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Pengembangan Kaidah Fikih Fatwa Ekonomi Syariah DSN-MUI Sanusi, Sandy Rizki Febriadi; Nurhasanah, Neneng; Surahman, Maman
At-Taqaddum Vol 12, No 2 (2020)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v12i2.6540

The application of fiqh principles to Islamic economic issues often uses general principles outside the muamalah field, even though general fiqh rules in the muamalah field and detailed rules have been formulated. This article aims to describe the development of fiqh principles on Islamic economic fatwas issued by the DSN-MUI from 2000 to 2019. This study uses a qualitative research approach with descriptive analysis, using a library research approach. This study's results indicate that the development of fiqh principles in the DSN-MUI fatwa can be analyzed from two perspectives. First, the ten fiqh rules with the most significant number are the rules "Basically all forms of muamalat are allowed, unless there are arguments that prohibit them." This rule occupies several repetitions of 125 times (36%). Then the fiqh rule ranks tenth with the intensity of the repetition of 8 times (2%), namely the fiqh rule: "Every debit and credit that brings benefits is usury." Second, the DSN-MUI Fatwa Commission has used the theoretical level because its use includes: core principles, basic principles, general rules, special rules, to detailed regulations.

Pengembangan Kaidah Fikih Fatwa Ekonomi Syariah DSN-MUI Sandy Rizki Febriadi Sanusi; Neneng Nurhasanah; Maman Surahman
At-Taqaddum Vol 12, No 2 (2020)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v12i2.6540

The application of fiqh principles to Islamic economic issues often uses general principles outside the muamalah field, even though general fiqh rules in the muamalah field and detailed rules have been formulated. This article aims to describe the development of fiqh principles on Islamic economic fatwas issued by the DSN-MUI from 2000 to 2019. This study uses a qualitative research approach with descriptive analysis, using a library research approach. This study's results indicate that the development of fiqh principles in the DSN-MUI fatwa can be analyzed from two perspectives. First, the ten fiqh rules with the most significant number are the rules "Basically all forms of muamalat are allowed, unless there are arguments that prohibit them." This rule occupies several repetitions of 125 times (36%). Then the fiqh rule ranks tenth with the intensity of the repetition of 8 times (2%), namely the fiqh rule: "Every debit and credit that brings benefits is usury." Second, the DSN-MUI Fatwa Commission has used the theoretical level because its use includes: core principles, basic principles, general rules, special rules, to detailed regulations.

KAIDAH FIKIH: SEJARAH DAN PEMIKIRAN EMPAT MAZHAB Sandy Rizki Febriadi Sanusi
Tahkim (Jurnal Peradaban dan Hukum Islam) Vol 4, No 2 (2021)
Publisher : Prodi Hukum Keluarga Islam (Ahwal Asy-Syakhsiyyah) Fakultas Syariah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/tahkim.v4i2.6809

The rules in Islamic science which have a systematic form and cover the laws under its auspices aim to make it easier for mujtahids to respond to current problems. The rules of fiqh are arranged in a certain period of time. These rules were only compiled systematically at a later date in accordance with developments and growth ijtihad among experts and founders of schools. This study aims to: first, describe and explain the benefits of fiqh rules. Second, knowing the history of the development of jurisprudence. Third, describe the fiqh rules according to the four schools of thought and the levelization of fiqh rules. This research is a qualitative research with a descriptive analysis study that uses a library research approach. The result of the research is that the rules of fiqh are something that is global or universal which can include certain things. Second, the history of the development of fiqh can be divided into three periods, namely, the period of formation and, the period of development and preparation, and the growth of the period of improvement. Third, the jurists of the four schools of law say that the rules of fiqh can be used as a source of Islamic law and can be applied to contemporary problems. The problems that arise between the four schools of law make the rules of fiqh an independent argument without being supported by the Qur'an and Sunnah. When the rules of fiqh are not supported by these two main sources, the scholars do not use them as a source of Islamic law. Keywords: Rules, Law, Jurisprudence, Islam.

