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<![CDATA[Transparansi Dan Akuntabilitas Laporan Keuangan Lembaga Amil Zakat: Perspektif Muzaki Upz Bni Syariah ]]>
<![CDATA[Indrarini, Rachma]]>
<![CDATA[ AKRUAL: JURNAL AKUNTANSI Vol 8, No 2: AKRUAL: Jurnal Akuntansi (April 2017) ]]>
Publisher : <![CDATA[UNIVERSITAS NEGERI SURABAYA ]]>
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DOI: 10.26740/jaj.v8n2.p65-77
<![CDATA[AbstractIndonesia is one of country that has great potential zakat. That is because the majority of Indonesias population is Muslim. But the phenomenon that the opposite is where zakat is not as big as the existing potential. In fact, in Indonesia many Organisasi Penerima Zakat (OPZ) both government and private sector have a good system, professional and trustworthy. Allegedly one of the problems is the lack of transparency and accountability of institutions. The method used in this research is descriptive qualitative data collection techniques used interviews. The object of research is UPZ BNI Syariah. The results of this research are largely muzaki UPZ BNI Syariah not feel the transparency and accountability of UPZ BNI Syariah.]]>
<![CDATA[Transparansi Dan Akuntabilitas Laporan Keuangan Lembaga Amil Zakat: Perspektif Muzaki Upz Bni Syariah ]]>
<![CDATA[Indrarini, Rachma]]>
<![CDATA[ AKRUAL: JURNAL AKUNTANSI Vol 8, No 2: AKRUAL: Jurnal Akuntansi (April 2017) ]]>
Publisher : <![CDATA[UNIVERSITAS NEGERI SURABAYA ]]>
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DOI: 10.26740/jaj.v8n2.p65-77
<![CDATA[AbstractIndonesia is one of country that has great potential zakat. That is because the majority of Indonesia's population is Muslim. But the phenomenon that the opposite is where zakat is not as big as the existing potential. In fact, in Indonesia many Organisasi Penerima Zakat (OPZ) both government and private sector have a good system, professional and trustworthy. Allegedly one of the problems is the lack of transparency and accountability of institutions. The method used in this research is descriptive qualitative data collection techniques used interviews. The object of research is UPZ BNI Syariah. The results of this research are largely muzaki UPZ BNI Syariah not feel the transparency and accountability of UPZ BNI Syariah.]]>
<![CDATA[Peningkatan Kesehatan Masyarakat di Masa Pandemi Bagi Warga Panti Asuhan di Surabaya ]]>
<![CDATA[Clarashinta Canggih]]>;
<![CDATA[Khusnul Fikriyah]]>;
<![CDATA[Rachma Indrarini]]>;
<![CDATA[Sri Abidah Suryaningsih]]>;
<![CDATA[Nurul Hanifah]]>
<![CDATA[ Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 4 (2021): Dinamisia: Jurnal Pengabdian Kepada Masyarakat ]]>
Publisher : <![CDATA[Universitas Lancang Kuning ]]>
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DOI: 10.31849/dinamisia.v5i4.6232
<![CDATA[This Community Service (PKM) activities is based on the condition of the orphanage which is inhabited by many people. Maintaining health is very important while living and interacting with many people during the Covid-19 Pandemic. One of the efforts to maintain health is by implementing personal hygiene so we are not become a virus carrier for other people. Based on the recommendation of WHO and also the Surabaya City Government, residents are asked to implement a clean and healthy lifestyle (PHBS). This PKM aimed to provide information to the community, particularly who lives in orphanage, about efforts to live a clean and healthy lifestyle and provide vitamins and foodstuffs to maintain and improve the personal health of the residents of the orphanage. The implementation of this Community Service activity took place from June-October 2020. With the implementation of this activity, it was found that there was an increase in the understanding of the orphanage about clean and healthy living habits. In addition, it is hoped that in the long term, the residents of the orphanage will be more concerned with personal hygiene and also apply health protocols in their daily lives so that they can break the chain of transmission of the Covid 19 pandemic]]>
<![CDATA[Penerapan Group Investigation Pada Matakuliah Ekonomi Mikro Islam Dalam Meningkatkan Aktivitas Dan Hasil Belajar Mahasiswa ]]>
<![CDATA[rachma indrarini]]>
<![CDATA[ AL-WIJDÁN: Journal of Islamic Education Studies Vol. 2 No. 1 (2017): Juni 2017 ]]>
Publisher : <![CDATA[UNIVERSITAS ISLAM RADEN RAHMAT MALANG ]]>
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DOI: 10.33379/alwijdn.v2i1.46
