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PENGARUH MODEL PEMBELAJARAN KOOPERATIF TIPE NUMBERED HEAD TOGETHER TERHADAP HASIL BELAJAR PKN SISWA SD Sari, Lili Puspita
Jurnal Pendidikan dan Pembelajaran Khatulistiwa Vol 6, No 4 (2017): April 2017
Publisher : Jurnal Pendidikan dan Pembelajaran Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (575.194 KB)

Abstract

  Abstract The purpose of this research was to determine the effect of cooperative learning model Numbered Heads Together on learning outcomes PKn fifth grade students of SDN17 Pontianak City. Research methods that used is experimental method with Quasi Experimental Design, with Nonequivalent Control Group Design. The sample of this research are class VA consist of 34 students (control) and class VB consist of 35 students (eksperimen). Data collection techniques used What is Measurement. The collecting data tool used in the form of a multiple choice test of 35 questions. The average learning outcomes of final test class VA is 84,1 and class VB is 76,6. Based on the T test with significance, tarithmetic >ttable or  3,1>2,002 α=5% then Ha acceptable. So, the conclution is there are two average significant differences learning outcomes of students, among students group that teach with apply of cooperative learning model numbered head together and students group that teach with apply of cooperative learning model numbered head together. The value of effect size is 0,65 with are criteria medium, it  means the use of cooperative learning model numbered heads together provide medium  influence on learning outcomes PKn fifth grade students of SDN17 Pontianak City.   Keywords : Numbered Head Together, Learning Outcomes
PREFERENSI MAHASISWA MENABUNG DI PERBANKAN SYARIAH : STUDI PADA MAHASISWA PERGURUAN TINGGI DKI JAKARTA Farah Dibah; Suryani Suryani; Lili Puspita Sari
JURNAL MANEKSI Vol 10, No 2 (2021): Desember 2021
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (422.386 KB) | DOI: 10.31959/jm.v10i2.700

Abstract

The development of Islamic banking in Indonesia is growing rapidly, supported by the great potential in the DKI Jakarta area. After the merger of Islamic banks in 2021 caused student awareness of Islamic financial transactions to increase. This study aims to examine the effect of service quality, brand image, and knowledge on student preferences for saving in Islamic banking. Sampling through purposive sampling method which was tested on 100 respondents. The data collection instrument used a questionnaire with a Likert scale. The analytical technique used to determine the magnitude of this effect is multiple linear regression assisted by the SPSS version 25 program. The test results show that (1) service quality has a significant effect on student preferences for saving in Islamic banking, (2) brand image has no significant effect on student savings preferences. in Islamic banking, (3) knowledge has a significant effect on student preferences for saving in Islamic banking, (4) service quality, brand image, and knowledge have a significant effect on student preferences for saving in Islamic banking.
PEMIKIRAN EKONOMI ISLAM: ANALISIS PEMIKIRAN M. YASIR NASUTION TENTANG ETIKA DALAM BISNIS PERBANKAN ISLAM Lili Puspita Sari
Jurnal Perspektif Ekonomi Darussalam (Darussalam Journal of Economic Perspec Vol 2, No 2 (2016): Jurnal Perspektif Ekonomi Darussalam
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi dan Bisnis - Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.745 KB) | DOI: 10.24815/jped.v2i2.6688

Abstract

The preparation of this article is based on the ethical issues that are applied in business activities in the Islamic banking business institutions associated with legal status in the Islamic view. Articles in exciting to do because they want to know how the application of ethics which should be implemented in the institution of Islamic banking business in running the business. For example in matters of operations and services to customers. This article carried on a Professor of Islamic Economics at the State Islamic University of North Sumatera. Focus on the issues of thought leaders M. Yasir Nasution on Ethics in Islamic Banking Business. Some of the discussion, the ethics that should be applied to the Islamic banking business is not only formed on the formal rules but also must understand the substantive sharia. By applying dormant qualities cultivate Apostles in the work environment will allow businesses to be able to carry out its activities with the principles of Islam.Penulisan artikel ini didasari pada permasalahan etika yang diterapkan dalam kegiatan bisnis di perbankan Islam dan dikaitkan dengan status hukumnya dalam pandangan Islam. Artikel ini bertujuan untuk mengetahui bagaimana penerapan etika yang seharusnya diterapkan di perbankan Islam ketika menjalankan bisnisnya, terutama dalam kegiatan operasional dan pelayanan terhadap nasabah. Penelitian ini dilakukan terhadap seorang Guru Besar Ekonomi Islam di Universitas Islam Negeri (UIN) Sumatera Utara. Fokus permasalahan adalah pada pemikiran M. Yasir Nasution tentang Etika dalam bisnis perbankan Islam. Hasil penelitian menunjukkan bahwa etika yang seharusnya diterapkan pada bisnis perbankan Islam tidak hanya terbentuk pada aturan formal tetapi juga harus memahami substantif syariahnya. Dengan menerapkan sifat-sifat terpuji Rasul dalam lingkungan pekerjaan, maka akan memudahkan pelaku bisnis untuk dapat menjalankan kegiatannya sesuai dengan prinsip-prinsip Islam.
Pengelolaan Zakat di Era Disrupsi: Studi Meta Analisis Ade Nur Rohim; Prima Dwi Priyatno; Lili Puspita Sari
At-Taradhi Jurnal Studi Ekonomi Vol 12, No 2 (2021)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v12i2.5524

