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Literasi Keuangan, Pendapatan dan Gaya Hidup terhadap Pengelolaan Keuangan di Masa Pandemi Siti Muntahanah; Heru Cahyo; Heri Setiawan; Sindi Rahmah
Jurnal Ilmiah Universitas Batanghari Jambi Vol 21, No 3 (2021): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v21i3.1647

Abstract

This study aims to determine the effect of financial literacy, income and lifestyle on financial management behaviour during a pandemic. This type of research is quantitative research and the data used are primary data obtained from questionnaires, interviews and observations. The population of this research is member of Koperasi Pesat in Sumbang and Baturraden Districts, using a sample of 47 respondents. The sampling technique is simple random sampling. The analytical method used is a multiple linear regression method. The results of the study partially show that variable income have a signifficant positive effect on financial management behaviour. While variable financial literacy and lifestyle insignificant effect on financial management behavior.
PENGARUH LITERASI KEUANGAN TERHADAP PERILAKU KEUANGAN MAHASISWA FEB UNIVERSITAS WIJAYAKUSUMA PURWOKERTO Nirmala Nirmala; Siti Muntahanah; Ady Achadi
Monex: Journal of Accounting Research Vol 11, No 01 (2022)
Publisher : Pusat Penelitian dan Pengabdian Masyarakat Politeknik Harapan Bersama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30591/monex.v11i01.2439

Abstract

Penelitian ini bertujuan untuk menganalisa signifikansi pengaruh literasi keuangan terhadap perilaku keuangan pada mahasiswa Fakultas Ekonomika dan Bisnis Universitas Wijayakusuma Purwokerto. Ada tiga hipotesis yang diajukan, yaitu pengetahuan keuangan, perencanaan keuangan dan pengendalian diri secara parsial berpengaruh signifikan terhadap perilaku keuangan pada mahasiswa Fakultas Ekonomika dan Bisnis Universitas Wijayakusuma Purwokerto. Sampel penelitian berjumlah 100 orang yang ditetapkan berdasarkan metode accidental sampling. Penelitian ini menggunakan alat analisis regresi linier berganda.Hasil penelitian menunjukan bahwa variabel perencanaan keuangan berpengaruh signifikan terhadap perilaku keuangan pada mahasiswa Fakultas Ekonomika dan Bisnis Universitas Wijayakusuma Purwokerto, sehingga hipotesis kedua, diterima. Namun, secara parsial variabel pengetahuan keuangan dan variabel pengendalian diri tidak berpengaruh signifikan terhadap perilaku keuangan, sehingga hipotesis pertama dan hipotesis ketiga, ditolak.Implikasi dari penelitian ini adalah (1) agar mahasiswa dapat meningkatkan literasi keuangan melalui pengetahuan keuangan, (2) menggabungkan pengendalian diri dengan perencanaan keuangan agar dapat lebih disiplin dan selektif dalam berkonsumsi, sehingga rencana yang sudah dibuat dapat dilaksanakan dengan baik, dan (3) meningkatkan literasi keuangan yang berguna untuk membantu diri mengatasi masalah dalam pengelolaan keuangannya. Penelitian selanjutnya diharapkan, menambah variabel independen, menambah populasi, dan memperluas wilayah penelitian.
PERAN GOOD CORPORATE GOVERNANCE DALAM MENINGKATKAN KINERJA PERUSAHAAN PERTAMBANGAN DI INDONESIA Siti Muntahanah; Tjahjani Murdijaningsih
Jurnal Proaksi Vol 7 No 2 (2020): Juni - Desember
Publisher : Fakultas Ekonomi, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v7i2.1515

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kepimilikan manajerial, dewan komisaris, dan komite audit sebagai indikator tata kelola perusahaan terhadap kinerja perusahaan. Populasi dalam penelitian ini adalah perusahaan pertambangan dari tahun 2013 sampai dengan 2017. Sampel yang didapat yaitu sebanyak 70 perusahaan. Model analisis yang digunakan adalah regresi data panel. Hasil analisis membuktikan bahwa tata kelola perusahaan yang dilihat dari kepemilikan manajerial dan dewan komisaris berpengaruh positif terhadap kinerja perusahaan pertambangan. Sedangkan tata kelola perusahaan yang dilihat dari komite audit tidak berpengaruh signifikan terhadap kinerja perusahaan pertambangan. Investor ataupun calon investor yang hendak menanamkan dananya sebaiknya perlu memperhatikan Corporate Governance sebagai tolak ukur perusahaan dalam mengelolan kegiatan operasional perusahaan dengan baik, sehingga nantinya return yang diharapkan dapat Kembali. Kata Kunci: Kepemilikan Manajerial, Dewan Komisaris, Komite Audit, Kinerja Perusahaan.
Audit Delay Analysis to Support the Effectiveness of Company’s Financial Reporting on Manufacturing Companies Listed On The Indonesia Stock Exchange Tjahjani Murdijaningsih; Siti Muntahanah
J-MAS (Jurnal Manajemen dan Sains) Vol 6, No 1 (2021): April
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v6i1.215

