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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ilmiah Ekonomi Islam Tazkia Islamic Finance and Business Review ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES JAIM (Jurnal Abdi Masyarakat) INSPIRASI (JURNAL ILMU-ILMU SOSIAL) Jurnal Pengabdian kepada Masyarakat Akuntansi Bisnis & Manajemen (ABM) Jurnal Ekonomi Syariah dan Bisnis Jurnal Pengabdian Masyarakat dan Riset Pendidikan
Zuchroh, Imama
STIE Malangkucecwara Malang
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Languange, Linguistic, Communication & Media Mathematics Public Health Social Sciences Other

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Univesality of Islamic Fintech: Surely or Fantasy? Imama Zuchroh
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1816.728 KB) | DOI: 10.29040/jiei.v7i3.3170

Abstract

This study moves on from the question of whether the Islamic financial system will be able to detect the conventional economic system? Of course, with various data on transaction volume that continues to increase over time from financial industry products that have been labeled sharia such as Sharia stocks, Islamic bonds or sukuk, and Islamic mutual funds the question will easily find the answer. And when the latest industrial revolution also changed the map of the financial industry with the development of technology and information to give birth to financial technology that is so phenomenal. So can sharia fintech a marriage between technology and islamic moral concepts become an instrument of global financing in the future? With qualitative methodology and descriptive approaches to various references to financial technology as a source of data, and the growth of Islamic fintech in non-Muslim countries that are increasingly boisterous in developing Sharia fintech, then the richness of Sharia fintech in this world, surely or just a fantasy?
Menyelami Keuangan Islam: Tradisi Dan Legacy Imama Zuchroh
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4348

Abstract

Menyelami Keuangan Islam: Tradisi Dan Legacy
GCG, ROE and Size on CSR Based on Sharia Enterprises Theory Dwi Nita Aryani; Imama Zuchroh
Tazkia Islamic Finance and Business Review Vol. 12 No. 1 (2018)
Publisher : Institute for Research and Community Empowerment (LPPM TAZKIA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v12i1.131

Abstract

The purposes of this paper are to investigate the Corporate Social Responsibility (CSR) reporting information at Indonesia sharia banks based on Sharia Enterprise Theory and explores the potential effects of Corporate Governance (CG) elements, Return on Equity (ROE) on CSR based on sharia enterprises theory, with size as the moderating variable.  Using the sample of 10 sharia banks which published annual reports, CG, and CSR reports above the year 2014 to 2016, the panel data are examined by regression.  The statistic test reveals that size is not fit as a moderating variable in testing the effect of CG and ROE on CSR. Aggregately, GCG, Size and ROE influence CSR.  A large and high-profit sharia bank which apply good corporate governance will implement CSR by considering horizontal and vertical accountability based on Sharia Enterprise theory. This study makes a significant contribution to the Corporate Social Responsibility (CSR) and enterprise theory by offering Sharia Enterprise theory as the foundation of the CSR implementation at sharia banks.
Fintech Syariah: Kolaborasi Teknologi dan Moral sebagai Instrumen Pembiayaan di Masa Depan Imama Zuchroh
Ecoplan Vol 4 No 2 (2021)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Lambung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/ecoplan.v4i2.383

Abstract

The progress and development of technology are so rapid. The financial industry is one of the areas that is receiving such a positive impact. Instrumen financing-based technology or financial technology is hotly discussed. Fintech seems to find momentum when the pandemic hits. When studying to work is required at home, business operations are reduced, and mobilization is limited. And the plague is also a disaster for the business world. So that capital becomes the effort of many business actors who experience the impact. So fintech, one of which is p2p lending, becomes an oasis with ease of access and wide range. Fintech Syariah also takes a role in these financial services. In this study, researchers want to give an idea of the power of sharia fintech in the financial industry. Based on data from OJK (Financial Services Authority), the number of Islamic fintech is still inferior to conventional fintech indeed currently growing, and the number of platforms is still limited. But the future of fintech sharia has reliable competitiveness and has a significant role in efficiency and service to the community in the financial industry. Thisajian uses a method of literature study on the phenomenon of the development of the financial technology era. The literature used in this paper comes from scientific journals both nationally and internationally and is supported by other scientific books. To analyze the future role of Islamic finance as the main payment instrument
Sharia Fintech: Horizon of MSME Financing in Indonesia Imama Zuchroh
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 1 (2022)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1673.96 KB) | DOI: 10.37676/ekombis.v10i1.1622

