Muh Iqbal
Unknown Affiliation

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

STRATEGI PENYELESAIAN PEMBIAYAAN MURABAHAH BERMASALAH DI PT. BANK BNI SYARIAH KANTOR CABANG PEMBANTU KOLAKA Hasriani Zainuddin; Muh Iqbal; Dewi Angraeni
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Bank BNI Syariah Sub-Branch Office Kolaka is one of the financial institutions tasked with raising funds from the public and channeling funds to the public in the form of financing based on sharia principles. Financing at PT. Bank BNI Syariah Sub Branch Office of Kolaka uses murabaha contract, where the financing is inseparable from the constraints that result in problematic financing (default) so a handling strategy is needed in resolving these constraints. The formulation of the problem in this study is what factors cause the occurrence of problematic murabaha financing at PT. BNI Syariah Bank Branch Office Kolaka Assistant? and how the strategies implemented by PT. BNI Syariah Bank Branch Office Kolaka in resolving murabaha financing problems? The research objective is to determine the factors causing the occurrence of problematic murabaha financing and strategies for solving problematic murabaha financing at PT. BNI Syariah Bank Branch Office Kolaka Assistant. The research method used is a qualitative approach to the type of descriptive research. The study was conducted through the stages of observation, interviews and documentation. The results showed that the factors that caused murabaha financing problems at PT. Bank BNI Syariah Sub-Branch Office Kolaka is an external factor (from customers), among others due to a decrease in turnover, customer business closure, demotion, bad character, customers doing dishonest things and deviating from the contract. Therefore, the bank made several efforts to settle this problematic murabaha financing with a collection strategy, deliberation, giving warning letters up to 3 times, rescheduling, taking over, selling other assets, selling voluntary collateral, auctioning, and write off.
STUDI KOMPARASI MINAT MENABUNG PEDAGANG PASAR RAYA MEKONGGA PADA BANK BRI DAN BANK MUAMALAT KOLAKA. PERGRAM STUDI PERBANKAN SYARIAH FAKULTAS EKONIMI DAN BISNIS ISLAM, IAI AL MAWADDAH WARRAHMAH KOLAKA Ahmad Syuaib Rahman; Amir Sahaka; Muh Iqbal
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The economic activities of a country are always related to the flow of money payments, where the banking industry has a very strategic role, namely as the lifeblood of the economic system. Bank BRI is a bank that carries out activities based on conventional principles as a whole. Meanwhile, Bank Muamalat Indonesia is a bank that contains elements of sharia. The Kolaka area which is strategic and the community has various sources of income, which is very appropriate for running a business.The formulation of the problem in this study is how the interests of the traders of the mekongga highway in saving at Bank BRI and Bank Muamalat, how is the savings management system at Bank BRI and Bank Muamalat. The aim of this research is to find out how the interest in saving the traders of the Pasar Raya Mekongga bank BRI Kolaka and Bank Muamalat Kolaka. To compare the savings fund management system at Bank Bri and Bank Muamalat.The research method used is qualitative research. The object of research is Market Traders and the subject of the research is the interest of the Mekongga highway market at BRI Bank and Muamalat Kolaka. The research procedure used includes 3 stages, namely observation, interview and documentation.The results of the study show that the people's interest in saving is more likely to choose BRI Bank because the service is easy and not complicated, while those who save at Bank Muamalat are their reasons because they are avoiding the Riba system (especially Muslims) by using 2 systems, namely Wadiah and Mudharabah.
PENGARUH PRODUKSI PERTANIAN / PERKEBUNAN TERHADAP PERTUMBUHAN EKONOMI MASYARAKAT DI DESA TOTALLANG KECAMATAN LASUSUA KABUPATEN KOLAKA UTARA Annisa Annisa; Muh Iqbal; Moch Abd Azis
Jurnal Ekonomi Bisnis Syariah Vol 3 No 1 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The agricultural sector is a sector that is able to survive in any condition, including when the economic crisis hit various regions. The agricultural sector plays an important role in the economic recovery of the community. The agricultural sector is also one of the main components in the government's programs and strategies for poverty alleviation. Totallang Village is located in a mountainous area with the scope of the village community, most of whom have livelihoods as farmers / gardeners. Workers who work in the agricultural / plantation sector earn income that is used to meet the needs of life and improve household welfare. The formulation of the problem in the research is whether there is an effect of agricultural / plantation production on the economic growth of the community in Totallang Village, Kolaka Utara Regency. The purpose of this study was to determine the effect of agricultural / plantation production on the economic growth of the community in Totallang Village, Kolaka Regency. The research method used in this research is descriptive quantitative research on the effect of agricultural / plantation production on the economic growth of the community in Totallang Village, North Kolaka Regency. Sources of data come from 1) Documentation, 2) Questionnaires, and 3) Observations. The research instrument used was to distribute questionnaires to the people of Totallang Village, Lasusua District, North Kolaka Regency, along with documentation in the form of questionnaire results sheets and documentation photos. The data analysis technique used is the Correlation Test (T Test).Based on the research results from quantitative calculations using the product moment correlation test, the value of t count = 41.477 and the value of t table = 2,000 (t count> t table) then reject Ho and accept Ha, which means there is a significant relationship.