<![CDATA[Microeconomics theory of Islam is one of the basic college courses for Islamic economics programs in every university. Because of microeconomic theory of Islam is a basic course,it needs more understanding. Most of the methods used lectured where the lecturer explains only existing theory, while the students are not given the opportunity to discuss and develop his ideas to solve their problems. While the ideal conditions, students should be active in seeking information, have an ability to solve problems related to topics using knowledge gained and able to work together. So this research will discuss the application of the group investigation on the subject of microeconomic theory of islam. The method used is PTK (Penelitian Tindakan Kelas) with two cycles. The results of this research is used group investigation on the subject microeconomics theory of Islam can increase the activity and learning outcomes. Keywords : Group investigation, PTK, Microeconomics theory of Islam]]>
<![CDATA[Pengaruh Rasio Keuangan Terhadap Resiko Financial Distress Perbankan Syariah di Indonesia Dengan Pendekatan Bankometer ]]>
<![CDATA[Dhefita Sari]]>;
<![CDATA[Rachma Indrarini]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v6i3.1191
<![CDATA[This study was conducted to investigate financial distress risk of Sharia Commercial Bank in Indonesia during the 2015-2019 period using Bankometer S-Score and to find out its response to shock of financial ratio. The financial ratio that used in this study are FDR, ROA, Leverage and Size bank. The data is a monthly time-series data from January 2015 until December 2019 obtained through the official sharia banking statistics website from Financial Service Autority (https://www.ojk.go.id). The hypothesis are tested by using the Vector Error Correction Model (VECM) methodology. The result of this study indicate that Sharia Commercial Bank in Indonesia are super sound. The VECM test results show that in the short-term the significant effect on the level of S-Score are ROA and Leverage. Meanwhile, the shock of FDR, ROA, Leverage and Size bank have significant effect on S-Score.]]>
<![CDATA[PEMBIAYAAN BPR SYARIAH DALAM PENINGKATAN KESEJAHTERAAN UMKM : BEDASARKAN MAQASHID SHARIA ]]>
<![CDATA[Rachma Indrarini]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 1 (2017): JANUARI-JUNI 2017 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v3i1.3206
<![CDATA[Meningkatnya populasi angkatan kerja di Indonesia menjadikan pencari kerja terus bertambah. Akan tetapi perbandingan antara angkatan kerja dengan lapangan pekerjaan yang tersedia menunjukan lebih besarnya angkatan kerja sehingga terjadi pengangguran. Ketika seorang individu menganggur maka individu tersebut tidak bisa secara keseluruhan memenuhi kebutuhan hidupnya yang berakibat menurunnya kesejahteraan. Salah satu cara penanggulangan masalah pengangguran adalah mendorong masayarakat untuk berwirausaha dan memberikan pembiayaan pada UMKM (Usaha Mikro Kecil Menengah). Diharapkan dengan adanya pembiayaan maka UMKM dapat meningkatkan kesejahteraannya. Penelitian ini merupakan penelitian kualitatif deskriptif yang meneliti Pembiayaan BPRS Dalam Peningkatan Kesejahteraan UMKM dengan indikator kesejahteraan adalah maqashid syariah (Agama, Jiwa, Akal, Keturunan dan Harta). Hasil penelitian ini adalah adanya peningkatan kesejahteraan pada nasabah UMKM setelah mendapatkan pembiayaan dari BPRS.Kata Kunci : Pembiayaan, UMKM, Maqashid sharia]]>
<![CDATA[Hubungan Inovasi Produk Makanan Terhadap Minat Beli Masyarakat di Gresik ]]>
<![CDATA[Akbar Ariza Asmoro]]>;
<![CDATA[rachma indrarini]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 4 No 1 (2021): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v4n1.p55-64
<![CDATA[The product is subjective knowledge from the producer that can be offered in an effort to achieve goals through fulfilling customer needs and desire in accordance with their capacity and purchase power. About the product then the more noticed aspect is product innovation. Product innovation is the key to winning business competition. This research has a purpose to find the relationship of food products innovation to people's buying interests in Gresik using a simple correlation analysis method to analyze data and use spss program version 24 to process data. This research uses 1 independent variable namely product innovation and 1 dependent variable that is buying interest. The data was obtained from a questionnaire that has been shared with 100 respondents, namely the gresik city community selected through purposive sampling techniques and measured on a likert scale. The results found that food product innovation has a significant strong relationship to people's buying interests in Gresik.]]>
