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All Journal Business Innovation and Entrepreneurship Journal International Journal of Islamic Economics
Bambang Catur Pambudi
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Musyarakah Mutanaqisha Berbasis Lingkungan Kevin Joan; Rahayu Atmana Putri; Ardy Nugraha; Bambang Catur Pambudi; Mukhsin Nur Firdaus
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 2 No 1 (2020): Business Innovation and Entrepreneurship Journal (February)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (633.778 KB) | DOI: 10.35899/biej.v2i1.41

Abstract

This paper attempts to offer a viable alternative model in developing coastal areas though utilization of waste in coastal areas that integrated with sharia micro-financing system, especially musyarakah mutanaqisha contract. The object of this study is the potential utilization of waste as an alternative to environment based financing with a musyarakah mutanaqisha financing system. This model is expected to provide an alternative solution for local government to meet their liquidity constraint in developing coastal areas. The paper is based on conceptual explorations of literature in the area of sharia micro-financing and waste problem. This paper is a conceptual paper, so it did not employ any empirical analysis. The findings of this paper provide musyarakah mutanaqisha financing model based on environment to support sustainable development in coastal areas.
BLENDING ISLAMIC MICROFINANCE AND PRODUCTIVE ZAKAT TO SUPPORT SDGS IN FISHERIES SECTOR Kevin Joan; Bambang Catur Pambudi; Dimas Putra Adjie
Jurnal Internasional Ekonomi Islam Vol 1 No 02 (2019): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v1i02.1805

Abstract

This paper attempts to offer a viable alternative model to tackle credit distribution problems by using integration of the credit distribution strategy between the financial institutions and amil zakat institution based on kafalah contract. The extant literature on the (i) financing constraints faced by fishermen, and (ii) quadruple helix strategy have been reviewed critically and used in the attempt of proposing an alternative model. The paper has developed blending strategy of Islamic microfinance and productive zakat as a source of financing for fishermen in coastal areas. This model is expected to provide fishermen to meet their liquidity constraint in developing their business. The paper is based on conceptual explorations of literature in the area of Islamic microfinance and zakat. This is a conceptual paper, so it did not employ any empirical analysis. The findings of this paper will provide strategy to optimize fishermen’s business which will increase their prosperity.
Co-Authors Ardy Nugraha Dimas Putra Adjie Kevin Joan Mukhsin Nur Firdaus Rahayu Atmana Putri