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Analisis Stabilitas Dinar emas dan Dolar AS dalam Denominasi Rupiah Darwis Harahap
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 6, No 2: July 2014
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (106.001 KB) | DOI: 10.15408/aiq.v6i2.1235

Abstract

Stability Analysis of Gold Dinar and US Dollar in Rupiah Denomination. This study was aimed to (a) to know if there is a causality relation between Gold Dinar and U.S. Dolar, (b) to know that Gold Dinar more stabil than U.S. Dolar AS, (c) to know whether Gold Dinar can be alternative currency as a substitute for U.S. Dolar. The result is that the growth of Gold Dinar higher than U.S. Dolar, the result of Granger causality test shown that there was undirectional causality from Gold Dinar to U.S. Dolar. The result of Analysis of Variance (ANOVA) shown that U.S. than Dinar Gold more stabil Dolar AS that measured by Rupiah. From all of result tests, it can conclude that Gold Dinar can be a alternative currency instead of U.S. Dolar.  DOI:10.15408/aiq.v6i2.1235
Determinan Dana Pihak Ketiga Bank Syariah di Indonesia: Model Vector Autoregresive Darwis Harahap
IQTISHADIA Vol 10, No 1 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i1.2432

Abstract

One of the performance indicators in Islamic banking industry is a third party fund. This study aims to analyze the determinant factors of the third party funds in the Indonesian Islamic banking industry. The method that used in this study is vector auto regressive (VAR). The variables in this study are capital adequacy ratio (CAR), non-performing financing (NPF), and financial to deposit ratio (FDR) as a benchmark of the financial performance of Islamic banking. The results of causality test results shows that the CAR does not affect LDPK, while LDPK affects CAR. NPF relationship with LDPK equally doesnt had an affects. Co-integration Test Results do not find co-integration equation, so there is no long-term relationship between the variables LDPK, CAR, NPF and FDR. Relationships occur only in the short term. The result of Vector Auto Regressive (VAR) test of impulse response function (IRF), variable shock causes disturbance variable itself and other variables in different variations. Salah satu indikator kinerja dari industri perbankan syariah ialah dana pihak ketiga. Penelitian ini bertujuan untuk melihat faktor yang memengaruhi dana pihak ketiga pada industri perbankan syariah di Indonesia. Penelitian ini menggunakan metode vector auto regressive (VAR). Variabel yang dipergunakan ialah rasio kecukupan modal (CAR), tingkat pembiayaan bermasalah (NPF), dan tingkat likuiditas (FDR) sebagai acuan kinerja keuangan dari industri perbankan syariah. Hasil uji kausalitas menunjukkan bahwa CAR tidak mempengaruhi LDPK. Sementara LDPK mempengaruhi CAR. Hubungan NPF dengan LDPK sama-sama tidak mempengaruhi. Hasil Uji Kointegrasi tidak ditemukan persamaan kointegrasi maka tidak terdapat hubungan jangka panjang antara variabel LDPK, CAR, NPF dan FDR. Hubungan yang terjadi hanya dalam jangka pendek. Hasil Analisis Vector Auto Regessive (VAR) dengan Analisis impulse response function (IRF) goncangan variabel menyebabkan ganguan variabel itu sendiri dan variabel lain dalam berbagai variasi.
ANALISIS PERBANDINGAN KEPUTUSAN PEMBELIAN SEPEDA MOTOR MEREK YAMAHA DAN HONDA (STUDI KASUS DESA AEK TUHUL KECAMATAN PADANGSIDIMPUAN BATUNADUA) Darwis Harahap; Nurul Izzah Lubis; Kusti Ardinah
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 2 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (383.577 KB) | DOI: 10.24952/masharif.v5i2.1436