<![CDATA[Pengaruh Penggunaan Uang Elektronik (E-Money) Berbasis Server Sebagai Alat Transaksi terhadap Penciptaan Gerakan Less Cash Society Pada Generasi Milenial di Surabaya ]]>
<![CDATA[Riska Widya Abiba]]>;
<![CDATA[Rachma Indrarini]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 4 No 1 (2021): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v4n1.p196-206
<![CDATA[The increasing development of financial technology has led to change in the payment instrument in society, for example, the use of cash to electronic money (e-money) in a daily transaction. One of the users of e-money is Millenials. Millennials are the main actor of technological sophistication in which they will be treated to various convenience and practicality in making a transaction in their economic activity. Therefore, it is possible to increase the use of e-money in a transaction. If there is an increment in the use of e-money, it can indicate the new creation of a social phenomenon in society namely a cashless society. A cashless society consists of people who tend to be minimal in using cash and they are more likely to use electronic payment in a transaction. This research aims to determine the effect of the independent variable use of electronic money (e-money) on the dependent variable of the cashless society movement in the Millennials in Surabaya. The method used in this research is quantitative by using a likert scale measuring instrument and a simple linear regression analysis technique in software named SPSS 24. The result shows that the variable use of electronic money has a positive and significant effect on the cashless society movement.]]>
<![CDATA[Pengaruh Religiusitas dan Citra Bank Syariah terhadap Minat Menabung melalui Bank Syariah di Sidoarjo ]]>
<![CDATA[Ervanda Revonnarta]]>;
<![CDATA[Rachma Indrarini]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v4n2.p37-49
<![CDATA[Asset, financing and third-party fund of bank were increasing in past three years. But, it was not followed by the increase of market share in national banking market. It means that peoples interest in islamic banking still low. This study aims to know whether religiosity and islamic bank image influence saving intention to islamic bank in Sidoarjo. This study is a quantitative study. Using validation test and reliability test for instrument testing, classic assumption testing, multiple linear regression testing and hypothesis test consisting of partial test, simultaneously test and R squared test. The result of this study explains that religiosity and islamic bank image are influencing saving intention to islamic bank in Sidoarjo in both partial and simultaneously way. Variable of religiosity and islamic bank image have the strength to influence saving intention to islamic bank in Sidoarjo by 72,7%.]]>
<![CDATA[Efektivitas Penggunaan E-Commerce Dalam Menunjang Penyerapan Zakat Studi Kasus Laz Al-Azhar ]]>
<![CDATA[Taufiqur Rohman]]>;
<![CDATA[Rachma Indrarini]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v4n2.p13-25
<![CDATA[Indonesia is a country with the largest Muslim population in the world. In 2020 the total population of Muslims reached 87,18 percent. One of the pillars of Islam is zakat, but according to research by BAZNAS, the Bogor Agricultural Institute (IPB) and the Islamic Development Bank (IDB) (2015), Indonesia has the potential for zakat of 217 trillion rupiah, but in 2007 BAZNAS reported that zakat absorbed was only Rp. 450 billion and increased in 2013 to Rp. 2.73 trillion or only about 1% compared to the national zakat potential. One LAZ that collaborates with e-commerce to collect zakat is LAZ Al-Azhar. This research aims to determine whether the zakat payment feature in e-commerce is effective in the LAZ Al-Azhar case study. This research is a qualitative research and uses phenomenological methods based on events from society. In this study, the technique of taking the subject in this study used purposive sampling and data collection techniques in the form of interviews, and triangulation of data sources was used as data validity. The results of this study state that the zakat payment feature in e-commerce in the LAZ Al-Azhar case study is effective. Even though it is considered effective, there are still many things that need to be improved, such as educating the public regarding this feature so that the distribution of zakat through e-commerce will be maximized.]]>
