of the partial t-statistic test showed that the product knowledge and orientation variables did not significantly influence. It can be seen by using the 0.05 significance level, the significance value of product knowledge is 0.509 with a t value of 0.665 and a significance value of orientation is t arithmetic 0.170 with a significance of 0.866. While the capabilities variable with a calculated value of t = 5.755 with a significance level of 0.000 using a significance limit of 0.05, the significance value is smaller than the 5% level and is categorized as a positive and significant effect.