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PENGARUH PEMBIAYAAN QARDH, IJARAH DAN ISTISHNA TERHADAP PROFITABILITAS BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI INDONESIA Mister Candera; Anggreany Hustia
Jurnal Manajemen dan Keuangan Vol 8 No 1 (2019): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v8i1.1183

Abstract

Penelitian ini bertujuan untuk menganalisa dan mendeskripsikan pengaruh pembiayaan qardh, pembiayaan Ijarah, dan pembiayaan Istishna terhadap profitabilitas Bank Pembiayaan Rakyat Syariah (BPRS) di Indonesia. Ruang lingkup yang dijadikan sebagai fokus penelitian adalah pembiayaan qardh, pembiayaan ijarah dan pembiayaan istishna terhadap profitabilitas Bank Pembiayaan Rakyat Syarian (BPRS) di Indonesia, dimana data diperoleh dari laporan perusahaan pada situs Bank Indonesia dan Otoritas Jasa Keuangan. Dalam penelitian ini pembiayaan qardh, ijarah dan ishtishna ini dijadikan sebagai variabel eksogen, sementara profitabilitas BPRS dijadikan sebagai variabel endogen. Data akan diolah dengan menggunakan metode analisis regresi linier berganda menggunakan aplikasi e-views. Hasil penelitian menunjukan bahwa: Secara simultan, ketiga variabel pembiayaan BPRS qardh, ijarah dan istishna mempengaruhi profitabillitas Bank pembiayaan rakyat Syariah di Indonesia. Dan secara parsial dari hasil analisis data pada periode 2013 sampai 2017 menyatakan bahwa variabel pembiayaan qardh berpengaruh signifikan dan positif terhadap bank pembiayaan rakyat syariah di Indonesia apabila diukur dengan menggunakan Return on Equity (ROE). Hasil tersebut mengindikasikan bahwa setiap kenaikan satu persen berpengaruh terhadap profitabilitas bank pembiayaan rakyat syariah.
Faktor-Faktor Financing To Deposit Ratio Pada Perbankan Syariah Di Provinsi Jambi Candera, Mister
MOTIVASI: Jurnal Manajemen dan Bisnis Vol 3, No 2 (2018): Vol.3 No.2 2018
Publisher : Universitas Muhammadiyah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/motivasi.v3i2.2070

Abstract

Dimensi Kualitas Layanan dan Pengaruhnya terhadap Loyalitas Mahasiswa dengan Tingkat Kepuasan sebagai Variabel Intervening Mister Candera; Gumar Herudiansyah
Jurnal Manajemen Bisnis Krisnadwipayana Vol 7, No 2 (2019): Jurnal Manajemen Bisnis Krisnadwipayana
Publisher : Program Studi Magister Manajemen Universitas Krisnadwipayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35137/jmbk.v7i2.254

Abstract

This study aims to analyze and describe the direct influence and indirect influence of service quality dimensions on student loyalty through student satisfaction. This study uses perimer data collected through questionnaires with a total of 350 students. Analysis of the data used is Path Analysis. Based on the results of the analysis it was found that tangible has a direct and indirect effect on student loyalty through student satisfaction. reliable variables, responsiveness, and empathy have a direct but not significant effect on loyalty. These three variables have a significant effect on student satisfaction. Meanwhile, assurances have an effect and are not significant towards student loyalty either directly or indirectly through student satisfaction. The results of this study can be used as information for Higher Education in making and implementing policies, so that students are more loyal to Higher Education as a place for respondents to study.  Keywords: Dimensions of Service Quality, Satisfaction, and Loyalty
Peran Literasi Keuangan Syariah dalam memoderasi Pengaruh Demografi terhadap Minat Menabung Pada Perbankan Syariah Mister Candera; Nadia Afrilliana; Renggawuni Ahdan
JURNAL MANAJEMEN MOTIVASI Vol 16, No 1 (2020): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (296.725 KB) | DOI: 10.29406/jmm.v16i1.2069

