Claim Missing Document
Check
Articles

Found 3 Documents
Search

ANALYSIS OF BANK HEALTH AT INDONESIA STATE-OWNED BANK USING RGEC METHOD AT BRI, BNI, AND BANK MANDIRI FOR PERIODS 2011-2015 -, Wahjono; Marcellina, Willis; -, Azeharie; Imam, Sentot
Prosiding International conference on Information Technology and Business (ICITB) 2017: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 3
Publisher : Prosiding International conference on Information Technology and Business (ICITB)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The objective of this study is to analyze the financial performance of three state-owned banks in Indonesia (BNI, BRI, and Bank Mandiri) for the period of 2011-2015 by using the approach of RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) method. The analysis tool which is used is the RGEC Method. This study uses descriptive method with quantitative approach. Population for this study are three state-owned banks in Indonesia that already published their financial statement for the period of year 2011 until 2015. The data collecting method used is the documentation method and literature method. Result of the study shows the overall financial performance of these three state-owned banks for the period of 2011-2015 on Risk Profile aspect which is done by analyzing the Credit Risk which is represented by NPL ratio is assessed as healthy, while from the analysis of Liquidity Risk yang which is represented by LDR ratio is also assessed as healthy. Furthermore from the aspect of Good Corporate Governance (GCG), banks performance is rated as very healthy. Overall financial performance from Earning aspect which is calculated by analyzing the NIM and ROA ratio is also assessed as healthy. Finally, the overall financial performance from Capital aspect which is calculated by analyzing the comparison between the capital ratio towards the Risk Weighted Asset (RWA) which is represented by the CAR ratio is assessed as healthy.Keywords : Bank Health, RGEC Method, BRI, BNI, Bank Mandiri
TEKNOLOGI INFORMASI DAN AKUNTANSI MANAJEMEN Wahjono -
Jurnal Ilmiah Infokam Vol 7, No 1 (2011): INFOKAM Edisi 1 Tahun 7 2011 (Mar)
Publisher : AMIK Jakarta Teknologi Cipta Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (7.732 KB) | DOI: 10.53845/infokam.v7i1.42

Abstract

Perkembangan teknologi informasi membawa perubahan yang signifikan dalam dunia bisnis. Ada berbagai macam sistem informasi dengan menggunakan teknologi informasi yang muncul, antara lain Electronic Data Processing Systems, Data Processing Systems (DPS), Decision Support System (DSS), Management Information System (MIS), Executive Information Systems (EIS), Expert System (ES) dan Accounting Information System (AIS). Perkembangan teknologi informasi juga berpengaruh terhadap bidang akuntansi manajemen selaku bidang penghasil informasi dalam rangka perencanaan, pengendalian dan pengambilan keputusan manajemen. Pengaruh tersebut dapat bersifat menguntungkan maupun merugikan perusahaan. Kata kunci: teknologi informasi, akuntansi manajemen, informasi, pengambilan keputusan.
ANALYSIS OF BANK HEALTH AT INDONESIA STATE-OWNED BANK USING RGEC METHOD AT BRI, BNI, AND BANK MANDIRI FOR PERIODS 2011-2015 Azeharie -; Willis Marcellina; Wahjono -; Sentot Imam
Prosiding International conference on Information Technology and Business (ICITB) 2017: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 3
Publisher : Proceeding International Conference on Information Technology and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The objective of this study is to analyze the financial performance of three state-owned banks in Indonesia (BNI, BRI, and Bank Mandiri) for the period of 2011-2015 by using the approach of RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) method. The analysis tool which is used is the RGEC Method. This study uses descriptive method with quantitative approach. Population for this study are three state-owned banks in Indonesia that already published their financial statement for the period of year 2011 until 2015. The data collecting method used is the documentation method and literature method. Result of the study shows the overall financial performance of these three state-owned banks for the period of 2011-2015 on Risk Profile aspect which is done by analyzing the Credit Risk which is represented by NPL ratio is assessed as healthy, while from the analysis of Liquidity Risk yang which is represented by LDR ratio is also assessed as healthy. Furthermore from the aspect of Good Corporate Governance (GCG), banks performance is rated as very healthy. Overall financial performance from Earning aspect which is calculated by analyzing the NIM and ROA ratio is also assessed as healthy. Finally, the overall financial performance from Capital aspect which is calculated by analyzing the comparison between the capital ratio towards the Risk Weighted Asset (RWA) which is represented by the CAR ratio is assessed as healthy.Keywords : Bank Health, RGEC Method, BRI, BNI, Bank Mandiri