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ANALISIS KEBIJAKAN PEMBERIAN KREDIT DAN PENGARUH NON PERFORMING LOAN TERHADAP LOAN TO DEPOSIT RATIO PADA PT. BANK RAKYAT INDONESIA (PERSERO), TBK CABANG RANTAU, ACEH TAMIANG. ( PERIODE 2007-2011) Fitria, Nurul; Sari, Raina Linda
Ekonomi dan Keuangan Vol 1, No 1 (2012)
Publisher : Departemen Ekonomi Pembangunan USU

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Abstract

Formulation of the problem in this research is How lending policy applied to PT Bank Rakyat Indonesia (Persero) Overseas Branch, Aceh Tamiang and the influence of non-performing loans (NPL) to loan to deposit ratio (LDR). The purpose of this study was to determine the credit policies were applied, and also find out if non-performing loans significantly affect the loan-to-deposit ratio. The hypothesis in this study is suspected of lending policies that are both based on the theories of credit policy with the principles 5C, and the significant influence of the non-performing loans to the loan-to-deposit ratio. The collection of secondary data obtained through company documents and other reports relevant to this study include: financial statement data for the five years from 2007 to 2011, books, company literature, and other data related with the object of research. The analysis method used is descriptive analysis is used to analyze the credit policy on the first hypothesis and simple regression analysis for the second hypothesis. In the first hypothesis of the study results show that the principle of prudence in lending policy is the principle 5C consisting of: Character, Capacity, Capital, Collateral, Condition. In the second hypothesis test simple regression analysis showed a significant effect of the non-performing loans to the loan-to-deposit ratio.
PENERAPAN MODEL PEMBELAJARAN KOOPERATIF PENDEKATAN STRUKTURAL NUMBERED HEADS TOGETHER (NHT) UNTUK MENINGKATKAN HASIL BELAJAR MATEMATIKA SISWA KELAS VIII2 SMPN 9 PEKANBARU Fitria, Nurul; Saragih, Sehatta; ', Suhermi
Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Vol 3, No 2 (2016): Wisuda Oktober 2016
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan

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Abstract

Abstrak: The background of this research is not optimal results VIII2 grade students' mathematics learning SMPN 9 Pekanbaru with the percentage of students who reached the KKM is 50%. Facts on the ground showed not achieving the KKM is related to the learning process that students have not been optimally engage in learning activities. In connection with this, the researchers to improve the learning process in order to improve student learning outcomes through a research. It is expected with the implementation of this study, the learning process students become better so that students are engaged in an optimal learning and increase student learning outcomes. The Subjects were students of SMPN 9 Pekanbaru VIII2 grade total of 36 students with academic ability level heterogeneous. Instruments collecting research data is observation sheet activities of teachers and students and math achievement test in the form of daily tests. The observation of the teacher and student activity was analyzed as a basis for reflection and see the improvement of the learning process is carried out. While the achievement test used to determine students' mathematics learning outcomes. Based on the analysis of research data, there is improvement of learning process where the student has begun to actively ask and motivated to engage actively in the learning process and learning outcomes of students increased mathematics obtained. KKM achievement was 50% prior to the action and increased to 52.78% in the first cycle and became 83.33% in the second cycle. Based on these results it can be concluded that the application of the structural approach to learning model Numbered Heads Together (NHT) can improve learning outcomes VIII2 grade math student of SMPN 9 Pekanbaru even semester 2015/2016.Kata kunci: Hasil Belajar Matematika, Pembelajaran Kooperatif Pendekatan Struktural Numbered Heads Together (NHT), Penelitian Tindakan Kelas.
KONSISTENSI PEMERINTAH DAERAH KOTA PEKANBARU DALAM MENJAGA KETERTIBAN UMUM (STUDI KASUS PEDAGANG KAKI LIMA) Fitria, Nurul; Rusli SD, Zaili
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol 3, No 1: WISUDA FEBRUARI 2016
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

