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Analisis Pentingnya Pembangunan Pendidikan Karakter Siswa Dalam Mengembangkan Kualitas Sumber Daya Manusia di SMP Muhammadiyah Surakarta Widiastuti, Ika; Muhsam, Julhidayat; Cakranegara, Pandu Adi
Aksara: Jurnal Ilmu Pendidikan Nonformal Vol 7, No 2 (2021): May 2021
Publisher : Magister Pendidikan Nonformal Pascasarjana Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37905/aksara.7.2.255-262.2021

Abstract

Pembangunan pendidikan karakter sangat penting dilaksanakankarena siswa tidakhanya dididik dari segi kecerdasan intelektual saja namun dididik pula dari segikarakter atau perilaku positif siswa. Namun pada kenyataannya banyak perilakunegative yang dilaksanakan oleh siswa.Hal ini menjadi tugas pokok pemerintah,pengajar, orang tua dan masyarakat untuk berperan dalam memajukanpembangunan pendidikan karakter guna mewujudkanSDM yang bermutu. Adapuntujuan penelitian adalah dapat mengetahui kendala dalam membentuk perilakupositif siswa di SMP Muhammadiyah Surakarta.Metode penelitian yaitu kualitatifyang bertujuan untuk melakukan pengamatan terhadap perilaku orang.Hasilpenelitian yaitu pelaksanaan pendidikan moral dapat mempengaruhi perilaku siswa.Diharapkan dapat merubah dan membentukperilaku siswa menjadi lebih baik.Diperlukan adanya kerjasama dan dukungan berbagai pihak supaya implementasipendidikan karakter dapat berjalan dengan efektif.
Konvergensi Bank BUKU 3 dan BUKU 4 Gap Performa pada Bank BUKU 4 Cakranegara, Pandu Adi
Management & Accounting Expose Vol 3, No 1 (2020)
Publisher : Universitas Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36441/mae.v3i1.137

Abstract

Bank Indonesia membagi bank menjadi empat strata berdasarkan jumlah asetnya utuk mendorong efisiensi bank di setiap strata. Sejak regulasi dirilis pada tahun 1998, bank BUKU 4 atau bank dengan aset terbesar terdiri dari empat bank yang menguasai lebih dari lima puluh persen pangsa pasar di Indonesia. Namun sejak tahun 2017 terdapat tiga bank BUKU 3 yaitu Bank CIMB Niaga, Bank Panin dan Bank Danamon bergabung dengan strata tertinggi ini. Penelitian ini menganalisis kinerja konvergensi bank BUKU 3 yang bergabung ke bank BUKU 4 serta bank BUKU 4 yang sudah mantap. Penelitian ini menggunakan metode analisis laporan keuangan, analisis tren dan statistik deskriptif. Hasil penelitian menunjukkan bahwa terdapat peningkatan kinerja ketiga bank BUKU 3 yang akhirnya melebur menjadi bank BUKU 4. Perbedaan ini tercermin dalam empat indikator utama, yaitu Capital, Assets Quality, Profitability, dan Liquidity. Penelitian ini menyimpulkan bahwa konvergensi terjadi namun dalam konteks terbatas dan bank BUKU 3 yang masuk dalam kategori BUKU 4 belum benar-benar mampu menandingi performa bank BUKU 4 yang sudah mantap.
Green Investment: Incorporate Environment, Social, And Government Factors In Investment Decision Cakranegara, Pandu Adi; Sidjabat, Filson Maratur
Eksis: Jurnal Riset Ekonomi dan Bisnis Vol. 16 No. 1 (2021): April 2021 - October 2021
Publisher : STIE PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/eksis.v16i1.773

Abstract

There are two types of investors, the first is the type of investor who focuses on return on investment and the second type is the investor who pays attention to Environmental, Social, and Governance (ESG) values in investing. This requires management to make adjustments to create a competitive advantage. One of the frameworks used to measure the competitive advantage of a company is the Porter framework. However, Porter's framework needs to be supplemented with ESG values to capture the value creation process in today's business environment. This research is applied research by applying the existing framework in the field. In this case, the framework used consists of two, namely the Porter framework and the LST integration framework. The ESG framework is implemented at the industrial level using industrial divisions based on industrial divisions in the Indonesia Stock Exchange. This study focused on the raw material production sector, namely agriculture, and mining. This study showed that ESG factors affected the competitive advantage of companies and industries. If a company in an industry ignores the value of ESG, the company will experience a decrease in competitiveness. Meanwhile, if the industry does not pay attention to the ESG factor, the industry will experience a decline compared to other industries that pay attention to the ESG factor.
Faktor Diferensiasi Sekolah di Indonesia Cakranegara, Pandu Adi
Ideas: Jurnal Pendidikan, Sosial dan Budaya Vol 7 No 2 (2021): Ideas: Jurnal Pendidikan, Sosial, dan Budaya (Mei)
Publisher : Ideas Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32884/ideas.v7i2.335

