Claim Missing Document
Check
Articles

Found 31 Documents
Search

PENGARUH LITERASI KEUANGAN DAN PENGENDALIAN DIRI TERHADAP PERILAKU PENGELOLAAN KEUANGAN (Survei Pada Tenaga Pendidik SD Se-Kecamatan Kuningan) Munir Nur Komarudin Komarudin; Nugraha Nugraha; Dikdik Hardjadi; Riska Ayu Pasha
Jurnal Keuangan dan Bisnis Vol. 18 No. 1 (2020): Jurnal Keuangan dan Bisnis Volume 18 No. 1, Edisi Maret 2020
Publisher : Universitas Katolik Musi Charitas

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study to determine the influence of financial literacy and self-control on financial management behavior conducted a survey of elementary school teacher educators in Kuningan District. The study population was 56 people. The method of determining the sample using a saturation sampling method with a sample followed the population as much as a total sample of 56 people. The data analysis technique using regression analysis. Based on the results of the study stated that Financial Literacy has a positive and significant effect on financial management behavior and self-control has a positive and significant effect on financial management behavior.
What Can Government Do to Help SMEs’s Product Sales through Halal Certificate? Abdul Muhaimin Elyusufi; Maratun Saadah; Nugraha Nugraha; Maya Sari; Triyono Adi Tristanto
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3692

Abstract

Halal is an important concept that facilitates and simplifies the consumption of food and beverage products, particularly for Muslim consumers. For a Muslim consumer, halal foods and drinks mean that the product has met the Shariah law requirements, whereas for a non-Muslim consumer, it represents the symbol of hygiene, quality, and safety when produced strictly under the Holistic Halal Assurance Management System. As a result, today's consumers are extremely concerned and are constantly conscious of what they eat, drink, and use. Muslim and non-Muslim consumers' awareness describes their perception and cognitive reaction to products or foods on the market. According to the study, developing Halal is a communally obligatory (fardhu kifayah) for Small Medium Enterprises (SMEs) and a personally obligatory (fardhu ain) for Muslim consumers. The Indonesian government has already recognized the importance of SMEs by implementing various policies and action plans, as well as introducing Halal-related programs to assist SMEs.
The Effect of Bank Liquidity and Efficiency on Non-Interest Income with National Income as Variables Moderator Dadang Agus Suryanto; Disman Disman; Nugraha Nugraha; Ika Putera Waspada; Sugiyanto Sugiyanto
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 1 (2021): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i1.1680

Abstract

Empirically, non-interest income from banks in Indonesia has increased in the last five years. Apart from being caused by efficiency issues and the level of risk in interest income, the increase in non-interest income was due to the proliferation of electronic-based banking services. In an effort to understand the influence factors on non-interest income, this study examines the effect of market concentration on third party funds, credit market concentration, capital adequacy, bank liquidity, bank efficiency, non-performing loans, leverage, and reference interest rates on non-interest income. In addition, testing the effect of bank and macroeconomic characteristics variables on non-interest income with national income as a moderating variable and the effect of bank and macroeconomic characteristics on non-interest income with inflation as a moderating variable. This research uses descriptive methods and causality. The research was conducted at conventional National Commercial Banks in Indonesia, which is divided into the periodization of the financial crisis era, namely 2006-2011 and post-financial crisis, namely 2012-2017. The data collection technique used by researchers is the documentation method. The data analysis technique was performed using unbalance panel data regression analysis. The results showed that bank liquidity and bank efficiency had a significant effect.
The Influence of Fundamental and Macroeconomic Factors on Firm Value with Capital Structure as a Moderating Variable Suhono Suhono; Nugraha Nugraha; Disman Disman; Maya Sari
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3986

Abstract

This study aims to examine fundamental factors, namely Debt of Equity Ratio (DER), Net Profit Margin (NPM) and Return on Equity (ROE), macroeconomic factors, namely inflation and exchange rates on firm value on the Indonesia Stock Exchange and using capital structure as a moderating variable. This study uses a quantitative approach with an explanatory research method, data analysis uses the conditional process initiated by Hayes, the research data is used for 10 years, namely during the years 2008-2017. The results show that the capital structure can moderate the effect of DER on firm value. Comparison with other research results in Indonesia shows that there is an inconsistency in the influence of fundamental and macroeconomic factors on firm value. This research provides an academic contribution to conduct quantitative financial management studies from both fundamental and macroeconomic aspects.
RASIO KECUKUPAN MODAL DAN BIAYA OPERASIONAL SEBAGAI FAKTOR PENENTU PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA Nugraha Nugraha; Nuni Ayu Warawiati
Jurnal Neraca: Jurnal Pendidikan dan Ilmu Ekonomi Akuntansi Vol 2, No 1 (2018): JURNAL NERACA
Publisher : Program Study of Accounting Education FKIP University of PGRI Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (775.324 KB) | DOI: 10.31851/neraca.v2i1.2231

Abstract

Penelitian ini bertujuan untuk menguji pelaksanaan pembiayaan bagi hasil dalam kegiatan utama Perbankan syariah di Indonesia, yang dikonstruksikan dengan menguji hubungan antara Rasio Kecukupan Modal (CAR) dan Rasio Biaya Operasional (BOPO) dengan Profitabilitas Bank Umum Syariah di Indonesia. Data yang digunakan adalah data panel, yang diambil Laporan Keuangan Bank Umum Syariah yang terdaftar di Otoritas Jasa Keuangan (OJK) selama tahun 2012-2017. Teknik analisis data yang digunakan adalah analisis regresi linier berganda. Hasil penelitian menunjukan bahwa Rasio Kecukupan Modal dan Rasio BOPO merupakan dua faktor yang menentukan Tingkat Profitabilitas Bank Umum Syariah di Indonesia. Hal ini juga dapat menjelaskan bahwa kegiatan perbankan syariah di Indonesia, sampai dengan saat ini tetap terfokus dan didominasi oleh kegiatan yang berbasis pelaksanaan fungsi intermediasi Bank. Namun hal ini juga sekaligus menunjukan bahwa fungsi pembiayaan yang berbasis bagi hasil, sebagai hakikat utama perbankan syariah belum mampu dijalankan oleh Bank Umum Syariah di Indonesia.
Macroeconomic Effect on Capital Structure of Chemical Farma Companies Euis Bandawaty; Nugraha Nugraha; Disman Disman; Maya Sari
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4724