Consistency is one of the important key in the process of policyimplementation due to the successful achievement of specified goals withcontinuous action. The problem of street vendors into a phenomenon that is stilldifficult to overcome. In this case the Civil Service Police Unit of Pekanbaruresponsible for regulating street vendors. Lack of resources and supportinginfrastructure of labor, lack of existing regulations and lack of adherence to thelaw society will be a major obstacle in efforts Pekanbaru City municipal police inrunning public order. Basically consistency can be measured by indicators of thestability program, compliance with the program of action has been set, andcommitment. If these indicators are met, then with a good level of consistency thatcan achieve the goals that have been set.The purpose of this study was to determine the consistency of PekanbaruCity Government in maintaining public order, case studies Street Vendors inPekanbaru and also to determine the factors that influence the consistency memPekanbaru City Government in maintaining order umu, especially street vendors.In this study the authors using Snowball Sampling. Data collection techniques inthis study namely through observation, interviews, and documents. Indicators inthis study that affect the consistency of Pekanbaru City Government inmaintaining public order, the case study of street vendors is a personal number,SOP, unfamiliarity will rule society.Results of this study concluded that the Civil Service Police Unit ofPekanbaru has not been consistent in maintaining order five street vendors in thecity of Pekanbaru. This is due to lack of resources, facilities and infrastructurework and public awareness of the regulations that affect the consistency inimplementing the rules that have been set. Through this study the authorsconclude that the Civil Service Police Unit of Pekanbaru has not been consistentin maintaining order five street vendors in the city of Pekanbaru. Therefore, theadvice given in the last part of the research is to improve the consistency ofPekanbaru City Government in maintaining public order, especially streetvendors.Keywords : Consistency, Model Policy Implementation, Public Order, StreetVendors
Hubungan Diabetes Mellitus dan Non-Diabetes Mellitus Dengan Survival Rate Pasien Gagal Ginjal Kronik Yang Manjalani Hemodialisis di RSUDZA Banda Aceh Periode 2011-2015 Fitria, Nurul; Syukri, Maimun; Saragih, Juwita
Jurnal Ilmiah Mahasiswa Kedokteran Medisia Vol 2, No 1: Februari 2017
Publisher : Jurnal Ilmiah Mahasiswa Kedokteran Medisia

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Abstract

Chronic renal failure is a global health problem that is important to be noted because its prevalence continues to increase rapidly. Patient with chronic renal failure require renal replacement therapy in order to maintain their life (survival rate), one of the renal replacement therapies is hemodialysis. The Causes of chronic renal failure such as diabetes mellitus and non-diabetes mellitus are important factory associated with survival rate of patients undergo hemodialysis therapy. The aims of this study is to determine the relationship between diabetes mellitus and non-diabetes mellitus with the survival rate of chronic renal failure patients who undergo hemodialysis therapy. This  study was an analytical observational study with cross sectional design approach. Data were obtained from medical records of patient who undergo hemodialysis therapy in Banda Aceh RSUDZA period 2011-2015. The samples were taken by using total sampling with total of respondents are 92 people. Data were analyzed using chi-square or if not fulfilled the requirements, then it will be tested with Fisher’s Exact Test. Statistically the result of chi-square test with alternative test Fisher’s Ecaxt Test showed that the p value=0,000 (0,05).
GAMBARAN HISTOPATOLOGI OTOT MASSETER DAN FEMORALIS BABI HUTAN YANG TERINFEKSI ENDOPARASIT DI KAWASAN LHOKNGA ACEH BESAR (Histopatological of Masseter Muscle and Femoralis Muscle Wild Boar Infected by Endoparasites in Lhoknga Aceh Besar) Fitria, Nurul; Muttaqien, Muttaqien; Balqis, Ummu
JURNAL ILMIAH MAHASISWA VETERINER Vol 2, No 4 (2018): AGUSTUS-OKTOBER
Publisher : JURNAL ILMIAH MAHASISWA VETERINER

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (912.646 KB) | DOI: 10.21157/jim vet..v2i4.9338

