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All Journal JIP (Jurnal Industri dan Perkotaan) Jurnal Online Mahasiswa (JOM) Bidang Pertanian Jurnal Hutan dan Masyarakat JURNAL ILMIAH MAHASISWA AGROINFO GALUH ULIN: Jurnal Hutan Tropis Unri Conference Series: Community Engagement IJAE
Kausar Kausar
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Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Transportation

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ANALYSIS OF TRANSACTION COSTS AND BORROWER'S PERCEPTIONS COMPARISON TOWARD LOAN PROCEDURES IN FINANCIAL INSTITUTIONS IN RIMBA MELINTANG SUB-DISTRICT ROKAN HILIR REGENCY Cyntiana Tetsa Putri; Ahmad Rifai; Kausar Kausar
JIP ( Jurnal Industri dan Perkotaan ) Vol 17, No 2 (2021)
Publisher : Pusat Studi Industri dan Perkotaan (PSIP) Universitas Riau

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Abstract

Poverty is one of the basic problems that Indonesia is still facing. In response to this, the government issues a policy to improve the economic capacity of the community, through financial institutions as a source of capital. Financial institutions have different goals and motivations, so they have some differences in the determination of lending procedures and transaction fees applied, which will affect the perceptions of borrowers. This research is conducted at the BRI financial institution and Sharia Cooperatives (BMT AGROMADANI) in Rimba Melintang Sub-district, Rokan Hilir Regency. This study aims to: First, to identify lending procedures. Second, to analyze the comparison of the amount of transaction costs. Third, to analyze the perception of the borrower. This study uses a survey method with the sampling technique used is purposive sampling and the number of samples used in this study as many as 10 borrowers taken from each of the financial institutions. The results of the study explain that the more procedures or stages that are applied, the financial institutions will take longer to process loan or financing activities. BRI financial institution is more efficient in determining transaction costs incurred by borrowers of Rp. 559,800, compared to the Sharia Cooperative financial institution (BMT AGROMADANI) of Rp. 1,298,000. The average variable of borrowers' perceptions of lending procedures in BRI financial institution is in the score range of 93.66 with very good assessment criteria, while the Sharia Cooperative financial institution (BMT AGROMADANI) is in the score range of 81.66 with good assessment criteria.
ANALISIS KEARIFAN LOKAL TANAMAN KARET RAMAH LINGKUNGAN DI KECAMATAN GAROGA KABUPATEN TAPANULI UTARA Erna hutabarat; Eri Sayamar; Kausar Kausar
Jurnal Online Mahasiswa (JOM) Bidang Pertanian Vol 3, No 2 (2016): Wisuda Oktober Tahun 2016
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Pertanian

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This research carried out at  medium region of Garoga regency of Tapanuli utara  with the selected villages as a place of research are village Garoga Sibargot and village Padang Siandomang. The aims of this study are to identify local knowledge ever in rubber production businesses, analyzing the practice of local knowledge on rubber production businesses in garoga district, knowing the local knowledge environmentally is friendly in cultivation the rubber plant. Benefits on this study are collecting and reminded back about old culture has gone, and still exists so that can be used as a reference to the future. The sampling technique in this research used technique snowball sampling or carried out with the chain by asking information on those who have interviewed or contacted earlier, and forward. And techniques of data collection be used in this research are in-depth interviews with key informants and the questionnaire .Data analysis is use the 5W 1H method, analysis of likert and analysis of SWOT. Local knowledge is a form of knowledge, belief, rules, customs, and habit has done by a society that who honor the  norms and the cultural values has been existed and lowered from ancestor to children and children for running daily life. In this research there are local knowledge in the cultivation of  Rubber plants , where 80 percent of the people is rubber farmers. This thing proved that they still run the local wisdom that hereditary there with them, although procedures, a customary ceremony and also rules are already gone. The local wisdom of  the rubber plant totaled 71 the local wisdom , ever and performed farmers ancients totaled 34 and now  the performed farmers totaled are 4. The local wisdom has ever seen and done farmers ago, and still used by farmers now 33 totaled namely the local wisdom. Key Word: local wisdom, rubber, and environment
ANALISIS MODEL MODAL SOSIAL TERHADAP KEBERDAYAAN PETANI KARET DI KECAMATAN XIII KOTO KAMPAR KABUPATEN KAMPAR Ii Humaidi; Ahmad Rifai; Kausar Kausar
Jurnal Online Mahasiswa (JOM) Bidang Pertanian Vol 5 (2018): Edisi 2 Juli s/d Desember 2018
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Pertanian