Abstract

Capital structure is a study that has developed a lot since 1958; the development of this study is to examine the influence of micro and macroeconomics on the company's capital structure. Previous studies in Indonesia confirmed that macroeconomics does not affect capital structure. The situation is different empirically. When the covid-19 pandemic occurs, drug companies experience a significant increase. On this basis, researchers seek to examine the effect of macroeconomics on pharmaceutical companies. This research uses a qualitative approach with a sample of PT. Kimia Farma during the period 2016-2020 using multiple regression analysis. The results showed that inflation and interest rates did not affect capital structure. This confirms that macroeconomics does not influence the company's capital structure under normal or abnormal situations.
Implementation of Sustainable Finance and Good Corporate Governance: Profitability Perspective of State-Owned Banks Listed Triyono Adi Tristanto; Nugraha Nugraha; Maya Sari; Abdul Muhaimin Elyusufi
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3685

Abstract

The research method uses multiple linear regression analysis to test the effect of the independent variable on the dependent variable with purposive sampling technique using several criteria such as the availability of sustainability reports and annual reports on listed state-owned banks that upload sustainability reports and annual reports for at least 5 (five) years of publication and have positive profitability ratios. The results of the study indicate that the variables of Economic Performance and the Audit Committee have an influence onProfitability (ROE) of state-owned banks with a significance value of 0.029 and respectively 0.016 smaller than = 0.05. Temporary VariableSocial Performance, Environmental Performance, K.INSTI and KOM.INDI has no effect on Profitability (ROE) of state-owned banks. Two variables that have an influence on the profitability (ROE) of state-owned banks indicate that the implementation of sustainable finance proxied by economic performance can encourage the company's reputation in building stakeholder trust and the implementation of good corporate governance through the role of the audit committee will help improve corporate control for increase company profitability.
Leader Effect and Return Stock Market Kharisya Ayu Effendi; Nugraha Nugraha
SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS SIJDEB, Vol. 3 No. 3, September 2019
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (144.509 KB) | DOI: 10.29259/sijdeb.v3i3.207-212

Abstract

The purpose of this study is to examine whether the election of Jokowi as the country's leader (president) can affect the stock price return of the Jakarta Composite Index (JCI). The data used in this research is secondary data. Data comes from historical JCI. The data taken is daily data for 12 months before and after Jokowi was appointed president. The data analysis technique used is one t-test sample used to test the first hypothesis and the paired samplest t test was used to test the second hypothesis in this study. The results in testing the paired sample there is no difference in the return of stock prices in the era before and after Jokowi became president.
Analysis of the Effect of Supply Chain Management and Pricing Theory on Excess Return of Stocks Andre Hernowo; Disman Disman; Ikaputera Waspada; Nugraha Nugraha
International Journal of Supply Chain Management Vol 8, No 3 (2019): International Journal of Supply Chain Management (IJSCM)
Publisher : International Journal of Supply Chain Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The primary purpose of this study is to compare Capital Asset Pricing Model with Arbitration Pricing Theory by considering the supply chain strategy. Another objective of this study is to determine the effect of Capital Asset Pricing Model (CAPM) and Arbitration Pricing Theory (APT) on excess returns and to determine the best asset pricing model in terms of ability to explain the estimation of excess return. This study examines the effect of variables in asset pricing models and compares the ability of asset pricing models in explaining excess return. The population in this study are Kompas 100 stock for periods 2013 to 2017, and the sampling method of this study is purposive sampling. Then, it is obtained as many as 46 companies selected as research samples. To compare the accuracy between the CAPM model and APT is calculated with R2 or R Square and the Prob. values (F-statistic). Based on the results, the best model that can be used in assessing asset pricing model is Arbitration Pricing Theory, this is evidenced by the value of R2 or R Square of 33.41 % and Prob. (F-statistic) value 0.000000, this value is better than the value of R2 Capital Asset Pricing Model of 2.68% and Prob. (F-statistics) value 0.007354.
A Study on the Linking the Supply Chain Management to Value of Manufacturing Companies Listed in Indonesia Stock Exchange Rina Maria Hendriyani; Disman Disman; Nugraha Nugraha; M. Wahyudin Zarkasyi
International Journal of Supply Chain Management Vol 9, No 2 (2020): International Journal of Supply Chain Management (IJSCM)
Publisher : International Journal of Supply Chain Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (460.073 KB)

Abstract

Abstract-With the advancement of information and communication technologies, supply chain integration has been considered a strategic tool for firms to improve their competitiveness. The supply chain integration within processes and between organizations has enhanced value creation. The purpose of this study was to determine the effect of profitability ratios, capital structure, exchange rates, interest rates, inflation on the value of manufacturing companies listed on the Indonesia stock exchange in 2008-2017 based on the supply chain management. The analysis technique used multiple regression analysis of panel data. The results showed that profitability ratios, capital structure, exchange rates, interest rates, inflation affect the value of manufacturing companies. The findings are that inflation is the most determining variable in influencing the value of manufacturing companies. The value of manufacturing companies in Indonesia is still influenced by factors such as profitability ratios, capital structure, supply chain strategy and macroeconomics.