Abstract

Penelitian ini bertujuan mengetahui gambaran histopatologi otot masseter dan otot femoralis dari tiga ekor babi hutan yang terinfeksi endoparasit. Penelitian ini dilakukan dengan menggunakan metode natif untuk pemeriksaan feses, ulas darah tipis dengan pewarnaan Giemsa untuk pemeriksaan darah dan pemeriksaan patologi anatomis dan histopatologi dengan menggunakan metode Kiernan. Hasil yang diperoleh dianalisis secara deskriptif. Hasil pemeriksaan darah menunjukkan babi pertama terinfeksi oleh Anaplasma marginale, pada pemeriksaan feses menunjukkan babi kedua terinfeksi Strongyloides ransomi dan babi ketiga terinfeksi oleh Ascaris suum. Hasil pengamatan patologi anatomis otot masseter dan otot femoralis babi pertama dan ketiga terlihat berwarna merah kehitaman, serat otot padat, konsistensinya elastis dan tidak ditemukan adanya kista parasit, sedangkan pada otot femoralis babi kedua terlihat berwarna putih-kekuningan yang disebabkan oleh faktor umur yang masih muda. Hasil pemeriksaan pengamatan histopatologi pada babi yang terinfeksi oleh Anaplasma marginale ditemukan adanya kista Sarcocystis spp. pada otot femoralis yang menyebabkan kerusakan jaringan berupa atropi dan vakuolisasi serat otot, hipertropi pembuluh darah dan degenerasi hialin jaringan ikat endomisium. Pada babi yang terinfeksi oleh Strongyloides ransomi dan Ascaris suum terjadi infiltrasi sel radang dan serat otot mengalami nekrosis. Dapat disimpulkan bahwa terjadi perubahan histopatologi pada otot masseter dan femoralis babi hutan yang terinfeksi endoparasit berupa kerusakan jaringan, nekrosis serat otot dan infiltrasi sel radang. This study aims to determine the histopathology masseter muscles and femoralis muscles of three wild boars infected endoparasites. This study was conducted using native test for feces examination, test of blood with paints Giemza for blood examination and anatomical pathology and histopathology with Kiernan method. The results were analyzed descriptively. The results of blood test showed in the first pig was positive infected by Anaplasma marginale, while the feces examination showed in the second pig was positive infected by Strongyloides ransomi and the third pig was positive infected by Ascaris suum. The result of anatomical pathology of masseter muscle and femoralis muscle first pig and third pig were seen in blackish red, solid muscle fiber, elastic consistency and not found parasites cysts, while femoralis muscle second pig was seen yellowish-white caused by young age factor. The results of histopathology the wild by Anaplasma marginale discovered Sarcocystis spp. cysts in femoralis muscle which causes damaged tissue as atrophy and vacuolization of muscle fibers, hipertropy blood artery and hyaline degeneration of endomisium connective tissue. The wild boar infected by Strongyloides ransomi dan Ascaris suum were infiltration of inflammatory cells and muscle fibers have necrotic. In conclusion, there was a histopathology change of masseter and femoralis mucles wild boar infected by endoparasites as damaged tissue, muscle fibers necrotic and infiltration of inflammatory cells.
PENGARUH METODE BARRETT TAXONOMY TERHADAP KEMAMPUANMEMAHAMI TEKS CERITA PENDEK Fitria, Nurul; Indrawati, Sri; Saripudin, Agus
Logat: Jurnal Bahasa Indonesia dan Pembelajaran Vol 4 No 2 (2017): LOGAT: Jurnal Bahasa Indonesia dan Pembelajaran
Publisher : Universitas Sriwijaya

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh metode Barrett Taxonomyterhadap kemampuan memahami teks cerita pendek siswa kelas XI SMA Negeri 1 Belitang. Metode penelitian yang digunakan adalah metode eksperimen semu. Sampel penelitian ini terdiri dari dua kelas yaitu kelas XI IPA 1 sebagai kelas eksperimen yang berjumlah 38 siswa dengan perlakuan metode Barrett Taxonomy dan kelas XI IPA 2 sebagai kelas kontrol yang berjumlah 38 siswa dengan pendekatan saintifik. Pengumpulan data menggunakan teknik tes dan teknik pengolahan data menggunakan perhitungan uji-t dengan program SPSS 21. Hasil penelitian  menunjukkan bahwa nilai thitung>ttabel = 4,439>1,668 dengan df = 78 pada tingkat keberhasilan 95% ( =0,025). Dengan demikIan,  terdapat perbedaan kemampuan memahami teks cerita pendek antara siswa yang diajar menggunakan metode Barrett Taxonomydengan siswa yang diajar menggunakan Pendekatan Saintifik. Dapat disimpulkan bahwa metode Barrett Taxonomyberpengaruh dalam pembelajaran memahami teks cerita pendek siswa kelas XI SMA Negeri 1 Belitang.  
HUBUNGAN PRAKTIK BUANG SAMPAH, PRAKTIK PENGGUNAAN INSEKTISIDA, CONTAINER INDEX, DAN LINGKUNGAN FISIK RUMAH DENGAN KEJADIAN DBD (STUDI DI EMPAT RUMAH SAKIT DI KOTA SEMARANG) Fitria, Nurul; Wahyuningsih, Nur Endah; Murwani, Retno
Jurnal Kesehatan Masyarakat (e-Journal) Vol 4, No 5 (2016): SEPTEMBER
Publisher : Fakultas Kesehatan Masyarakat

