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All Journal Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Pendidikan dan Kewirausahaan
Akhmad Faozan
Unknown Affiliation
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Murabahah dalam Hukum Islam dan Praktik Perbankan Syariah Serta Permasalahannya Akhmad Faozan
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 43, No 1 (2009)
Publisher : Faculty of Sharia and Law - Sunan Kalijaga State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v43i1.89

Abstract

Murabahah berarti jual beli di mana penjual memberitahu pembeli biaya perolehan dan keuntungan yang diinginkannya. Murabahah dalam fiqih awalnya tidak ada berhubungan dengan pembiayaan. Kemudian, digunakan oleh perbankan syari'ah dengan menambahkan beberapa konsep lain sehingga menjadi bentuk pembiayaan. Aplikasi pembiayaan murabahah pada bank syari'ah dapat digunakan untuk pembelian barang konsumsi maupun barang dagangan yang pembayarannya dapat dilakukan secara tangguh. Transaksi murabahah yang begitu mendominasi penyaluran dana pada bank syari'ah yang jumlahnya hampir mencapai tujuh puluh lima persen dari total pembiayaan dan adanya kesan bahwa semua transaksi penyaluran dana bank syari'ah dimurabahahkan, kemungkinan untuk menekan seminimal mungkin resiko yang akan menimpa bank dalam setiap penyaluran dananya. Selain itu, dibandingkan dengan mekanisme-mekanisme pembiyaan yang lain, murabahah adalah yang paling menguntungkan dan paling sedikit resikonya terhadap bank syari'ah.
Investasi Saham di Bursa Efek Indonesia Perspektif Hukum Ekonomi Syariah Wawan Setiawan; Akhmad Faozan
Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12, No 2 (2021): November
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/eksis.v12i2.268

Abstract

Stock transactions in the capital market were considered as speculative activities so they are prohibited by Islam and not in accordance with the Shari'a because they lead to gambling. This study aims to provide an explanation to potential investors about stock investment law from the perspective of sharia economic law. This research method use a literature study that was used to examine the legal basis of Islamic economics regarding stock investment. The results of the study show that the stock transaction is a muusahamah contract (trade union or partnership). Then buying and selling shares on the Indonesia Stock Exchange is allowed because shares are proof of ownership of a company in the form of assets, the fiqh experts who allow it are Abu Zahrah, Abdurrahman Hasan and Abdul Wahab Khalaf.
Pengaruh Tingkat Pendidikan dan Pendapatan terhadap Minat Menabung Dian Apriani; Akhmad Faozan
JURNAL PENDIDIKAN DAN KEWIRAUSAHAAN Vol 11 No 2 (2023)
Publisher : STKIP PGRI SITUBONDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47668/pkwu.v11i2.739

Abstract

Saving has a very important role for the future because saving is one way to manage finances. Saving means setting aside the money we have to save. Saving is also part of financial planning to deal with future needs. This study aims to measure the effect of education level and income on the interest in saving in the people of Pondoknangka Barat Hamlet, Beluk Village, Belik District, Pemalang Regency. Sampling using accidental sampling with a total of 100 respondents. The data obtained was then processed using the SPSS program using multiple linear regression analysis techniques. The results of the study show that there is a significant influence between education level and income simultaneously on the intention to save.
Co-Authors DIAN APRIANI Wawan Setiawan