Abstract

Abstrak Diferensiasi sekolah di Indonesia yaitu sekolah swasta dan sekolah negeri milik pemerintah. Perbedaan lainnya yaitu sekolah milik yayasan yang berlatar belakang agama atau tanpa latar belakang agama. Tujuan penelitian ini adalah menemukan faktor diferensiasi sekolah di Indonesia. Metode penelitian yang digunakan yaitu deskriptif analitik. Berdasarkan hasil penelitian, ditemukan sepuluh diferensiasi sekolah di Indonesia, yaitu afiliasi, bahasa yang digunakan, latar belakang budaya, kurikulum, waktu belajar di sekolah, nilai etika, jalur ke perguruan tinggi, fasilitas, dan harga. Kata Kunci Diferensiasi sekolah, sekolah swasta, sekolah negeri Abstract School differentiation in Indonesia is private schools and government-owned schools. Another difference is that schools belong to foundations with religious or religious backgrounds. The purpose of this study is to find the differentiation factors of schools in Indonesia. The research method used is descriptive analytic. Based on the research results, it was found ten differences in schools in Indonesia, namely provision, language used, cultural background, curriculum, study time at school, ethical values, pathways to tertiary institutions, facilities, and prices. Keywords Differentiation of schools, private schools, public schools
Investasi hijau: mengintergrasikan faktor enviromental, social dan governance dalam keputusan investasi Cakranegara, Pandu Adi
Jurnal Akuntansi, Keuangan, dan Manajemen Vol 2 No 2 (2021): Maret
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v2i2.112

Abstract

Purpose: This research tries to integrate ESG factors in investment decision making in Indonesia. Research methodology: This research is applied research in which an existing framework is applied to a new environment. This study shows that the ESG factor can be applied in making investment decisions in Indonesia. It requires integration using multiple sources because companies in Indonesia are still not required to provide full disclosure regarding ESG factors. Results: The two industries in this study, namely the agriculture and mining industries, have similarities and both of them can benefit from applying social values ​​to their business operations. When a company has a social impact, the community will support its existence because without the company, their socio-economic activities will be disrupted. Thus, it will be in the interest of the community and parties dealing with the company to maintain the company's existence. In the end, the conflict of interest will disappear and goal congruence will arise. When this condition is achieved, the company will be able to operate more optimally and increase its value. Limitations: This research limited to Indonesia context especially the agricultural and mining industry and their social context. Contribution: This research contributes on applying Porter Framework together with Responsible investment. Keywords: Porter, Responsible investment, Social economy, Government
Effects of Pandemic Covid 19 on Indonesia Banking Cakranegara, Pandu Adi
Ilomata International Journal of Management Vol 1 No 4 (2020): October 2020
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v1i4.161

Abstract

The Covid 19 pandemic befell the world and Indonesia was no exception. This pandemic affects not only health but also socio-economic. When the economy is hit then the banking sector is also hit. This study attempts to look at the effects of the Covid 19 pandemic and compare it with the 1998 monetary crisis. By comparing these two crises we can see the differences and similarities of the current crisis. But the most important thing is how regulators and banking can draw lessons from the 1998 crisis to be applied to the current crisis. This research is applicative research that is by applying the existing framework to a new situation. The framework used in this study is a seven-tier system in managing bank assets and liabilities. From the results of this study can be seen the fundamental differences between the crisis of Pandemic Covid 19 and the monetary crisis of 1998. This study concludes that the banking conditions in Indonesia are currently more resistant to crisis. However, government support, especially in the adoption of macroeconomic policies, is still needed to maintain economic stability.
Analysis of the Development of Home Scale Machines in the Food and Beverage Industry: (Case Study in Ready-to-Serve Coffee Sub-Sector) Cakranegara, Pandu Adi
Journal of Applied Science, Engineering, Technology, and Education Vol. 3 No. 2 (2021)
Publisher : Yayasan Ahmar Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.asci372

