p-Index From 2017 - 2022
8.147
P-Index
This Author published in this journals
All Journal Jurnal Reviu Akuntansi dan Keuangan JURNAL ECONOMIA Jurnal Keuangan dan Perbankan JDM (Jurnal Dinamika Manajemen) Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal Ilmiah Ekonomi Islam Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan ISLAMICONOMIC: Jurnal Ekonomi Islam Economica: Jurnal Ekonomi Islam JURNAL SYARIKAH : JURNAL EKONOMI ISLAM KOMIK (Konferensi Nasional Teknologi Informasi dan Komputer) Jurnal Pendidikan Almuslim Edumaspul: Jurnal Pendidikan Seminar Nasional Lahan Suboptimal El-Usrah: Jurnal Hukum Keluarga Dinasti International Journal of Education Management and Social Science (DIJEMSS) Jurnal Pengabdian Masyarakat (JPM-IKP) MUKADIMAH: Jurnal Pendidikan, Sejarah, dan Ilmu-ilmu Sosial Genta Mulia : Jurnal Ilmiah Pendidikan JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Jurnal Asiimetrik: Jurnal Ilmiah Rekayasa Dan Inovasi Critical Medical and Surgical Nursing Journal (CMSNJ) Al-MAIYYAH : Media Transformasi Gender dalam Paradigma Sosial Keagamaan Target : Jurnal Manajemen Bisnis Jurnal Muhammadiyah Manajemen Bisnis Healthy Journal Indonesian Journal of Applied Environmental Studies J-MIND Jurnal Manajemen Indonesia Proceeding International Seminar of Islamic Studies Jurnal Pengabdian Masyarakat IPTEK Audito Comparative Law Journal (ACLJ) Sultan Agung Notary Law Review Jurnal Luminous: Riset Ilmiah Pendidikan Fisika Journal of Education Research JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Ilmiah Perlindungan dan Pemberdayaan Sosial (Lindayasos) Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah El Izdiwaj Indonesian Journal of Civil and Islamic Family Law BIOVALENTIA: Biological Research Journal
Claim Missing Document
Check
Articles

Strategi Pengelolaan Non Performing Loan (NPL) Bank Umum yang Go Public Riyadi, Selamet; Iqbal, Muhammad; Lauren, Novia
JDM (Jurnal Dinamika Manajemen) Vol 6, No 1 (2015): March 2015 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v6i1.4299

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh capital adequacy ratio, total aset, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional terhadap non performing loan pada Bank Umum di Bursa Efek Indonesia periode tahun 2007sampai dengan tahun 2014. Sampel yang digunakan dalam penelitian ini adalah 10 Bank Umum di BEI. Penelitian ini menggunakan metode regresi data panel dengan efek random. Hasil penelitian menyimpulkan bahwa capital adequacy ratio, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional berpengaruh signifikan terhadap non performing loan, sedangkan variabel total aset tidak berpengaruh signifikan terhadap non performing loan. Model efek random layak digunakan untuk mengestimasi pengaruh capital adequacy ratio, total aset, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional terhadap non performing loan.
STRATEGI PENGELOLAAN NON PERFORMING LOAN (NPL) BANK UMUM YANG GO PUBLIC Riyadi, Selamet; Iqbal, Muhammad; Lauren, Novia
Jurnal Dinamika Manajemen Vol 6, No 1 (2015): March 2015 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Semarang State University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v6i1.4299

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh capital adequacy ratio, total aset, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional terhadap non performing loan pada Bank Umum di Bursa Efek Indonesia periode tahun 2007sampai dengan tahun 2014. Sampel yang digunakan dalam penelitian ini adalah 10 Bank Umum di BEI. Penelitian ini menggunakan metode regresi data panel dengan efek random. Hasil penelitian menyimpulkan bahwa capital adequacy ratio, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional berpengaruh signifikan terhadap non performing loan, sedangkan variabel total aset tidak berpengaruh signifikan terhadap non performing loan. Model efek random layak digunakan untuk mengestimasi pengaruh capital adequacy ratio, total aset, loan to deposit ratio, kualitas aktiva produktif dan biaya operasional terhadap pendapatan operasional terhadap non performing loan.
Increasing Community Awareness and Intention in Encouraging The Growth of Cash Waqf Muhammad Iqbal; Prameswara Samofa Nadya; Saripudin Saripudin; Puji Hadiyati
Economica: Jurnal Ekonomi Islam Vol 10, No 1 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2019.10.1.3152

