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Peran Perguruan Tinggi Keagamaan Islam Negeri dalam Pengembangan BUMDES Menuju Kemandirian Desa di Provinsi Lampung Ahmad Hazas Syarif; Ahmad Habibi
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4261

Abstract

Higher education plays an essential function and role in the development of Human Resources (HR), this is what makes Indonesians look forward to higher education institutions, especially Islamic colleges, to build skilled and self-sufficient generations. The State Islamic Universities in Lampung is divided into two different institutions, Raden Intan State Islamic University Lampung (UIN RIL) and Metro State Islamic Institute (IAIN Metro) Lampung. Education occupies a strategic position in economic development when high-quality human resources are viewed as the determining factor in successful development. Likewise, most economists agree that human resources are the most decisive factor in character and National development speeds and Economy. This research is a qualitative study, with an entire population of Bumdes in the Lampung province of 1,988 and the identification of samples to 95 BUMDes. The results of this study found that out of 475 BUMDes administrators, there were still a few who had a undergraduate education background (S1), and they are not from state Islamic religious universities, because the contribution of alumni from UIN Raden Intan Lampung and IAIN Jurai Siwo remain limited in the business or partners of the various provinces of Lampung province. Keywords: State Islamic Religious Universities, BUMDes, Independent Villages.
GOOD GOVERNANCE DIERA OTONOMI DAERAH Ahmad Habibi
JURNAL ASAS Vol 2, No 1 (2010): Jurnal Asas Januari 2010
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (95.101 KB) | DOI: 10.24042/asas.v2i1.1364

Abstract

Abstrak: Terjadinya krisis ekonomi di Indonesia antara lain disebabkan oleh tatacara penyelenggaraan pemerintahan yang tidak dikelola dan diatur dengan baik. Akibatnya timbul berbagai masalah seperti korupsi, kolusi dan nepotisme (KKN) yang sulit diberantas, masalah penegakan hukum yang sulit berjalan, monopoli dalam kegiatan ekonomi, serta kualitas pelayanan kepada masyarakat yang memburuk. Perubahan sistem penyelenggaraan pemerintahan menjadi desentralisasi menuntut redefinisi peranpelaku-pelaku  penyelenggaraan  pemerintahan. Pemerintah,  yang           sebelumnya                    memegang kuat kendali pemerintahan, cepat atau lambat harus mengalami pergeseran perandari posisi yang sebamengatur dan mendikte keposisi sebagai fasilitator. Pemerintah berkewajiban melakukan investasi untuk mempromosikan tujuan ekonomi jangka panjang seperti pendidikan kesehatan dan infrastuktur. Tetapi untuk mengimbangi negara, suatu masyarakat warga yang kompeten dibutuhkan melalui diterapkannya sistem demokrasi, ruleo flaw, hak asasi manusia, dan dihargainya pluralisme. Goodgovernance sangat terkait dengan dua hal yaitu (1) goodgovernance tidak dapatd ibatasi hanya pada tujuan ekonomidan (2) tujuan ekonomi pun tidak dapat dicapai tanpa prasyarat politik tertentu.
STRATEGI PEMILIHAN DAN PENINGKATAN SDM AMIL YANG INOVATIF DAN BERDAYA MASLAHAH Ahmad Habibi
JURNAL ASAS Vol 5, No 1 (2013): Asas, Vol. 5, No.1, Januari 2013
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (140.943 KB) | DOI: 10.24042/asas.v5i1.1684

Abstract

Abstrak: Pada masa kini banyak sekali badan amil zakat yang bermunculan, dibentuk dari organisasi masyarakat yang ada. Dari berbagai badan amil zakat yang ada, kita harus selektif dalam memilih mana badan amil yang bisa kita percaya utuk menyalurkan zakat kita. Selain itu perlunya petugas Amil zakat yang mempunyai kapabilitas dan bisa dipercaya untuk mengelola zakat secara optimal dan penyaluran yang efektif dan efesien. Rekruitmen amil harus benar-benar selektif agar anggota-anggota amil pada badan Amil Zakat berdaya guna dan mempunyai kemampuan yang dapat dipertanggunjawabkan Kata Kunci : Amil, Inovatif, Maslahah
Studi Komparasi Pertumbuhan Ekonomi Indonesia Sebelum dan Ketika Terjadinya Pandemi Covid-19 Khavid Normasyhuri; Ahmad Habibi; Erike Anggraeni
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 21, No 2 (2021)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v21i2.8147

