Article Per Year (5 Year)
p-Index From 2019 - 2024
2.286
P-Index
This Author published in this journals
All Journal Jurnal Penyuluhan Ahkam: Jurnal Ilmu Syariah Signifikan : Jurnal Ilmu Ekonomi Economic Journal of Emerging Markets Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Jurnal Keuangan dan Perbankan Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) EQUILIBRIUM IQTISHADIA Indonesian Journal of Business and Entrepreneurship (IJBE) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Jurnal Ekonomi Syariah Teori dan Terapan Walisongo: Jurnal Penelitian Sosial Keagamaan Global Review of Islamic Economics and Business Journal of Management Review al-Uqud : Journal of Islamic Economics Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam Buletin Ekonomi Moneter dan Perbankan Kajian Ekonomi dan Keuangan Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Shafin: Sharia Finance and Accounting Journal Journal of Islamic Economics Lariba
JAENAL EFFENDI
Departemen Ekonomi Syariah– Ekonomi Dan Manajemen-Institut Pertanian Bogor
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 38 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 38 Documents
Search

 1   2   3   4 
THE ANALYSIS OF FACTORS AFFECTING THE DEVELOPMENT OF EQUITY FINANCING OF TRUSTEES BPRS AMANAH UMMAH BOGOR Pangesti, Eka Rahmawati; Effendi, Jaenal
EQUILIBRIUM Vol 5, No 2 (2017): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v5i2.2811

Abstract

Equity financing is a type of financing that is the core business in the Islamic financial institutions and a differentiator with conventional financial institutions. But until now, the total equity financing is still relatively low compared with other types of financing BPRS channeled. BPRS Amanah Ummah is one of the institution conducts equity financing.  This study aimed to analyze the influence of sharing profit, DPK, CAR, FDR, inflation, and the BI rate to equity financing at BPRS Amanah Ummah. This study uses Error Correction Model (ECM). The results showed DPK and FDR variables significantly influence the development of equity financing in the short term while variable DPK, CAR, FDR, and the BI rate significantly influence the development of equity financing in the long term however, Profit sharing rate and inflation variable does not significantly influence the development of equity financing. 
APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA Effendi, Jaenal; Baga, Lukman Mohammad; Beik, Irfan Syauqi; Nursyamsiah, Tita
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2241

Abstract

Microbanking is generally defined as a broad set of financial services to meet the needs of the poor and small enterprises. However, mirobanking that have been well-designed might not have a positive impact on the poorest unless it particularly obtains to reach them through proper business model. On the other hand, Indonesia lists as the largest Moslem community in the world.  Hence, microbanking that are ruled under sharia regulation namely Islamic microbanking hopefully enable to support the development program particularly to the poor and SMEs in Indonesia. Therefore, the study of practices Islamic microbanking business model should be conducted in order to design the strategy of development, particularly on financial inclusion program. This study used qualitative analysis through a process of discussion, focus group discussion (FGD), in-depth interviews and literature review in order to gain information from primary and secondary sources as well as a comparative study of business models of Islamic microfinance in Indonesia.
Pengaruh Sektor Keuangan Bank Perkreditan Rakyat terhadap Perekonomian Regional Wilayah Sulawesi Supartoyo, Yesi Hendriani; Juanda, Bambang; Firdaus, Muhammad; Effendi, Jaenal
Jurnal Kajian Ekonomi dan Keuangan Vol 2, No 1 (2018)
Publisher : Badan kebijakan Fiskal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31685/kek.v2i1.207

