M. Fuad Hadziq
Universitas Terbuka

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Santri Perception to Islamic Bank: Are there no Differences with Conventional Banks? M. Fuad Hadziq; Yosi Mardoni; Moh. Khoirul Anam
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 17, No 2 (2021): December 2021
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v17i2.12752

Abstract

Several studies show no difference in practice and academics in general between Islamic banks and conventional banks. However, they are both very different. This research analysed the perceptions of santri/students of Islamic boarding schools regarding no differences between Islamic banks and conventional banks. This research was quantitative with an in-depth descriptive analysis. The research sample used a blend of purposive and judgment techniques applied to santri from several large Islamic boarding schools in Banyuwangi. The analytical method used a two-way causative relationship using multiple regression. The research used a structured questionnaire with a Likert scale and in-depth interviews with santri. Santri's view of Islamic banks differed from that of regular banks. Santri strongly believes in Islamic banking, while the majority is not traditional but represents Islamic ideals. Islamic bank workers, nevertheless, have shown Islam's greater identity than standard banks and imply that no disparities in Islamic banks are shown to be stigmatic.
PENGELOLAAN BUMDES CIKAHURIPAN MAJU BERBASIS EKONOMI SYARIAH Yosi Mardoni; M. Fuad Hadziq; Arief Rahman Susila; Suhartono Suhartono
Diseminasi: Jurnal Pengabdian kepada Masyarakat Vol. 3 No. 2 (2021)
Publisher : Pusat Pengabdian kepada Masyarakat- LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/diseminasiabdimas.v3i2.1323

Abstract

The rural sector is a sector that must be a major concern. This sector has the opportunity to develop and have a positive impact on the village economy if it is optimized. One of the spearheads of the village in advancing its economy is Village-Owned Enterprises (BUMDes). The existence of BUMDes is expected to be one of the incentives for rural economic growth. The role of the Sharia economy in advancing the rural sector has provided many examples of success. One of the most phenomenal is the grameen bank in Bangladesh. The purpose of this service activity is to revive the rural sector, especially human resources in BUMDEs. The method used is by conducting training and guidance. It is hoped that the guidance training method can strengthen the understanding of BUMDes human resources on the principles of Islamic economics. The application of Islamic economic principles in the implementation of BUMDes is expected to foster positive values which will provide blessings in the BUMDes business. Sektor pedesaan merupakan sektor yang harus menjadi perhatian utama. sektor ini memiliki peluang untuk dapat berkembang dan memberikan dampak positif bagi perekonomian desa apabila mampu dioptimalkan. Salah satu ujung tombak desa dalam memajukan perekonomiannya adalah Badan Usaha Milik Desa (BUMDes). Adanya BUMDes diharapkan menjadi salah satu rangsangan untuk pertumbuhan ekonomi desa. Peran ekonomi Syariah dalam memajukan sektor pedesaan sudah memberikan banyak contoh keberasilan. Salah satunya yang paling fenomenal adalah Grameen bank yang ada di Bangladesh. Tujuan dari kegiatan pengabdian ini adalah untuk membangkitkan sektor pedesaan khususnya sumber daya insani di BUMDEs. Metode yang dilakukan adalah dengan melakukan pelatihan dan bimbingan. Diharapkan dengan metode pelatihan bimbingan dapat memperkuat pemahaman sumber daya insani BUMDes akan prinsip ekonomi Syariah. Penerapan prinsip ekonomi Syariah dalam pelaksanaan BUMDes diharapkan dapat menumbuhkan nilai nilai positif yan akan memberikan keberkahan dalam usaha BUMDes.
Islamic Principles in Marketing: An Overview of Islamic Marketing mix in Social-Media Campaign Syafwendi Syafril; M. Fuad Hadziq
El-Qish: Journal of Islamic Economics Vol. 1 No. 1 (2021)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v1i1.1568.2021

Abstract

The increasing number of internet users among Muslims worldwide has open opportunities for business players to develop Islamic marketing and get attention from them. Social media becomes a popular platform for the Muslim community to interact, communicate, and share regarding humanity, education, donation, and the Islamic lifestyle. This paper arranges to analyzes the Islamic marketing mix that must be existed in social media campaigns. The Islamic principles in marketing are the main key to determine whether businesses not only provide sharia-compliant products and services but also succeed to comminates it based on Islamic ethics and value. The library research was conducted in research methodology to review marketing theory and concept from an Islamic perspective. Findings. The analytical result shows that the integrated Islamic principles such as halalan tayyiban, anti-monopoly, gharar, speculation, excessive action, manipulative sales tactic, etc., should be eliminated in the marketing mix in social media campaigns. All that aims to ensure marketing activities run properly according to Shariah principles.
Implementation of GCG (Good Corporate Governance) on the Prevention of Fraud Financing in Islamic Banks Lies Cholisoh; M. Fuad Hadziq
El-Qish: Journal of Islamic Economics Vol. 1 No. 2 (2021)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v1i2.1569.2021

Abstract

Although Islamic Banking operates with Islamic principles, there are still many frauds that are committed deliberately for particular cases. This study aims to determine the extent of the influence of Good Corporate Governance in Islamic banking on indications of fraud, especially at Bank BNI Syariah. This research is quantitative research with primary and secondary data, namely using a sample questionnaire and interviews. While the data analysis is using multiple regression with descriptive analysis. The results of the study concluded that the resulting regression had a very small R square at 34.7%. Finding. The results of the t-test show that partially the independent variables in GCG, namely information disclosure, accountability, responsibility, independence, fairness, are stated to not affect the financing of fraud. This is because the number of R squares has a small effect. After all, it is below 50% so that the impact on the insignificance of the variables in GCG on fraud financing. Therefore, it results from the t-test in which none of the X variables affect variable Y. From the information above, it can be concluded that the GCG variable simultaneously has a significant effect on financing fraud, but if tested partially, the GCG variable has no effect on financing fraud.