Abstract

COVID-19 is having an impact on health and the economy. COVID-19 puts pressure on world economic growth, including Indonesia's economic growth. Indonesia Government Regulations administered since March 2020 regarding to the prohibition of crowding at public places and social distancing have further limited the economical activities and even have an impact to the deceleration of economic growthThis research is a comparative quantitative research. The data used is secondary data before the occurrence of COVID-19, namely three months II 2018 three months III 2019 and when COVID-19 occurs, namely three months IV 2019 three months I 2021. The statistical tool used is SPSS Version 21. The test used is Paired Sample T-Test. As a result, there is a significant difference in economic growth before and after COVID-19 occurs. It is happened caused by an epidemic that spreads across the country affected the growth of the global economy decreasing no exception for Indonesia economic growth the effectiveness of social distancing policy that caused blockage economy activity and presentation of Indonesia's high exposure to COVID-19 and character of society when facing economy on the epidemic situation as the factor of Indonesias economic growth experiencing a recession in the negative direction.
PENGARUH CURRENT RATIO, DEBT TO EQUITY RATIO, INVENTORY TURNOVER RATIO, RETURN ON EQUITY TERHADAP PRICE EARNING RATIO Agus Kurniawan; Ahmad Habibi; Barmawi Arifin
Al-Mashrof: Islamic Banking and Finance Vol 1, No 2 (2020)
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (472.352 KB) | DOI: 10.24042/al-mashrof.v1i1.7174

Abstract

Investasi merupakan suatu kegiatan menanamkan modal pada suatu perusahaan yang bertujuan untuk memperoleh keuntungan. Bagi investor yang ingin berinvestasi saham memerlukan analisis fundamental dalam menilai saham suatu perusahaan. Salah satu analisis fundamental yang paling sering digunakan oleh para investor dalam menilai suatu saham adalah dengan pendekatan Price Earning Ratio (PER). Nilai Price Earning Ratio pada perusahaan Property dan Real Estate mengalami fluktuatif dari tahun 2013-2017. Oleh karena itu sangat penting dilakukan untuk mengetahui variabel-variabel yang memperngaruhi terhadap Price Earning Ratio. Pada penelitian ini penulis menggunakan variabel Current Ratio, Debt To Equity Ratio, Inventory Turnover Ratio, Return On Equity yang diduga dapat memperngaruhi Price Earning Ratio.Penelitian ini bertujuan untuk mengetahui Pengaruh Current Ratio, Debt to Equity Ratio, Inventory Turnover Ratio, Return On Equity terhadap Price Earning Ratio studi pada Perusahaan Property dan Real Estate di Bursa Efek Indonesia Periode 2013-2017.Model penelitian yang digunakan adalah model regresi data panel. Jenis data yang digunakan adalah data sekunder dari setiap perusahaan Properti dan Real Estate yang terdaftar di Bursa Efek Indonesia selama 5 tahun, yaitu dari tahun 2013 sampai 2017. Pengambilan sampel dilakukan dengan metode purposive sampling dengan jumlah 105 perusahaan.Hasil penelitian menunjukkan bahwa variabel Current Ratio secara parsial berpengaruh terhadap Price Earning Ratio, hal tersebut dibuktikan dengan nilai signifikansi lebih kecil dari tingkat signifikansi yang digunakan yaitu 0,05 (0,04 0,05). Variabel Debt to Equity Rasio secara parsial tidak berpengaruh terhadap Price Earning Ratio, hal tersebut dibuktikan dengan nilai signifikansi lebih besar dari nilai signifikansi yang digunakan yaitu 0,05 (0,18 0,05). Variabel Inventory Turnover Ratio secara parsial berpengaruh terhadap Price Earning Ratio, hal tersebut dibuktikan dengan nilai signifikansi lebih kecil dari nilai signifikansi yang digunakan yaitu 0,05 (0,03 0,05). Variabel Return On Equity secara parsial berpengaruh terhadap Price Earning Ratio, hal tersebut dibuktikan dengan nilai signifikansi lebih kecil dari nilai signifikansi yang digunakan yaitu 0,05 (0,00 0,05).
Peran Bank Syariah dalam Menegakkan Mutual Benefit: Hybrid Contract pada Produk Qardh Beragun Emas Muhammad Afani Adam; Ahmad Habibi; Alfina Shafira; Asmita Dewi Santi; Hafidz Kurniawan; Dian Nita Susanti
Al-Mashrof: Islamic Banking and Finance Vol 2, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (573.627 KB) | DOI: 10.24042/al-mashrof.v2i2.10884

