Claim Missing Document
Check
Articles

Found 14 Documents
Search

FENOMENA PERKEMBANGAN CROWDFUNDING DI INDONESIA Arief Yuswanto Nugroho; Fatichatur Rachmaniyah
Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Vol 4, No 1 (2019): April 2019
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (110.629 KB) | DOI: 10.30737/ekonika.v4i1.254

Abstract

Crowdfunding is an internet-based financial intermediation platform that collects funds from the general public to finance a project or business unit. This study aims to determine the development of crowdfunding in Indonesia, as well as how the development of Indonesian crowdfunding when compared to Asian countries. This Research is a descriptive qualitative study with literature studies. The results of this study can be concluded that the development of crowdfunding platforms in Indonesia is mostly Debt Based. Indonesian society, especially in urban society, they still have not utilized it maximally because there is minimum of literacy related to crowdfunding as alternative funding. The number of crowdfunding in Indonesia compared to other Asian countries, namely India and Malaysia is quite competitive. However, in terms of the percentage level of entrepreneurship, Indonesia is still far behind.Keywords : , , , .
Model Credit Scoring sebagai Alat Bantu Analisis Risiko Pembiayaan Pada BMT UGT Sidogiri Fatichatur Rachmaniyah
Ekonomi Bisnis Tahun 20, No. 2, Juli 2015
Publisher : Jurusan Manajemen Fakultas Ekonomi Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (275.896 KB) | DOI: 10.17977/um042v20i1p77-87

Abstract

Penelitian ini bertujuan untuk menguji alat analisis pembiayaan yang digunakanBMT dan mendesain credit scoringmodel sebagai alat bantu analisis risiko pembiayaanBMT untuk memprediksi kualitas pembiayaan.Pada penelitian ini menggunakanpendekatan positivistik kuantitatif. Jumlah sampel sebanyak 100 data historis debiturBMT UGT Sidogiri periode 2011-2013 dengan dokumen data time series. Tekniksampling yang digunakan adalah system random sampling. Jenis data penelitian ini terdiridari data primer yaitu wawancara dengan semi terstruktur dan data sekunder yakni datadata historis debitur terkait analisis pembiayaan BMT. Data diolah dengan menggunakanmetode analisis regresi logistik.Hasil penelitian ini yaitu pertama, alat analisispembiayaan yang digunakan BMT kurang efektif dalam memprediksi kualitaspembiayaan. Kedua, terbentuknya credit scoring model yang komprehensif yang terdiridari variabel dalam kategori demographic characteristic, personal characteristic,industry information.
The Nexus Between CAMELS Index Toward Net Profit Fatichatur Rachmaniyah; Arief Yuswanto Nugroho; Muhamad Iqbal Fasa
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (345.024 KB) | DOI: 10.47467/alkharaj.v3i2.388

Abstract

This study aims to determine whether the CAMELS variable can affect the net profit generated by Bank Mualamalat simultaneously and partially. CAMELS variables include: Capital Adequency Ratio (CAR), NonPerforming Financing (NPF), Net Profit Margin (NPM), Net Operating Margin (NOM), Financing to Deposit Ratio (FDR), Net Open Position (NOP). This study used quarterly financial data for the years 2012 - 2019. Data analysis techniques used multiple linear regression analysis. The results of the F test, the CAMELS variable simultaneously show that significant affect on net profit with adjusted R square 64%. In the t test, partially CAR and PDN variables significantly influence on net profit, but the NPF, NPM, NOM, and FDR variables did not have effect on net profit.
ANALISIS KINERJA KEUANGAN DENGAN METODE ECONOMIC VALUE ADDED (EVA) PADA PT. FAST FOOD INDONESIA Tbk. Fatichatur Rachmaniyah; Arief Yuswanto Nugroho
HUMANIS: Jurnal Ilmu-Ilmu Sosial dan Humaniora Vol 11 No 1 (2019): Januari
Publisher : LPPM UNISDA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/humanis.v11i1.1425

