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Analisis Pengaruh Literasi Keuangan, Financial Technology, dan Demografi terhadap Inklusi Keuangan pada Masyarakat di Kota Surabaya Sari, Adinda Novita; Kautsar, Achmad
Jurnal Ilmu Manajemen Vol 8, No 4 (2020)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (150.25 KB) | DOI: 10.26740/jim.v8n4.p1233-1246

Abstract

Financial inclusion is one of the interesting discussions in global economic development. Indonesia is a country in ASEAN which has the most rapid increase in financial inclusion in recent years. In the era of the industrial revolution 4.0, everyone is required to be able to follow the development of existing technology and information. This study aims to determine the influence of independent variables (financial literacy, financial technology, demographics) on the dependent variable (financial inclusion) in the City of Surabaya. This study is a causality study with quota sampling. The data of this study is quantitative by collecting data by questionnaire. The data analysis technique used is multiple linear regression. The result of this study based on t statistical tests show that financial literacy, age, and education have a positive effect on financial inclusion. While the variables financial technology, gender, and income did not affect on financial inclusion. Based on the statistical test f, all of the independent variables simultaneously influence the dependent variable (financial inclusion).
Criminology and Legal Study of Lesbian, Gay, Bisexual and Transgender (LGBT) Actors in Semarang City Sari, Adinda Novita; Maharani, Ayu Chintya; Amalinda, Ade Rania; Amanda, Yunda Rana
Law Research Review Quarterly Vol 6 No 3 (2020): L. Research Rev. Q. (August 2020) "Law, Crime and Global Security"
Publisher : Faculty of Law Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/lrrq.v6i3.31149

Abstract

The tendency of the community in assessing the existence of LGBT in social life that tends to be pro, contra or even do not care. This research is literature review and field data using relevant theoretical references, namely criminology. According to a criminological perspective, how LGBT which is a deviation is seen as a crime or not. The existence of legal rules to regulate LGBT in relation to the protection of LGBT individuals. This study aims to determine what factors are behind LGBT individuals becoming part of LGBT and LGBT views in criminology and the community's response to the existence of LGBT. This researcg used a normative empirical with a qualitative approach using descriptive narrative research design and using In Depth Interviews to obtain research data. The results of this research indicate that many people do not care about LGBT. It is highlighted that LGBT is not a crime, it will be a crime if it violates the positive laws in force in Indonesia. The rsearch indicated that many people do not care about LGBT. The conclusion from this research is that LGBT is not a crime, it will be a crime if it violates the positive laws in force in Indonesia.