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ABNORMAL RETURNS, UNEXPECTED EARNING DAN RISIKO PADA PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Anam, A. Khoirul
Students Journal of Economic and Management Vol 1, No 1 (2012): VOL. 1 NO. 1 EDISI PERTAMA 2012
Publisher : Students Journal of Economic and Management

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Abstract

This study aimed to determine the effect of the Unexpected Earnings and Abnormal Return whether the financial risks can be explanatory effect between Unexpected Earnings with Abnormal Return on banking companies listed on the Indonesia Stock Exchange. The dependent variable is the Cumulative Abnormal Return (CumAR) and the independent variable is the Standardized Unexpected Earnings (SUE), credit risk, interest rate risk, liquidity risk and solvency risk. This study population is banking companies listed in Indonesia Stock Exchange for the period 2006 to 2010 as many as 31 companies. The research sample includes 27 banking companies. The data used are secondary data from financial statements of banking companies in the study period. Samples were taken by using purposive sampling and sample selection criteria. The results showed that the Standardized Unexpected Earnings (SUE) effect on the Cumulative Abnormal Return (CumAR) and credit risk, interest rate risk and solvency risks affect the Cumulative Abnormal Return (Cumar) is proxied in Response Earning Coefisien (ERC). While liquidity risk is not proven to be the explanatory effect between Unexpected Earnings with Abnormal Return. Keywords: Cumulative Abnormal Return, Standardized Unexpected Earning, Earning Response Coefisien, risk.
IDENTIFIKASI MODEL PEMBIAYAAN USAHA KECIL DAN MENENGAH OLEH LEMBAGA KEUANGAN MIKRO DI KABUPATEN JEPARA Anam, A. Khoirul; Nahar, Aida
BBM (Buletin Bisnis & Manajemen) Vol 1, No 02: Februari 2015
Publisher : Sekolah Tinggi Ilmu Ekonomi YPPI Rembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47686/bbm.v1i02.113

Abstract

The development of Micro, Small and Medium Enterprises (SMEs) is determined by thepresence of microfinance institutions (MFIs) that offer financing models are diverse. Buton the other hand the diversity of models offered MFI financing has yet to be exploited.The objectives of the study was to identify the characteristics of business and financingneeds of SMEs, as well as identifying financing models that fit the character of SMEs. Theapproach used in this research is descriptive qualitative research through a case studyapproach, the informants in this study were employees and managers are authorized toprovide information on financing models. While the research conducted in the district ofJepara. Based on comparative models and characteristics of SME financing, MFIcooperative model provides relatively brief filing procedure with a low ceiling making itsuitable for small and micro businesses. As for MFIs BPR models have the advantage inproviding kinds of products are more varied and larger loan limit and interest ratesvaried so suitable for this type of small and medium enterprisesKeywods: SMEs, MFIs, financing model.
SHARIA COMPLIENCE AKAD BERBASIS NATURAL UNCERTAINTY CONTRACT (NUC) LEMBAGA KEUANGAN MIKRO SYARIAH DI KABUPATEN JEPARA Susilo, Edi; Anam, A. Khoirul
al-Uqud : Journal of Islamic Economics Vol 2, No 1 (2018): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1206.231 KB) | DOI: 10.26740/al-uqud.v2n1.p20-37

Abstract

Financing in Sharia Micro Financing Institutions (BMT) is dominated by certainty contracts, as it has less risk than syirkah contract like Mudharabah or Musyarakah based on Natural Uncertainty Contract (NUC). Implementation constraints syirkah contracts exist on both parties, financial institutions and clients. due to lack of financial reports, honesty and transparency of the client's business (asismetric information). The Client gives a business report if the results obtained are small or equivalent to the bank interest rate, but if the business profit is good, then the profit share must be high. This research is a qualitative descriptive analytical research, to see the implementation of syirkah contract on Sharia Micro Finance Institution (BMT) in Jepara Regency and its syariah compliance based on DSN-MUI fatwa. The results showed that BMT in Jepara regency can not fulfill the compliance of shariah contract of Natural Uncertanty Contract (NUC) due to high risk, human resource capability and low comprehension and lack of client's financial report.
Pengaruh pembelajaran keuangan dan sosialisasi keuangan terhadap literasi keuangan Ishar, Muhammad; Anam, A. Khoirul
INOVASI Vol 17, No 3 (2021)
Publisher : Faculty of Economics and Business Mulawarman University

