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Pengaruh Curent Ratio, Debt to Equity Ratio, Total Asset Turnover Terhadap Perubahan Laba Yudhi Priyono; Hadi Samanto; Sumadi Sumadi
Jurnal Akuntansi dan Pajak Vol 22, No 2 (2022): JAP : Vol. 22, No. 2, Agustus 2021 - Januari 2022
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v22i2.2892

Abstract

This study aims to influence the current ratio (CR), debt to equity ratio (DER), and total asset turnover (TATO) on changes in profits at manufacturing companies listed on the Indonesia Stock Exchange in 2017-2019. This type of research is quantitative research, with secondary data sources taken from www.idx.co.idin 2017 to 2019. Sampling techniques using purposive sampling so that 28 companies obtained with 84 observations of financial statements manufatur company. Data techniques use multiple linear regression analysis. The results showed that each variable current ratio, debt to equity, total asset turn over affects the change in profit. Current ratio, debt to equity, total asset turn over jointly affects the change in profit
Pengaruh Pelayanan Dengan Prinsip-Prinsip Syariah Terhadap Kepuasan Konsumen Umum Rawat Jalan (Studi Kasus Di Rumah Sakit Universitas Sebelas Maret Surakarta) Sumadi Sumadi; Tino Feri Efendi; Tutik Agustini; Salsabila Aslama
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (270.442 KB) | DOI: 10.29040/jiei.v7i3.3663

Abstract

This study aims to determine if the quality of services, prices, and facilities affect the satisfaction of general outpatient patients at Sebelas Maret University Hospital. The population in this study was general outpatients of Sebelas Maret University Hospital. This research uses quantitative methods. The population in this study was general outpatients of Sebelas Maret University Hospital. Sampling techniques of this study using simple random sampling techniques and obtained the number of 100. Data Collection Techniques used through questionnaires, interviews, and documentation. Independent variables that will be studied in this study are Service quality (X1), price (X2), and facilities (X3). The dependent variable that will be examined in this study is patient satisfaction (Y). Data Analysis Techniques used through Validity Test, Reliability Test, and Classic Assumption Test. The hypothesis test in this study used Multiple Linear Regression Analysis, t-Test (partial), F Test (simultaneous), and Determination Coefficient (R2). The results showed that 1) the quality of service significantly affected the satisfaction of general outpatient patients at Sebelas Maret University Hospital, 2) the price significantly affected the satisfaction of general outpatient patients at Sebelas Maret University Hospital, 3) the facility significantly affected the satisfaction of general outpatient patients at Sebelas Maret University Hospital, and 4) the quality of services, prices, and facilities jointly significantly affected the satisfaction of general outpatient patients at Sebelas Maret University Hospital.
Pengaruh Religiusitas, Budaya, Pengetahuan Terhadap Minat Masyarakat Menabung di Koperasi Syariah Suprihati Suprihati; Sumadi Sumadi; Muhammad Tho'in
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (237.494 KB) | DOI: 10.29040/jiei.v7i1.1627

Abstract

The purpose of this study was to determine the influence of cultural religiosity and knowledge on public interest in Islamic cooperatives. Methods of data study through direct observation with questionnaires, interviews with people who save at the Bina Insan Mandiri Sharia Cooperative as the population and the sample. This study uses multiple linear regression with classical assumption and hypothesis testing. The results of this study found that religiosity has no significant effect on people's interest in saving in Islamic cooperatives, culture has a significant effect on people's interest in saving in Islamic cooperatives. knowledge does not have a significant effect on people's interest in saving in Islamic cooperatives. Simultaneously there is an influence between religiosity, culture and knowledge on people's interest in saving in Islamic cooperatives.
Paradigma Konsep Teori dan Praktek Baitul Maal Dalam Prespektif Sistem Ekonomi Islam Sumadi Sumadi; Muhammad Tho'in
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (860.209 KB) | DOI: 10.29040/jiei.v6i2.1111