Model Pemberdayaan Laboratorium Bank Mini Syariah di Perguruan Tinggi Eva Fauziah; Ifa Hanifia Senjiati; Sandy Rizki Febriadi
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2017): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Sharia Mini Bank Laboratory is a medium to implement Tri Dharma of College which is expected to contribute to accelerate the development of sharia in Indonesia. Therefore, empowerment of laboratory of bank mini syariah as a place to develop competence in intellectual, motor skill and skill to use Islamic banking tools for increasing the competence of graduate and sharia banking students need to be reviewed. This is a qualitative research. Method of collecting data is using deep data observation technique. Data analysis is using spradley model domain analysis. Theresults showed that the model of empowerment of Mini Sharia Bank laboratory in Higher Education has four models; they are 1) model of secondary empowerment, 2) model primary internal empowerment of student, 3) model of primary internal empowerment of student and lecturer and 4) model of primary external empowerment. This laboratory empowerment model is based on observations at four universities in Java, namely Bandung Islamic University (UNISBA), Islamic University of Malang (UNISMA), UIN Malang and UIN Sunan Ampel Surabaya.Laboratorium Bank Mini Syariah merupakan sarana penunjang dan pelaksana program Tri Dharma Perguruan Tinggi yang diharapkan mampu memberikan kontribusi untuk mengakselerasi perkembangan syariah di Indonesia. Oleh karena itu, pemberdayaan laboratorium Bank Mini Syariah sebagai tempat mengembangkan kompetensi baik dalam bidang intelektual, ketrampilan motorik dan terampil memggunakan alat-alat media perbankan syariah untuk peningkatan kompetensi mahasiswa lulusan keuangan dan perbankan syariah perlu ditelaah. Metode penelitian menggunakan metode kualitatif dengan teknik pengumpulan data observasi mendalam. Analisis data menggunakan analisis domain model spradley. Hasil penelitian menunjukkan bahwa model pemberdayaan laboratorium Bank Mini Syariah di Perguruan Tinggi memiliki empat model yaitu 1). Model pemberdayaan sekunder, 2). Model pemberdayaan primer internal mahasiswa, 3). Model pemberdayaan primer internal mahasiswa dan dosen, dan 4). Model pemberdayaan primer eksternal. Model pemberdayaan laboratorium ini berdasarkan pengamatan pada empat perguruan tinggi di Jawa yaitu Universitas Islam Bandung, Universitas Islam Malang, UIN Malang dan UIN Sunan Ampel Surabaya.

APLIKASI MAQASHID SYARIAH DALAM BIDANG PERBANKAN SYARIAH Sandy Rizki Febriadi
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 1, No 2 (2017)
Publisher : Univeristas Islam Bandung

Maqashid Syari'ah merupakan tujuan-tujuan umum yang ingin diraih oleh syariah dan diwujudkan dalam kehidupan. Maqashid Syariah salah satu konsep penting dalam kajian hukum Islam. Betapa pentingnya maqashid syari'ah tersebut, para ahli teori hukum menjadikan maqashid syari'ah sebagai ilmu yang harus dipahami oleh mujtahid yang melakukan ijtihad. Adapun inti dari teori maqashid syari’ah adalah untuk jalb al-masahalih wa daf’u al-mafasid atau mewujudkan kebaikan sekaligus menghindarkan keburukan, menarik manfaat dan menolak madharat. Maka istilah yang sepadan dengan inti dari maqashid syari’ah tersebut adalah maslahah (maslahat). Maqashid Syari’ah tidak lahir secara tiba-tiba di dunia dan menjadi sebuah ilmu seperti saat ini, tetapi ia juga melewati fase-fase. Untuk lebih memudahkan dalam melihat fase perkembangan ini, maka akan dibagi menjadi dua fase; fase pra kodifikasi, dan fase kodifikasi. Dalam sistem ekonomi yang hendak dibangun. Sistem ekonomi dikatakan sukses berjalan apabila bisa mensejahterakan masyarakatnya dan masyarakat dikatakan sejahtera apabila kebutuhan dasarnya tersebut terpenuhi. Jadi, sistem ekonomi beserta institusi-institusinya harus bisa mengupayakan hal ini untuk mencapai tujuan utamanya, yaitu social welfare. Lahirnya bank syariah ditujukan untuk mencapai dan mewujudkan kesejahteraan umat secara luas dunia dan akhirat. Dengan mengacu pada tujuan utama ini, istilah Maqashid Syari’ah menjadi sandaran utama dalam setiap pengembangan operasional dan produk-produk yang ada di bank syariah. Oleh karena itu, semua pihak yang bekerja dalam bidang perbankan syariah harus bisa memahami betul apa dan bagaimana praktik dari prinsip maqashid syariah.