Abstract

Kota Palembang merupakan salah satu Provinsi dengan penduduk mayoritas muslim, dengan hal ini maka Bank Syariah seharusnya mampu bersaing dengan bank-bank konvensional melalui produk-produk yang berbasis syariah. Namun, jika dilihat dari pertumbuhan dan perkembangan jumlah nasabahnya bank syariah masih cukup kesulitan dalam berkompetisi dengan bank konvensional. Oleh karena itu, maka perlu dilakukan kajian yang lebih mendalam berkenaan dengan faktor yang mempengaruhi minat menabung masyarakat dengan memanfaatkan literasi keuangan syariah sebagai variabel pemoderasi. Penelitian ini dilaksanakan di Kota Palembang, dengan responden yaitu nasabah bank syariah. Pengumpulan data menggunakan kuesioner yang disebar secara online dan dianalisis menggunakan Moderated Regression Analysis (MRA). Hasil analisis menunjukkan bahwa literasi keuangan syariah tidak mampu memoderasi pengaruh demografi pada indikator jenis kelamin, usia, dan pendapatan terhadap minat menabung masyarakat pada Bank Syariah di Kota Palembang. Namun, mampu memoderasi pengaruh demografi pada indikator tingkat pendidikan (pada α = 0,10) terhadap minat menabung masyarakat pada bank syariah di Kota Palembang. Literasi keuangan syariah hanya mampu berperan sebagai variabel independen.
Moderating Effect of Inflation on the Influence of Financial Performance on the Growth of Islamic Banking in Indonesia Abid Djazuli; Mister Candera
International Journal of Finance Research Vol. 1 No. 2 (2020): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijfr.v1i2.259

Abstract

Islamic banking is one of the financial institutions whose activities are financial intermediation between the owners of capital and those who need capital. This study was conducted to know and analyze the impact of inflation as a moderating influence of financial performance on the growth of Islamic banking in Indonesia. The financial performance used consists of return on assets (ROA), non-performing financing (NPF), net operating margin (NOM), capital adequacy ratio (CAR), financing to Deposit Ratio (FDR), and operating expenses for operating income (BOPO). The data used is secondary data, obtained from the results of financial reports published on the official website of the Otoritas Jasa Keuangan (OJK) from January 2015 to December 2019. The analysis results show that, in general, inflation cannot moderate the influence of financial performance on rbanking growth—Sharia in Indonesia. Inflation can only be a predictor of the effect of return On Assets and net operating margin on the growth of Islamic banking in Indonesia. Meanwhile, the variables of non-performing financing (NPF), capital adequacy ratio (CAR), financing to deposit ratio (FDR), and operating expenses for operating income (BOPO) are not able to be a moderator or as a predictor
Tata Kelola Badan Usaha Milik Desa (BUMDes) Di Kabupaten Banyuasin Mister Candera; Kosim Kosim; Seprina Seprina
SYUKUR (Jurnal Inovasi Sosial dan Pengabdian Masyarakat) Vol. 3 No. 1 (2020): April
Publisher : Faculty of Economics and Business, University of Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/syukur_vol2/is2pp23-30

Abstract

This study aims to determine the Badan Usaha Milik Desa (BUMDes) management in Banyuasin Regency (Case Study on BUMDes Gasing Sejahtera, Gasing Village, Kecamatan. Talang Kelapa). The method used is the descriptive qualitative method. The results showed that since its establishment until now BUMDes Gasing Sejahtera has experienced very significant developments. BUMDes is engaged in “Pasar Desa” management. BUMDes Gasing Sejahtera is included in the BUMDes pilot category and financial reporting is included in the best category in Banyuasin Regency. However, BUMDes is not yet fully capable of developing other business fields. The economic and natural potentials are still not optimally managed.
Financial Performance Islamic Banking: a Comparative Analysis Before and During the Covid-19 Pandemic in Indonesia Mister Candera; Karina Dwi Indah
International Journal of Business, Management and Economics Vol. 1 No. 2 (2020): International Journal of Business, Management and Economics
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijbmer.v1i2.201