Abstract

Persaingan bisnis di dunia otomotif khususnya sepeda motor saat ini semakin ketat, hal ini ditandai dengan adanya banyak varian produk dengan merek yang beraneka ragam yang diperkenalkan dipasaran. Kebutuhan alat transportasi yang semakin meningkat membuat sepeda motor menjadi transportasi yang digemari di kalangan masyarakat, yaitu Yamaha dan Honda. Sepeda motor merek Honda merupakan sepeda motor yang paling banyak digunakan oleh masyarakat dibandingkan dengan sepeda motor merek Yamaha. Dampak positif yang terjadi dengan adanya fenomena ini adalah sepeda motor banyak digunakan karena tidak hanya merupakan suatu kebutuhan saja, namun juga karena praktis, irit bahan bakar, hemat, perawatan yang murah, dan lebih efektif. Rumusan masalah penelitian ini adalah apakah terdapat perbedaan keputusan pembelian yang signifikan dari segi harga, merek, dan kualitas produk dalam keputusan pembelian sepeda motor merek Yamaha dan Honda. Tujuan penelitian ini adalah untuk mengetahui perbedaan keputusan pembelian yang signifikan dari segi harga, merek, dan kualitas produk dalam keputusan pembelian sepeda motor merek Yamaha dan Honda.Pembahasan penelitian ini berkaitan dengan bidang ilmu manajemen pemasaran. Sehubungan dengan itu, pendekatan yang dilakukan adalah teori-teori yang berkaitan dengan harga, merek, kualitas produk, dan keputusan pembelian.Penelitian ini merupakan penelitian kuantitatif, jenis penelitiannya yaitu analisis komparatif atau analisis perbedaan (perbandingan). Adapun instrumen pengumpulan data melalui angket (kuesioner). Analisis data yang digunakan adalah uji Independent Sample T-Test. Berdasarkan hasil penelitian ini diperoleh hasil signifikansi untuk variabel harga sebesar 0,077 yaitu (0,0770,1), maka Ha diterima dan H0 ditolak. Hasil signifikansi untuk variabel merek sebesar 0,000 yaitu (0,0000,1), maka Ha diterima dan H0 ditolak. Hasil signifikansi untuk variabel kualitas produk sebesar 0,067 yaitu (0,0670,1), maka Ha diterima dan H0 ditolak. Jadi dapat disimpulkan bahwa dari hasil uji Independent Sample T-Test terdapat perbedaan keputusan pembelian sepeda motor merek Yamaha dan Honda yang signifikansi dari segi harga, merek, dan kualitas produk.
Factors Affecting the Interest of Prospective Hajj Pilgrims Choosing Arafah Savings at PT. Bank Muamalat Indonesia Tbk KCU Padangsidimpuan afni lestari; darwis harahap; sry lestari; syuaib nasution
Journal Of Sharia Banking Vol 1, No 1 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (603.452 KB) | DOI: 10.24952/jsb.v1i1.4680

Abstract

This research is motivated by the lack of interest of prospective pilgrims in choosing Hajj Arafah savings at PT. Bank Muamalat Indonesia Tbk KCU Padangsidimpuan, the data obtained fluctuated. The purpose of this study was to determine the effect of promotion, service, and product simultaneously on customer interest in choosing Hajj Arafah savings savings at Bank Muamalat Indonesia Tbk KCU Padangsidimpuan. This research is a quantitative research, the data source used is primary data. The data collection technique used is a questionnaire, with a sample of 92 respondents and the sample measurement technique is the Slovin formula. The analysis used is validity test and reliability test and classical assumption test. Multiple linear regression analysis, hypothesis testing and determination coefficient test R2. The results of this study simultaneously promotion, service, and product simultaneously influence the interest of prospective pilgrims to choose Arafah savings at PT. Bank Muamalat Indonesia Tbk KCU Padangsidimpuan.
Analysis Of Public Interest In Banking Products tukma tukma; darwis harahap; ihdi aini; ida royani
Journal Of Sharia Banking Vol 2, No 2 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v2i2.5042

Abstract

This research is based on the fact that there are still many people in Environment I Of Muara Manompas Village, Muara Batang Toru District, not yet familiar with Islamic bank products. The rapid development of Islamic banks has not been able to affect the public interest in products offered by Islamic banks. The entire community of Environment I Muara Manompas Village is Muslim, but public interest in Islamic bank products is still low. This is evidenced by the number of people who prefer products offered by conventional banks rather than Islamic banks. Andri Wicaksono's theory of expressing interest is a tendency that still pays attention to some activities. According to Yudrik Jahja in his book, Educational Psychology interest is an impulse that causes the bonding of individual attention to certain objects such as work, lessons, objects, and people. The sampling technique used is random sampling. Data processing uses SPSS application version 23. Data analysis uses instrument validity and reliability tests, descriptive statistical analysis tests, normality tests, classical assumption tests consisting of multicollinearity tests and heteroskedasticity tests, multiple linear regression tests, and hypothesis tests. The results of this study showed partially the variable of knowledge has an influence on public interest with a value of thitung = 1.841, so thitung ttabel, (1,841 1.66792). Location variables have an influence on people's interests with thitung value = 1.917 so that thitung ttabel (1.917 1.66792) and service quality variables have no effect on public interest with thitung value = 1.172 so thitung ttabel (1,172 1.66792). The results of simultaneous research show that the variables of knowledge, location, and quality of service have an influence on people's interests.
The Effect of Profitability Ratios on Financial Distress in Islamic Commercial Banks in Indonesia hasanah siregar; darwis Harahap; abdul nasser; nofinawati nofinawati
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (792.838 KB) | DOI: 10.24952/jsb.v1i2.4352

