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All Journal E-Jurnal Akuntansi Universitas Udayana Research Report - Social Science Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan
Judith Felicia Pattiwael Irawan
Jurusan Manajemen, Fakultas Ekonomi Universitas Katolik Parahyangan, Bandung
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

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PERILAKU MENABUNG KELOMPOK MASYARAKAT BERPENGHASILAN RENDAH(MBR) DI PERKOTAAN DAN PERDESAAN: SEBUAH KAJIAN AWAL Hilda Leilani Masniarita Pohan; Petrus Canisius Suroso; Judith Felicia Pattiwael; Dian Fordian
Research Report - Humanities and Social Science Vol. 2 (2014)
Publisher : Research Report - Humanities and Social Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (849.289 KB)

Abstract

Tabungan keluarga (rumah tangga) memiliki fungsi utama sebagai cadangan untuk membiayai kebutuhan di masa yang akan datang, baik kebutuhan yang sudah dapat diperkirakan maupun yang sifatnya mendadak. Fungsi tersebut semakin nyata bila kita melihatnya dalam konteks masyarakat berpendapatan rendah (MBR), sebab kelompok ini biasanya memiliki akses yang terbatas pada lembaga keuangan formal. Sebagai sebuah kajian awal, penelitian dilakukan secara eksploratif terhadap anggota dua koperasi simpan pinjam yang menjadi mitra Pusat Studi Ilmu Ekonomi dan PSE Keuskupan Bandung. Data sekunder didapat dari kantor koperasi, sedangkan data primer diperoleh dari hasil survei dengan penyebaran kuesioner kepada anggota koperasi. Dengan menerapkan metode kuantitatif, data dianalisis secara deskriptif.Hasil pengolahan data menunjukkan baha keputusan menabung dan jumlah tabungan ditentukan oleh banyak faktor. Hal ini terjadi baik di perkotaan maupun di perdesaan.Kata Kunci: perilaku menabung, kelompok masyarakat berpendapatan rendah.  
Pengaruh Rasio Likuiditas, Rasio Biaya, Kecukupan Modal, dan Risiko Kredit sebagai Moderasi terhadap Profitabilitas Bank Camilla Casimira Kurniawan; Judith Felicia Pattiwael Irawan
E-Jurnal Akuntansi Vol 31 No 12 (2021)
Publisher : Accounting Department, Economic and Business Faculty of Universitas Udayana in collaboration with the Association of Accounting Department of Indonesia, Bali Region

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EJA.2021.v31.i12.p11

Abstract

The 2020 pandemic affected the economic sector, including banking sector, especially banks in the BUKU 1 category. This study aims to identify internal factors that affect bank profitability between normal conditions in 2019 and conditions when economic growth experienced a contraction due to the pandemic in 2020. This study is based on the theory of Asset-Liability Management (ALM) and uses multiple linear regression method with ROA as a measure of profitability, LDR, BOPO, and CAR as independent variables, and NPL as quasi moderator. The results of this study provide findings that to maintain profitability, banks need to pay attention to cost efficiency which is reinforced by the risk of bad loans. Meanwhile, in unstable conditions, there are additional liquidity risk factor that must also receive attention. Thus, the results of this study are in line with the liability management approach. Keywords : Bank profitability; Normal Condition, Contraction of Economic Growth.
Industri Mebel Kayu Indonesia Dan Peluangnya Di Pasar Internasional Judith Felicia Pattiwael
Bina Ekonomi Vol. 1 No. 1 (1997)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (655.825 KB) | DOI: 10.26593/be.v1i1.470.%p

Abstract

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METODA DELPHI, PENDEKATAN KUALITATIF DALAM PERAMALAN PERMINTAAN PRODUK Judith Felicia Pattiwael Irawan
Bina Ekonomi Vol. 3 No. 2 (1999)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (424.167 KB) | DOI: 10.26593/be.v3i2.515.%p

Abstract

In every decision-making  process, the are often completed by either qualitative approach or quantitative approach. That is also for product forecasting. Forecasting classification can be based  by qualitative and quantitative approach  besides  by time-horizon. By talking ones classification, there are five qualitative methods namely: personal insight, panel consensus, market surveys, historic analogy, and Delphi method. The previous four methods have been familiar enough. Delphi method is a method for structuring a group communication process so that the process is effective
Green Banking, Kesehatan Bank dan Profitabilitas dengan Corporate Social Responsibility sebagai Variabel Moderasi Corinna Octavia Kweeswara; Judith Felicia Pattiwael Irawan
E-Jurnal Akuntansi Vol 33 No 4 (2023)
Publisher : Accounting Department, Economic and Business Faculty of Universitas Udayana in collaboration with the Association of Accounting Department of Indonesia, Bali Region

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EJA.2023.v33.i04.p07

Abstract

The 2020 - 2021 pandemic has had an impact on banking activities. The aim of the study was to find out green banking practices carried out by the core capital bank group (KBMI) 3 during the pandemic, including CSR, as well as the health conditions of the banks. The study is based on the theory of Socially Responsible Investment and the concept of bank soundness. The study sample is KBMI 3 banks listed on the IDX. The operational variable is the dependent variable ROA as a measure of profitability. Meanwhile, the independent variables are CAR, BOPO, and NPL as bank health variables, 16 Green Banking indicators and 91 CSR indicators. The data analysis technique uses multiple and simple linear regression methods. The results show that the BOPO variable has a negative effect on bank profitability. Meanwhile, other variables have no effect. Thus, the study results provide findings that during a pandemic, KBMI 3 banks focused on maintaining cost efficiency, one measure of bank health. The research results are in line with the concept of bank soundness. The research contribution is that in the conditions of Covid-19, the KBMI 3 bank supports sustainability but maintains more cost efficiency. Keywords: Green Banking, Corporate Social Responsibility, Specific Condition, Cost Efficiency.
Co-Authors Camilla Casimira Kurniawan Corinna Octavia Kweeswara Dian Fordian Hilda Leilani Masniarita Pohan Petrus Canisius Suroso