Abstract

Sektor keuangan merupakan salah satu sektor yang dapat mempengaruhi pertumbuhan ekonomi regional dan memegang peranan penting dalam memicu pertumbuhan ekonomi suatu daerah. Penelitian ini bertujuan melihat pengaruh sektor keuangan dari Badan Perkreditan Rakyat terhadap Perekonomian Regional di wilayah Sulawesi. Metode analisis yang digunakan ialah Analisis Regresi Komponen Utama. Diperoleh hasil bahwa perkembangan sektor keuangan dari Bank Perkreditan Rakyat terhadap perekonomian regional di wilayah Sulawesi yang terdiri dari variabel sektor keuangan yaitu aset BPR, jumlah kredit yang disalurkan oleh BPR, Dana Pihak Ketiga BPR dan jumlah BPR berbadan hukum masing-masing mempengaruhi peningkatan pertumbuhan ekonomi regional di wilayah Sulawesi secara positif dan signifikan. Jumlah BPR berbadan hukum memiliki pengaruh yang paling signifikan terhadap peningkatan perekonomian regional di wilayah Sulawesi. Oleh karenanya sebagai masukan saran atau rekomendasi maka Pemerintah daerah, otoritas moneter dan OJK dalam pelaksanaannya perlu bersinergi dengan kementerian, perbankan, lembaga domestik guna meningkatkan peran sektor keuangan dari BPR diantaranya berkaitan dengan pembentukan akumulasi modal fisik dan pemeratan persebaran kredit BPR yang berdampak terhadap pembangunan kewilayahan di wilayah Sulawesi.
Factors Influencing Non-Performing Financing (NPF) at Sharia Banking Effendi, Jaenal; Thiarany, Usy; Nursyamsiah, Tita
Walisongo: Jurnal Penelitian Sosial Keagamaan Vol 25, No 1 (2017)
Publisher : LP2M - Universitas Islam Negeri (UIN) Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ws.25.1.1540

Abstract

The risk of financing is the risk caused by the failure of the customers to fulfill their obligations. Non-performing financing (NPF) is a representation of financing risk that is channeled and has a direct impact on bank profitability. The value of NPF tends to increase annually with a value that is already close to the maximum limit set by Bank Indonesia of 5 percent. This condition is able to lead to the inefficiency of the banking system and in the long run, will have an impact on the sustainability of the bank. Therefore, the analysis of NPF factors should be conducted as a preventive measure and a risks controller of business activities. This research analyzes the factors influencing NPF at sharia banking (BUS) using a quarterly data from first quarter of 2012 until third quarter 2016. The method used in this research is panel data analysis. The result of analysis shows that the factors influencing NPF negatively and significantly are ratio of revenue sharing financing (RR), Return on Assets (ROA), inflation, Capital Adequacy Ratio (CAR) and Bank size while Gross Domestic Product (GDP) and Operating Cost to Operating Income (BOPO) have a significant positive effect.Risiko pembiayaan adalah risiko yang disebabkan oleh adanya kegagalan nasabah dalam memenuhi kewajibannya. Non- Performing Financing (NPF) merupakan representasi dari risiko pembiayaan yang disalurkan dan berdampak langsung pada profitabilitas perbankan. Nilai NPF yang cenderung meningkat setiap tahunnya dengan nilai yang sudah mendekati batas maksimum yang telah ditetapkan oleh Bank Indonesia yaitu sebesar 5 persen dapat menyebabkan inefisiensi perbankan dan dalam jangka panjang akan berdampak pada kelangsungan bank. Maka dari itu, analisis faktor-faktor NPF perlu ditinjau sebagai upaya pencegahan dan untuk mengendalikan risiko dari kegiatan usaha. Penelitian ini menganalisis faktor-faktor yang memengaruhi NPF pada Bank Umum Syariah (BUS) dengan menggunakan data kuartal dari kuartal I 2012 hingga kuartal III 2016. Metode yang digunakan dalam penelitian ini adalah analisis data panel. Hasil analisis menunjukkan bahwa faktor-faktor yang memengaruhi NPF secara negatif dan signifikan adalah RR, ROA, inflasi, CAR dan Bank size sedangkan GDP dan BOPO berpengaruh positif signifikan.
APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA Effendi, Jaenal; Baga, Lukman Mohammad; Beik, Irfan Syauqi; Nursyamsiah, Tita
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2241