Abstract

The background of this research is based on the existing theory that the higher the level of profit sharing, the Musyarakah financing will increase, conversely if the profit sharing rate decreases, the Musyarakah financing will tend to decrease. This is not in accordance with the financial statements of sharia commercial banks and sharia business units for the 2016-2018 period. So that the formulation of the problem in this research is whether there is an effect on the level of revenue sharing towards the financing of Musyarakah in Sharia Commercial Banks and Sharia Business Units for the 2016-2018 Period. And this study aims to determine whether there is an effect of the level of profit sharing on the financing of Musyarakah in Sharia Commercial Banks and Sharia Business Units for the 2016-2018 Period. This study deals with financial statements that discuss the notion of financing, elements of financing, financing functions, financing benefits, understanding Musyarakah, types of Musyarakah, Al-Musyarakah benefits, Understanding of results, basic principles of the concept of revenue sharing, method of calculation of results , the application of profit sharing in Islamic banking, in connection with the approach taken is the theories relating to the financing of Musharaka, profit sharing. This type of research is descriptive quantitative research. The data source used is secondary data taken through www.ojk.go.id. Data collection techniques used are literature study and documentation based on financial reports on the level of profit sharing, musyarakah financing at Sharia Commercial Banks and Sharia Business Units for the 2016-2018 Period. The data analysis technique used is descriptive analysis test, normality test, simple linear regression analysis test, hypothesis test: t test, determination coefficient test (R2). The results of the study partially indicate that the level of revenue sharing affects the financing of Musyarakah.
Determinan Dana Pihak Ketiga Bank Syariah di Indonesia: Model Vector Autoregresive Darwis Harahap
IQTISHADIA Vol 10, No 1 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i1.2432

Abstract

One of the performance indicators in Islamic banking industry is a third party fund. This study aims to analyze the determinant factors of the third party funds in the Indonesian Islamic banking industry. The method that used in this study is vector auto regressive (VAR). The variables in this study are capital adequacy ratio (CAR), non-performing financing (NPF), and financial to deposit ratio (FDR) as a benchmark of the financial performance of Islamic banking. The results of causality test results shows that the CAR does not affect LDPK, while LDPK affects CAR. NPF relationship with LDPK equally doesnt had an affects. Co-integration Test Results do not find co-integration equation, so there is no long-term relationship between the variables LDPK, CAR, NPF and FDR. Relationships occur only in the short term. The result of Vector Auto Regressive (VAR) test of impulse response function (IRF), variable shock causes disturbance variable itself and other variables in different variations. Salah satu indikator kinerja dari industri perbankan syariah ialah dana pihak ketiga. Penelitian ini bertujuan untuk melihat faktor yang memengaruhi dana pihak ketiga pada industri perbankan syariah di Indonesia. Penelitian ini menggunakan metode vector auto regressive (VAR). Variabel yang dipergunakan ialah rasio kecukupan modal (CAR), tingkat pembiayaan bermasalah (NPF), dan tingkat likuiditas (FDR) sebagai acuan kinerja keuangan dari industri perbankan syariah. Hasil uji kausalitas menunjukkan bahwa CAR tidak mempengaruhi LDPK. Sementara LDPK mempengaruhi CAR. Hubungan NPF dengan LDPK sama-sama tidak mempengaruhi. Hasil Uji Kointegrasi tidak ditemukan persamaan kointegrasi maka tidak terdapat hubungan jangka panjang antara variabel LDPK, CAR, NPF dan FDR. Hubungan yang terjadi hanya dalam jangka pendek. Hasil Analisis Vector Auto Regessive (VAR) dengan Analisis impulse response function (IRF) goncangan variabel menyebabkan ganguan variabel itu sendiri dan variabel lain dalam berbagai variasi.
Trade Agreement and Economic Growth: Evidence in D-8 Countries Arisman Arisman; Mohammad Nur Rianto Al Arif; Darwis Harahap
Signifikan: Jurnal Ilmu Ekonomi Vol 10, No 2 (2021)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v10i2.21457

