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All Journal Velocity: Journal of Sharia Finance and Banking
Nina, Septi Ayu Triten
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Economics, Econometrics & Finance

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Analisis Motivasi Pinjaman Nasabah Pada Rentenir Berdasarkan Prinsip Pembiayaan Syariah Nina, Septi Ayu Triten; Pratama, Versiandika Yudha
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (579.656 KB) | DOI: 10.28918/velocity.v1i1.3564

Abstract

This study aims to analyze the motivation of customer loans to moneylenders based on Islamic financing principles.This study is a qualitative descriptive. The type of data used in this study is the primary data with data collection techniques are observation and interviews. The results of this study indicate that the motivation of customers in making loans to moneylenders is due to the need and available facilitie, and the ease of making a loans. In addition, customer knowledge about interest is very low. And than, based on the principles of sharia financing, the transaction pattern is not in accordance with sharia principles because of the customer's ignorance regarding the transaction process.
Co-Authors Versiandika Yudha Pratama