Abstract

This study aims to rectify the understanding of the concept of baitul mal in the view of the Islamic economic system. This type of research is a qualitative research, and the short model in this study is a descriptive approach that uses the literature study method as the settlement methodology. With the object of a case study about straightening the concept of baitul mal in the view of the Islamic economic system. Baitul Mal comes from the Arabic bait which means house, and al-mal which means property. So etymologically (ma'na lughawi) Baitul Mal means a house to collect or store wealth (Dahlan, 1999). As for terminology (ma'na ishtilahi), as explained by Abdul Qadim Zallum (1983) in his book Al Amwaal Fi Daulah Al Khilafah, the Baitul Mal is an institution or party (Arabic: al jihat) which has a special duty to handle all the people's assets in the form of State revenue and expenditure. In the history of the Baitul Mal, especially with regard to the organizational structure and administration, the term Diwan is known. Diwan is a place where the authors / secretaries of the Baitul Mal are located and a place to store archives. The term Diwan is sometimes also used in the sense of the archives themselves, because there are indeed interrelations between the two meanings for this word Diwan. In summary, Diwan can mean the office of the Baitul Mal, or archive of the Baitul Mal.
The Phenomenon of Seasonal Beggars in The Month of Ramadan: An Islamic Economic’s Perspective Tira Nur Fitria; Sumadi Sumadi; Indra Lila Kusuma
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.2449

Abstract

Ramadan is the holy month for Muslims. A month full of wisdom, blessings, and forgiveness. In this month of Ramadan, Allah promises multiple rewards. Therefore, Muslims are competing in pursuing goodness, blessings, and forgiveness. Giving alms in the month of Ramadan is noble worship and the right of everyone. However, someone's generosity is often abused by certain people. This culture can become a social disease in the month of Ramadan. But behind this blessing of Ramadan, certain parties take advantage of the momentum to reap the benefits. One of them is the number of monthly beggars in the month of Ramadan. Beggars are mushrooming in public places. Islam does not make begging by lying and cheating. The reason is not only because they violate sins, but also because these actions are considered to pollute good deeds and rob poor people who need help. It even damages the good image of the poor who do not want to beg and those who love virtue. Many propositions explain the haram of begging by deception and without an urgent need. The Prophet Muhammad SAW in his hadith advises us to try and earn a living in whatever form, as long as it is lawful and good, there is no syubhat, no prohibition, and not by begging. We are also singled out for ta'affuf (taking care of ourselves from begging. We must believe that only Allah hears our troubles. As for humans, they don't like hearing about other people's troubles. Islam encourages us to strive, based on the verses and hadiths of the Prophet.
OPTIMALISASI POTENSI DANA ZAKAT, INFAQ, SADAQAH DALAM PEMERATAAN EKONOMI DI KABUPATEN SUKOHARJO (Studi Kasus di Badan Amil Zakat Daerah Kab. Sukoharjo) Sumadi Sumadi
Jurnal Ilmiah Ekonomi Islam Vol 3, No 01 (2017): JIEI, Vol. 03, No. 01, Maret 2017
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (331.837 KB) | DOI: 10.29040/jiei.v3i01.68

Abstract

Economic activity is something that can not be separated from human life especially good for a country or region. Along with the times, of the needs of humans increase therefore the economy is continuously growing and changing. Islamic philanthropy has an important role in the economy. an instrument of philanthropy is the mechanism of transfer of the rich to the poor is right on target. At the same time, the Islamic philanthropy instrument acts as an effective social safety net. With the transfer of income from the rich to the poor, there will be an increase in demand for goods and services from the poor, who are generally basic needs. Judging from the type of funding source, Zakat, Infak, Sadaqah (ZIS) with the largest Muslim population in the world, Indonesia has the potential for enormous ZIS. The methodology in this study used a qualitative phenomenological approach, so that research results in accordance with the facts on the ground. Source of data derived from primary data and secondary data. While data collection techniques with in-depth interviews, documentary studies, as well as participant observation. Potential national charity reached 19.3 trillion. While Hafidhuddin (2010), said that the potential of zakat in Indonesia reached 80 trillion annually (this potential, before accounting for the funds infaq and sadaqah untapped in the community as a source of funds are voluntary sadaqah infaq. Potential Zakat, Infaq, Shodaqoh Sukoharjo regency of 1.6 M / year average of 30% in the form of zakat profession dominated by civil servants and the percentage of individuals still need to be improved and 70% is still a infaq shodaqoh ".Keyword: Infaq Zakat and Sadaqah Sukoharjo, Poverty
Pengaruh Strategi Pemasaran Syariah, Kepuasan Konsumen, dan Kepercayaan Konsumen Terhadap Loyalitas Konsumen (Studi Kasus Pada Naughti Hijab Store) Sumadi Sumadi; Muhammad Tho’in; Tino Feri Efendi; Diyah Permatasari
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (332.207 KB) | DOI: 10.29040/jiei.v7i2.2562