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Abstract

Penelitian ini bertujuan untuk mendeskripsikan dan menganalisis pengaruh pembelajaran keuangan dan sosialisasi keuangan terhadap literasi keuangan. Penelitian dilakukan terhadap mahasiswa yang telah mengikuti mata kuliah manajemen keuangan, pengantar akuntansi dan hukum bisnis, dengan teknik pengambilan sampel purposive sampling. Berdasarkan hasil penelitian diperoleh bahwa pembelajaran keuangan memiliki pengaruh positif dan signifikan terhadap literasi keuangan sedangkan sosialisasi keuangan tidak berpengaruh terhadap literasi keuangan. Penelitian ini melihat persepsi mahasiswa terhadap literasi keuangan yang dipengaruhi oleh pembelajaran keuangan maupun sosialisasi keuangan, tema tersebut merupakan area penelitian masih relatif jarang dibahas.
Inovasi Sosial Sebagai Strategi Program Pemberdayaan Kelompok Difabel Adaptif Kondisi Pandemi Melalui Program CSR PT PLN (Persero) Unit Induk Tanjung Jati B Arifin, Miftah; Anam, A. Khoirul; Mahaputra, Wahyu
Journal of Dedicators Community Vol 5, No 2 (2021)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdc.v5i2.2807

Abstract

Empowerment is one of the strategies used in community development at this time. it can increase knowledge and power to reach a state of empowerment. Efforts to empower these vulnerable groups are carried out by PT PLN (Persero) Tanjung Jati B Generation Main Unit through a CSR program, namely the Sadifa Jepara Group. This empowerment program leads to strengthening the economy of the disabled community through various activities such as making herbal drinks, various types of soap, hand sanitizer, convection businesses, basic food businesses, and others. In addition, the activities carried out include training on strengthening MSMEs, providing equipment assistance, opportunities to develop networks by means of mass media publications as well as initiatives for sustainable and environmentally friendly economic activities. This service used 4-pillars model approach, namely the community as a supporting system and community activities, MSME Center, Communication and Cooperation Center, and the development of environmentally friendly products.
Performance Evaluation of Turnover Intentions of Employees’ Productive Behavior and Supply Chain Strategy (Studies in Islamic Microfinance Institutions) Anna Widiastuti; Mutamimah Mutamimah; A. Khoirul Anam; Aida Nahar
International Journal of Supply Chain Management Vol 9, No 2 (2020): International Journal of Supply Chain Management (IJSCM)
Publisher : International Journal of Supply Chain Management

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Abstract

Abstract- This study discusses the occurrence of turnover intentions that are influenced by productive behavior of employees and moderated by the supply chain strategy of Islamic microfinance institutions, namely Baitul Mal Wat Tamwil (BMT). What distinguishes it from previous studies is that the quality culture is attempted to moderate the influence of employee’s productive behavior on turnover intentions. In addition, this study also analyzes separately between the dimensions that exist in employee’s productive behavior variables as independent variables that affect turnover intentions. By using 100 samples determined by the Census (Saturated Sampling) method, the research was analyzed quantitatively, whilst the data was processed by using Partial Least Square (SMART-PLS Software) application. The finding of the study failed to prove that the productive behavior, supply chain strategy, and the culture quality of the employees are the moderating variables affecting the turnover intentions, except one dimension of the work stress which had a significant effect on them.
IDENTIFIKASI MODEL PEMBIAYAAN USAHA KECIL DAN MENENGAH OLEH LEMBAGA KEUANGAN MIKRO DI KABUPATEN JEPARA A. Khoirul Anam; Aida Nahar
BBM (Buletin Bisnis & Manajemen) Vol 1, No 02: Februari 2015
Publisher : Sekolah Tinggi Ilmu Ekonomi YPPI Rembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.081 KB) | DOI: 10.47686/bbm.v1i02.113

Abstract

The development of Micro, Small and Medium Enterprises (SMEs) is determined by thepresence of microfinance institutions (MFIs) that offer financing models are diverse. Buton the other hand the diversity of models offered MFI financing has yet to be exploited.The objectives of the study was to identify the characteristics of business and financingneeds of SMEs, as well as identifying financing models that fit the character of SMEs. Theapproach used in this research is descriptive qualitative research through a case studyapproach, the informants in this study were employees and managers are authorized toprovide information on financing models. While the research conducted in the district ofJepara. Based on comparative models and characteristics of SME financing, MFIcooperative model provides relatively brief filing procedure with a low ceiling making itsuitable for small and micro businesses. As for MFIs BPR models have the advantage inproviding kinds of products are more varied and larger loan limit and interest ratesvaried so suitable for this type of small and medium enterprisesKeywods: SMEs, MFIs, financing model.