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All Journal Supremasi Hukum International Journal of Business, Law, and Education
Tiara Ayu Lestari
Universitas Islam Syekh Yusuf
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences Other

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JURIDICAL REVIEW OF THE MERGER PLAN BETWEEN BANK MANDIRI AND BNI IN ANTICIPATION OF GLOBAL COMPETITION IN THE PERSPECTIVE OF CONGLOMERATION AND UNFAIR BUSINESS COMPETITION Fitri Fitri; Tiara Ayu Lestari
International Journal of Business, Law, and Education Vol. 2 No. 1 (2021): International Journal of Business, Law, and Education (ISSUE Education & Econom
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (148.994 KB) | DOI: 10.56442/ijble.v2i1.10

Abstract

Banking is one of the increasingly important economic sectors in Indonesia's economic development, especially in facing the era of free trade and globalization, both as an intermediary between the deficit sector and the supply sector as an agent of development. The planned merger of PT Bank Negara Indonesia Tbk and PT Bank Mandiri Tbk was also put forward by the then Minister of Finance with the aim of enlarging the scale of national banking so that it could be aligned with regional banks so that the Indonesian economy could grow the largest in the Association of South East Asia Nations (ASEAN). Although mergers are generally intended for business development based on increasing efficiency, it cannot be denied that mergers can also have consequences that can affect business competition. Other risks that can arise from the merger plan are financial conglomerates against adverse selection and moral hazard, given the excessive risk taking behavior. Judging from the data, in terms of regulations there is indeed no prohibition for banks in Indonesia to have a subsidiary. However, the practice of financial conglomeration has the potential to give birth to an unfair business competition.
KEWENANGAN KOMISI PEMBERANTASAN KORUPSI (KPK) DALAM PENGECUALIAN KERAHASIAAN BANK Tiara Ayu Lestari
SUPREMASI HUKUM Vol 15 No 01 (2019): Supremasi Hukum
Publisher : Universitas Islam Syekh Yusuf

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33592/jsh.v15i1.246

Abstract

Prinsip kerahasiaan bank yang dianut oleh perbankan di satu sisi sangat menguntungkan nasabah karena segala data keuangannya terjaga dengan aman, sedangkan di satu sisi dapat merugikan pihak-pihak tertentu yang dalam keadaan mendesak sangat membutuhkan informasi data keuangan nasabah tersebut. Namun di Indonesia kerahasiaan bank ini masih dapat dibuka atau ditembus oleh hal-hal tertentu berdasarkan ketentuan di dalam Undang-Undang Perbankan dan di luar Undang-Undang Perbankan, salah satunya adalah oleh Komisi Pemberantasan Korupsi (KPK) dalam melakukan penyelidikan, penyidikan, dan penuntutan dalam kasus tindak pidana korupsi.
Co-Authors Fitri Fitri