Abstract

This study aims to find evidence of the influence of Sharia Marketing Strategy, Consumer Satisfaction, and Consumer Confidence. This type of research is quantitative research. The population in this study are consumers at Naughti Hijab Store. The sampling technique used is using the Slovin formula. The sample in this study in this amounted to 100 respondents Naughti Hijab Store cunsumers. In this study using four variables, namely sharia marketing strategy, consumer satisfaction, and consumer confidence as independent variables and consumer loyalty as the dependent variable. This study uses multiple linear regression analysis method with the help of SPSS. The results showed that the sharia marketing strategy had a positive and significant effect on consumer loyalty, consumer satisfaction did not have a positive and significant effect on consumer loyalty, and consumer confidence had a positive and significant effect on consumer loyalty. From the results of multiple linear regression analysis, the coefficient of each variable is obtained, namely sharia marketing strategy 0,000, consumer satisfaction at 0.081, and consumer confidence at 0,016.
Alternatif Sistem Ekonomi Islam Untuk Indonesia yang Lebih Sejahtera Dian Indah Cahyani; Sumadi Sumadi
Jurnal Ilmiah Ekonomi Islam Vol 1, No 02 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 02, Juli 2015
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (518.692 KB) | DOI: 10.29040/jiei.v1i02.31

Abstract

Economic development in a country or bangasa is the main foundation in order to realize the welfare of society. The economy of a country strong then, the country will be stronger. To this end, the trend of capitalism that has spread throughout the world led to the shifting economic world order. Understand the rich get richer, the poor poorer, unwittingly been entrenched in every society the world. Free competition, monopoly, is a product of capitalism that has a lot of miserable people in the country of Indonesia is no exception. Pancasila Economic System is an economic system that is excavated and built from the values espoused in Indonesian societyEconomics is the knowledge of the events and feelings associated with human efforts as individuals (private), group (family of nations, organizations) in meeting the needs are endless. The economic function is to develop capabilities in the event of economic, analyzing and assessing the economic problems, whether they are individual, society and the national character.Keywords: alternative, the economic system of Islam, prosperous 
Manajemen Bank Syariah Dalam Upaya Pencegahan Pencucian Uang dan Uang Haram (Studi Kasus di Perbankan Syari’ah Solo Raya) Sumadi Sumadi
Jurnal Ilmiah Ekonomi Islam Vol 2, No 03 (2016): Jurnal Ilmiah Ekonomi Islam, Vol. 02, No. 03, November 2016
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (721.298 KB) | DOI: 10.29040/jiei.v2i03.2

Abstract

Technological advances and the globalization of financial information, do not always have a positive impact for the community but sometimes it becomes the development of crime, especially white-collar crime (white collar crime), business crime (business crime), or a corporate crime (Corporate crime). Money laundering or commonly known as money laundering, is a method to hide, move, and use the result of a criminal act, the activities of criminal organizations, economic crime, narcotics trafficking, and other activities that constitute criminal activities. Money laundering, essentially involves assets (income / wealth) disguised so that it can be used without being detected that such assets derived from illegal activities. Melaului money laundering income or assets derived from illegal activity is converted into a financial asset that seems to come from a legitimate source / legal. Key Words : Money laundering, Economic syariah, Islamic Bank.
Pengaruh Financing to Deposit Ratio (FDR), Dana Pihak Ketiga (DPK) dan Return On Asset (ROA) Terhadap Pembiayaan Musyarakah (Studi Kasus Bank Syariah Mandiri Periode 2010-2018) Sumadi Sumadi; Abdul Haris Romdhoni
Jurnal Ilmiah Ekonomi Islam Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (238.726 KB) | DOI: 10.29040/jiei.v6i3.1430