Abstract

Microbanking is generally defined as a broad set of financial services to meet the needs of the poor and small enterprises. However, mirobanking that have been well-designed might not have a positive impact on the poorest unless it particularly obtains to reach them through proper business model. On the other hand, Indonesia lists as the largest Moslem community in the world.  Hence, microbanking that are ruled under sharia regulation namely Islamic microbanking hopefully enable to support the development program particularly to the poor and SMEs in Indonesia. Therefore, the study of practices Islamic microbanking business model should be conducted in order to design the strategy of development, particularly on financial inclusion program. This study used qualitative analysis through a process of discussion, focus group discussion (FGD), in-depth interviews and literature review in order to gain information from primary and secondary sources as well as a comparative study of business models of Islamic microfinance in Indonesia.
The Effectiveness of Islamic Microfinance Distribution on Microbusiness Owner’s Poverty Alleviation (Case Study: BMT Bina Masyarakat Purworejo) AGENG PRASETYO; JAENAL EFFENDI; TITA NURSYAMSIAH
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol 14, No 1 (2018): June 2018
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/AIIJIS.2018.0078.1-26

Abstract

The objective of the study is to analyze the effectiveness of Islamic microfinance distri- bution and its impact on microbusiness owners’ poverty alleviation in Purworejo. This study used descriptive analysis method that is Likert scale and ordinary least square method (OLS) to analyze the influence of Islamic Microfinance Institution’s financing to microbusiness performance. The impact on the poverty alleviation is indicated by the change of microbusiness owners’ income. The results indicate that Islamic micro-financing is con- sidered to be effective in several aspects, they are proposal aspect, disbursement aspect, utilization aspect, and pay-back aspect of financing. In addition, Islamic microfinance has a positive impact on microbusiness performance and poverty alleviation.
The determinant factors of efficiency on Islamic banking and conventional banking in Indonesia Nur Majdina; Jono M. Munandar; Jaenal Effendi
Jurnal Keuangan dan Perbankan Vol 23, No 3 (2019): July 2019
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v23i3.3157

Abstract

As intermediary institutions, conventional banks have larger amount of loans to third party funds than of Sharia banks. Thus, the bank needs a performance appraisal to measure banking operations through efficiency. We examine the efficiency of Islamic banks and conventional banks in Indonesia and analyzes the factors that influence the level of efficiency known as the Two-Stage Data Envelopment Analysis method. We found that there are significant efficiency differences between Islamic banking and conventional banking in the 1st quarter 2014- 4th quarter 2017. On the other hand, NPF and NPL results affected negatively towards Islamic and conventional banks efficiency. Asset and CAR affected positively significant toward Islamic banks efficiency. Asset and ROA had affected positively significantly toward conventional banks efficiency but CAR had affected positively insignificantly toward conventional banks. Lastly, ROA had affected positively insignificantly toward Islamic banks efficiency.JEL Classification: G31, G32, G33DOI: https://doi.org/10.26905/jkdp.v23i3.3157
The Effect of Internal and External Factors of Banking to the SMEs Financing for BPRS in Indonesia Jaenal Effendi; Nurkholis Yasmin
Jurnal Keuangan dan Perbankan Vol 21, No 3 (2017): July 2017
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.91 KB) | DOI: 10.26905/jkdp.v21i3.1221

Abstract

Small and Medium Enterprises had a strategic role in economic growth. One of the main problems faced by SMEs in Indonesia was the limited financial capital and access to finance. Islamic Rural Banks (BPRS) could play a significant role in providing financing for the development of the real sector through SMEs. This study aimed to analyze the influence of internal and external factors of banking to the SMEs financing for BPRS in Indonesia 2011-2016 periods using the Vector Error Correction Model (VECM) method. In the long-term of VECM estimation result showed that third-party funds, FDR, inflation, and IPI had a significant positive effect on SMEs financing, while BOPO, NPF, ERP, and BSBIS variables negatively affected SMEs financing. This study recommended the importance of increasing the proportion of SMEs financing in line with the increase in the number of third-party funds and putting more funds in the real sector than in the monetary sector.DOI: https://doi.org/10.26905/jkdp.v21i3.1221
Analisis Faktor-Faktor yang Mempengaruhi Sikap dan Keputusan Wakif dalam Berwakaf Produktif di Indonesia (Studi Kasus di Dompet Dhuafa) Nur Rohmat Fadlil; Jaenal Effendi; Endriatmo Sutarto
Jurnal Penyuluhan Vol. 18 No. 01 (2022): Jurnal Penyuluhan
Publisher : Department of Communication and Community Development Sciences and PAPPI (Perhimpunan Ahli Penyuluhan Pembangunan Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25015/18202237884

