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Pengaruh Financial Literacy, Product Usage, Status Sosial Ekonomi, dan Pendapatan terhadap Perilaku Konsumtif Remaja Welly Setiadi; Anastasia Njo
Finesta Vol 4, No 2 (2016)
Publisher : Petra Christian University

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Abstract

Penelitian ini bertujuan untuk melihat pengaruh financial literacy, product usage, status sosial ekonomi orang tua, dan pendapatan remaja terhadap perilaku konsumtif remaja. Jenis penelitian yang dilakukan adalah penelitian asosiatif. Selain itu, Jenis data dalam penelitian ini adalah data kuantitatif. Penelitian ini dilakukan dengan menyebar kuesioner kepada 100 remaja di Surabaya. Metode penelitian yang digunakan dalam penelitian ini adalah partial least square structural equation modelling (SEM-PLS). Hasil penelitian yang dilakukan menunjukkan bahwa variabel financial literacy dan Status sosial ekonomi orang tua berpengaruh signifikan terhadap perilaku konsumtif remaja. Sedangkan variabel product usage dan pendapatan remaja tidak berpengaruh secara signifikan terhadap perilaku konsumtif remaja.This study aims to look at the effect of financial literacy, product usage, parental socioeconomic status, and income on consumer behavior adolescent teenager. Type of research is associative research. In addition, the type of data in this research is quantitative data. This research was conducted by spreading questionnaires to 100 young people in Surabaya. The method used in this study is a partial least square structural equation modeling (SEM-PLS). Results of research conducted showed that the variables of a financial literacy and economic status of parents significantly influence consumer behavior of teenagers. While variable income product usage and teenagers do not significantly affect consumer behavior of teenagers.
Faktor – Faktor Heuristik yang Menjadi Pertimbangan Pada Penilaian Properti di Surabaya Wirawan Wangsawinata; Anastasia Njo
Finesta Vol 5, No 1 (2017)
Publisher : Petra Christian University

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Abstract

Penelitian ini bertujuan untuk mengetahui faktor – faktor yang dijadikan pertimbangan penilai dalam proses penilaian berdasarkan Representative Heuristic, Availability Heuristic, Anchoring and Adjustment Heuristic dan Positivity Heuristic, serta untuk melihat faktor heuristik yang paling dominan dalam diri penilai. Penelitian ini menggunakan sumber data primer yang dikumpulkan dengan cara menyebarkan kuesioner. Populasi dari penelitian ini adalah penilai yang sekurang-kurangnya 1 tahun bekerja di Kantor Jasa Penilai Publik (KJPP) Surabaya. Metode analisa data yang digunakan dalam penelitian ini adalah Uji Validitas, Uji Reliabilitas dan Analisa Faktor. Hasil penelitian ini menunjukkan bahwa adanya dampak dari faktor-faktor heuristik pada diri penilai yang mempengaruhi proses penilaian. Pada penelitian ini juga ditemukan faktor heuristik yang paling dominan. This research aims to determine the valuer consideration factors in valuation process based on Representative Heuristic, Availability Heuristic, Anchoring and Adjustment Heuristic and Positivity Heuristic, also to establish the dominant heuristic factor. This research used primary data as the data source which is obtained by distributed questionnaire. The population of this research is valuers who have been worked in KJPP Surabaya with 1-year minimum experience. The methods of data analysis are using the Validity Test, Reliability Test and Factor Analysis. The result of this reserch shows impact from heuristic factors to valuer’s decision-making in valuation process. Further more this research also found the most dominant heuristic in valuer’s themselves.
Analisa Pengaruh Faktor Sensation Seeking, Locus Of Control, Ambiguity Tolerance terhadap Financial Risk Tolerance di Surabaya Brian Zakaria; Anastasia Njo
Finesta Vol 5, No 1 (2017)
Publisher : Petra Christian University

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Abstract

Penelitian ini bertujuan untuk meneliti adanya hubungan ketiga faktor kepribadian terhadap financial risk tolerance di Surabaya. Ketiga faktor tersebut adalah sensation seeking, locus of control dan ambiguity tolerance. Dalam penelitian ini jenis data yang digunakan adalah data kuantitatif primer dengan menggunakan sampel sebanyak 100 masyarakat yang tinggal di Surabaya. Teknik analisis yang digunakan adalah partial least square (PLS). Hasil analisis ini menunjukkan bahwa faktor sensation seeking dan ambiguity tolerance adalah faktor yang memiliki pengaruh yang signifikan terhadap sejumlah keputusan keuangan yang berisiko.This study aims to indicate the relation between the three factors of personality traits that affect financial risk tolerance in Surabaya. The three factors is sensation seeking, locus of control and ambiguity tolerance. In this study, the type of data used is primary quantitative data by using a sample of 100 citizen who lived in Surabaya. Analytical techniques used are partial least square (PLS). The results of this analysis indicate that factor of sensation seeking and ambiguity tolerance has significant effects toward many risky financial decisions.
Analisa Korespondensi Tujuan Kepemilikan Rumah di Surabaya pada Tahap Bachelorhood, Parenthood, Post-Parenthood Samuel Ongko Limantoro; Anastasia Njo; Evelyn Evelyn
Finesta Vol 5, No 1 (2017)
Publisher : Petra Christian University

