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BAGAIMANA RISIKO KREDIT PADA MASA AWAL PANDEMIC? Rengga Madya Pranata; Nugraha; Ikaputera Waspada
BUANA ILMU Vol 6 No 1 (2021): Buana Ilmu
Publisher : Universitas Buana Perjuangan Karawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36805/bi.v6i1.1985

Abstract

Tujuan penelitian ini bertujuan untuk melihat atau menganalisis risiko bank yang mengikuti POJK dalam hal profitabilitas dan pertumbuhan kredit yang terjadi pada saat masa awal Covid - 19. Metode penelitian yang digunakan adalah deskriptif dan verifikatif dengan desain explanatory . Populasi penelitian adalah seluruh bank peserta program POJK di Indonesia. Pengumpulan data diperoleh dari website ojk.go.id untuk dianalisis. Analisis data dilakukan dengan analisis regresi berganda. Hasilnya menunjukan bahwa risiko kredit pada masa pendemik secara Bersama sama dipengaruhi oleh pertumbuhan kredit dan profitabilitas, akan tetapi hanya profitabilitas yang mempengaruhi risiko kredit secara parsial, yang menunjukan meningkatnya profitabilitas akan menurunkan risiko kredit pada masa panedemic ini. Kata kunci : Risiko kredit, Profitabilitas, Pertumbuhan kredit, Covid 19.
PENERAPAN BLENDED LEARNING BERBASIS GOOGLE CLASSROOM TERHADAP KETERAMPILAN BERPIKIR KREATIF &KEMANDIRIAN BELAJAR PESERTA DIDIK Muhamad Agustiono; Eeng Ahman; Amir Machmud; Ikaputera Waspada
PROMOSI: Jurnal Program Studi Pendidikan Ekonomi Vol 8, No 2 (2020): PROMOSI
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/pro.v8i2.3305

Abstract

Based on the results of interviews at SMAN 1 Lembang, learning that is usually applied by Economics Subject teachers so far using the expository method is carried out face-to-face in the classroom with the support of adequate facilities and infrastructure, where learning is teacher-centered, passive students, and less involved in learning. This causes students to experience burnout which results in a lack of interest and learning independence. The purpose of this study was to determine the effect of blended learning assisted by google classroom on the creative thinking skills and independent learning of students. This study uses a quantitative approach with a quasi-experimental design. The data collection instrument used an essay test with 15 questions and a questionnaire of 20 questions. The sampling technique of this research was carried out by means of cluster random sampling. Hypothesis testing using independent t-test. The results showed that there was an effect of blended learning assisted by google classroom on students' creative thinking skills and independent learningKeywords: The Perfection of Creative Thinking, Self-Reliance Learning, Blended Learning
PENGARUH PEMBELAJARAN JARAK JAUH TERHADAP HASIL BELAJAR SISWA PADA MATA PELAJARAN EKONOMI DI KABUPATEN BANDUNG Yusup syarifudin bakri; Ikaputera Waspada; Rasto Rasto
PROMOSI: Jurnal Program Studi Pendidikan Ekonomi Vol 9, No 2 (2021): PROMOSI
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/pro.v9i2.4514