Abstract

This research aims to present shariah fintech into a horizon of hope of potential financing instruments for MSMEs. The impact of the covid-19 outbreak has caused some business activities to slow down and MSMEs are economic activities that have a deep impact. With sharia fintechk can be a supporter of the revival and development of MSMEs. Because MSMEs have a big role as the backbone of economic growth. Methodology: In this study, the research method used is descriptive analysis using a qualitative approach. The data that has been collected is used as secondary data, then analyzed together by conducting a literature study There are some obstacles in developing sharia fintech in encouraging the growth of MSMEs in Indonesia. These obstacles can be solved with two strategies. First, strengthening the ecosystem in the form of synergy between sharia fintech, fintech service, sharia banking, the government which is a regulator, and among universities as academics. Second, it takes massive and targeted socialization and promotion of the existence of sharia fintech so that MSMEs know alternative funding instruments that are relatively easier to access and process.
THE IMPACTS OF THE DEVELOPMENT OF ELECTRONIC PAYMENT SYSTEM ON SOME ASPECTS OF MONETARY POLICY Imama Zuchroh
Akutansi Bisnis & Manajemen ( ABM ) Vol 8 No 2 (2001): Oktober
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Recently, a new payment instrument has emerged : the multipurpose card or ?electronic purse?. It is a plastic card which contains real purchasing power, for which the customer has paid in advance. Although development in the field of electronic payment systems were used in a great number of retail outlets, they would become a direct competitor not only to cashless payment instruments already in existence, but also to notes and coins issued by central banks and national authorities. Some development of electronic purses are : smart cards and stored value cards. One other forms of electronic payment system is ?home banking?, which based on personal computers and high capacity telecommunications, turn the home into a virtual bank branch. The main form of home banking is phone banking. This service allows a limited range of transactions to be carried out from home (or from any location with a suitable telephone). The last half session of the paper, explores some of the monetary policy issues that might be raised by electronic money : reserve requirements, definitions of money, seignorage, and the appropriate limitations on the types of institutions that could issue electronic value. Furthermore, there are some consequences to central banks concerning the use of electronic purse. Electronic payment system raise at least two kinds of problem : one relating to the soundness of the issuer, and the other relating to the soundness of the instrument. For monetary policy purposes, central banks need to control the amount of money which is available to non-bank economic accents as a means of payment. There are 3 implications for the conduct of monetary policy on using prepaid cards. First, the new form of money contained in multi-purpose prepaid cards will have to be included in narrow money aggregates since it will be close to a perfect substitute for notes and coins and for sight deposits. Second, the extent to which the velocity if prepaid card money will be identical to forms of money which already exist will have to be assed. Third, the decrease in notes and coins is likely to contract the size of central banks? balance sheets.
Social Entrepreneur Sebagai Core Competence, Tinjauan dari Marketing Perspective Imama Zuchroh
Akutansi Bisnis & Manajemen ( ABM ) Vol 23 No 1 (2016): April
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (233.287 KB)

Abstract

Long term purpose of this research is to widely spread the theme of Social Entrepreneur. The Social Entrepreneur Model is a unique concept as it combines two contrast concepts which are "Social" and "Entrepreneur". "Social" is inclined to social term with less profit oriented; whereas "Entrepreneur" has a tendency to a profit oriented condition. Specific purpose of this paper is to analyse the Core Competence of Pelangi Nusantara Community, viewed from Marketing Perspective. There are three basic variables of Core Competence: (1) It is a source of competitive advantage in that it makes a significant contribution to perceived customer benefit; (2) It has a potential breadth of applications to a wide variety of markets; and (3) It is difficult for competitors to imitate (Kotler, 2002). Qualitative Research was conducted. Very strong core competence from the three variables has been attained by Pelangi Nusantara Community, and this leads to toughen the Pelangi Nusantara Marketing Strategy.
PIE JAMBU KRISTAL UPAYA DIVERSIFIKASI PRODUK PETANI JAMBU DI BUMIAJI KOTA BATU Imama Zuchroh; Setiawan Setiawan; Siwi Dyah Ratnasari; Yupono Bagyo
Jurnal Abdi Masyarakat Vol 2, No 1 (2018): JAIM-Jurnal Abdi Masyarakat
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jaim.v2i1.240