Abstract

Indonesia is a country experiencing demographic growth, especially in the productive age. This growth has several consequences, among others, from income and consumption levels. The increase in the people's standard of living affects various industries, including the food and beverage industry. Apart from macroeconomic and demographic factors, technological factors play an essential role in increasing production. In this case, the availability of coffee machines on a home scale. This machine's existence enables small businesses to start their coffee cafe businesses to compete with large coffee companies. This research uses existing analytical tools between market potential analysis and boarding house structure analysis. This analysis found that there was a decrease in the barrier to entry to the ready-to-serve coffee industry. As a consequence, there are vast opportunities for small businesses to start a business using home-scale machines. This study explains the phenomenon of the rapid development of small-scale coffee in Indonesia in recent years.
Risk and Return Analysis in Indonesian Banking Industries Cakranegara, Pandu Adi
KINERJA Vol 25, No 2 (2021): KINERJA
Publisher : Faculty of Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/kinerja.v25i2.4354

Abstract

The bank, like any other business entity, is an entity established for profit. There are risks involved to increase profit. The higher the yield to be obtained, the consequence is more increased the risk is borne. However, the banking industry is different from other sectors because banks are an industry whose survival is based on trust. Banks need to maintain the level of risk to avoid disruptions to the failure of their business operations. This study focuses on linking the operational risks borne by banks and bank profitability. Operational risk is seen from short-term operational risk, long-term operational risk, operational risk related to the bank's upper line, operational risk related to its bottom line, and operational risk associated with business scale. The research method used is quantitative research methods using statistics. The statistical method chosen is multiple linear regression because there are several independent variables with a dependent variable. The outcome of the multiple linear regression shows that risk management has a significant positive relationship with profitability. These findings indicate that bank operational risk management is not a burden that reduces profitability but instead increases profitability by reducing risk.
Analisa Performa Perusahaan Properti dengan Menggunakan Multi Rasio cakranegara, pandu adi
MAKSIMUM Vol 11, No 1 (2021): Articles
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26714/mki.11.1.2021.50-57

Abstract

The development of the population and the increasing middle class have made the demand for property increase in Indonesia. This trend is an opportunity for property companies in Indonesia to sell more properties. Property management can meet this demand, among others, by developing new areas or selling in developed areas at a premium. Each choice will have consequences and will create a trade-off. Therefore this study examines the factors that drive the profitability of the company. The hope is that by focusing on the factors that drive profitability, the company will get the optimum return. The research method used in this research is a quantitative method using multiple linear regression. The research data is secondary data taken from the company's financial statements for 2015 to 2019. This study's findings are that internal factors and external factors both influence the profitability of property companies. This study found four internal factors and one internal factor that affect profitability. Internal factors consist of Debt to Equity Ratio, Net Profit Margin, Total Assets Turnover and Operating Cash Flow. Meanwhile, the external factor that influences it is the interest rate. Managers can focus on these factors to achieve the optimum level of profitability.
RISIKO UTAMA DAN PENGARUHNYA PADA PROFITABILITAS BANK cakranegara, pandu adi
Jurnal Ekobis : Ekonomi Bisnis & Manajemen Vol 11, No 2 (2021): Jurnal Ekobis: Ekonomi Bisnis dan Manajemen
Publisher : STIE Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37932/j.e.v11i2.300

Abstract

Industri perbankan merupakan industri yang istimewa. Bank tidak membeli barang untuk dijual seperti perusahaan dagang, bank tidak hanya menyediakan jasa tetapi juga menyediakan dana, dan bank tidak memproduksi apa pun. Karena keunikannya ini bank dikategorikan ke industri tersendiri. Industri perbankan memiliki peranan yang krusial terutama di Indonesia di mana pendanaan masih berbasis perbankan. Oleh karena peran bank yang vital maka pemerintah mengatur regulasi perbankan dengan ketat. Bank menghadapi berbagai jenis risiko. Dalam operasionalnya seakan keberadaan regulasi dan berbagai risiko ini mencegah bank untuk memaksimalkan profitabilitas. Penelitian ini menghubungkan antara risiko utama yang dihadapi bank dengan profitabilitas bank. Metode penelitian yang digunakan adalah metode kuantitatif dengan menggunakan metode statistik regresi linear berganda. Data yang digunakan adalah data panel yang diambil dari laporan keuangan bank. Hasil dari penelitian menunjukkan bahwa risiko utama bank mempengaruhi secara signifikan profitabilitas bank di mana masing-masing bagian dari risiko utama juga berpengaruh signifikan. Temuan ini memiliki konsekuensi bahwa pengaturan risiko merupakan hal yang vital bagi bank. Selian itu bank dengan memperhatikan faktor-faktor risiko tetap dapat mengoptimalkan profitabilitas jika pertambahan risiko lebih kecil dari pertambahan profitabilitas.