Abstract

This study aims to analyze internal factors (religiosity, knowledge, education, income) and external factors (regulations, sharia compliance, institutional credibility, institutional accountability) that influence wakif attitudes and decisions in productive waqf in Indonesia, a case study in Dompet Dhuafa Republika. In addition, it also aims to describe the characteristics of Wakif respondents. The method used to process the data is Structural Equation Modeling (SEM)-PLS version 3.0. Data was obtained by distributing online questionnaires to Wakif Dompet Dhuafa Republika. The results showed that the character of the respondents in this study was dominated by male respondents, with an age range of 20-50 years, had an undergraduate education background (S1/S2/S3), dominated by private employees, and the average income was in the range of Rp. 3 million to Rp. 6 million. This study also shows that income has a positive and significant effect on the attitude of waqf for waqf and the credibility of the institution also has a positive and significant effect on the decision of waqf for productive waqf. Thus it can be concluded that the increase in the collection of productive waqf funds is significantly influenced by the income and credibility of the institution.
Factors Affecting The Repayment Rate of Musharaka Financing On Micro Enterprises ; Case Study of BMT Al Munawwarah, South Tangerang Jaenal Effendi; Anggita Aulia Pratiwi
AHKAM : Jurnal Ilmu Syariah Vol 17, No 2 (2017)
Publisher : Universitas Islam Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ajis.v17i2.6238

Abstract

The existence of micro-enterprises has an important role in nationa leconomy. However, access to financial institutions for obtaining additional capital for their business is still low. It has influenced the characteristics ofmicro-enterprises considered to be not bankable. The purpose of this study isto analyze the characteristics of the micro-enterprises based on the repay mentrate of musharaka financing and analyze the factors affecting repaymentrate of musharaka financing, which given to micro-enterprises at BMT Al Munawwarah, South Tangerang. By a logit method,this research showed a significant variable affecting repayment rate of musharaka financing namely gender, the amount of financing, collateral, other loans, and BMT visitation. DOI: 10.15408/ajis.v17i2.6238  
Co-Authors Aditya Hadid Riyadi AGENG PRASETYO Amelia Nadiah Wahyu Putri Anggita Aulia Pratiwi Annisa Rindra Utami Ascarya Ascarya Bambang Juanda Deri Siswara Ditta Wardhani DWI SURYANTO Ebrinda Daisy Gustiani Endriatmo Sutarto Imam Teguh Saptono Imam Teguh Saptono Iman Sugema Indah Fresma Sari Intan Aulia Ardhani Irfan Syauqi Beik Irfany, Mohammad Iqbal Jono M. Munandar Lisda Qotrunnada Nabila Putri Lukman M. Baga Marhamah Muthoharroh Mohammad Iqbal Irfany Mulya Tarmizi Mustica Bintang Sabiti Mustica Bintang Sabiti Nunung Nuryartono Nunung Nuryartoro Nur Majdina Nur Rohmat Fadlil Nurkholis Yasmin Pangesti, Eka Rahmawati Putri Ramadhani Saragih R. Bagus Sugiharto Shinta Wulandari Siti Karimah Supartoyo, Yesi Hendriani Tanti Novianti Thiarany, Usy Tita Nursyamsiah, Tita Tita Nursyamsiyah Toni Bakhtiar Triane Widya Anggriani Usy Thiarany Widya Gina Widya Syafitri Wirawan .