Abstract

This study aims to identify factors that determine the awareness, intention and decision of the Indonesian people to cash waqf. Data collection techniques using purposive sampling with PLS (Partial Least Squared) method as a data analysis tool in this study includes a path analysis model. The results obtained show that the social environment and understanding affect one's awareness and interest in cash waqf. The emergence of awareness and intention will encourage the person to carry out cash waqf. While the promotion of cash waqf does not affect awareness and intentions which in the end will not encourage someone to cash waqf.Penelitian ini bertujuan mengidentifikasi faktor-faktor yang menentukan kesadaran, minat dan keputusan masyarakat Indonesia untuk berwakaf uang. Teknik penggumpulan data menggunakan purposive sampling dengan metode PLS (Partial Least Squared) sebagai alat analisis data yang dalam penelitian ini memuat model analisis jalur. Hasil yang diperoleh menunjukkan bahwa lingkungan sosial dan pemahaman mempengaruhi kesadaran dan minat seseorang akan wakaf uang. Munculnya kesadaran dan minat akan mendorong orang tersebut untuk melaksanakan wakaf uang. Sedangkan promosi tentang wakaf uang tidak mempengaruhi kesadaran dan minat yang pada akhirnya tidak akan mendorong seseorang untuk berwakaf uang.
Optimization of Profit-Sharing Financing at Islamic Banking in Indonesia Selamet Riyadi; Muhammad Iqbal; Annisa Arifah Pangastuti; Arianto Muditomo
Jurnal Keuangan dan Perbankan Vol 25, No 2 (2021): April 2021
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v25i2.5212

Abstract

The purpose of this study is to identify factors that can encourage an increase in profit- sharing financing. These factors are third-party funds in the form of mudharabah deposits, non-performing financing, equivalent rate, operational efficiency ratio, economic growth, and inflation. The research method uses a co-integration and error correction model (ECM) with a sample of the Islamic banking industry in Indonesia from the first quarter of 2015 to the third quarter of 2020. The results show that the factors that encourage profit-sharing financing are the growth of third-party funds in the form of mudharabah deposits, non- performing low funding, low equivalent rate, operational efficiency, and economic growth. These factors are the key to driving the growth of profit-sharing financing. This research contributes to providing various alternative strategies in encouraging the growth of profit- sharing financing, such as increasing retained earnings from profit, providing attractive profit-sharing incentives, transparency of financial reports to attract people to invest in Islamic banks, prevention and supervision of non-performing financing, be careful in determining the ratio by taking into account several internal and external aspects, as well as paying attention to the movements of existing economic growth. DOI : https://doi.org/10.26905/jkdp.v25i2.5212
SYNERGY OF SHARIA BANKS AND FINANCIAL TECHNOLOGY IN THE DEVELOPMENT OF MICRO, SMALL AND MEDIUM BUSINESSES IN INDONESIA Haris, Muhammad; Iqbal, Muhammad; Hadiyati, Puji
Jurnal Reviu Akuntansi dan Keuangan Vol 10, No 1: Jurnal Reviu Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1128.818 KB) | DOI: 10.22219/jrak.v10i1.11258

Abstract

ABSTRACTThe purpose of this study is to analyze the synergy between sharia bank and fintech to effort and develop micro, small and medium enterprises (MSMEs) in Indonesia. Data and information were obtained through interview to expert respondents in their fields such as BNI Syariah, Ammana Fintek Syariah and the Otoritas Jasa Keuangan (OJK). This study has been conducted from July 2018 to March 2019. To provide a deep understanding, this study uses a qualitative approach. The results of the study to show that the opportunity to create synergy between Sharia Bank and Sharia Fintech in order to develop MSMEs in Indonesia is still very wide open. This synergy can be done through several existing patterns or synergy models, including through cross-selling schemes, channeling, references, shadow investors, outsourcing platform and Fintech consortium. The benefits of this synergy include empowering MSMEs, facilitating financial services that are practical, comfortable, safe, have speed, sophistication and up-to-date and are more efficient. The challenges ahead are in terms of human resources competence and support from regulators for policy relaxation. Risks that must be properly mitigated from these synergies, such as the risk of credibility, technology, default and operations.KEYWORDS: Financial Technology (Fintech); Micro; Small and Medium Enterprises; Sharia Bank, Synergy.
POTENSI FINANSIAL TEKNOLOGI SYARIAH DALAM MENJANGKAU PEMBIAYAAN NON-BANK PRESTAMA, FAWZI BHAKTI; IQBAL, MUHAMMAD; RIYADI, SELAMET
Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 2 (2019): Juli - Desember 2019
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (767.601 KB) | DOI: 10.15548/al-masraf.v4i2.264

