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PERDAGANGAN DALAM ISLAM Windari Windari
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 3, No 2 (2015)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Goals to be achieved in this journal to analyze trade in the light ofIslamic moral values, where in the market there are two actors sipenjualand sipembeli. The main source of this journal is the study of literature.Author Taking conclusions There are some things in the trade that doesnot conform to the Islamic shariah. Therefore, there needs to beimprovement of systems and cooperation between all elements ofbusiness, community and government. In the Islamic value determination(determining) the price is not allowed, because the pricing is done bymarket forces, ie the power demand and power supply. This is inaccordance with Islamic trade krateristik where market participantsshould promote piety, fairness and kindness, keeping the symbols ofIslam, applying managerial good.

PEMAHAMAN DAN PELAKSANAAN NILAI-NILAI AKUNTANSI SYARIAH PADA PRAKTISI PEGADAIAN SYARIAH (STUDI KASUS PADA PT. PEGADAIAN SYARIAH SE-KABUPATEN TAPANULI BAGIAN SELATAN) Windari Windari
AL-QARDH Vol 3, No 2 (2018): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

This study aims to determine the understanding and implementation of Islamic accounting values in sharia pawnshop practitioners. Data sources used by all employees of PT. Pegadaian Syariah District of South Tapanuli with a total of 14 respondents. From the results of this study, it can be understood that the humanist value of the employer is very adequate, the understanding of emancipatory value is sufficient, the understanding of Teleological value is very adequate and the understanding of Transcendental value in the employees of Islamic sharia is adequate.

PENERAPAN MODEL COOPRATIVE LEARNING TIPE TEBAK KATA DALAM MENINGKATKAN KEAKTIFAN DAN HASIL BELAJAR SISWA PADA MATA PELAJARAN IPS KELAS VII B DI MTsN 1 LOSARI KABUPATEN CIREBON windari windari; suniti suniti; D Suryatman
Edueksos : Jurnal Pendidikan Sosial & Ekonomi Vol 6, No 1 (2017): Motivasi dalam Pembelajaran
Publisher : Department of Tadris IPS FITK IAIN Syekh Nurjati Cirebon

ABSTRAK Proses kegiatan belajar mengajar pada mata pelajaran IPS Kelas VII di MTsN 1 Losari Cirebon masih belum terlaksana dengan baik, hal tersebut dilihat dari keaktifan siswa yang kurang pada saat proses pembelajaran. Tujuan penelitian ini untuk mengetahui penerapan pembelajaran Cooprative Learning Tipe Tebak Kata, keaktifann siswa dan peningkatan hasil belajar siswa melalui penerapan model Cooprative Learning Tipe Tebak Kata pada mata pelajaran IPS kelas VII B d i MTsN 1 Losari Cirebon. Penelitian ini menggunakan Penelitian Tindakan Kelas (PTK) model Kemmis dan Mc Taggart yang telah dilaksanakan selama tiga siklus. Berdasarkan hasil pengelolaan data, hasil penerapan model Cooprative Learning Tipe Tebak Kata menunjukan bahwa pada siklus I kinerja guru sebesar 75%, keaktifan belajar siswa sebesar 75%, hasil belajar siswa sebesar 63,15. Pada siklus II kinerja guru sebesar 90%, keaktifan belajar siswa sebesar 85,71%, hasil belajar siswa sebesar 86,84. dan Pada siklus III kinerja guru sebesar 93,33%, keaktifan belajar siswa sebesar 92,85%, hasil belajar siswa sebesar 92,10.hal ini membuktikan bahwa dengan diterapkannya model Cooprative Learning Tipe Tebak Kata mampu meningkatkan keaktifan belajar siswa pada mata pelajaran IPS di kelas VII B MTsN 1 Losari Cirebon tiap siklusnya. Kata Kunci: Model, Cooprative Learning, hasil belajar. ABSTRACT Process school activity [at] subject of IPS Class of VII [in] MTSN 1 Losari Cirebon still uncommitt better, [the] mentioned seen from livelines of less student at the (time) of study process. Target of this research to know applying of study of Cooprative Learning Type Guess Word, student keaktifann and improvement of result learn student [pass/through] applying of model of Cooprative Learning Type Guess Word [at] subject of IPS class of VII B MTSN i d 1 Losari Cirebon. This Research use Research Of Action Class ( PTK) model Kemmis and of Mc Taggart which have been executed [by] during three cycle. Pursuant to result of management of data, result of applying of model of Cooprative Learning Type Guess Word of menunjukan that [at] cycle of I performance learn equal to 75%, livelines learn student equal to 75%, result learn student equal to 63,15. [At] cycle of II performance learn equal to 90%, livelines learn student equal to 85,71%, result learn student equal to 86,84. and [At] cycle of III performance learn equal to 93,33%, livelines learn student equal to 92,85%, result learn student equal to 92,10.hal this prove that applied of model of Cooprative Learning Type Guess Word can improve livelines learn student [at] subject of IPS [in] class of VII B MTSN 1 Losari Cirebon every its cycle Keyword: Model, Cooprative Learning, result of learning

THE EFFECT OF THE MOTIVATION OF AVOIDING RIBA AND KNOWLEDGE OF SHARIA BANKING PRODUCTS ON THE DECISION TO BECOME A CUSTOMER AT PT. BANK MUAMALAT INDONESIA TBK KC PADANGSIDIMPUAN heni mutiara; Windari windari; ali hardana; syuaib nasution
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

This study aims to determine the significant influence between motivation to avoid usury and knowledge of Islamic banking products on the decision to become a customer at PT. Bank Muamalat Indonesia Tbk KC Padangsidimpuan. The method used in this research is descriptive quantitative. The data collection techniques used were questionnaires and documentation. Sampling in this study using random sampling with a sample size of 99 people. To simplify the data analysis process, this research was assisted by the SPSS version 23 program. The t test results indicate that there is a significant influence between motivation to avoid usury and knowledge of Islamic banking products on the decision to become a customer. Based this shows that the influence of the motivation variable to avoid usury and knowledge of Islamic banking products on the customer satisfaction variable.

