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Journal : Al-Mizan : Jurnal Hukum dan Ekonomi Islam

ANALISIS PELAKSANAAN MUSYARAKAH PADA LAYANAN FINANCIAL TECHNOLOGY PEER TO PEER LENDING SYARIAH DI INDONESIA Dhiya Tsuroyya; MUzayyanah Muzayyanah
Jurnal Al-Mizan Vol 3 No 2 (2019)
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Ilmu Al-Qur'an (IIQ) Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33511/almizan.v3n2.32-53

Abstract

This study aims to analyze Shariah peer to peer lending services with case studies at PT. Syarfi Technology Indonesia is based on the musyarakah contract. Researchers conducted a literature review and interviews as a research method. Based on field observations, the musharaka contract in the Shariah platform there are three financing models, namely invoice financing, PO financing, and financing for procurement of goods for Online Seller. But the financing that has been running is just Invoice Financing. Invoice Financing is a funding product that is guaranteed by a bill or invoice. Invoice Financing works by guaranteeing a bill for goods or services that have been provided by the payor to the recipient of financing to obtain financing from the financing provider through the organizer (Syarfi).