Abstract

The purpose of this study is to analyze the potential of Crowdfunding and Peer-to-Peer Lending Financial Technology (FinTech) Sharia to reach the non-banking financing. There are four Crowdfunding and Peer-to-Peer Lending FinTech Sharia operators in Indonesia used as the sample. The data used in this study was obtained from direct interview with the FinTech operators and literature study of similar subject. The analysis method used in this study is SWOT analysis. The results of the study which used SWOT analysis model found that the Crowdfunding and Peer-to-Peer Lending FinTech Sharia are not a threat to existing Sharia financial institutions and can also increase the penetration of sharia financial industry in Indonesia because they offer cost efficiency, ease of access, speed of financing distribution, and the low rate of non-performing financing. However, there are still small quantity of FinTech Sharia registered at OJK, no specific regulation for FinTech Sharia and no Sharia Supervision Board in many FinTech Sharia can be obstacles for FinTech Sharia operators
Increasing Community Awareness and Intention in Encouraging The Growth of Cash Waqf Iqbal, Muhammad; Nadya, Prameswara Samofa; Saripudin, Saripudin; Hadiyati, Puji
Economica: Jurnal Ekonomi Islam Vol 10, No 1 (2019)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2019.10.1.3152

Abstract

This study aims to identify factors that determine the awareness, intention and decision of the Indonesian people to cash waqf. Data collection techniques using purposive sampling with PLS (Partial Least Squared) method as a data analysis tool in this study includes a path analysis model. The results obtained show that the social environment and understanding affect one's awareness and interest in cash waqf. The emergence of awareness and intention will encourage the person to carry out cash waqf. While the promotion of cash waqf does not affect awareness and intentions which in the end will not encourage someone to cash waqf.Penelitian ini bertujuan mengidentifikasi faktor-faktor yang menentukan kesadaran, minat dan keputusan masyarakat Indonesia untuk berwakaf uang. Teknik penggumpulan data menggunakan purposive sampling dengan metode PLS (Partial Least Squared) sebagai alat analisis data yang dalam penelitian ini memuat model analisis jalur. Hasil yang diperoleh menunjukkan bahwa lingkungan sosial dan pemahaman mempengaruhi kesadaran dan minat seseorang akan wakaf uang. Munculnya kesadaran dan minat akan mendorong orang tersebut untuk melaksanakan wakaf uang. Sedangkan promosi tentang wakaf uang tidak mempengaruhi kesadaran dan minat yang pada akhirnya tidak akan mendorong seseorang untuk berwakaf uang.
STRATEGY OF OPTIMALIZATION CASH WAQF IN INDONESIA Nadya, Prameswara Samofa; Alwyni, Farouk Abdullah; Hadiyati, Puji; Iqbal, Muhammad
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 4 No. 2 (2018): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (553.731 KB) | DOI: 10.30997/jsei.v4i2.1486

Abstract

This study aims to identify various problems of cash waqf management in Indonesia. Identification of these various problems is expected to be formulated by various alternative solutions. Based on the research, it was identified that there were three main obstacles in the process of optimizing cash waqf, namely socialization, regulations and Nazhir, all of which were broken down in several sub-problems. The solutions that can be offered from these three constraints are socialization programs, both on understanding and cash waqf mechanisms, improving existing cash waqf regulations, specifically on the role of BWI and funding for the development of cash waqf, as well as programs designed to improve capacity asset management for Nazhir. Based on this solution, the strategy that can be carried out is more comprehensive and coordinated socialization, making regulations that can optimize the role of BWI and also optimize funds for the development of cash waqf, and continuous improvement of Nazhir's competency
Sistem Peringatan Dini Ketahanan Perbankan Terhadap Guncangan Internal dan Eksternal Dengan Model Artifical Neural Network Muhammad Iqbal; Azmia Ulfah; Selamet Riyadi
Target : Jurnal Manajemen Bisnis Vol 2 No 1 (2020)
Publisher : Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (303.805 KB) | DOI: 10.30812/target.v2i1.706