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The objective of this research is to identified the social capital of the rubber farmer’s that affecting to the empowerment of farmers and its affect on the prosperity of rubber farmers in XIII Koto Kampar subdistrict, Kampar district. The social capital and the empowerment of rubbers farmer was identified by the likert scale and the relationship of the social capital and empowrment of rubbers farmers was analyzed by the Spearman Rank correlation. The result of study shown that the social capital of the rubber farmers in high categorized. The high social capital was built by the high social network, high social trust and high norm. The empowermrnt of the rubber farmers was medium, that support by the medium empowermrnt in economic and medium empowerment in social. Based on Spearman Rank analysis fount that there is no relationship the dimension of social capital and empowerment of the rubber farmers. Keywords: social capital, empowerment, rubber farmer 
ANALISIS STRATEGI MEMPERTAHANKAN KEARIFAN LOKAL RAMAH LINGKUNGAN DALAM USAHATANI PADI SAWAH VARIETAS LOKAL DI DESA KEMUNING MUDA KECAMATAN BUNGA RAYA KABUPATEN SIAK Kiki Prayogo; Eri Sayamar; Kausar Kausar
Jurnal Online Mahasiswa (JOM) Bidang Pertanian Vol 3, No 2 (2016): Wisuda Oktober Tahun 2016
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Pertanian

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This research was conducted in rural districts Bungaraya young kemuning district siak. This study was conducted to identify local wisdom that ever existed and still exists today, and analyzes the local wisdom that is environmentally friendly and any strategy in defending indigenous rice crops. The purpose of this study is to identify the local wisdom that once existed in the agricultural environment, analyzing the application of local wisdom that is still going on paddy fields in the district hibiscus, analyze the strategy of maintaining an environmentally friendly local wisdom in the use and management of rice paddy fields. The method used is in qualitative research methods used to examine the condition of natural objects. This sampling technique using snowball sampling techniques in sequence to obtain the saturation point of a question. depth interviews with respondents and record it in the form of voice recorder that uses a questionnaire that has been made before. Local knowledge is a form of knowledge, beliefs, rules. customs, and habits performed by a community that supports, norms and cultural values that have been there earlier and was sent down by ancestors to be passed on to children and kemenkannya in running everyday life. in this study there is a local wisdom that still on the run, even though the procedure, the customs and rules is not running as before.Keywords: Local Wisdom, Environmen, Local knowledge
HUBUNGAN TINGKAT KEBERDAYAAN DENGAN TINGKAT KEMANDIRIAN ANGGOTA KELOMPOKTANI PROGRAM SISTEM PERTANIAN TERPADU (SPT) PT. RAPP DI KABUPATEN SIAK Hervika Nova Nadap-Dap; Roza Yulida; Kausar Kausar
Jurnal Online Mahasiswa (JOM) Bidang Pertanian Vol 4, No 1 (2017): Wisuda Februari Tahun 2017
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Pertanian