Abstract

This study aims to analyze the financial performance of PT. Fast Food Indonesia in 2013-2017 with the approach of Economic Value Added (EVA). This type of research is descriptive qualitative research with quantitative data types, because this study examines a case at PT. Fast Food Indonesia Tbk which is carried out intensively, deeply and comprehensively. The research analysis of financial performance of PT. Fast Food Indonesia, produces EVA> 0 (positive value), this can be said that the company has good financial performance. However, when viewed from the accumulation of calculation data from the 2013-2017 period, the EVA value fluctuated quite significantly and tended to decline, but it still could produce economic added value.
Pengaruh LDR, NIM, NPL dan BOPO terhadap Harga Saham pada PT.Bank Rakyat Indonesia, Tbk 2017- 2019 Arief Yuswanto Nugroho; Fatichatur Rachmaniyah Fatichatur Rachmaniyah
JOURNAL KOPERASI DAN MANAJEMEN Vol 1 No 01 (2020): JOURNAL KOPERASI DAN MANAJEMEN
Publisher : STIEKOP MALANG PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (947.577 KB)

Abstract

Penelitian ini merupakan penelitian yang mengembangkan jenis prediksi dari beberapa faktor fundamental yakni rasio keuangan sebagai variabel independen yang terdiri dari LDR, NIM, NPL, dan BOPO terhadap Harga Saham sebagai variabel dependen. Metode pada penelitian ini menggunakan Kuantitatif deskriptif dengan objek penelitian pada PT. Bank Rakyat Indonesia dengan tahun pengamatan 2017 sampai dengan 2019. Analisa dari penelitian ini menggunakan regresi linier berganda dan dibantu dengan software SPSS 22. Hasil uji regresi secara parsial variabel independen yakni : (1) LDR (X1) dengan nilai sign 0,026 < 0,05 terbukti mempunyai pengaruh positif dan sign terhadap harga saham, (2) NIM (X2) dengan nilai sign 0,012 < 0,05 terbukti mempunyai pengaruh positif dan sign terhadap harga saham, (3) NPL (X3) dengan nilai sign 0,007 < 0,05 terbukti mempunyai pengaruh positif dan sign terhadap harga saham dan (4) BOPO (X4) dengan nilai sign 0,001 < 0,05 terbukti mempunyai pengaruh positif dan sign terhadap harga saham. Secara simultan variabel LDR, NIM, NPL, dan BOPO mempunyai pengaruh yang signifikan terhadap harga saham dengan nilai sign 0,000 <0,05.Koefisien determinasi R Square menunjukkan angka sebesar 0,78 hal ini menjelaskan bahwa kemampuan variabel independen guna mendeskripsikan variabel dependen sebanyak 78 % sisanya dijelaskan oleh variabel lain diluar model penelitian.
PENGARUH PROFITABILITAS TERHADAP HARGA SAHAM PADA PT. SEMEN INDONESIA PERIODE 2012-2017 Fatichatur Rachmaniyah
J-MACC Vol 1 No 1 (2018): April
Publisher : Fakultas Ekonomi Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (225.524 KB) | DOI: 10.52166/j-macc.v1i1.748

Abstract

This research aim to test the influence of profitability which consist of return on asset, return on equity, and earning per share towards stock price of PT. Semen Indonesia neither partial nor simultaneous. The data research period use data quartely financial in 2012 - 2017, with the data type is time series. The data analysis technique by using multiple regressions analysis. The result of research by using F test shows that simultaneously return on asset, return on equity and earning per share has significant positive influence to the stock price. The result of partial test (t test) shows that return on asset, return on equity and earning per share has significant positive influence to the stock price.
PENGARUH RASIO KEUANGAN TERHADAP PERTUMBUHAN LABA PADA PERUSAHAAN SEKTOR PEMBIAYAAN YANG TERDAFTAR DI BEI TAHUN 2014-2018 Ayu Lestari; Pudyartono Pudyartono; Fatichatur Rachmaniyah
J-MACC Vol 3 No 2 (2020): Oktober
Publisher : Fakultas Ekonomi Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/j-macc.v3i2.2062

