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All Journal Jurnal Agro Ekonomi Liquidity: Jurnal Riset Akuntansi dan Manajemen Indonesian Journal of Agricultural Research Journal of Agribusiness and Community Empowerment (JACE) JAS (Jurnal Agri Sains) Jurnal Agro Ekonomi
Azriani, Zednita
Agribusiness Study Program, Faculty Of Agriculture, Universitas Andalas
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Veterinary

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Aksesibilitas dan Partisipasi Pengrajin Industri Tempe Terhadap Sumber Pembiayaan Formal di Kabupaten Bogor Jawa Barat Azriani, Zednita; Kusnadi, Nunung; Sinaga, Bonar M.; Nuryartono, Nunung
Jurnal Agro Ekonomi Vol 32, No 1 (2014): Jurnal Agro Ekonomi
Publisher : Pusat Sosial Ekonomi dan Kebijakan Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (175.736 KB) | DOI: 10.21082/jae.v32n1.2014.75-89

Abstract

EnglishAgriculture-based processing industry is important to support the overall economy as a whole and also the agricultural sector. Tempe industry is an important agroindustry. In general, tempeh industry consists of small business and household-scale industry dealing with some problems, i.e. raw materials and capital access. Capital constraint is due to the low access of tempeh industry to formal credit institutions. The objectives of study are: (i) to distinguish between access and participation tempeh industry to formal financing, (ii) to identify factors affecting accessibility and participation tempeh industry to formal credit using the probit models, and (iii) to identify factors influencing credit value requested. Results of the study show that education and collateral ownership are the important factors determining accessibility to formal financing sources. Tempe processors with higher educational level and land certificates will have greater opportunities to access formal financing. Formal financing participation is affected by total income of tempeh processors, age, and participation in the organization. Thus, improving knowledge and skills of tempeh processors is necessary to enhance their access to formal financing. In addition, loosened collateral requirements are important for tempeh industry. Financial scheme such as subsidized credit is very useful to improve credit participation of tempeh processors. IndonesianIndustri pengolahan yang berbasis pertanian sangat diperlukan, selain untuk mendukung perekonomian secara keseluruhan juga sebagai penyokong sektor pertanian. Salah satu agroindustri yang cukup potensial adalah industri tempe. Pada umumnya industri tempe merupakan industri kecil dan rumah tangga yang masih dihadapkan dengan beberapa permasalah, baik permasalahan bahan baku maupun keterbatasan modal. Keterbatasan modal disebabkan karena rendahnya akses industri tempe terhadap lembaga-lembaga kredit formal perbankan. Studi ini bertujuan untuk membedakan akses dan partisipasi pengrajin tempe terhadap sumber pembiayaan formal dan mengidentifikasi faktor-faktor yang memengaruhi akses dan partisipasi pengrajin tempe terhadap kredit dengan menggunakan model probit serta mengidentifikasi faktor-faktor yang memengaruhi jumlah kredit yang diminta. Hasil studi menunjukkan bahwa faktor pendidikan dan ketersediaan collateral menjadi faktor penting dalam menentukan aksessibilitas pengrajin industri tempe terhadap sumber pembiayaan formal. Pengrajin yang lebih berpendidikan dan memiliki surat tanah akan memiliki peluang yang lebih besar untuk dapat akses terhadap sumber pembiayaan formal. Sedangkan partisipasi terhadap pembiayaan formal lebih dipengaruhi oleh total pendapatan pengrajin, umur, dan keikutsertaan dalam organisasi. Sehingga upaya-upaya untuk meningkatkan pengetahuan dan keterampilan pengrajin tempe perlu dilakukan guna meningkatkan aksessibilitas pengrajin industri tempe terhadap sumber pembiayaan formal. Di samping itu, kemudahan persyaratan agunan dalam pinjaman perlu diberikan untuk pengrajin industri tempe.  Kredit bersubsidi sangat bermanfaat bagi para pengrajin tempe.
The Mapping of Microfinance Institutions for Supporting Sustainable Agriculture Financing in Padang City Azriani, Zednita; Paloma, Cindy; Usman, Yusri
Jurnal Agro Ekonomi Vol 35, No 1 (2017): Jurnal Agro Ekonomi
Publisher : Pusat Sosial Ekonomi dan Kebijakan Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21082/jae.v35n1.2017.1-10

