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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Global Review of Islamic Economics and Business
Fahad Ahmed Qureshi
Arizona State University
Religion Economics, Econometrics & Finance Social Sciences

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Selection Criteria of Public for Account Opening: A Case Study of Islamic Banks in Pakistan Ahsan Israr; Fahad Ahmed Qureshi; Mubeen Butt
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 10, No 1: January 2018
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (250.196 KB) | DOI: 10.15408/aiq.v10i1.6011

Abstract

Banks have an immense role in deciding the economic fate of any state. The purpose of the study is to investigate the selection criteria of Islamic banking system for account opening. Data was collected and analysed through descriptive statistics, One Sample t test and Independent Sample t test. The results show that people prefer banks have the number of branches, wide range of products, low cost products, easily approachability. Results also shown, no significance difference in the selection criteria for Islamic banks among the customers based on Gender.DOI: 10.15408/aiq.v10i1.6011
Contemporary Issues in Current Account Operations in Pakistani IBs - Sharia Compliant Solution Sheikh Muhammad Ishtiaq; Wasie Fasih Butt; Fahad Ahmed Qureshi; Mubeen Butt
Global Review of Islamic Economics and Business Vol 6, No 1 (2018)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (479.056 KB) | DOI: 10.14421/grieb.2018.061-02

Abstract

Contemporary Sharia scholars have three stances about the Current Account Operations in Pakistani Islamic Banks (IBs) i.e., (i) Ijarah based contract (ii) Wadi’ah based contract, and (iii) Qard based contract. This paper is an attempt to delve into the root causes of the differences of scholars and to find the Sharia-compliant solution acceptable for all. Descriptive as well as applied approaches are used in this paper. Clearing of ambiguity on this issue may result in twofold benefits: from the public point of view, it would satisfy practising Muslims which may result in form of huge deposits in this account (ii) from IBs viewpoint the Current Account is a bonus deposit.
Co-Authors Ahsan Israr Mubeen Butt Mubeen Butt Sheikh Muhammad Ishtiaq Wasie Fasih Butt