Abstract

Profit growth is one indicator that is used to measure the achievement of the company in a period. Profit growth can be predicted through financial ratios analysis. This study aims to determine the effect of financial ratios on profit growth in finance sector companies listed on the IDX in 2014-2018. This study uses a quantitative approach. The sampling technique is through a purposive sampling method with a population of the total number of finance sector companies listed on the IDX in 2014-2018. While the data analysis technique uses multiple linear regression analysis. The results showed that a partial current ratio, debt to asset ratio, and return on asset had a positive and significant impact on profit growth. Return on equity affects negative and not significant to profit growth. Simultaneously, the financial ratios (current ratio, debt to asset ratio, return on asset, and return on equity) have a significant effect on the growth.
PENGARUH NET PROFIT MARGIN, RETURN ON EQUITY, RETURN ON ASSET TERHADAP HARGA SAHAM PERUSAHAAN PERTAMBANGAN BATU BARA YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2015-2020 Roichatul Jannah; Moh. Azus Shony Azar; Fatichatur Rachmaniyah
J-MACC Vol 4 No 2 (2021): Oktober
Publisher : Fakultas Ekonomi Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of Net Profit Margin, Return On Equity, and Return On Assets, on the Share Prices of Coal Mining Companies listed on the Indonesia Stock Exchange for the 2015-2020 period. The data used in this study is secondary data that has been documented by the IDX. The analysis technique used is multiple linear regression. The results of the research on the t-test showed that the Net Profit Margin partially positive effect on the stock price. However, Return On Equity, and Return On Assets have no effect on stock prices. The F test shows that Net Profit Margin, Return On Equity, and Return On Assets have an effect on the stock price of coal mining companies listed on the Indonesia Stock Exchange for the 2015-2020 period.
KEUANGAN KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH MAWAR JATIM Have Zulkarnaen; Fatichatur Rachmaniyah
HUMANIS: Jurnal Ilmu-Ilmu Sosial dan Humaniora Vol 14 No 2 (2022): Juli
Publisher : LPPM UNISDA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

ABSTRACT This type of research is quantitative descriptive research. The analysis method used is financial ratio analysis. The results of the study show that: (1) the cash ratio in 2018-2020 is included in the bad criteria because it is still below the predetermined standard, the cash ratio value is 26.06%, 34.73%, 66.56%. (2) the DtAR in 2018-2020 has increased, namely 85.29%, 77.81%, 76.83% with unfavorable criteria. (3) the DtER in 2018-2020 there is quite an increase in the ratio, but it is still in bad criteria. (4) ROA in 2018-2020 fluctuated, namely 2.26%, 5.24%, 3.16% with fairly good criteria. (5) ROE in 2018-2020 fluctuated, namely 18.23%, 30.96%, 13.64% with good criteria. (6) the NPM in 2018-2020 fluctuated, namely 33.75%, 62.06%, 58.47% with very good criteria. The Mawar Jatim needs to increase its cash and should reduce the amount of its debt. ,
MANAJEMEN LABA PERUSAHAAN KELUARGA INDONESIA Have Zulkarnaen; Fatichatur Rachmaniyah; Hamidah Hamidah
J-MACC Vol 5 No 2 (2022): Oktober
Publisher : Fakultas Ekonomi Universitas Islam Darul Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/j-macc.v5i2.3478

Abstract

The purpose of this study is to test whether family ownership has an effect on earnings management in companies listed on the Indonesia Stock Exchange. The data collection method used purposive sampling. The companies used in this study found 70 companies per year from 2015 to 2017 with a total of 210 observational data. The variables used in this study were family ownership and earnings management. The research model used is the estimation of the use of panel data regression models with data taken from the financial statements of observation companies. There is 1 development model to test the hypothesis used in this study. The results of this study prove that family ownership has an effect on improving the earnings management of manufacturing companies listed on the Indonesia Stock Exchange in 2015-2017.