Abstract

This research is motivated by the low learning outcomes of students in economic subjects in SMA Negeri in Bandung Regency. The purpose of this study was to find out and analyze how the description of distance learning and student learning outcomes, the effect of distance learning on learning outcomes. The method used in this study was an explanatory survey with data collection techniques through questionnaires and observation. The population of this research is the students of class XI IPS SMA Negeri in Bandung Regency as many as 2,495 students, while the sample is 364 students. The data that has been collected is then analyzed using descriptive statistical analysis and path analysis. The results showed that: (i) distance learning was in the medium category, learning motivation, and student learning outcomes were in the medium category. (ii) distance learning has an effect on learning outcomes.Keywords: Distance Learning, Learning Outcomes In Economics Learning
Analysis of the Effect of Supply Chain Management and Pricing Theory on Excess Return of Stocks Andre Hernowo; Disman Disman; Ikaputera Waspada; Nugraha Nugraha
International Journal of Supply Chain Management Vol 8, No 3 (2019): International Journal of Supply Chain Management (IJSCM)
Publisher : International Journal of Supply Chain Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The primary purpose of this study is to compare Capital Asset Pricing Model with Arbitration Pricing Theory by considering the supply chain strategy. Another objective of this study is to determine the effect of Capital Asset Pricing Model (CAPM) and Arbitration Pricing Theory (APT) on excess returns and to determine the best asset pricing model in terms of ability to explain the estimation of excess return. This study examines the effect of variables in asset pricing models and compares the ability of asset pricing models in explaining excess return. The population in this study are Kompas 100 stock for periods 2013 to 2017, and the sampling method of this study is purposive sampling. Then, it is obtained as many as 46 companies selected as research samples. To compare the accuracy between the CAPM model and APT is calculated with R2 or R Square and the Prob. values (F-statistic). Based on the results, the best model that can be used in assessing asset pricing model is Arbitration Pricing Theory, this is evidenced by the value of R2 or R Square of 33.41 % and Prob. (F-statistic) value 0.000000, this value is better than the value of R2 Capital Asset Pricing Model of 2.68% and Prob. (F-statistics) value 0.007354.
ANALISIS KEMAMPUAN BERPIKIR KRITIS SISWA SMA PADA MATERI KOPERASI Wahyu Mustajab; Syamsul Hadi Senen; Ikaputera Waspada
Oikos : Jurnal Ekonomi dan Pendidikan Ekonomi Vol 2 No 1 (2018)
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (126.945 KB) | DOI: 10.23969/oikos.v2i1.920

Abstract

Critical thinking is a way of thinking by knowing and analyzing things to get a solution. Critical thinking skills applied in students to learn to solve problems / problems. This study aims to determine the ability of critical thinking of high school students in cooperative material in class X. The method used in this research is descriptive method. Subjects in this study are high school students of class X in Kabupaten Ciamis. The sample used is 93 students, consisting of 3 classes of 32 students from IIS 1, 27 students from IIS 2 and 34 students from IIS 3. The research instrument used is about knowledge about cooperative material which amounts to 25 choices double with four alternative answer choices, the questions used are arranged according to critical thinking indicator with C4-C6 cognitive level. Data analysis used is quantitative descriptive analysis. the average of students' critical thinking early ability is 49.35% (Low) or in the low category. The low initial ability of critical thinking makes the researcher assume that students are not used to get the problem with cognitive level of C4-C6 on cooperative material. So it is necessary to do better coaching to improve students' critical thinking skills. In addition, students are also required or accustomed in solving problems with high levels of cognitive C4-C6 or cognitive level.
PENGARUH RISIKO KREDIT DAN RISIKO LIKUIDITAS TERHADAP PROFITABILITAS (STUDI PADA BANK KONVENSIONAL DI BEI TAHUN 2016-2020) Syarif Alamsyah; Disman; Ikaputera Waspada
BUANA ILMU Vol 6 No 2 (2022): Buana Ilmu
Publisher : Universitas Buana Perjuangan Karawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36805/bi.v6i2.2336

Abstract

Tujuan penelitian ini bertujuan untuk mengetahui pengaruh risiko kredit dan risiko likuiditas terhadap profitabilitas pada bank konvensional di Bursa Efek Indonesia periode 2016-2020. Metode penelitian yang digunakan adalah deskriptif dan verifikatif dengan desain explanatory. Populasi penelitian adalah 42 bank konvensional yang terdaftar di Bursa Efek Indonesia. Analisis data dilakukan dengan analisis regresi berganda. Hasilnya menunjukan bahwa profitabilitas secara bersama-sama dipengaruhi oleh risiko kredit dan risiko likuiditas sedangkan secara parsial variabel risiko kredit berpengaruh negatif signifikan dan variabel risiko likuiditas tidak berpengaruh positif signifikan terhadap profitabilitas. Kata kunci : Risiko kredit, Risiko Likuiditas, Profitabilitas.
Peran Faktor Demografi pada Relasi Perilaku Keuangan dan Financial Sustainability Kelompok Rumah Tangga di Kota Bandung Maya Sari; Ikaputera Waspada
Jurnal Ilmu Manajemen dan Bisnis Vol 13, No 2 (2022): Jurnal Ilmu Manajemen dan Bisnis. September 2022
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jimb.v13i2.51474