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Abstract

Dengue Hemorrhagic Fever (DHF) is a major public health problem in Indonesia. This disease is caused by dengue virus and transmitted by the bite of Aedes aegypti mosquitoes. Dengue has spread widely throughout Indonesia, one of them is Semarang and the surrounding area. IR DHF Semarang from 2006 to 2015 is always higher than IR DHF Central Java and IR DHF National. This research was to analyze eliminating garbage practice, the insecticide use practice, container index, and home physical environment to incidence of DHF in four hospitals in Semarang City. This type of research was an observational analytic study using case control design. The population in this study were hospitalized dengue patients period March to May 2016 in four hospitals in Semarang City and health people (neighbor’s dengue patients) who lived in Semarang City and Demak Regency. Samples were 18 cases and 18 controls who had a vulnerable age (children aged 0-4 years and elderly aged >46 years) by using total sampling technique. The data was analyzed with chi-square test and odds ratio calculation with 95% confidence interval. The result showed that insignificant factors were eliminating garbage practice (p=0,289), insecticide use practice (p=0,737), container index (p=1,000), presence of breeding places (p=1,000), temperature in the house (p = 1,000), and humidity in the house (p=1,000). It can be concluded that there were not significant variables to the incidence of DHF in four hospitals in Semarang City.
PENGGUNAAN MEDIA “CRACK THE CIRCUIT” UNTUK MENINGKATKAN HASIL BELAJAR SISWA PADA MATERI RANGKAIAN LISTRIK Fitria, Nurul
JIRA: Jurnal Inovasi dan Riset Akademik Vol 2, No 1 (2021)
Publisher : Ahlimedia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47387/jira.v2i1.68

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Penelitian ini didasari hasil belajar siswa yang cenderung mengalami penurunan selama daring khususnya pada rangkaian listrik kelas 9 C SMP Muh PK pada bulan September 2020. Salah satu penyebabnya sebagian peserta didik kurang mampu memahami dan menganalisis rangkaian listrik. Dari permasalahan tersebut, maka perlu diadakannya penelitian tindakan kelas dimana peneliti mencoba menerapkan penggunaan media Crack The Circuit. Media Crack The Circuit diharapkan dapat meningkatkan hasil belajar IPA pada rangkaian listrik. Metode penelitian ini menggunakan dua siklus dengan instrument yang digunakan meliputi evaluasi online, pengamatan dan pengarsipan data dengan 30 siswa yang terdiri 12 laki – laki dan 18 perempuan. Berdasarkan hasil uji instrument diperoleh data nilai rata – rata siswa pada siklus I yaitu 75,67 dengan 16 anak yang tuntas, sedangkan siklus II nilai rata – rata 85,67 dengan siswa yang tuntas 30 anak. Oleh sebab itu, dapat dikatakan bahwa penggunaan media Crack The Circuit dapat meningkatkan hasil belajar siswa pada materi rangkaian listrik.
Analisis Kemampuan Pemecahan Masalah Materi Kubus dan Balok Di Kelas VIII SMP Negeri 3 Sungai Kakap Wahyuda, Ridho; Sari, Henny Puspita; Fitria, Nurul
JUWARA: Jurnal Wawasan dan Aksara Vol. 1 No. 1 (2021)
Publisher : YAYASAN PENDIDIKAN DAN PENGEMBANGAN HARAPAN ANANDA DAERAH KALIMANTAN BARAT