Abstract

The development of technology in the digital era is an absolute thing. Various activities and community activities are required to adapt to the use of technology and various digital-based media. Zakat management is one of the various activities in the community that are also encouraged to adapt. This study aims to map research on digital zakat management. A qualitative research approach was used in this study with meta-analytical methods and descriptive statistics processed from a literature review of 52 articles related to the digitization of zakat management. The results of this study indicate that the number of digital zakat management publications continues to increase. Several aspects were studied related to the digital zakat development and accountability strategy. This study recommends the basis for selecting relevant strategies in zakat management in the digital era by referring to various studies that have been carried out. Perkembangan teknologi di era digital menjadi suatu hal yang mutlak terjadi. Berbagai aktivitas dan kegiatan masyarakat dituntut untuk beradaptasi dalam pemanfaatan teknologi dan berbagai media berbasis digital. Pengelolaan zakat menjadi salah satu dari berbagai aktivitas di masyarakat yang turut didorong untuk beradaptasi. Penelitian ini bertujuan untuk memetakan penelitian mengenai pengelolaan zakat digital. Pendekatan penelitian kualitatif digunakan pada penelitian ini dengan metode meta analisis dan statistik deskriptif yang diolah dari kajian pustaka terhadap 52 artikel terkait digitalisasi pengelolaan zakat. Hasil penelitian ini menunjukkan bahwa peningkatan jumlah publikasi pengelolaan zakat digital terus meningkat. Beberapa aspek yang dikaji terkait strategi pengembangan dan akuntabilitas zakat digital. Penelitian ini merekomendasikan dasar pemilihan strategi yang relevan dalam pengelolaan zakat di era digital dengan mengacu pada berbagai penelitian yang telah dilakukan.
The Impact of Awareness, Lifestyle and Halal Certification on The Buying Interests of MSME’s Halal Food Products in DKI Jakarta Muhammad Rizky Taufiq Nur; Muhammad Anwar Fathoni; Lili Puspita Sari
El Barka: Journal of Islamic Economics and Business Vol 4, No 2 (2021)
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v4i2.3207

Abstract

The research aims to explain the impact of awareness, lifestyle, and halal certification on people’s buying interest in MSME’s halal food products in DKI Jakarta Province. To the best of researchers’ knowledge based on the previous articles, there are no research titles that discuss the three variables simultaneously regarding the influence on the buying interest. Therefore, this research has some aspect of novelty compared to previous studies. Quantitative method is used for research methods that refer to numerical data. The subjects for this research are 150 consumers of MSME’s halal food products in the DKI Jakarta Province. Primary data collection is used as a technical data collection. Primary data was acquired from the distribution of questionnaires to MSME halal food consumers. Meanwhile, the data analysis techniques used were descriptive statistical analysis, classical assumptions, multiple linear regression, and hypothesis. The findings of this study among the three variables are used, two only have a significant influence on the buying interest whereas the three variables together have a significant influence on the buying interest of MSME products. To increase the buying interest of halal food products for MSMEs in DKI Jakarta, factors that can be considered important are halal awareness and halal lifestyle, because both have a significant impact on the buying interest. This can be interpreted if the two variables are increase it will also increase the buying interest of MSME’s halal food products in DKI Jakarta. On the other hand, if the three variables are considered simultaneously it will have a significant influence on buying interest.
ANALISIS IMPLEMENTASI PENERAPAN SOP FUNDING DAN FINANCING DALAM MENCIPTAKAN AKUNTABILITAS PADA BMT NATIJATUL UMAT Mira Rahmi; Lili Puspita Sari
Sebatik Vol 25 No 1 (2021): Juni 2021
Publisher : STMIK Widya Cipta Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (845.784 KB) | DOI: 10.46984/sebatik.v25i1.1274