Abstract

IndonesianLembaga Keuangan Mikro (LKM) merupakan salah satu alternatif pembiayaan bagi. Pemetaan LKM sangat penting untuk menghindari terjadinya tumpang tindih program yang membantu peran LKM. Penelitian ini bertujuan untuk melakukan pemetaan terhadap LKM di Kota Padang dengan GIS dan mendeskripsikan efektivitas pengelolaan LKM di Kota Padang. Data dikumpulkan melalui wawancara dengan setiap institusi LKM dan pihak terkait. Penelitian menghasilkan suatu situs web yang berhubungan dengan LKM di Kota Padang, sehingga hasil dan gambaran pemetaan LKM dapat dilihat di “lkmsumbar.org”. Lokasi LKM menyebar di sekitar pemukiman nasabah. Manajemen LKM ditinjau dari segi aksesibilitas, ketaatan terhadap peraturan, tingkat kepatuhan terhadap manajemen, tingkat pelayanan, alokasi penggunaan dana kredit, serta manfaat dana kredit. Hasilnya menunjukkan bahwa akses petani terhadap LKM agribisnis cukup baik, sebagaimana dapat dilihat dari kesesuaian antara jumlah kredit yang diajukan dan disetujui. Tingkat kepatuhan anggota terhadap pengurus dan peraturannya cukup bagus. Tingkat layanan pengurus dianggap tidak baik dan tidak efektif dalam meladeni anggota. Dana pinjaman lebih banyak digunakan oleh anggota untuk menambah modal dan sebagian mungkin digunakan untuk memenuhi kebutuhan mendesak rumah tangga.EnglishMicrofinance institutions (MFIs) are financing alternatives for farmers. Mapping MFIs is useful to avoid overlapping of the MFIs supporting programs. This study aims to mapping MFIs in Padang City with GIS, and to describe the management effectiveness. Data were collected using in-depth interviews with each micro-credit institution and their related parties. This research produces a website of the MFI mapping as can be seen on “lkmsumbar.org”. The MFIs locations spread around the settlement of the MFI’s clients. The effectiveness of MFI's management is viewed in terms of the member accessibility, level of adherence to the rule of law, level of compliance to the management, management service level, allocation of the use of credit funds, and the benefits of credit funds. The results show that farmers' access to the agribusiness MFI-As is quite good, which can be seen from the consistency between the amount of credit proposed and approved. The members’ compliance to the board and the rules is quite good. The service level of the board is not good and not effective in serving the members. The loan is mostly used for business capital and some may be used for funding household urgent needs.
Analysis of Value Added Distribution of Brown Sugar (Saka) Agroindustry in Bukik Batabuah Village Canduang Sub-district Agam Regency Nadia Firnalista; Nofialdi Nofialdi; Zednita Azriani
Indonesian Journal of Agricultural Research Vol. 1 No. 1 (2018): InJAR, Vol. 1, No. 1, March 2018
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/injar.v1i1.170

Abstract

Rural agroindustry can absorb a relatively high labor rate, but the added value of the products is very low, resulting in low labor productivity. This research aims at describing the process of sugarcane into brown sugar and analyzing the added value of brown sugar agroindustry as well as its distribution in Bukik Batabuah Village, Canduang Agam Sub-district. The data were collected from six brown sugar processing home industries. This research found that there were three kinds of brown sugar namely saka kariang, saka gatah kuniang and saka gatah merah, which were only different in the time of cooking, storage process of tengguli, and heating of tengguli on saka gatah processing. These made the three types of brown sugar have different texture, taste, color and price. From their added value, saka kariang and saka gatah kuniang were classified as medium products, while saka gatah merah was classified as a low product. In addition, this research reveals that the smallest added value distribution was received by paid labors. Based on the findings, the following suggestions are recommended: (1) the brown sugar business should focus on developing a business of saka kariang processing; and (2) the added value of brown sugar could be enhanced by the use of effective and efficient production machinery, so that the added value distributed to the brown sugar agroindustry could be improved
Impact of Entrepreneurial Characteristics and Access to Credit on Business Performance of Small Business (Case: Brown Sugar Processing in Agam District) Nadia Firnalista; Nofialdi; Zednita Azriani
Indonesian Journal of Agricultural Research Vol. 3 No. 1 (2020): InJAR, Vol. 3, No. 1, March 2020
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1106.868 KB) | DOI: 10.32734/injar.v3i1.4289

Abstract

Small businesses' performance needs to be improved because it plays an essential role in driving economic growth and development. This study focuses on examining the effect of entrepreneurial characteristics on small business performance. Data was collected through a survey by giving questionnaires to 100 small business entrepreneurs processing brown sugar. Structural Equation Model (SEM) was chosen to ensure the relationship between variables. Empirical findings indicate that entrepreneurial characteristics affect business performance directly and indirectly through credit access, entrepreneurial characteristics affect credit access, and credit access affects business performance. Business performance improvement of brown sugar entrepreneurs needs government assistance and building networks.
The Mapping of Microfinance Institutions for Supporting Sustainable Agriculture Financing in Padang City Zednita Azriani; Cindy Paloma; Yusri Usman
Jurnal Agro Ekonomi Vol 35, No 1 (2017): Jurnal Agro Ekonomi
Publisher : Pusat Sosial Ekonomi dan Kebijakan Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (419.234 KB) | DOI: 10.21082/jae.v35n1.2017.1-10