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Abstract

Dalam kehidupan setiap orang baik yang masih dalam tahap baru bekerja maupun yang sudah berkeluarga pasti berkaitan dengan kebutuhan yang bermacam-macam. Rumah merupakan salah satu kebutuhan yang penting dan diperlukan bagi keluarga, dan akan berbeda satu dengan yang lain. Penelitian ini ertujuan untuk mengetahui indikator apa saja yang digunakan oleh masing-masing tahapan keluarga dalam pengambilan keputusan kepemilikan rumah untuk tujuan konsumsi dan investasi yang kemudian akan diinterpretasikan menggunakan analisis korespondensi. Sampel yang digunakan adalah tahapan keluarga yang terdiri dari bachelorhood, parenthood, dan post-parenthood. Dari analisis korespondensi diketahui bahwa masing-masing tahapan keluarga menggunakan indikator yang berbeda dalam mengambil keputusan kepemilikan rumah.In the life of every person is either still in the new stage of work or who are already married are definitely related to the various needs. House is one of the important and necessary need for the family, thus will differ with one another. The research’s aim is to find out what considerations be taken by the respective stages of the family in decision making home ownership based on the motives in the side of consumption and investment will then be interpreted using the correspondence analysis. The sample used is the family stages consisting of bachelorhood, parenthood, and post-parenthood. Correspondence analysis noted that each stage of the family have different indicators in the decision to make home ownership.
The Effect of Residential Preferences on the Willingness to Pay for Residential with Near Toll Road Gate in Surabaya Victor Winata Pranoto; Anastasia Njo
Dimensi Utama Teknik Sipil Vol 7 No 1 (2020): April 2020
Publisher : Program Studi Magister Teknik Sipil - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (440.671 KB) | DOI: 10.9744/duts.7.1.33-46

Abstract

This study targeted to investigate whether factor of physical condition, planning concept offered, location, and financial affect the willingness to pay for residential with near toll road gate in Surabaya and also find out the percentage of willingness to pay for residential with near toll road gate in Surabaya. The samples are people who have intention of buying residential or have puchase residential in Surabaya and in productive age. The data analysis method used is Partial Least Square (PLS) using the Smart PLS program. The results of this analysis showed that physical condition, planning concept offered and location affect the willingess to pay for residential with near toll road gate in Surabaya, while financial not significantly affect. For willingness to pay residential with near toll road gate in Surabaya, most of them answer between 0-10%.
A Financial Distress Prediciton on Property, Construction, and Real Estate Companies Listed in BEI Alberto Orson Ongkowidjojo; Anastasia Njo; Januar Budiman
Dimensi Utama Teknik Sipil Vol 7 No 1 (2020): April 2020
Publisher : Program Studi Magister Teknik Sipil - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (762.094 KB) | DOI: 10.9744/duts.7.1.1-9

Abstract

The slowing of economic growth in Indonesia could cause financial distress for companies in property, construction and real estate sectors as these companies has enormous amount of GDP contributions in Indonesia. These difficulties are related to companies being able to accomplish all its responsibilities in short nor long terms. In assessing financial status of a company, discriminant analysis could be of use to see financial ratio such as liquidity ratio, profitability, activity and solvability. This research consists of comparative and sample pulling technique towards 81 population in multiple sectors such as property, construction and real estate. Data collection method by documentation. Discriminant analysis results depicts that liquidity ratio(CA/CL), profitability (EBIT/TA and NI/SALES), activity (SALES/TA), and solvability (BV/TL and TL/EQUITY) could be used to distinguish which company are experiencing financial distress and which are not.
KEPUASAN PENGHUNI APARTEMEN DI SURABAYA TERHADAP RESPON MANAJEMEN DALAM MENANGANI KERUSAKAN BANGUNAN Austin Adiputra Tahir Purwantoro; Timoticin Kwanda; Anastasia Njo
Dimensi Utama Teknik Sipil Vol 8 No 1 (2021): April 2021
Publisher : Program Studi Magister Teknik Sipil - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (685.4 KB) | DOI: 10.9744/duts.8.1.17-34