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Penelitian ini bertujuan untuk mengetahui penerapan sistem informasi akuntansi (SIA) melalui implementasi prosedur funding (penghimpunan dana) dan implementasi prosedur financing (pembiayaan) pada BMT Natijatul Umat (BMT NJU), dan apakah penerapan SIA tersebut dapat menciptakan akuntabilitas. Penelitian ini merupakan penelitian kualitatif deskriptif dengan menggunakan data sekunder. Akuntabilitas dinilai melalui akuntabilitas proses dan akuntabilitas koperasi yaitu aspek keuangan berdasarkan Peraturan Pemerintah Koperasi dan Usaha Kecil Menengah (Permen KUKM). Akuntabilitas proses terkait dengan apakah prosedur yang telah digunakan dalam melaksanakan tugas sudah cukup baik dalam hal kecukupan sistem informasi akuntansi, sistem informasi manajemen dan prosedur administrasi. Hasilnya menunjukkan bahwa akuntabilitas BMT NJU dapat tercipta melalui akuntabilitas proses, yaitu penerapan SIA berupa implementasi prosedur funding dan financing yang memadai. Melalui akuntabilitas koperasi yaitu aspek keuangan berupa ketersediaan sistem informasi dan transparansi pengelolaan sistem akuntansi oleh BMT NJU. Penelitian ini dapat dijadikan sebagai informasi dalam meningkatkan kinerja BMT NJU. Keterbatasan dalam penelitian ini yaitu penerapan SIA dalam menciptakan akuntabilitas, baru diukur melalui implementasi penerapan prosedur funding dan financing yaitu aspek akuntabilitas proses serta aspek keuangan yaitu ketersediaan sistem informasi dan transparansi. Akuntabilitas itu sendiri dapat tercipta dari berbagai aspek akuntabilitas lain, yaitu akuntabilitas kejujuran dan akuntabilitas hukum, akuntabilitas program, dan akuntabilitas kebijaka
Persepsi Penggunaan Uang Elektronik QRIS Pada Generasi Milenial di DKI Jakarta Ichsan Nur Yasar; Tati Handayani; Lili Puspitasari
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 1 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i1.12844

Abstract

QRIS (Quick Response Code Indonesian Standard) is a metamorphosis of a payment instrument that is becoming a trend among millennials. The millennial generation who has high mobility and is completely connected to the internet and digital media has great potential to become the main users of QRIS. The study was conducted to analyze the perceptions (maslahah, ease of use, word of mouth, and risk) that influence the decision to use QRIS electronic money in the millennial generation in DKI Jakarta. The research method uses a quantitative descriptive approach with a sample of 96 millennial generation respondents who know and have experience using QRIS electronic money. The sample is determined by non-probability (accidental sampling). The data were statistically analyzed using the IBM SPSS Statistics software version 28. The results showed that there was a simultaneous and partial significant effect on the variables of perception of maslahah, ease of use and risk on the decision to use QRIS electronic money in the millennial generation in Jakarta, but the perception of word of mouth generally partial effect is not significant.
Penerapan Maqashid Syariah pada Mekanisme Asuransi Syariah Prima Dwi Priyatno; Lili Puspita Sari; Isti Nuzulul Atiah
Journal of Islamic Economics and Finance Studies Vol 1, No 1 (2020): JIEFeS, June 2020
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v1i1.1927

Abstract

Perbedaan pendapat tentang asuransi syariah masih menjadi perdebatan dikalangan ulama hingga saat ini, Asuransi Syariah sendiri merupakan isu kontemporer yang menjadi ikhtilaf. studi ini mencoba melihat sisi asuransi dari kaca mata maqasid syariah. Implementasi maqasid syariah pada asuransi merupakan titik temu antara tujuan ditetapkannya syariah. Perlindungan agama dalam asuransi syariah direalisasikan dalam bentuk transaksi yang dimulai dengan kontribusi dalam bentuk tabarru' (donasi). Selain hal tersebut terdapat produk asuransi haji. Usaha asuransi syariah dalam aspek perlindungan jiwa terdapat pada hal-hal yang menyebabkan terancamnya jiwa, kerusakan anggota badan yang menyebabkan kecacatan ataupun kematian seseorang. Peranan asuransi pada kemaslahatan jiwa ini lebih ditekankan pada aspek pencegahan (min nahiyyati al- ‘adam). Pada kemaslahatan akal, asuransi tidak secara spesifik melindungi. Namun, salah satu upaya manusia untuk melindungi akal ialah dengan cara menuntut ilmu. Disinilah letak asuransi memainkan perannya sebagai penyandang dana pendidikan. Contoh produk asuransi yang melindungi kemaslahatan akal adalah asuransi takaful dana siswa atau asuransi beasiswa. Dalam perlindungan terhadap keturunan, peranan asuransi lebih ditekankan pada segi adanya (min nahiyyati al- wujud) yaitu mewujudkan kemaslahatan ahli waris atau keluarga yang ditinggal. Terakhir, dalam memberikan perlindungan terhadap harta, asuransi memberikan jasa dalam penanggulangan risiko atas kerugian, kehilangan manfaat, dan tanggung jawab hukum kepada pihak ketiga yang timbul dari peristiwa yang tidak pasti. Contoh asuransi yang melindungi kemaslahatan harta adalah asuransi takaful umum, misalnya takful kebakaran
ANALISIS STRATEGI DAN EFEKTIVITAS PENGEMBANGAN UKM MELALUI PEMBIAYAAN INVOICE SYARIAH PADA PT. INVESTREE DI MASA PANDEMI COVID-19 Setia Ningsih; Fitri Yetty; Lili Puspita Sari
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 6 No. 02 (2021): JESPB Edisi Oktober 2021
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v6i02.242