Abstract

Mitra dalam Program Kemitraan Masyarakat (PKM) ini adalah Petani Jambu kristal di DesaBumiaji. Desa Bumiaji, Kota Batu, Jawa Timur. Merupakan Desa yang memiliki potensi besarsebagai agro wisata. Sebagai Agro Wisata, UMKM di Desa Bumiaji berupaya menjadikan wisatapetik jambu sebagai edu wisata selain pemasaran melalui supermarket dan online. Hasil jambuyang dipanen oleh petani jambu tidak semuanya bisa diterima oleh pasar terutama Supermarketyang memiliki standar-standar kualitas tertentu. Jambu Kristal yang direject oleh supermarketmenjadi masalah tersendiri bagi petani jambu karena jambu yang sudah dipanen akan berakibatlayu dan busuk.Metode pelaksanaan Program Kemitraan Masyarakat ini dilakukan melalui pelatihan, magangUKM ke SMK Batu serta pendampingan. Pelatihan dan pendampingan terhadap UKM prioritasdi bidang keuangan, pemasaran dan produksi.Luaran yang dihasilkan dari PKM ini adalah adanya diversifikasi produk jambu kristal menjadipie jambu kristal. Peningkatan kemampuan mitra di bidang produksi dan keuangan telahmenyebabkan peningkatan pendapatan bagi mitra serta mengurangi resiko kerugian akibat jambubusuk.
PENERAPAN VIDEO EDITING BERBASIS SMARTPHONE UNTUK MENGAKSELERASI PROMOSI PRODUK UNGGULAN KAMPOENG KAJOETANGAN HERITAGE Dwi Nita Aryani; Sugeng Hariadi; Fera Tjahjani; Imama Zuchroh; Ali Lating; Triana Murtiningtyas; Kadarusman Kadarusman; Bunyamin Bunyamin; Siti Munfaqiroh; Nunung Nurastuti Utami
INSPIRASI : JURNAL ILMU-ILMU SOSIAL Vol 19, No 1 (2022)
Publisher : STKIP PGRI TULUNGAGUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/insp.v19i1.3073

Abstract

Pelaku usaha Kampoeng Kajoetangan Heritage memproduksi dan memasarkan produk unggulannya, dalam mempromosikan produk nya para pelaku usaha mempunyai kendala keterbatasan kemampuan dalam membuat media promosi yang menarik, mereka belum memiliki kemampuan yang bagus untuk memanfaatkan media digital seperti video. Media video ini merupakan tehnik yang strategis untuk menarik minat konsumen karena video merupakan media yang cocok di era digital ini, konsumen dapat melihat dengan bagus secara virtual dan imajinasi produk maupun jasa yang ditawarkan pelaku usaha. Hal ini membutuhkan upaya peningkatan kemampuan skill dalam melakukan editing video. Metode yang digunakan dalam pengabdian masyarakat dalam pelatihan editing vidio berbasis smartphone ini adalah metode ceramah dan praktek. Pelatihan ini dihadiri 20 peserta pelaku usaha produk unggulan Kampoeng Kajoetangan Heritage. Hasil dari kegiatan ini adalah pelaku usaha antusias dan semangat dalam berpraktek melakukan editing video, yang merupakan upaya untuk meningkatkan promosi produk mereka dengan harapan penjualan produk akan meningkat
Prespektif Islam Social Finance In Poverty Alleviation Efforts In Indonesia imama zuchroh
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 4 No. 2 (2021)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (187.835 KB) | DOI: 10.31949/maro.v4i2.1348

Abstract

The world's poverty rate continues to creep up. The vortex of waves continues to roll the countries impacted by the corona pandemic. Indonesia's efforts from year to year to reduce poverty are in vain and even its progress or achievements have instantly vanished. Indeed poverty and inequality are global phenomena but increasing these conditions are a major threat. Poverty shows a lack of income and needed ways to achieve a better standard of living. Islam social Finance has played an important role in helping reduce poverty and inequality through assistance to the community or people. Therefore, this research through the study literature method explores the role of Islamic social finance as an alternative way to reduce poverty and inequality. And this is expected to contribute to the country's economic development.
Co-Authors Bunyamin Bunyamin Dwi Nita Aryani Fera Tjahjani Kadarusman . Lating, Ali Nunung Nurastuti Nunung Nurastuti Utami Setiawan Setiawan Setiawan Setiawan Setyawan Setyawan Siti Munfaqiroh Siwi Dyah Ratnasari Sugeng Hariadi Triana Murtiningtyas Yupono Bagyo