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The purpose of this research are: 1) Assessing the level of empowerment program members of farmer groups Integrated Farming Systems PT. RAPP in Siak, 2) Assess the degree of independence of members of farmers program Integrated Farming Systems PT. RAPP in Siak, 3) Knowing the empowerment level relationship with the level of independence of farmers program Integrated Farming Systems PT. RAPP in Siak. This study was conducted in Siak district, which includes three sub-districts right kerinci, District and Sub-District Dayun River Apit starting from September 2015 to January 2017. The determination of sampling determined by purposive sampling with the consideration that the farmer who made the respondent is a member of the built members of farmer groups PT. RAPP program received Integrated Agricultural Systems, members of farmer groups most active members, assistance programs Integrated Farming System representing all farmer groups. The number of respondents as many as 30 people. The analysis using Likert scale and Rank Spearman correlation analysis. The results of this study show that: 1) The level of empowerment members of farmer groups in the program Integrated Farming Systems Siak Regency included in the category of Most Powerful. 2) The level of independence of members of farmer groups in Siak program Integrated Farming Systems included in the High category. 3) Relationship level of empowerment to the level of independence of members of farmers Integrated Farming Systems program showed a positive correlation (Unidirectional). This suggests that when the members of the degree of independence helpless farmer group members is also high. Keywords: empowerment, self-reliance, Integrated Farming System, Farmers 
PERAN PENYULUH PERTANIAN DALAM PENGEMBANGAN KELOMPOKTANI DI DESA KEMUNING MUDA KECAMATAN BUNGARAYA KABUPATEN SIAK Siti Nurjanah; Cepriadi Cepriadi; Kausar Kausar
Jurnal Online Mahasiswa (JOM) Bidang Pertanian Vol 3, No 2 (2016): Wisuda Oktober Tahun 2016
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Pertanian

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Agricultural extension as part of the national life (especially farmers) and promote welfare in general is one key to success in order to strengthen farmer groups. Many farmers' groups have been developed, but there are many who questioned its existence. the purpose of this study was (1) Determine the role of agricultural extension in the village Kemuning muda. (2) Determine the development of farmers 'groups in the village Kemuning Muda, and (3) To identify any problems encountered by farmers in agricultural extension role in the development of farmers' groups in rural districts KemuningMuda Bungaraya Siak district. the method used in this research is survey method with a sampling technique that with Purposive Samplingmethod. the number of samples in this study were 6 farmer groups, respectively 5 samples taken farmer groups so that the total is 30 samples. data analysis using a Likert scale. the results showed that, the role of agricultural extension in the development of farmers' groups in rural districts KemuningMuda Bungaraya Siak district is quite good. handling problems faced by farmers in agricultural extension role in the development of farmer groups are less helpful extension of market access for agricultural products and the insufficient number of members who abide by the regulations. Keywords: Role Of Extension, Farmer Groups, Rice Farmers
MODAL SOSIAL DAN KEBERDAYAAN KELOMPOKTANI PADI DI KECAMATAN BUNGA RAYAKABUPATEN SIAK Muhamad Raisman; Roza Yulida; Kausar Kausar
Jurnal Online Mahasiswa (JOM) Bidang Pertanian Vol 4, No 1 (2017): Wisuda Februari Tahun 2017
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Pertanian

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This research aims to : 1) identify social capital of the farmers group of rice in Siak District. 2) identify empowerment of the farmers group of rice in Siak district. 3) identify the correlation between social capital and empowerment of the farmers group of paddy in Siak district. This research used survey method with the number of respondents is 63 farmers who join to the farmers group of rice purposively selected. In identifying social capital and empowerment, the researcher used qualitative desciptive method, while to identify the correlation between social capital and empowerment, the researcher used graphic percentage method. The result of the research showed that : 1) the implementation of social capital to the medium farmers group of rice was better than those in advanced group due to all elements of social capital were handled well by medium group. 2) the empowerment of medium farmers group of rice was higher than advanced group. 3) the percentage of social capital of advanced group was 52.63% followed by empowerment 58.33%. While the perentage of social capital of medium group was 89.47% followed by empowerment 100%.Keywords : Social Capability, Empowerment, farmersGroup, Correlation 
ANALISIS KEARIFAN LOKAL PADA PETANI KEMENYAN YANG RAMAH LINGKUNGAN DI DESA HUTAGURGUR KECAMATAN DOLOK SANGGUL KABUPATEN HUMBANG HASUNDUTAN PROVINSI SUMATERA UTARA Yusni Kristiani; Eri Sayamar; Kausar Kausar
Jurnal Online Mahasiswa (JOM) Bidang Pertanian Vol 3, No 2 (2016): Wisuda Oktober Tahun 2016
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Pertanian