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Abstract

Abstrak Penelitian ini adalah jenis penelitian deskriptif kuantitatif yang bertunjuan untuk menganalisis kemempuan pemecahan masalah siswa melalui data nilai tes yang diberikan pada materi kubus dan balok di SMP Negeri 3 Sungai Kakap. Pengambilan sampel siswa dilakukan oleh guru yang terdiri dari dua orang siswa. Penelitian ini menggunakan indikator dan panudan skor menurut polya. Teknik pengambilan data yang digunakan adalah dengan memberikan soal tes kepada siswa untuk analisis. Hasil dari analisis dalam penelitian ini adalah siswa hanya mampu menyelesaikan 2 indikator dan mengabaikan 2 indikator lainnya, dimana indikator 1 dan 4 tidak siswa terapkan dalam semua soal, sedangkan untuk indikator 2 dan 3 dilakukan siswa namun masih banyak kekeliruan yang dilakukan. Abstract This research is a type of quantitative descriptive research which aims to analyze the students' problem solving abilities through the test value data given on the material of cubes and blocks at SMP Negeri 3 Sungai Kakap. The sampling of students was carried out by a teacher consisting of two students. This study uses indicators and guide scores according to their patterns. The data collection technique used was to provide test questions to students for analysis. The results of the analysis in this study were students were only able to complete 2 indicators and ignored the other 2 indicators, where indicators 1 and 4 did not apply to all the questions, while for indicators 2 and 3 students made them but there were still many mistakes.
Analisis Kebutuhan Pengembangan Aplikasi Morndumath Bermuatan HOTS Fitria, Nurul; Susiaty, Utin Desy; Saputro, Marhadi
JUWARA: Jurnal Wawasan dan Aksara Vol. 1 No. 1 (2021)
Publisher : YAYASAN PENDIDIKAN DAN PENGEMBANGAN HARAPAN ANANDA DAERAH KALIMANTAN BARAT

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Abstract

Abstrak Tujuan penelitian adalah menganalisis pengembangan aplikasi Morndumath. Metode yang digunakan dalam penelitian ini yaitu studi literatur dan studi lapangan. Subjek penelitiannya adalah guru dan siswa kelas VIII. Studi literatur dilaksanakan dengan mengumpulkan penelitian dan sumber relevan. Sedangkan studi lapangan diperoleh dengan menyebarkan angket kebutuhan produk menggunakan google form kepada guru dan siswa di SMP Negeri 1 Sungai Kakap. Berdasarkan studi literatur aplikasi Morndumath bermuatan HOTS dapat membantu siswa dalam meningkatkan kemampuan berpikir tingkat tinggi. Sedangkan berdasarkan studi lapangan diketahui 81,5% siswa sulit memahami materi bangun ruang, 92,3% siswa membutuhkan bahan ajar lain selain yang disediakan sekolah dan 100% guru merasa kemampuan berpikir tingkat tinggi siswa kurang dalam materi bangun ruang, 100% guru merasa sangat perlu menggunakan media pembelajaran lain dalam kegiatan pembelajaran seperti aplikasi Morndumath bemuatan HOTS. Setelah memahami apa yang dimaksud dengan aplikasi Morndumath bermuatan HOTS 100% guru dan 87,7% siswa menyatakan menginginkan media pembelajaran tersebut dalam kegiatan pembelajaran. Abstract The research objective is to analyze the development of the Morndumath application. The method uses in this research is literature study and field study. The research subjects are teachers and students of class VIII. Literature studies are carried out by collecting relevant research and sources. While the field study is obtained by distributing a product needs questionnaire using google form to teachers and students at SMP Negeri 1 Sungai Kakap. Based on a literature study, the Morndumath application with HOTS can help students improve higher-order thinking skills. Meanwhile, based on field studies, it is known that 81.5% of students have difficulty understanding the material of building space, 92.3% of students need other teaching materials besides those provided by the school and 100% of teachers feel that students' high-level thinking skills are lacking in building materials, 100% of teachers feel very need to use other learning media in learning activities such as the Morndumath application made by HOTS. After understanding what is meant by the Morndumath application with HOTS content, 100% of teachers and 87.7% of students stated that they wanted the learning media in learning activities.