Abstract

IndonesianLembaga Keuangan Mikro (LKM) merupakan salah satu alternatif pembiayaan bagi. Pemetaan LKM sangat penting untuk menghindari terjadinya tumpang tindih program yang membantu peran LKM. Penelitian ini bertujuan untuk melakukan pemetaan terhadap LKM di Kota Padang dengan GIS dan mendeskripsikan efektivitas pengelolaan LKM di Kota Padang. Data dikumpulkan melalui wawancara dengan setiap institusi LKM dan pihak terkait. Penelitian menghasilkan suatu situs web yang berhubungan dengan LKM di Kota Padang, sehingga hasil dan gambaran pemetaan LKM dapat dilihat di “lkmsumbar.org”. Lokasi LKM menyebar di sekitar pemukiman nasabah. Manajemen LKM ditinjau dari segi aksesibilitas, ketaatan terhadap peraturan, tingkat kepatuhan terhadap manajemen, tingkat pelayanan, alokasi penggunaan dana kredit, serta manfaat dana kredit. Hasilnya menunjukkan bahwa akses petani terhadap LKM agribisnis cukup baik, sebagaimana dapat dilihat dari kesesuaian antara jumlah kredit yang diajukan dan disetujui. Tingkat kepatuhan anggota terhadap pengurus dan peraturannya cukup bagus. Tingkat layanan pengurus dianggap tidak baik dan tidak efektif dalam meladeni anggota. Dana pinjaman lebih banyak digunakan oleh anggota untuk menambah modal dan sebagian mungkin digunakan untuk memenuhi kebutuhan mendesak rumah tangga.EnglishMicrofinance institutions (MFIs) are financing alternatives for farmers. Mapping MFIs is useful to avoid overlapping of the MFIs supporting programs. This study aims to mapping MFIs in Padang City with GIS, and to describe the management effectiveness. Data were collected using in-depth interviews with each micro-credit institution and their related parties. This research produces a website of the MFI mapping as can be seen on “lkmsumbar.org”. The MFIs locations spread around the settlement of the MFI’s clients. The effectiveness of MFI's management is viewed in terms of the member accessibility, level of adherence to the rule of law, level of compliance to the management, management service level, allocation of the use of credit funds, and the benefits of credit funds. The results show that farmers' access to the agribusiness MFI-As is quite good, which can be seen from the consistency between the amount of credit proposed and approved. The members’ compliance to the board and the rules is quite good. The service level of the board is not good and not effective in serving the members. The loan is mostly used for business capital and some may be used for funding household urgent needs.
Consumer Behaviour In Purchasing Of The Online Agricultural Products Widya Fitriana; Zednita Azriani; Rika Hariance
Liquidity: Jurnal Riset Akuntansi dan Manajemen Vol 10 No 2 (2021): Liquidity
Publisher : Institut Teknologi dan Bisnis Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/lq.v10i2.1470

Abstract

This study aims to analyze the factors that influence consumer purchasing agricultural products online. .We observed three West Sumatra cities with internet access above the provincial average. Suspected individual, socio-demographic and cultural factors influence agricultural consumer behavior. This study surveyed 100 respondents by accident in the three cities. Data analysis was carried out using a logit analysis approach. The results showed that individual factors significantly affected consumer behavior while demographic and cultural factors had no considerable impact. Consumers who have regular incomes and fixed jobs have substantial opportunities to purchase agricultural products online because they are considered more effective and provide a lot of convenience during their busy activities.
ANALISIS PERMINTAAN DAN PENAWARAN DAGING AYAM BROILER DI SUMATERA BARAT Randy Mahendra; Zednita Azriani; Rusda Kahirati
JAS (Jurnal Agri Sains) Vol 5, No 2: Desember 2021
Publisher : Universitas Muara Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36355/jas.v5i2.652