Abstract

Every company listed on the Indonesia Stock Exchange is required to submit financial reports periodically. The financial statements shall be submitted no later than the end of the third month from the end date of the financial year. In reality, not all companies submit the right reports on time because of the audit reports, so that the company's financial reporting is not effective. Delays in financial reporting are closely related to audit delays. This study aims to analyze the factors that affect the time spent in auditing financial statements. The sample in this study were 15 real estate and property industrial companies listed on the Indonesia Stock Exchange for the period 2013-2017. Determination of the sample in this study using the purposive sapling method. The analysis used is multiple regression analysis. The results showed that company size had no significant effect on audit delay. Meanwhile, profitability has a negative effect and the size of the public accounting firm has a significant positive effect on audit delay. The size of the company cannot determine the audit of the financial statements to improve the accuracy of the submission of financial statements. What must be paid more attention is the level of profitability and the public accounting firm that will be used.
Profitabilitas, Leverage, dan Likuiditas Terhadap Financial Distress pada Perusahaan Consumer Goods yang Terdaftar di Bursa Efek Indonesia Periode 2015-2019 Siti Muntahanah; Novanda Nur Huda; Endang Sri Wahyuningsih
J-MAS (Jurnal Manajemen dan Sains) Vol 6, No 2 (2021): Oktober
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v6i2.277

Abstract

This study is entitled "The Effect of Profitability, Leverage and Liquidity on Financial Distress in Consumer Goods Companies Listed on the Indonesia Stock Exchange". This research aimed to determine the effect simultaneously and partially of profitability, leverage, and liquidity towards financial distress on consumer goods companies listed on the Indonesia Stock Exchange. Samples were obtained based on a purposive sampling technique, and acquired 13 companies. The results obtained from the study are that profitability has a positive and significant effect on financial distress, leverage has a positive and significant effect on financial distress, and liquidity has a negative and significant effect on financial distress.
Pengaruh Kebijakan Dividen, Leverage dan Profitabilitas terhadap Nilai Perusahaan LQ-45 yang Terdaftar di Bursa Efek Indonesia Gisa Anugrah Dessriadi; Harsuti Harsuti; Siti Muntahanah; Tjahjani Murdijaningsih
Ekonomis: Journal of Economics and Business Vol 6, No 1 (2022): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v6i1.506

Abstract

The aim of this research was to find out and analyze the significant effect of dividend policy, leverage, and profitability on firm value of LQ-45 companies listed on Indonesia Stock Exchange year of 2015 until 2019. Type of this research was quantitative with method of data analysis used panel data regression. The research results showed that dividend policy, leverage as well as profitability has a positive and significant effect on firm value of LQ-45 companies listed on Indonesia Stock Exchange year of 2015-2019. Referred to the conclusion, management of LQ-45 companies listed on Indonesia Stock Exchange needs to prioritize their financial policies related to dividend policy, leverage and profitability. The ways could be done by continue to pay or distribute dividend regularly every year while still managing retained earnings effectively, set a proportional debt level and controlling the operational costs more efficiently as well as continuously increase their capital investment or productive investment as an effort to optimize the company's ability to earn profits.
Pendampingan Penambahan Lini Produk Fionna Cake sebagai Upaya Perluasan Pangsa Pasar di Kabupaten Banyumas Jawa Tengah Siti Muntahanah; Heru Cahyo; Hari Winarto; Tjahjani Murdijaningsih; Heri Setiawan; Fatwa Zuhaena
Jurnal Abdi Masyarakat Indonesia Vol 2 No 4 (2022): JAMSI - Juli 2022
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/jamsi.392

Abstract

Usaha rumahan merupakan usaha kecil yang perlu diperhatikan. Salah satu usaha rumahan yang layak diperhatikan adalah Fionna Cake yang menghasilkan kue basah. Kue basah memiliki masa kadaluwarsa yang sangat pendek, sehingga menyebabkan kerugian dengan banyaknya sisa kue jika tidak terjual. Salah satu cara untuk mengatasi kerugian lebih banyak, maka perlu dilakukan pengembangan usaha. Fionna Cake memiliki potensi dikembangan dengan menambahkan lini produk kue kering. Pengembangan usaha dengan menambahkan lini produk akan dapat meningkatkan penghasilan Fionna Cake. Usaha yang dilakukan oleh tim PKM Universitas Wijayakusuma Purwokerto adalah melakukan pendampingan penambahan lini produk. Metode yang digunakan oleh tim pengabdian adalah penyuluhan, dan pelatihan pembuatan kue kering yang menarik konsumen kepada mitra. Setelah mitra paham pentingnya menambah lini produk dilakuakn pendampingan pemasaran melalui instagram dan whatsapp. Hasil kegiatan pengabdian telah dilaksanakan sesuai dengan target dan rencana. Perluasan pemasaran dengan penambahan lini produk telah dapat berhasil meningkatkan pendapatan yang cukup baik.
PENGARUH RASIO-RASIO EARLY WARNING SYSTEM (EWS) TERHADAP HARGA SAHAM PERUSAHAAN ASURANSI YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2012-2015 Irfan Anggun Widiyono; Dian Safitri Pantja K; Siti Muntahanah
Majalah Imiah Manajemen & Bisnis Vol 14 No 1 (2017): Majalah Ilmiah Manajemen & Bisnis
Publisher : FEB UNWIKU PURWOKERTO