Abstract

ABSTRACTThe existence of Islamic banks was initially driven by the desire for the availability of financial services in accordance with Islamic principles by realizing a banking system that avoided the practice of interest (which is considered synonymous with usury), gambling (maysir), and uncertainty (gharar) and other practices that are not in line with Islamic principle. This study used the descriptive qualitative method. This study aims to determine the role of Islamic Banks in channeling financing through mutual benefits such as savings, current accounts, and deposits. The results of this study found that Islamic banks have contributed to providing financing that can increase people’s purchasing power through the concept of Mutual Benefit. As for the hybrid contracts contained in the gold-backed qardh products, they are included in the mujtami’ah group, not mutaqabalah because there are no requirements and linkages between one contract and another.
Fenomena gejolak ekonomi pada sektor perdagangan dan sektor pariwisata: studi perbandingan sebelum dan selama Covid-19 Khavid Normasyhuri; Ahmad Habibi; Erike Anggraeni
Jurnal Paradigma Ekonomika Vol. 17 No. 1 (2022): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study compares the turmoil that occurred in the trade sector and the Indonesian tourism sector before and during the COVID-19 outbreak. The research method used is quantitative with a comparative approach. The data used is secondary data sourced from the Ministry of Trade of the Republic of Indonesia and the Ministry of Tourism of the Creative Economy of the Republic of Indonesia. This study uses a statistical test tool in the form of SPSS Version 21 with Paired Sample T-Test. The results showed significant differences in the trade sector before the onset of covid-19 and during the occurrence of covid-19. This occurred from the spread of Covid-19, which caused supply and demand shocks. The decline in trade reflects rising trade costs, disruptions to transportation, logistics, supply chains, and trade restrictions. Furthermore, there are significant differences in the tourism sector before the onset of covid-19 and during covid-19. This happened due to travel restrictions imposed by the government, causing a reduction in both domestic and international travel. The spread of the COVID-19 pandemic has caused foreign tourists to cancel trips and book tickets on a large scale, and the reluctance of tourists to visit is influenced by concerns about the impact of tourism travel during the pandemic.
EFFECTIVENESS FINANCIAL LITERACY TOWARD MAKING DECISION OF CONSUMER BEHAVIOR Surono Bin Jamel; Moh. Bahruddin; Ahmad Habibi
Buletin Studi Ekonomi VOL.25.NO.1.FEBRUARI 2020
Publisher : Buletin Studi Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (390.537 KB) | DOI: 10.24843/BSE.2020.v25.i01.p06

Abstract

This study aims to examine the effect of financial literacy on customer behavior. This research was conducted on the campus community of economics and business faculties of Islamic Islamic University of Lampung in 2013. The samples obtained were 41 of 496 people using slovin sampling. Analysis of the data used is quantitative descriptive using simple linear regression with the help of the statistical program spss 23 for windows. The results of the study stated that financial literacy has a positive and significant effect on consumer behavior in determining consumption decisions. Self-control is not enough to determine the right decision in consumption, so financial knowledge is needed in making effective decisions so that it can get maximum utility from the products consumed to improve welfare.
TRADE OFF KERUSAKAN SUMBER DAYA ALAM DAN PEMBANGUNAN EKONOMI Ahmad Habibi
JURNAL ASAS Vol 4, No 1 (2012): Asas, Vol. 4, No. 1, Januari 2012
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (50.722 KB) | DOI: 10.24042/asas.v4i1.1673

Abstract

Abstak: Peranan ekonomi dalam hal ini ilmu ekonomi sesungguhnya berkaitan erat dengan lingkungan (sumber daya alam) karena ketersediannya sumber daya alam itu juga relative terbatas dibanding dengan kebutuhan manusia. Dalam melakukan pilihan sumber daya (lingkungan) untuk memenuhi kebutuhan itu selalu mempertimbangkan adanya pemuas kebutuhan dengan tujuan untuk memaksimalkan kepuasan maupun produksi baik perseorangan maupun masyarakat oleh karena itu dengan adanya sumber daya yang terbatas sedangkan kebutuhan manusia itu tidak ada batasnya maka manusia secara sendiri maupun secara bersama-sama harus berusaha mencapai kepuasan pribadi atau manfaat social yang optimal dengan memasukkan unsur keyakinan dalam hal ini Islam. Kata kunci : Trade off, Sumberdaya Alam dan Pembangunan Ekonomi
A Comparative Analysis of The Level of Banking Social Reports Disclosure in Indonesia (Islamic Social Reporting and Corporate Social Responsibility Approach) Moh. Bahrudin; Ahmad Habibi; Muhammad Iqbal
JURNAL TERAPAN MANAJEMEN DAN BISNIS Vol 4, No 1 (2018): Volume 4 Number 1 (2018)
Publisher : STKIP Singkawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26737/jtmb.v4i1.818

Abstract

This study aims to analyze the differences between conventional social reporting concepts of Corporate Social Responsibility (CSR) based on previous studies with the concept of Islamic Social Reporting (ISR) disclosure both in Islamic banks and conventional banks. The populations of this study are Islamic commercial banks and conventional banks. This study took 8 banks consisted of 4 Islamic banks and 4 conventional banks. The Independent Sample t-Test was used to analyze the data. The results of the study show that the use of the ISR index and CSR between sharia and conventional banks are different from each other in term of the companies’social report disclosure.