EFEKTIFITAS PROGRAM CSR SALAM BRIS PADA PENINGKATAN KOMPETENSI MAHASISWA DI LABORATORIUM BANK MINI SYARIAH eva Fauziah; Ifa Hanifia Senjiati; Sandy Rizki Febriadi
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 2, No 1 (2018)
Publisher : Univeristas Islam Bandung

Corporate Social Responsibility(CSR) bidang pendidikan telah menjadi perhatian perbankan syariah. Salah satu bentuk inovasi kegiatan CSR bidang pendidikan perbankan syariah adalah pemberian sofware aplikasi bank mini syariah untuk diterapkan di laboratorium bank mini syariah perguruan tinggi. Hasil menunjukkan bahwa Program CSR Salam BRIS di Bank BRI Syariah memenuhi tiga kriteria dari empat kriteria indikator program CSR yaitu memiliki rencana kegiatan, keterlibatan berbagai unit dan komponen dalam program tersebut, dan program berlandaskan kebijakan strategis. Kompetensi mahasiswa pada laboratorium Bank Mini Syariah di Perguruan Tinggi sebelum menggunakan program salamBris masuk kategori ragu-ragu karena belum pernah mengalami praktik magang atau kuliah kerja lapangan di perbankan. Adapun setelah memperoleh pembelajaran bank mini syariah dengan SalamBris memiliki nilai 81,67% (dalam kompetensi yang baik secara rata-rata. Artinya, salamBris memberikan peningkatan terhadap kompetensi mahasiswa di laboratorium bank mini syariah. Efektifitas Program CSR Salam BRIS terhadap peningkatan kompetensi mahasiswa di Laboratorium Bank Mini Syariah termasuk kategori cukup efektif berdasarkan penilaian perbandingan antara output dan input atau pre test dan post test. Adapun menggunakan perbandingan paired t-Test sample terdapat perbedaan antara sebelum dan sesudah pembelajaran menggunakan salamBris

Analisis Tingkat Pemahaman Pedagang Pakaian terhadap Etika Pemasaran Islam Ghina Safira Nurfikri; Sandy Rizki Febriadi
Jurnal Riset Ekonomi Syariah Volume 1, No. 1, Juli 2021, Jurnal Riset Ekonomi Syariah (JRES)
Publisher : UPT Publikasi Ilmiah Unisba

Abstract. In Indonesia, industrial growth and development should be balanced also with knowledge of basic ethics in doing business according to Islam. So that the establishment of a complete and whole-hearted Islamic economic system can be carried out and God willing will lead to a new economic era for Muslims who are currently in a helpless and backward state. Lack of information circulating in the community can cause perversions and misperceptions in its implementation. The purpose of this study is to determine the level of understanding of clothing traders towards Islamic marketing ethics in the Sayati Village, Bandung Regency. This type of research is a quantitative-descriptive study in which the data collected in the form of words in the form of documents and interviews aimed at describing the ethics of sharia marketing among clothing traders in Sayati Village, Bandung Regency. The results showed that, clothing traders in Sayati Village, Bandung Regency were able to explain the Ethics of Islamic Marketing. Abstrak. Di Indonesia, tumbuh kembang industri seharusnya diimbangi juga dengan pengetahuan tentang etika dasar dalam berbisnis menurut Islam. Sehingga penegakan sistem ekonomi Islam yang lengkap dan sepenuh hati dapat terlaksana dan insya Allah akan mengantar ke suatu era ekonomi baru bagi umat Islam yang saat ini dalam keadaan tak berdaya dan terbelakang. Kurangnya informasi yang beredar di masyarakat dapat menimbulkan penyimpangan dan kesalahaan persepsi dalam pelaksanaannya.Tujuan penelitian ini adalah untuk mengetahui tingkat pemahaman pedagang pakaian terhadap etika pemasaran Islam di Desa Sayati Kabupaten Bandung. Jenis penelitian ini adalah penelitian deskriptif-kuantitatif dimana data yang dikumpulkan berupa kata-kata dalam bentuk dokumen dan wawancara yang bertujuan untuk mendeksripsikan etika pemasaran syariah di kalangan pedagang pakaian di Desa Sayati Kabupaten Bandung. Hasil penelitian menunjukan bahwa, pedagang pakaian di Desa Sayati Kabupaten Bandung sudah dapat menjelaskan Etika Pemasaran Islam.

