Annisa Masruri Zaimsyah
UNIVERSITAS AIRLANGGA

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Analisis Fundamental Terhadap Harga Saham yang Terdaftar di Jakarta Islamic Index Tahun 2010-2017 Annisa Masruri Zaimsyah
Jurnal Ilmiah Ekonomi Islam Vol 5, No 2 (2019): JIEI, Vol. 05 No. 02, 2019
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (54.867 KB) | DOI: 10.29040/jiei.v5i2.517

Abstract

This study discusse the influence Book Value (BV), Price Book Value (PBV), Earning Per Share (EPS) Debt to Equity Ratio (DER), Price to Equity (PER) and Share prices of companies listed on the Jakarta Islamic index (JII). JII chosen because this index is a sharia index with good fundamental character, large capitalization and risk. The data used this research is secondary data from the financial stetements of the companys that became the sample of the research from the official website Indonesia Stock Exchange. Sampel this research to 18 companys period 2013-2017. The results show that variable BV and DER does not affect stock prices but variable PBV, EPS and PER effect on stock prices
Pengaruh Pembiayaan Bank Islam, FDI dan Pertumbuhan Ekonomi: Studi Empiris Negara OKI Annisa Masruri Zaimsyah; Sri Herianingrum
Jurnal Ilmiah Ekonomi Islam Vol 5, No 3 (2019): JIEI Vol.05 No.03 2019
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (348.65 KB) | DOI: 10.29040/jiei.v5i3.524

Abstract

The purpose of this study is studying influence between financing of Islamic Banks, FDI and Economic Growth. The methodology used is a quantitative method usning panel data. We have chosen 10 counties from Organization Islamic Conference (OIC) over the period 2009-2017. The research is the fist study to influence financing of Islamic Bank, FDI and Economic Growth in OIC Countries. The result show that the financing of Islamic Banks and FDI simultaneously and positively has a significant effect on economic growth in the OIC Countries with a significant level of 0.0000
Factors Affecting the Distribution of Micro, Small and Medium Enterprises (MSME) Financing in Islamic Banks Annisa Masruri Zaimsyah
AL-FALAH : Journal of Islamic Economics Vol 5, No 1 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i1.1156

Abstract

Purpose:This study aims to analyses of the influence of the external and internal factors on medium and small micro Enterprise financing in Indonesia Islamic Bank exsternal factors consist of inflation, BI Rate and Exceng Rate, while the internal factors consists of ROA, CAR, BOPO, FDR and NPF. Design/Method/Approach: The analysis technique used in this study is multiple regression with OLS approach. The data used this study are monthly data from 2014-2018. Data obtained from OJK and Bank Indonesia reports.Findings: The finding results of this study, change in macroeconomic conditions (external factor) will indirectly have an impact on the internal conditions od Islamic Bank and will have an impact on intermediation function, especially for the MSME sector, while partially the factors that influence MSME financing are only in inflation and Exceng rates, CAR, BOPO, NPF. FDR and BI Rate does not affect MSME financing because Islamic Bank do not use the interest system but instead use the profit sharing system.Originality/Values: The main contribution of this study to industry platetrs, Islamic bank and policy makers. Islamic bank must make more efferts to provide financing for MSME. Islamic Banks must be innovative and creative in creating and offering new products related to financing to MSME.
MACROECONOMIC FACTORS INFLUENCE THE DISTRIBUTION OF MSME FINANCING IN INDONESIAN ISLAMIC BANKS Annisa Masruri Zaimsyah; Mariatul Fitri
Airlangga Journal of Innovation Management Vol. 3 No. 2 (2022): Airlangga Journal of Innovation Management
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/ajim.v3i1.40161

Abstract

This study examines macroeconomic factors affecting MSME financing in Indonesian Islamic banks from 2014 to 2021. These factors include inflation, BI rate and exchange rate. The methodology of this study is a quantitative method using the OLS approach. The data used in this study is monthly data from 2014 to 2021. Data was collected from Central Bank and OJK publications. This study found that macroeconomic conditions also affect how MSME financing is channeled in Islamic banks, so inflation and exchange rate partially, but BI Rate does not affect the distribution of MSME financing. This is because Islamic banks do not use an attractive interest rate system but a profit-sharing system. The findings of this study have significant consequences for decision makers, Islamic banks, and market participants. Islamic banks should work more to provide financing for MSMEs. Islamic banks should use innovation and creativity to develop and market new products in MSME financing. Due to its narrow focus on MSME financing in Islamic banks, this research has several limitations including that this research only focuses on macroeconomic factors, many other factors can affect MSME financing such as internal bank factors. Further research can examine the impact of Islamic banking financing on MSME development.