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Financing To Deposit Ratio (FDR), Dana Pihak Ketiga (DPK) dan Return On Asset (ROA) terhadap pembiayaan musyarakah pada Bank Syariah Mandiri (BSM) dari tahun 2010-2018 baik secara parsial maupun simultan. Populasi dalam penelitian ini adalah perbankan syariah yaitu Bank Syariah Mandiri (BSM) tahun 2010-2018 sebanyak 32 diambil secara purposive sampling. Data yang digunakan menggunakan data sekuder yang diperoleh dari laporan keuangan triwulan Bank Syariah Mandiri (BSM). Metode yang digunakan penelitian ini adalah dengan menggunakan metode uji asumsi klasik dimana uji Asumsi Klasik ini terdiri dari empat uji yaitu uji Normalitas, uji Multikolinieritas, uji Heterokedastisitas dan uji Autokorelasi selain menggunakan uji Asumsi Klasik, dalam penelitian ini juga menggunakan uji dengan analisis data dari analisis regresi linier berganda serta menggunakan uji t atau uji parsial dan uji F atau uji secara simultan maupun bersama-sama. Pada penelitian menggunakan jenis data yang bersifat kuantitatif. Hasil penelitian menunjukkan bahwa variabel yang berpengaruh terhadap pembiayaan musyarakah adalah variabel Financing To Deposit Ratio (FDR) dengan nilai P-value sebesar 0,000 dimana nilai ini lebih besar dari 0,05 dan nilai thitung sebesar -4,916 dimana nilai ini lebih besar dari nilai ttabel yaitu 2,0484 dan Dana Pihak Ketiga dengan nilai P-value sebesar 0,000 dimana nilai ini lebih besar dari 0,05 dan nilai thitung sebesar 4,559 lebih besar dari nilai ttabel yaitu 2,0484 sedangkan variabel yang tidak berpengaruh terhadap pembiayaan musyarakah adalah variabel Return On Asset (ROA) dengan nilai P-value 0,428 dimana nilai ini lebih besar dari 0,05 dan thitung lebih kecil dari ttabel dimana nilai thitung sebesar 0,805 dan nilai ttabel sebesar 2,0484 . Secara simultan seluruh variabel yaitu FDR, DPK dan ROA secara bersama-sama berpengaruh terhadap pembiayaan musyarakah pada Bank Syariah Mandiri (BSM) tahun 2010-2018 dengan nilai signifikansinya sebesar 0,000 dimana nilai sig tersebut lebih kecil dari 0,05 sedangkan nilai Fhitung lebih besar dari nilai Ftabel dimana nilai Fhitung sebesar 25,160 sedangkan nilai Ftabel sebesar 2.95. ABSTRACT This study aims to determine the effect of Financing To Deposit Ratio (FDR), Third Party Fund (DPK) and Return On Assets (ROA) on Musyarakah financing at Bank Syariah Mandiri (BSM) from 2010-2018 either partially or simultaneously. Population in this research is syariah banking that is Bank Syariah Mandiri (BSM) year 2010-2017 as many as 32 taken by purposive sampling. Data used using sekuder data obtained from quarterly financial report of Bank Syariah Mandiri (BSM). The method used in this research is using the classical assumption test method where the Classic Assumption test consists of four tests namely Normality test, Multicolinierity test, Heterocedasticity test and Autocorrelation test in addition to using Classic Assumption test, in this study also used the test with data analysis from analysis multiple linear regression and using t test or partial test and F test or test simultaneously or together. In the study using the type of data that is quantitative. The result of this research shows that the variable that influences the musyarakah financing is the Financing To Deposit Ratio (FDR) variable with P-value value of 0,000 which is bigger than 0,05 and the value of t-count is -4,916 where this value is bigger than ttable 2.0484 and Third Party Funds with a value of P-value of 0,000 where this value is greater than 0.05 and tcount value of 4.559 is greater than the value of ttable is 2.0484 while the variable that does not affect the musyarakah financing is the variable Return On Asset (ROA) with a value of P-value 0.428 where this value is greater than 0.05 and t count is smaller than ttable where the tcount value is 0.805 and the value of ttable is 2.0484. Simultaneously all variables that are FDR, DPK and ROA together effect on musyarakah financing at Bank Syariah Mandiri (BSM) year 2010-2018 with a significance value of 0,000 where the value of sig is smaller than 0.05 while the value of Fcount is greater than Ftable value where the value of Fcount equal to 25,160 while Ftable value equal to 2.95.