THE DEVELOPMENT OF ZAKAT INSTITUTIONS IN THE VIEW OF LEGAL REGULATIONS IN INDONESIA Sandy Rizki Febriadi; Cecep Soleh Kurniawan
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 6, No 2 (2022)
Publisher : Univeristas Islam Bandung

Indonesia is a country with the largest muslim population in the world. Muslim population in Indonesia is 80% of the approximately 220 million Indonesian population. That is, about 180 million Muslims have the obligation to pay zakat, both zakat fitrah and zakat assets. This condition should be an extraordinary zakat potential related to zakat collection efforts. However, the development of zakat management institutions has not been accompanied by the growth of public interest in paying zakat to these zakat institutions. The impact is that the management of zakat in Indonesia is not optimal, while the potential for zakat in Indonesia is very large. This research purposes to find out concept of zakat, history, legal basis, types, and its wisdom. As well as, it describes legal regulations of zakat, laws and other regulations that applied in Indonesia, especially related to the institutional aspects of zakat institutions. The research method used is a normative juridical approach, which is a method of researching a thought related to the laws that apply in society. The research result implied that Zakat is the name for a certain property, obtained from a certain property, according to a certain way and given to a certain group of people as well. Legally, the development of zakat management regulations in Indonesia began with the issuance of Law Number 23 of 2011 concerning Zakat Management, until the issuance of the Decree of the Chairman of BAZNAS Number 142 of 2017 concerning the Nishab Value of Zakat for Income in 2017.

Tinjauan Fikih Muamalah terhadap Kegiatan Transaksi Jual Beli Aset Kripto pada Blockchain Irgi Rinangkoe Diaz; Sandy Rizki Febriadi
Bandung Conference Series: Sharia Economic Law Vol. 2 No. 1 (2022): Bandung Conference Series: Sharia Economic Law
Publisher : UNISBA Press

Abstract. The practice of buying and selling crypto assets occurs a lot in the community through an online platform in the form of a blockchain as a place for transactions. This study aims to, firstly find out the nature of crypto assets in the current concept and context, and secondly to find out the fiqh muamalah review of the activities of buying and selling crypto assets on the blockchain. The research method used in this thesis is qualitative with a normative approach and case studies. The type of research data used is library research with secondary data sources in the form of people and notes, such as books, reports, journal, and article that are documentation. Documentation data collection techniques and library research. The results of the study show that, firstly, in the current concept and context, crypto assets are used as payment instruments, investments, and trades between crypto assets. Second, in the review of fiqh muamalah that in the practice of buying and selling crypto assets on the blockchain, the eleven important Bitcoin points set by the MUI are that it is permissible for those who are willing to use and acknowledge it, but as an investment tool the law is haram. Abstrak. Praktik jual beli aset kripto banyak terjadi di kalangan masyarakat melalui platform online berbentuk blockchain sebagai tempat transaksinya. Penelitian ini bertujuan untuk, pertama mengetahui hakikat aset kripto dalam konsep dan konteks kekinian, dan yang kedua untuk mengetahui tinjauan fikih muamalah terhadap kegiatan transaksi jual beli aset kripto pada blockchain. Metode penelitian yang digunakan dalam skripsi ini adalah kualitatif dengan pendekatan normatif dan studi kasus. Adapun jenis data penelitian yang digunakan adalah penelitian kepustakaan dengan sumber data sekunder yang berupa catatan, seperti buku, laporan, jurnal, dan artikel yang sifatnya dokumentasi. Teknik pengumpulan data dokumentasi dan riset kepustakaan. Hasil penelitian menunjukan bahwa, pertama dalam konsep dan kontek kekinian aset kripto digunakan sebagai instrumen pembayaran, investasi, dan perdagangan antar aset kripto. Kedua, dalam tinjauan fikih muamalah bahwasanya dalam praktik jual beli aset kripto pada blockchain pada sebelas poin penting Bitcoin yang ditetapkan MUI yaitu hukumnya mubah bagi yang berkenan menggunakan dan mengakuinya, namun sebagai alat investasi hukumnya ialah haram.