Abstract

The Covid 19 pandemic which spread to all countries in the world including Indonesia, caused various economic sectors, especially the financial sector, to be shaken. Especially at the beginning of the Covid 19 case, almost all sectors of the economy were paralyzed. Government regulations prohibiting non-essential activities outside the home, restricting operations in several vital sectors, and prohibiting crowds, add to the long list of causes for the weak performance of the financial sector. However, the Islamic banking financial sector was not too affected as evidenced by the financial performance of Islamic banking which was still in a good category. So it is necessary to further investigate the differences in the financial performance of Islamic banking before and during the Covid 19 pandemic in Indonesia. The data used in this study are secondary data collected through documentation. The number of samples studied was 34 Islamic banking consisting of 14 Islamic Commercial Banks and 20 Islamic Business Units. The data analysis used was the Multivariate Analysis of Variance (MANOVA) analysis. The results of the analysis show that there are differences in the financial performance of Islamic banking before and during the COVID-19 pandemic in Indonesia. In addition, before and during the Covid 19 pandemic had a significant effect on Islamic banking financial performance consisting of Non Performing Finance (NPF), Capital Adequacy Ratio (CAR), and Return On Assets (ROA).
Pengaruh dana pihak ketiga, non performing financing, dan financing to deposit ratio terhadap pembiayaan perbankan syariah di Provinsi Jambi Mister Candera; Amri Amir; Dearmi Artis
e-Jurnal Perspektif Ekonomi dan Pembangunan Daerah Vol. 4 No. 1 (2015): e-Jurnal Perspektif Ekonomi dan Pembangunan Daerah
Publisher : Konsentrasi Pembangunan Regional dan Publik, Prodi Ekonomi Pembangunan, Fakultas Ekonomi dan Bisnis, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze: (1) the influence of third party funds, non-performing financing, and financing to deposit ratio on Islamic Banking assets; (2) the influence of third party funds, non-performing financing, financing to deposit ratio and assets to finance Islamic Banking; (3) the influence of third party funds, non-performing financing, and financing to deposit ratio against financing through Islamic banking assets. The data used are monthly financial statements from Sharia Commercial Banks and Sharia Business Units in Jambi Province in the period 2012-2014. The analytical tool used is path analysis. The results showed that (1) simultaneously and partially, Islamic banking assets in Jambi Province were influenced by variables of third party funds, non-performing financing, and financing to deposit ratio; (2) simultaneously the variable financing of Islamic banking in Jambi Province is influenced by, non-performing financing, financing to deposit ratios and assets. Partially, non-performin financing does not have a significant effect, while the other three variables have a significant effect (3) the amount of Islamic banking financing is influenced by third party funds variable that is equal to 0.587 with a total of 0.806 and financing to deposit ratio through asset variables of 0.195 with total influence which is equal to 0.300.
Analisis Pengaruh Kualitas Pelayanan Kesehatan Terhadap Kepuasan Pasien Pada Rumah Sakit Muhammadiyah Palembang Gumar Herudiansyah; Mister Candera; Kevin Haminsyah
JEMBATAN (Jurnal Ekonomi, Manajemen, Bisnis, Auditing, dan Akuntansi) Vol 5 No 1 (2020): JEMBATAN (Jurnal Ekonomi, Manajemen, Bisnis, Auditing, dan Akuntansi)
Publisher : P3M STIE Mulia Darma Pratama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54077/jembatan.v5i1.33

Abstract

This study aims to analyze the effect of the dimensions of health service quality on the level of patient satisfaction at the Muhammadiyah Hospital in Palembang. This type of research is quantitative research. The study population was patients at Muhammadiyah Hospital Palembang. The sample is determined by the convenience sampling method, with 100 respondents. The data collection method used was a questionnaire (questionnaire) technique. Data analysis method used is multiple linear analysis method. In the research results obtained using SPSS, showing the results of the t test that shows that tangible variables, responsiveness, reliability, assurance and empathy have a significant effect on patient satisfaction. The results of the f test of tangible variables, responsiveness, reliability, assurance and empathy simultaneously have a significant effect on patient satisfaction at Muhammadiyah Hospital Palembang.
Faktor-Faktor Yang Mempengaruhi Pelaksanaan Hedging Pada Perusahaan Sektor Pertambangan Yang Tercatat Di BEI Sonia Sonia; Ervita Safitri; Mister Candera; Fitantina Fitantina; Zuhriyah Zuhriyah
Strategic: Journal of Management Sciences Vol 1 No 2 (2021): Strategic: Journal of Management Sciences
Publisher : Program Pascasarjana (S2-Ilmu Manajemen) Sekolah Tinggi Ilmu Ekonomi Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (866.515 KB) | DOI: 10.37403/strategic.v1i2.7

Abstract

Objektif. Penelitian ini bertujuan untuk mengetahui dan penganalisis pengaruh leverage, growth opportunity, dan firm size terhadap pelaksanaan hedging pada perusahaan sektor pertambangan yang terdaftar di Bursa Efek Indonesia. Metode Riset. Metode pengumpulan data yang digunakan metode dokumentasi. Analisis data yang digunakan kuantitatatif. Alat analisis yang digunakan yaitu regresi linier berganda dan uji hipotesis Hasil. Hasil pengujian hipotesis dengan menggunakan uji F ada pengaruh positif dan signifikan Leverage, Growth Opportunity, dan Firm Size, secara bersama-sama terhadap Pelaksanaan Hedging pada perusahaan sektor pertambangan yang terdaftar di Bursa Efek Indonesia. Hasil uji t menujukan ada berpengaruh positif dan tidak signifikan Growth Opportunity terhadap Pelaksanaan Hedging, Firm Size berpengaruh positif dan dan signifikan terhadap Pelaksanaan Hedging, Leverage berpengaruh positif dan dan signifikan terhadap Pelaksanaan Hedging pada Perusahaan Sektor Pertambangan yang terdaftar di Bursa Efek Indonesia. Kesimpulan. Secara simultan, pelaksanaan hedging dipengeruhi oleh leverage, growth opportunity, dan firm size, namun secara parsial pelaksanaan hedging dipengaruhi oleh leverage dan firm size. Sementara growth opportunity tidak signifikan dalam mempengarhi pelaksaan hedging.