Abstract

Sistem stabilitas keuangan adalah sistem kompleks yang terbentuk dan terkait dengan kebijakan ekonomi dan moneter di negara tersebut. Oleh karena itu diperlukan suatu model untuk dapat memprediksi secara cepat dan akurat ketidakstabilan sistem keuangan yang mungkin terjadi. Penelitian ini bertujuan untuk membangun model Artifical Neural Network (ANN) sebagai sistem peringatan dini untuk memprediksi kegagalan perbankan berdasarkan kepatuhan bank. Penelitian ini menggabungkan faktor internal dan eksternal yang mempengaruhi kinerja perbankan sebagai indikator. Hasil penelitian ini membuktikan bahwa ANN dapat digunakan sebagai metode alternatif untuk mendeteksi tingkat keberlanjutan suatu bank.
Perbandingan Pengelolaan Risiko Kredit Perbankan Syariah dan Perbankan Konvensional Muhammad Iqbal
Jurnal Keuangan dan Perbankan Vol 21, No 3 (2017): July 2017
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (273.45 KB) | DOI: 10.26905/jkdp.v21i3.1318

Abstract

This study aims to identify factors that can be used as indicators in reducing the incidence of credit risk in sharia banking and conventional banking. The variables that become observations include banking performance in each group and macroeconomic performance. The banking performance variables include credit risk itself as measured by problem financing, growth in financing, growth in third-party funds, and banking size. While macroeconomic variables include national income, interest rates, and inflation. Autoregressive and distributed lag methods are used to identify which variables can be used as indicators. The results showed that all identified factors can be an indicator in the process of credit risk control both in sharia banking and conventional banking. Only credit growth in conventional banking alone cannot be used as an indicator of credit risk control.DOI: https://doi.org/10.26905/jkdp.v21i3.1318
Co-Authors Aam, Aam Abbas, Tarmizi ACHMAD FATHONY, ADITYA Achmad Samsudin Adison, Joni Afifah Nur Afidah Alwyni, Farouk Abdullah Amelia, Seni Amerliyanti, Desti Puji Andini, Andini Annisa Arifah Pangastuti Annisa Indah Gladys Annisa Nur Fauziah Aprilia, Ina Arianto Muditomo Arum Setiawan Asep Sopian Asrul Karim, Asrul Azmi, Zulfian Azmia Ulfah Budhi Susetyo, Ferry Cahya, Anindya Catur Yuono Prasetyo, Catur Yuono Ciptaningrum, Dyah Sekaringtyas Debi Triyanti Dede Fadli, Dede Djawas, Mursyid Doni Prakasa Eka Putra Doni Setiawan Dwi Yanti Yunianita Efendi, Ridwan Fifik Wiryani Hadiyati, Puji Handayani, Novianti Hendro, Yopi Heru Hendrayana Hilda Zulkifli Husaeri Priatna Indra Yustian Irdianti, Yolanda Ishak Ishak Iskandar, Rossi Islam, Nidaul Javan, Muhammad Kamal Akbar Jumiati Jumiati Kirillov, Pavel KURNIAWATI, YUYUN Manurung, Wardah Khumairah Maulidian, Muhammad Okta Ridha Mirna Fitrani Muchamad Zaenuri, Muchamad Muhammad Eko Atmojo, Muhammad Eko MUHAMMAD HARIS Muhammad Haris Mulia, Winni Mutia Arda, Mutia Nadya, Prameswara Samofa Ningsih, Ayu Oktavia Ningsih, Rizki Kurnia Ninuk Dian Kurniawati, Ninuk Dian Nova Sari, Nova Novia Lauren, Novia Nurcahyanti, Nurchayanti Nurunnihal, Niken Sastri Payana, Mahendar Dwi Pormansyah, Pormansyah Pragustiandi, Guntur Prameswara Samofa Nadya PRESTAMA, FAWZI BHAKTI Priska Sabrianti Puji Hadiyati Rachman, Dani Ramadhan, Sahrul Rambe, Faisal Afandi Rangga Putra, Damar Ratna Ratna Reny Fitriana Kaban Retanubun, Yulita Thadea Rio Firman Saputra, Rio Firman Romanda, Gusti Sari, Nazrina Julika Saripudin Saripudin Saripudin Saripudin Sazlina, Yustika Widya Selamet Riyadi Selamet Riyadi, Selamet Septiana, Adi Sukma Sholihah, Laely Sianturi, Ronda Deli Sinaga, Winda Sari Siregar, Lismayani Siti Fatimah siti rodiah Sopiyan Sri Rahayu, Neng Sri Sugiarti Suzuda Pohan, Fani Taronisokhi Zebua, Taronisokhi Thomas Triadi Putranto, Thomas Triadi Thomas, Rosmery Toha Nurdin, Ahmad Vidya Sofwan, Syifa Vonika, Nike Weni Yulastri Widiya, Linda Zaenal Abidin Zalmita, Novia