Abstract

The development of the SME sector in Indonesia is growing every year. However, since the emergence of the Covid-19 outbreak which has been confirmed for the first time to enter Indonesia since March 2020, the SME sector has become increasingly suboptimal in its development. The presence of fintech makes it easier for people to apply for financing rather than applying for financing to banks. The emergence of fintech companies that have products specifically for SMEs, namely sharia invoice financing such as the one at PT. Investree. The purpose of this study is to determine the strategy and effectiveness of SME development through sharia invoice financing of PT. Investree during the Covid-19 pandemic. This research uses descriptive qualitative research with a case study approach. The result of this research is the strategy implemented by PT. Investree in developing SMEs during the Covid-19 pandemic is to strengthen collaboration with ecosystem partners, improve credit scoring capabilities and innovate business processes. Then, to see the effectiveness of providing financing using indicators of quality, administration, price and the right amount and time which can support the effectiveness of providing sharia invoice financing at PT. Investree during the Covid-19 pandemic.
Analisis Perbandingan Efisiensi Pembiayaan BUS dengan BPRS di Jawa Barat Tahun 2017-2019 Jasmin Bunga Islami; Trisiladi Supriyanto; Lili Puspita Sari
Etihad: Journal of Islamic Banking and Finance Vol 1, No 2 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1163.372 KB) | DOI: 10.21154/etihad.v1i2.3205

Abstract

The development of Islamic banking in Indonesia is increasingly progressing quite rapidly. This development is evidenced by the increasing total number of Islamic commercial banks, as well as the very large number of Islamic people's financing banks. This study aims to investigate the comparison between BUS and BPRS. This study uses a quantitative methodology with data analysis techniques using Data Envelopment Analysis (DEA), and a different test using an independent sample t-test. The population used is 5 Islamic Commercial Banks (BUS) and 5 Sharia People's Financing Banks (BPRS) in West Java with data samples of fixed assets, savings, operational costs, financing, and operating profit. This study uses secondary data sourced from the official website of the Financial Services Authority. The results of this study are that BPRS has a higher average efficiency level than BUS, and there is no significant difference between BUS efficiency and BPRS in 2017, 2018, and 2019 based on DEA CRS and DEA VRS.Berkembangnya perbankan syariah di Indonesia semakin memiliki kemajuan yang cukup pesat. Perkembangan ini dibuktikan dari angka total bank umum syariah yang meningkat, serta angka bank pembiayaan rakyat syariah yang berjumlah sangat besar. Penelitian ini bertujuan menginvestigasi perbandingan antara BUS dengan BPRS. Penelitian ini memakai metodologi kuantitatif dengan teknik analisis data memakai Data Envelopment Analysis (DEA), serta uji beda menggunakan sampel independent t test. Populasi yang digunakan adalah lima Bank Umum Syariah (BUS) dan lima Bank Pembiayaan Rakyat Syariah (BPRS) di Jawa Barat dengan sampel data aset tetap, simpanan, biaya operasional, pembiayaan, dan laba operasional, kemudian data sekunder yang bersumber dari website resmi Otoritas Jasa Keuangan. Hasil dari penelitian menjelaskan bahwa BPRS memiliki rata-rata tingkat efisiensi yang lebih tinggi dibandingkan dengan BUS, serta tidak terdapatnya perbedaan yang signifikan antara efisiensi BUS dengan BPRS pada tahun 2017, 2018, dan 2019 berdasarkan DEA CRS maupun DEA VRS.