Abstract

Penelitian ini bertujuan untuk peneliti peran faktor demografi  terhadap relasi antara perilaku keuangan dengan financial sustainability. Data dikumpulkan melalui penyebaran kuesioner kepada 100 responden dari kelompok rumah tangga di kota Bandung kemudian dioleh dengan menggunakan analisis regresi moderasi. Perilaku keuangan terdiri dari membandingkan harga saat bertransaksi, membayar tagihan tepat waktu, mencatat penerimaan dan pengeluaran, mengalokasikan dana darurat dan menabung secara rutin. Financial sustainability meliputi kemampuan mendapatkan penghasilan, kemampuan memenuhi kewajiban dan kemampuan untuk memenuhi pengeluaran. Adapun faktor demografi yang diteliti meliputi usia, pendidikan dan pendapatan.  Hasil penelitian menunjukan bahwa pendapatan memoderasi perilaku keuangan dan financial sustainabily, sedangkan faktor demografi lainnya tidak memberikan efek moderasi.
Self-Efficacy Mediation the Influence of the Family Environment and Metacognitives on Student Academic Performance Hari Mulyadi; Ikaputera Waspada; Sundanis Kencana
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 6, No 2 (2023): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v6i2.7583

Abstract

The research is based by the low students academic performance of economics subject in Senior High School in Sumedang Regency. The purpose of this study was to study and analyze the effect of family environment on self-efficacy, the effect of metacognitive on self-efficacy, the effect of self-efficacy on students academic performance, and the effect of family environment and metacognitive on students academic performance mediated by self-efficacy. The method used in this research is explanatory survey research with data collection techniques through questionnaires and observation. The population of this research is 1.767 students senior high school in Sumedang Regency, while the sample of 231 students. The collected data is analyzed using descriptive statistical analysis and path analysis. The result shows that: (i) the students family environment is in the high category, while the level of metacognitive, self-efficacy, and academic performance of students is in the medium category. (ii) family environment affects self-efficacy. (iii) metacognitive affects self-efficacy. (iv) self-efficacy affect students academic performance. (v) family environment affects academic performance direcly and indirectly through self-efficacy. (vi) metacognitive affects academic performance direcly and indirectly through self-efficacy.
PERAN GURU DENGAN KOMPETENSI SOSIAL EMOSIONAL DALAM IMPLEMENTASI PEMBELAJARAN BERDIFERENSIASI UNTUK MEMBANGUN STUDENT WELL-BEING PADA SEKOLAH MENENGAH Firli Andini; Ikaputera Waspada; Neti Budiwati; Sumartini Susanto
Jurnal Sosial Humaniora Sigli Vol 6, No 1 (2023): Juni 2023
Publisher : Universitas Jabal Ghafur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47647/jsh.v6i1.1490

Abstract

Dengan adanya pandemic Covid-19 ditemukan terdapat peserta didik yang mengalami learning loss dan mengalami stress akademik. Pendekatan yang digunakan dalam penelitian adalah dengan pendekatan kualitatif, dan metode yang digunakan dalam penelitian ini adalah studi pustaka atau literatur. Disini diperlukan peran dari guru sebagai pendidik untuk memiliki kompetensi social emosional (KSE) mulai dari self awareness, self management, relationship skills, responsible decision making, social awareness dan relationship skills. Lalu dengan melihat adanya keberagaman karakteristik peserta didik, maka sesuai dengan yang kurikulum Merdeka Belajar, pendidik juga dapat menerapkan pembelajaran berdiferensiasi baik dari segi diferensiasi proses, produk, isi dan lingkungan belajar. Tujuan dari implementasi kompetensi social emosional dan pembelajaran berdiferensiasi ini adalah untuk tercapainya student well-being.Kata kunci: Kompetensi Sosial Emosional, Pembelajaran berdiferensiasi, School Well-being, Sekolah Menengah Atas