Tinjauan Fatwa DSN-MUI Nomor 06/DSN-MUI/IV/2000 terhadap Akad Istishna’ di Perumahan Syariah Alfarez Tasikmalaya Munawaroh; Sandy Rizki Febriadi; Ira Siti Rohmah Maulida
Bandung Conference Series: Sharia Economic Law Vol. 2 No. 1 (2022): Bandung Conference Series: Sharia Economic Law
Publisher : UNISBA Press

Abstract. Alfarez Housing is one of Sharia housings in Tasikmalaya, in the transaction using an istishna contract. The istishna’ contract has been regulated in the Fatwa DSN-MUI Number 06/DSN-MUI/IV/2000. However, in the transaction there are still several points that have not been implemented from the Fatwa DSN-MUI Number 06/DSN-MUI/IV/2000 concerning the istishna’ contract. The purpose of this study is to find out how the Fatwa DSN-MUI Number 06/DSN-MUI/IV/2000 reviews the istishna' contract in Alfarez Syariah Housing. This research uses qualitative research methods with a case study research approach. The types of research data are field data, research data sources are primary data sources and secondary data sources, data collection techniques are observation, interviews, and documentation. Then analyzed using descriptive analysis method. The results of this study conclude that in practice the istishna' contract that occurs in the Alfarez Tasikmalaya Syariah Housing there are still points that have not been implemented from the Fatwa DSN-MUI Number 06/DSN-MUI/IV/2000 regarding the istishna' contract, namely at the point of time and place of delivery of goods. must be determined by agreement. In practice, the time of delivery of goods is not in accordance with the agreement, there is a delay in the handover of keys/houses with the buyer and at the point the buyer (mustashni') is not allowed to sell goods before receiving them, but at Alfarez Syariah Housing it is allowed to sell the ordered house before the construction process is complete. Abstrak.Perumahan Syariah Alfarez Tasikmalaya adalah salah satu perumahan yang ada di Tasikmalaya, dalam transaksinya menggunakan akad istishna’. Akad istishna’ telah diatur dalam Fatwa DSN-MUI Nomor 06/DSN-MUI/IV/2000. Tetapi dalam transaksinya masih ada beberapa point yang belum terimplementasikan dari Fatwa DSN-MUI Nomor 06/DSN-MUI/IV/2000 tentang akad istishna’. Tujuan penelitian ini yaitu untuk mengetahui bagaimana tinjauan Fatwa DSN NOMOR 06/DSN-MUI/IV/2000 terhadap akad istishna’ di Perumahan Syariah Alfarez. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan penelitian studi kasus. Jenis data penelitiannya yaitu data lapangan, sumber data penelitian yaitu sumber data primer dan sumber data sekunder, teknik pengumpulan data yaitu observasi, wawancara, dan dokumentasi. Selanjutnya dianalisis dengan menggunakan metode analisis deskriptif. Hasil penelitian ini menyimpulkan bahwa dalam prakteknya akad istishna’ yang terjadi di Perumahan Syariah Alfarez Tasikmalaya masih ada point-point yang belum terimplementasikan dari Fatwa DSN NOMOR 06/DSN-MUI/IV/2000 tentang akad istishna’ yaitu pada point waktu dan tempat penyerahan barang harus ditetapkan berdasarkan kesepakatan. Dalam pelaksanaannya waktu penyerahan barang tidak sesuai dengan kesepakatan, terjadinya keterlambatan dalam serah terima kunci/rumah dengan pembeli dan dalam point pembeli (mustashni’) tidak boleh menjual barang sebelum menerimanya tetapi di Perumahan Syariah Alfarez diperbolehkan menjual rumah yang dipesan sebelum proses pembangunan selesai

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