Article Per Year (5 Year)
p-Index From 2019 - 2024
0.23
P-Index
This Author published in this journals
All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Journal of Business & Banking Journal of Indonesian Economy and Business
Wiwik Lestari
STIE Perbanas Surabaya
Religion Economics, Econometrics & Finance Social Sciences

Published : 6 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 6 Documents
Search

 1 
Understanding Sharia Compliance According To Indonesian Muslim Entrepreneurs And Business People Ika Yunia Fauzia; Wiwik Lestari; Tatik Suryani
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 12, No 1 (2020)
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (17258.908 KB) | DOI: 10.15408/aiq.v12i1.8775

Abstract

This research aims at understanding the concept of Sharia compliance, according to Muslim business people and entrepreneurs. These people, over the years, believe that their business is in full conformity with Sharia. Using a qualitative approach coupled with an ethnographic analysis, this research finds that their business is in line with Sharia in terms of its meanings, forms, functions, benefits and values. This study also finds that there are similarities between one respondent to others with regard to the underlying meaning of Shariah compliance. However, they have different understanding concerning the meaning of usury and interest in conventional banking.Penelitian ini bertujuan melihat pemaknaan kesesuaian dengan syariah (shariah compliance) menurut para pebisnis dan wirausahawan Muslim. Kelompok ini, selama bertahun-tahun, meyakini bahwa usaha yang mereka jalankan sudah sesuai dengan syariah. Penelitian ini menggunakan pendekatan kualitatif dengan studi etnografi. Selanjutnya, penelitian ini menemukan bahwa para bisnis yang dijalankan oleh responden berkesesuaian dengan syariah dalam hal makna, bentuk, fungsi, manfaat, dan nilai. Ditemukan juga bahwa ada kesamaan pemahaman antara satu responden dengan yang lain terkait dengan pemaknaan shariah compliance. Meskipun demikian, ada perbedaan dalam memahami hukum tentang riba dan bunga pada bank konvensional.
PENGUJIAN EFISIENSI BENTUK SETENGAH KUAT DI INDONESIA Sri Lestari Kurniawati; Wiwik Lestari
Journal of Business & Banking Vol 1, No 2 (2011): November 2011
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v1i2.247

Abstract

Efficient market is the market in which when there is an announcement the market get a reac- tion quickly from the investors. This finally influences the price movement of securities to- ward the new equilibrium price. Some of action dealing with announcement and that it is be- lieved to have trustable information, this information can be considered feasible to get re- sponse technically so as to influence the transaction in the capital market outside. Further- more, a market can be efficient also when it is a strong form and the security prices fully ex- presses all information widespread. This study attempts to find out to what extend the effi- ciency for capital market information in Indonesia by testing some actions done by the com- panies announced on the stock split, reverse split, profit announcement, and dividend shar- ing. The sample was taken by means of purposive sampling. Each consists of 26 samples of events for stock split and 19 sample of event for stock reverse. For announcement of the profit consists of 28 companies with 45 events and dividend announcement 26 companies for 52 events. The Expected is calculated using 3 models (Market Model, Mean Adjusted Model, and Market Adjusted Model). Using estimation period of 100 with five day observation pe- riod after event analysis, it shows that Indonesia capital markets has different reactions to- ward each event. In general, the results show that only profit announcement is responded by the capital market.
Pengaruh modal kerja terhadap profitabilitas pada perusahaan food and beverages di Bursa Efek Indonesia Arinda Putri Nawalani; Wiwik Lestari
Journal of Business & Banking Vol 5, No 1 (2015): May - October 2015
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v5i1.472

Abstract

Working capital is defined as capital used by companies to finance daily operations. Working capital can also be interpreted as the whole current assets owned by a company. Working capital is expressed as current assets or short-term assets, such as; cash, mar-ketable securities, accounts receivable, inventory, and other current assets. The purpose of this study is to test the effect of working capital turnover, cash turnover, receivables turnover, and inventory turnover on the profitability of Food and Beverages companies listed in Indonesia Stock Exchange during 2007-2012. There are 15 companies used as the sample. They were analyzed using Eviews program and the results showed that working capital turnover has partially significant positive effect on profitability. Fur-thermore cash flows, receivables turnover, and inventory partially have significant but negative effect on profitability. These findings mean that the higher working capital turnover is the higher profitability. Therefore, the companies should also maintain the low level of working capital in order to optimizing profit.
RELIGIUSITAS DAN PERSEPSI RISIKO DALAM PENGAMBILAN KEPUTUSAN INVESTASI PADA PERSPEKTIF GENDER Wiwik Lestari
Journal of Business & Banking Vol 3, No 2 (2013): November 2013
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v3i2.236

Abstract

Entrepreneur activities bring a great contribution to economy creativities. In this case, Indonesia has the majority of Moslem and some of them run their own business. Islam encourages entrepreneurship. This study attempts to investigate the influence of religiosity and risk perception in investment decision making on gender perspective. There are two independent variables namely religiosity and risk perception, while dependent variable is investment decision making, and gender as moderating variable. This uses questionnaires for collecting the data. With 110 Muslims entrepreneurs Sidoarjo, the collected data are analyzed by Generalized Structured Component Analysis (GeSCA) descriptively. The respondents still have not fully implemented religiosity. Respondents also tend to have high risk perception. The result showed that religiosity and risk perception have no effect on investment decision making. Also, gender did not find as a moderator. It indicates that men and women have the same perception on risk when they made investment decisions.
Pengaruh financial knowledge, lifestyle pattern pada perilaku manajemen keuangan wanita karir dengan locus of control sebagai variabel moderasi Rendra Elvira Shinta; Wiwik Lestari
Journal of Business & Banking Vol 8, No 2 (2018): November 2018 - April 2019
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v8i2.1524

Abstract

Financial management behavior become a very important nowadays. This is related to the consumptive behavior in Indonesian and especially in Sidoarjo. The purpose of this reasearch was to determine The Impact Of Financial Knowledge, Lifestyle Pattern Of Career Woman Financial Management Behaviour With Locus Of Control As Moderating Variable.The sample consists of 180 respondents who have the characteristics as career woman that domiciled in Sidoarjo, has a income, as a manager of personal finances, productive age on 20-55 years, and at least junior high school as the latest education. Samples were selected using purposive sampling technique. Data were analyzed by Structural Equation Modeling on PLS (Partial Least Square). The results of this reasearch is represent that Financial Knowledge have a positive signficant impact on financial management behaviour, Locus of Control have a positive signficant impact on financial management behaviour and Locus of Control partially mediates on the impact of financial knowledge on financial management behaviour.
ANALISIS PELAYANAN MUTU TOTAL DAN PENGARUHNYA TERHADAP KINERJA USAHA PERBANKAN DI INDONESIA Tatik Suryani; Sri Lestari Kurniawati; Wiwik Lestari
Journal of Indonesian Economy and Business (JIEB) Vol 16, No 3 (2001): July
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.074 KB)

Abstract

This research explains the implementation of total quality service (TQS) in the banking industry in Indonesia and examines the differences of the implementation between government banks and private banks and also the influence of TQS variables on business performance. By using 32 samples, the result of regression analysis shows that TQS implementation variables significantly influence all banking performance variables, ie. human resources performance, customer satisfaction, service quality and cost performance except in financial performance variable at 5% level of significance. Further, there is significant difference between government banks and private banks in giving responses to their customers. Private banks give better response compared with those of government banks
Co-Authors Arinda Putri Nawalani Ika Yunia Fauzia Rendra Elvira Shinta Sri Lestari Kurniawati Tatik Suryani