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All Journal UNEJ e-Proceeding AKUNTANSI DEWANTARA Jurnal Ilmiah Universitas Batanghari Jambi Diklat Review : Jurnal manajemen pendidikan dan pelatihan
Tria Apriliana
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Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Other

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DETERMINANT FACTORS OF MSME FINANCING IN ISLAMIC BANK (STUDY CASE IN INDONESIA) irena Paramita Pramono; Rudy Hartanto; Tria Apriliana
AKUNTANSI DEWANTARA Vol 3 No 1 (2019): AKUNTANSI DEWANTARA VOL. 3 NO. 1 APRIL 2019
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (224.625 KB) | DOI: 10.26460/ad.v3i1.4309

Abstract

Micro, Small and Medium Enterprise (MSME) is an important segment of the Indonesian economy. The amount of MSME in Indonesia is 99,9% of the total entrepreneurs, it has high employment absorption and has a big contribution to the GDP. Despite the importance of MSME in Indonesia, financing, and lack of information become the main problem in MSMEs growth. In addition to financial assistance, Indonesia's MSMEs also need partner and guidance to help them grow. Islamic bank is an important segment in Indonesia's banking industry. We believe with a good coherency within Islamic Bank and MSME, both can support each other better either in financial aspect and management aspect. Therefore this research try to give an understanding what is the determinant factors of Islamic Bank financing for MSME, either in bank umum syariah and unit usaha syariah. This research use time series data of Islamic Bank financing, which monthly released by Otoritas Jasa Keuangan. There are several factors examined in this paper, which are Net Performing Financing (NPF), Return On Financing (ROA), Third Party Funds or Dana Pihak Ketiga (DPK), number of offices, number of workers and policy rate.
MODEL FOR HANDLING DISADVANTAGED VILLAGE IN FACING THE VICIOUS CIRCLES OF POVERTY IN SITUBONDO DISTRICT (CASE STUDY IN BESUKI VILLAGE) Tria Apriliana; Irena Paramita Pramono
UNEJ e-Proceeding the 3rd International Conference on Economics, Business, and Accounting Studies
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The main problem of concern in economic development studies so far is the question of poverty. The effectiveness of poverty alleviation programs that have been piloted by both top-down and bottom-up government are not running well yet. Small and Medium Enterprises (SMEs) become one of the sectors that dominate economic activity besides agriculture sector. The purpose of this research was to obtain the synergy model of the policy implementation of underdeveloped village to face the vicious circles of poverty. Besides, this research was aimed to obtain a relationship model of factors of success in the implementation of disadvantaged village policy in facing the vicious circles trap. The data were processed and analyzed using SWOT and institutional analysis through focus group discussion (FGD) technique with the stakeholders. The results of the analysis showed that in enhancing economic activities through SMEs, an active role of government is needed as a mediator that connects SMEs with stakeholders such as academics, financial institutions, and trade associations.
MANAJEMEN ADMINISTRASI DAN PENGETAHUAN PRODUK SYARIAH PADA KOPERASI SYARIAH DI KOTA BANDUNG Syafrizal Ikram; Suryana Suryana; Tria Apriliana; Ingrid Larasati Agustina; Muhammad Ali; Dudi Abdul Hadi
Diklat Review : Jurnal manajemen pendidikan dan pelatihan Vol 7 No 1 (2023)
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/diklatreview.v7i1.1288

Abstract

Kegiatan pengabdian kepada masyarakat tim Dosen Prodi S1 ​​Akuntansi di PUSKOPMA (Pusat Koperasi Syariah Berbasis Masjid) ini merupakan pendampingan berkelanjutan tahap tiga dari program sebelumnya, mengambil tema Pengelolaan Administrasi dan Pengetahuan Produk Syariah (Akad Wadiah). Sebanyak 25 orang dari 14 Koperasi Syariah Primer di Bandung. Produk Akad Wadiah adalah akad penitipan barang atau uang antara pihak yang memiliki barang atau uang dengan pihak yang diberi amanah dengan tujuan untuk menjaga keselamatan, keamanan, dan keutuhan barang atau uang tersebut. Rendahnya inovasi produk simpanan yang ditawarkan kepada anggota menyebabkan koperasi memiliki keterbatasan modal kerja. Kendala lain terkait administrasi adalah belum adanya pedoman yang berkaitan dengan penyelenggaraan koperasi syariah. Disisi lain perlu diberikan pembinaan melalui pendidikan kepada anggota khususnya generasi muda untuk melakukan estafet pengelolaan agar koperasi tetap berjalan, berkembang dan maju. Koperasi Syariah berkomitmen untuk melaksanakan manajemen administrasi, menyiapkan perangkat manajemen koperasi, seperti pedoman operasional koperasi syariah, pedoman pemilihan pengurus, pedoman pembagian sisa hasil usaha (SHU), dan diversifikasi produk Syariah
The Effect of Foreign Investment And Domestic Investment on The Gross Regional Domestic Product in Indonesia (Survey of 34 Provinces for 2019-2022) Muhammad Ali; Ingrid Larasati Agustina; Tria Apriliana; Syafrizal Ikram; Suryana Suryana; Dudi Abdul Hadi
Jurnal Ilmiah Universitas Batanghari Jambi Vol 24, No 1 (2024): Februari
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v24i1.4355

Abstract

The purpose of this study was to determine the effect of foreign investment and domestic investment on gross regional domestic product in Indonesia. The research subjects are 34 provinces in Indonesia for the period 2019 – 2022. This research was conducted in Indonesia. This type of research is quantitative research. The data used in this study are secondary data obtained from the Indonesian Central Bureau of Statistics. The research method used in this study is the explanatory method. Data analysis techniques in this study are descriptive analysis and panel data regression analysis. The results of this study simultaneously indicate that there is an influence of foreign investment and domestic investment on gross regional domestic product. Partially, there is no effect of foreign investment on gross regional domestic product, while domestic investment has an effect on gross regional domestic product.
Co-Authors Dudi Abdul Hadi Ikram, Syafrizal Ingrid Larasati Agustina Irena Paramita Pramono irena Paramita Pramono Muhammad Ali Muhammad Ali Rudy Hartanto Suryana Suryana