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (626.08 KB)

Abstract

This study aims to examine the significant effect of the claim expense ratio, the agent's balance to surplus ratio, and the premium growth ratio on the stock price of insurance companies listed on the Indonesia Stock Exchange in 2012-2015. This type of research is an empirical study with multiple regression analysis techniques. Based on the results of the regression analysis, it was obtained that the tcount value of the claim expense ratio variable (-1.289) was greater than the -ttable value (-1.683), the tcount value of the agent's balance to surplus ratio variable (-2.685) was smaller than the -ttable value (-1.683) while the tcount of premium growth ratio variable (1.912) is greater than ttable value (1.683). Thus, the first hypothesis is rejected, while the second and third hypotheses are accepted. Based on the results of data analysis, it can be concluded that the claim expense ratio has a negative but insignificant effect on the share price of insurance companies listed on the Indonesia Stock Exchange in 2012-2015. The agent's balance to surplus ratio has a significant negative effect on the insurance company's stock price, and the premium growth ratio also has a significant positive effect on stock prices. Therefore, there is an implication that as an effort to continue to increase its share price, company management needs to prioritize policies regarding the agent's balance to surplus ratio and premium growth. Companies can perform periodic and consistent evaluation actions relating to direct premium receivables, own capital and net premiums, use their own capital proportionately and control operating costs more efficiently in order to increase the company's premium income and net profit.
TINJAUAN EFISIENSI USAHA HOME INDUSTRI PECI DI KEBUMEN Siti Muntahanah; Harsuti Harsuti
Majalah Imiah Manajemen & Bisnis Vol 15 No 1 (2018): Majalah Ilmiah Manajemen & Bisnis
Publisher : FEB UNWIKU PURWOKERTO

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (515.809 KB)

Abstract

The purpose of this research is to find out whether the business done by the peci home industry in Bandung Kebumen village is efficient? This research was conducted with the population is the cap business actor in Bandung Kebumen, amounting to 40, and the research sample was taken by purposive sampling, namely the sample was drawn from a certain number of the population using certain considerations or criteria, namely the turnover per day produces a minimum of 5 scores. This research shows that the Small and Micro Enterprises engaged in the Home Industry Peci in Bandung Sruni Kebumen in 2016 in carrying out their production activities are efficient, this can be seen from the Benefit Cost Ratio obtained from some of the Peci Home Industry business players at a number above 1 , which is in the range of 1,271 to 1,325. The business of making peci in Bandung is mostly a supporting business besides being a farmer, so that even though the sales system is seasonal and payments are made on time, it does not disturb the economy of these business actors, because they can fulfill their daily activities from investment in the agricultural sector.
ANALISIS PENGARUH CURRENT RATIO, TOTAL ASSETS TURN OVER, DEBT TO ASSET RATIO DAN NET PROFIT MARGIN TERHADAP PERUBAHAN LABA Atik; Siti Muntahanah
Majalah Imiah Manajemen & Bisnis Vol 14 No 2 (2017): Majalah Ilmiah Manajemen & Bisnis
Publisher : FEB UNWIKU PURWOKERTO

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (726.971 KB)

Abstract

This study aims to analyze the effect of the current ratio, total asset turnover, debt to assets ratio, and net profit margin on changes in earnings. Company size. This research was conducted in all trading companies listed on the Indonesia Stock Exchange (BEI) during the research period 2013-2015. The sample in this study were 52 trading companies listed on the Indonesia Stock Exchange (IDX) for the period 2013-2015. The sampling technique used the purposive sampling method. The analytical tool used in this study using multiple regression analysis using the SPSS application. Partial test analysis (t test) which is used to see the effect of independent variables (Current Ratio, Total Assets Turn Over, Debt to Assets Ratio and Net Profit Margin) has a significant effect on the dependent variable. The first hypothesis which states that the Latest Ratio has a significant effect on changes in earnings in trading companies is accepted, the second hypothesis related to Total Assets Turn Over has a significant effect on changes in earnings in trading companies listed on the Indonesia Stock Exchange for the period 2013 - 2015 is accepted. The hypothesis which states that the Debt to Total Assets Ratio has a significant positive effect on changes in earnings in trading companies listed on the Indonesia Stock Exchange for the period 2013 - 2015. The fourth hypothesis states that Net Profit Margin has a significant positive effect on changes in earnings in trading companies listed on the Stock Exchange. Indonesia for the period 2013 - 2015 was accepted