Abstract

The D-8 organization was established to accelerate the economies of eight developing countries that joined the OIC, but the data showed a decline in the share of the D-8 countries towards the total GDP of developing countries. Thus, this study examines whether there are differences in economic growth between D-8 and non-D-8 countries. The tests were carried out on eight D-8 member countries and eight non-D8 countries. Using panel regression with a fixed-effect model, the study results indicate differences in economic growth between D-8 and non-D-8 member countries. These results indicate that joining D-8 made a significant contribution to its member countries. In addition, all control variables such as political stability, population, export, and human development index show a positive impact on economic growth.JEL Classification: F13, F14, F43How to Cite:Arisman., Al Arif, M. N. R., & Harahap, D. (2021). Trade Agreement and Economic Growth: Evidence in D-8 Countries. Signifikan: Jurnal Ilmu Ekonomi, 10 (2), 311-324. https://doi.org/10.15408/sjie.v10i2.21457.
ANALYSIS OF THE INFLUENCE OF EMPLOYEE DEVELOPMENT IN IMPROVING WORK QUALITY AT PT. BANK MUAMALAT PADANG SIDEMPUAN BRANCH erni nasution; darwis harahap; muhammad wandisyah
Journal Of Sharia Banking Vol 1, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5708

Abstract

The background of this research is tha Islamic banking is an institution that carries out three main functions, namely accepting deposits, lending money, and services. And Islamic Bank Indonesia Gunung Tua has made it easy for customers to pay zakat, because zakat is legally obligatory for every Muslim who has assets. Objects according to the provisions stipulated by Islamc Bank in attaracting the publicto pay zakat (case study of the Indonesia Islamic Bank branch of Gunung Tua). The purpose of this research is to find out the strategy of  Bank Syariah Indonesia branch Gunung Tua old). The theories that support this research consist of the notion of strategy, Islamic banking, Islamic banking principles, Islamic banking functions, Islamic banking as zakat management, zakat, zakat assets, zakat function, basic zakat obligations, zakat. This research is a qualitative research with a descriptive approach. The subjects of this research are employees and staff at Bank Syariah Indonesia Gunung Tua thchnical data collection using technical analysis of data using descriptive qualitative. Based on the results of research that has been carried out by researchehers in attracting the public to pay zakat at bank syariah Indonesia gunung tua by explaining what are the advantages that exist at bank syariah Indonesia gunung tua, and providing services for customers for transactions in paying zakat. The strategy carried out by bank syariah Indonesia in attracting the public to pay zakat is to use a marketing mix strategy, namely product, promotion, people, plce.
Perbandingan Kinerja Perbankan Syariah Di Indonesia Dan Malaysia Ditinjau Dari Maqashid Syariah Index Darwis Harahap; Rini Hayati Lubis; Nirma Sari Siregar
Mumtaz : Jurnal Ekonomi dan Bisnis Islam Vol. 1 No. 1 (2022): Januari 2022
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1045.878 KB) | DOI: 10.55537/mumtaz.v1i1.81

Abstract

Arah dari penelitian ini yaitu menganalisis apakah ada perbedaan antara kemampuan dalam mengelolah keuangan pada sektor keuangan syariah di Indonesia dan Malaysia ditinjau sudut pandang pendidikan, perwujudan keadilan, dan kepentingan masyarakat berdasarkan metode Maqashid Syariah Index (MSI). Hasil riset bersifat kuantitatif ditambah pendekatan analisis komparatif. Sumber data yang diteliti sekunder bersumber dari  8 Bank Umum Syariah Indonesia begitu pula dengan lembaga keuangan di Malaysia. Informasi diperoleh dalam bentuk laporan keuangan perusahaan telah dipublikasi secara resmi oleh pihak bank di kedua negara tersebut. Sampel penelitian menggunakan purposive sampling. Dari hasil data diperoleh disimpulkan adanya perbedaan secara keseluruhan antara kinerja perbankan syariah di Indonesia dan Malaysia berdasarkan konsep Maqashid Syariah Index  ditinjau dari perwujudan keadilan. Sedangkan dari aspek pendidikan dan kebutuhan masyarakat tidak terdapat perbedaan dari keduanya.