EFFECT OF FEE BASED INCOME AND OPERATIONAL COSTS ON PROFIT IN PT. SHARIA INDONESIAN PEOPLE'S BANK karlina karlina; ikhwanuddin harahap; Windari windari; ali ali
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

This research is motivated by decline in profitability in the first quarter of 2017 which is thought to be influenced by income, especially income derived from services (fee based income) and operating cost. The purpose of this study was to determine the effect of fee based income and operating cost on profits at PT. Bank Rakyat Indonesia Syariah both partially and simultaneously. This study is a quantitative study, data analysis techniques with multiple linear regression analysis, with data processing used through the SPSS 23 Program. The results of the study show that simultaneously fee based income and operating costs affect earnings. But partially, fee based income variables hasn’t effect on earnings. While operating costs affect earning. The coefficient of determination (R2) obtained R2 of 0,552. This show that 55,2% of each profit growth can be explained by the variable fee based income and operating costs, the remaining 44,8% is explained by other variables outside this study.

EFFECT OF CORE CAPITAL AND SUPPLEMENTARY CAPITAL ON CAPITAL ADEQUACY RATIO (CAR) IN PT. BNI SHARIA PERIOD 2011-2018 arjun arjun; Windari windari; ali hardana; syuaib nasution
Journal Of Sharia Banking Vol 2, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Based on data obtained from the financial statements of PT. BNI Syariah for the period of 2011-2018 an increase in the value of CAR is not in line with an increase in capital but an increase in CAR while capital has decreased in 2012, 2016 and 2018. A decrease in the value of CAR is not in line with a decrease in capital but a decrease in the value of CAR while capital has increased in 2017. The purpose of this study was to determine the effect of core capital and complementary capital variables partially and simultaneously on CAR at PT. BNI Syariah for the period of 2011-2018. The results of the partial research (t test) core capital has no partial effect on CAR as evidenced by tcount ttable (1,296 2,045), and supplementary capital has a negative effect on CAR as evidenced by tcount ttable ie (-2,849 - 2,045). Whereas simultaneously core capital and supplementary capital variables have simultaneous (joint) influence on CAR as evidenced by Fcount Ftable (4.060 3.33).

PENGARUH KARAKTERISTIK PERUSAHAAN TERHADAP RETURN SAHAM JAKARTA ISLAMIC INDEKS DI BURSA EFEK INDONESIA Windari Windari
Imara: JURNAL RISET EKONOMI ISLAM Vol 2, No 1 (2018): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v2i1.1033

Penelitian ini bertujuan untuk mengetahui Pengaruh Karakteristik Perusahaan terhadap Return Saham Indeks Islam Jakarta di Bursa Efek Indonesia. Metode pengumpulan data adalah dengan dokumentasi, menggunakan salinan arsip atau catatan perusahaan. Berdasarkan sumbernya, data yang digunakan dalam penelitian ini adalah data sekunder berupa laporan keuangan saham yang tergabung dalam JII sebanyak 40 perusahaan, model analisis yang digunakan dalam penelitian ini adalah regresi linier berganda.. Analisis regresi linier berganda dan uji hipotesis dengan uji t dan F. Hasil yang diperoleh secara simultan variabel Karakteristik Perusahaan (EPS, PBV, PER, DER) terhadap return saham dapat diterima secara keseluruhan dimana nilai Fhitung adalah 21,52257, dengan tingkat signifikansi 0,000. = 0,05) adalah 2,34.Sementara Ftabel pada tingkat kepercayaan 95% (Oleh karena itu, pada kedua perhitungan F hitung> F tabel (21,52257> 2,34), ini memberikan kesimpulan yang mendukung penelitian berbagai penelitian sebelumnya. Secara parsial menunjukkan variabel yang terdiri dari EPS (X1), PBV (X2), berpengaruh terhadap return saham dengan tingkat signifikansi di bawah 0,05. Dengan demikian area penerimaan hipotesis berada di luar area penerimaan H0. Variabel lain yang tidak berpengaruh adalah PER (X3) dengan signifikansi 0,2063 dan DER (X4) dengan signifikansi 0,8467.

PEMAHAMAN DAN PELAKSANAAN NILAI-NILAI AKUNTANSI SYARIAH PADA PRAKTISI PEGADAIAN SYARIAH (STUDI KASUS PADA PT. PEGADAIAN SYARIAH SE-KABUPATEN TAPANULI BAGIAN SELATAN) Windari Windari
AL-QARDH Vol 3, No 2 (2018): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/jaq.v3i2.1175

This study aims to determine the understanding and implementation of Islamic accounting values in sharia pawnshop practitioners. Data sources used by all employees of PT. Pegadaian Syariah District of South Tapanuli with a total of 14 respondents. From the results of this study, it can be understood that the humanist value of the employer is very adequate, the underÃ‚Âstanding of emancipatory value is sufficient, the understanding of Teleological value is very adequate and the understanding of Transcendental value in the employees of Islamic sharia is adequate.

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