Abstract

Pembangunan apartemen merupakan solusi yang baik untuk memenuhi kebutuhan tempat tinggal di Surabaya di mana lahan semakin sempit dan semakin mahal. Namun, seiring berjalannya waktu kerusakan apartemen merupakan hal yang pasti terjadi dan harus ditangani untuk bisa menjaga kepuasan dari penghuni apartemen. Penelitian ini meneliti kepuasan penghuni terhadap respon manajemen dalam menangani kerusakan yang terjadi pada apartemen. Kerusakan yang dianalisa adalah kerusakan struktural, non struktural di dalam dan di luar unit apartemen. Data diperoleh melalui kuisioner pada penghuni apartemen di Surabaya sejumlah 100 responden, data diolah dan diuji menggunakan analisa Partial Least Square. Hasil uji menampilkan kerusakan non struktural apartemen memberi pengaruh yang signifikan terhadap respon manajemen properti. Sedangkan kerusakan struktural dan kerusakan di luar unit apartemen tidak memberi pengaruh. Respon manajemen properti juga memberi dampak yang signifikan terhadap kepuasan penghuni bangunan. Nilai prediktif Q2 menyatakan data pada model mampu menjelaskan sebesar 55.7 % dan sisanya 44.3% adalah variabel lain yang perlu diteliti lebih lanjut.
The Effect of Residential Preferences on the Willingness to Pay for Residential with Near Toll Road Gate in Surabaya Victor Winata Pranoto; Anastasia Njo
Dimensi Utama Teknik Sipil Vol. 7 No. 1 (2020): April 2020
Publisher : Program Studi Magister Teknik Sipil - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/duts.7.1.33-46

Abstract

This study targeted to investigate whether factor of physical condition, planning concept offered, location, and financial affect the willingness to pay for residential with near toll road gate in Surabaya and also find out the percentage of willingness to pay for residential with near toll road gate in Surabaya. The samples are people who have intention of buying residential or have puchase residential in Surabaya and in productive age. The data analysis method used is Partial Least Square (PLS) using the Smart PLS program. The results of this analysis showed that physical condition, planning concept offered and location affect the willingess to pay for residential with near toll road gate in Surabaya, while financial not significantly affect. For willingness to pay residential with near toll road gate in Surabaya, most of them answer between 0-10%.
A Financial Distress Prediciton on Property, Construction, and Real Estate Companies Listed in BEI Alberto Orson Ongkowidjojo; Anastasia Njo; Januar Budiman
Dimensi Utama Teknik Sipil Vol. 7 No. 1 (2020): April 2020
Publisher : Program Studi Magister Teknik Sipil - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/duts.7.1.1-9

Abstract

The slowing of economic growth in Indonesia could cause financial distress for companies in property, construction and real estate sectors as these companies has enormous amount of GDP contributions in Indonesia. These difficulties are related to companies being able to accomplish all its responsibilities in short nor long terms. In assessing financial status of a company, discriminant analysis could be of use to see financial ratio such as liquidity ratio, profitability, activity and solvability. This research consists of comparative and sample pulling technique towards 81 population in multiple sectors such as property, construction and real estate. Data collection method by documentation. Discriminant analysis results depicts that liquidity ratio(CA/CL), profitability (EBIT/TA and NI/SALES), activity (SALES/TA), and solvability (BV/TL and TL/EQUITY) could be used to distinguish which company are experiencing financial distress and which are not.
KEPUASAN PENGHUNI APARTEMEN DI SURABAYA TERHADAP RESPON MANAJEMEN DALAM MENANGANI KERUSAKAN BANGUNAN Austin Adiputra Tahir Purwantoro; Timoticin Kwanda; Anastasia Njo
Dimensi Utama Teknik Sipil Vol. 8 No. 1 (2021): April 2021
Publisher : Program Studi Magister Teknik Sipil - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/duts.8.1.17-34

Abstract

Pembangunan apartemen merupakan solusi yang baik untuk memenuhi kebutuhan tempat tinggal di Surabaya di mana lahan semakin sempit dan semakin mahal. Namun, seiring berjalannya waktu kerusakan apartemen merupakan hal yang pasti terjadi dan harus ditangani untuk bisa menjaga kepuasan dari penghuni apartemen. Penelitian ini meneliti kepuasan penghuni terhadap respon manajemen dalam menangani kerusakan yang terjadi pada apartemen. Kerusakan yang dianalisa adalah kerusakan struktural, non struktural di dalam dan di luar unit apartemen. Data diperoleh melalui kuisioner pada penghuni apartemen di Surabaya sejumlah 100 responden, data diolah dan diuji menggunakan analisa Partial Least Square. Hasil uji menampilkan kerusakan non struktural apartemen memberi pengaruh yang signifikan terhadap respon manajemen properti. Sedangkan kerusakan struktural dan kerusakan di luar unit apartemen tidak memberi pengaruh. Respon manajemen properti juga memberi dampak yang signifikan terhadap kepuasan penghuni bangunan. Nilai prediktif Q2 menyatakan data pada model mampu menjelaskan sebesar 55.7 % dan sisanya 44.3% adalah variabel lain yang perlu diteliti lebih lanjut.