Abstract

Daging ayam broiler merupakan hasil produksi dari industri ayam broiler baik yang diusahakan dengan skala kecil maupun skala besar. Industri ayam broiler mengalami pertumbuhan yang tinggi dikarenakan industri ini didukung oleh permintaan pasar yang tinggi, akses terhadap pasar yang cukup terbuka, harga produk yang jauh lebih murah dibandingkan produk ternak lainnya seperti daging sapi, kerbau, kambing dan daging ayam buras (ayam kampung). Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi permintaan, penawaran dan harga ayam broiler di Sumatera Barat. Metode penelitian yang digunakan adalah analisis simultan ( Two-Stage Least Square (2SLS)) dengan bantuan program Eviews 10. Jenis data yang digunakan dalam penelitian ini adalah data sekunder dalam bentuk data deret waktu (time series) tahunan, yaitu data permintaan, penawaran, harga ayam broiler, harga barang lain, perekonomian dan kependudukan di Provinsi Sumatera Barat dari tahun 1997 hingga tahun 2020. Hasil penelitian menyimpulkan bahwa faktor-faktor yang berpengaruh signifikan terhadap permintaan daging ayam broiler di Sumatera Barat adalah, harga daging ayam broiler dan harga telur ayam ras. Dimana di Sumatera Barat daging ayam broiler merupakan komoditas dengan konsumsi tertinggi apabila dibandingkan dengan daging dan sumber protein lainnya. Faktor-faktor yang mempengaruhi secara signifikan penawaran daging ayam broiler di Sumatera Barat adalah harga daging ayam broiler, dan harga daging ayam buras, serta lag penawaran daging ayam buras (jumlah penawaran daging ayam di tahun sebelumnya). Artinya semakin tinggi harga maka akan semakin banyak jumlah daging ayam broiler yang ditawarkan ke pasar. Tujuan ketiga yaitu harga ayam broiler dipengaruhi secara signifikan oleh permintaan ayam broiler dan penawaran ayam broiler. ABSTRACTBroiler chicken meat is the result of the production of the broiler industry, both on a small and large scale. The broiler industry is experiencing high growth because this industry is supported by increased market demand, access to a fairly open market, product prices that are much cheaper than other livestock products such as beef, buffalo, goat and native chicken (free-range chicken). This study analyzes the factors influencing the demand, supply, and price of broiler chickens in West Sumatra. The research method used is simultaneous analysis (Two-Stage Least Square (2SLS)) with the help of the Eviews 10 program. The type of data used in this study is secondary data in the form of annual time series data, namely data on demand, supply, broiler prices, prices of other goods, economy, and population in West Sumatra Province from 1997 to 2020. The study results concluded that the factors that had a significant effect on the demand for broiler chicken in West Sumatra were the price of broiler chicken meat and the price of broiler eggs. Where in West Sumatra, broiler chicken meat is a commodity with the highest consumption when compared to meat and other protein sources. The factors that significantly influence the supply of broiler chicken in West Sumatra are the price of broiler chicken and the price of free range chicken, and the lag in the supply of free range chicken (amount of chicken supply in the previous year). This means that the higher the price, the greater the broiler chicken offered to the market. The third objective is that the price of broiler chickens is significantly affected by the demand for broiler chickens and the supply of broiler chickens.Keywords: Broiler Chicken, Demand, Supply, Price
Analisis Nilai Tambah Produk Olahan Jagung Manis (Studi Kasus: Usaha F1 Aina Nagari Batu Hampa Kecamatan Akabiluru Kabupaten Lima Puluh Kota ) Elva Rahmi Fitri; Zednita Azriani; Syahyana Raesi
Journal of Agribusiness and Community Empowerment (JACE) Vol. 4 No. 1 (2021): March
Publisher : Politeknik Pertanian Negeri Payakumbuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (172.6 KB) | DOI: 10.32530/jace.v4i1.218

Abstract

The aims of this research were to describe the processing of sweet corn, to analyze the value-added and distribution of value-added becomes peas,corn on the cob,  donuts, grits, and  bakwan  on the business F1 Aina Batu Hampa. This study was conducted  from  March to  April 2016.  The study employed a  case study method.  The study used  Hayami method  in analyzing the value added. The results of this  study showed that the value added generated by Aina F1  was high. It can be seen through the ratio of value added that  is  greater than 40 percent  and varied among products where; 71.76 percents for corn peas, 58.65 percents for corn on the cob, 71.71percents for donuts, 74.40 percents for the grits, and 63,49 percents for bakwan. The product of Sweet corn that generate the highest value added is grits. The ratio of value added can be seen through the margin value distributed in production factors. The highest  of  portion  of value-added received by  the company and the smallest portion  value-added received by the labor.   The largest distribution margin is for the profit of the company. The company's biggest profits come from corn on the cob, followed by grits, peas, donuts, and bakwan. The largest distribution of other input contributions is bakwan, followed by donuts, peas, grits, and  corn of the cob. The distribution of margins received by workers is the smallest part compared to the margins for other input contributions and company profits. The largest distribution is for bakwan , followed by donuts, peas, grits, and corn of the cob.
Co-Authors Elva Rahmi Fitri Fitriana, Widya Nadia Firnalista Nadia Firnalista Nofialdi, Nofialdi Nunung Kusnadi Nunung Nuryartono Paloma, Cindy Raesi, Syahyana Randy Mahendra Rika Hariance Rusda Kahirati Sinaga, Bonar M. Usman, Yusri