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Abstract

This research was conducted  in Hutagurgur village, subdistrict Dolok Sanggul Humbang Hasundutan village. This study aims to analysed of local wisdom had been done or ever, also to know the interest level and strenght level of benzoin farmer base on local wisdom benzoin farming that eco friendly. The purpose from this research is to identify the local wisdom strenght that still continue in society living of Hutagurgur village, to know strenght that used on eco friendly benzoin farming. Method  that use is qualititatively where is the method that use to research in the condition of  natural object. Technical sampling in this study using snowball sampling technique in sequence until saturation point from  the questions is attained. With deeply interview method  to respondents and record it in the form of  voice record using questionnaire which had been made before. The local wisdom is a form of knowledge, beliefs, rules, customs, and habits conducted by a society that respects the norms and values of the culture that has been there earlier and  passed on children and nephew in the running of everyday life. In this study, there is local wisdom that still going, althought the procedures, traditional events even  rules is not running as before. Keywords: Local Wisdom,Environment, Strenght, StrategyLocal Wisdom 
ANALISIS KEARIFAN LOKAL DAN STRATEGI PETANI KOPI DALAM PENGELOLAAN TANAMAN KOPI RAMAH LINGKUNGAN DI DESA HUTAGURGUR KECAMATAN DOLOK SANGGUL KABUPATEN HUMBANG HASUNDUTAN SUMATERA UTARA Anna Nesti Zebua; Eri Sayamar; Kausar Kausar
Jurnal Online Mahasiswa (JOM) Bidang Pertanian Vol 4, No 1 (2017): Wisuda Februari Tahun 2017
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Pertanian

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This research aims(1) Identify the local knowledge was and is still used by the people of the coffee plant in the village of environmentally friendly Hutagurgur in dolok sanggul humbang hasundutan District of North Sumatra. (2) Determine the application of local wisdom environmentally friendly coffee plantations in the village Hutagurgur in dolok sanggul humbang hasundutan District of North Sumatra. (3) To know the strategies used by the people in the cultivation of coffee in the village Hutagurgur in dolok sanggul humbang hasundutan District of North Sumatra. This research uses a method snowball sampling technique or performed in sequence by asking for information on people who have been interviewed or contacted previously, and so on. The result showed that(1) Local wisdom undertaken coffee farmers in the village hutagurgur totaling 27 local wisdom that still exist and are not maintained. 16 local wisdom that still exist today, and 11 other local wisdom is not maintained. (2) Based on the results of the Cartesian diagram there are four quadrant explaining the importance and the power level of local knowledge. In Quadrant I stated that the level of force to demonstrate the value above the average and does not have the value of the interests of local wisdom in the village hutagurgur. In Quadrant II states that the level of interest and power on average, this shows that the farmers in the village still retains activity hutagurgur local wisdom. In Quadrant III declared that force above the average of the local knowledge and interests below the average. In Quadrant IV states that the level of interest and the strength is below average. It explains that the farmers in the village hutagurgur do not believe in things mystical. (3) Internal and External Motivation of farmers to local wisdom categorized as "good enough" with a score of 3,02 and a score of 2.98 Internal motivation for External motivation. This shows that the motivation of Internal and External gave a good response from farmers on the indicators used. Key Word: local wisdom, coffea farmers, and environment
MODAL SOSIAL DAN KEBERDAYAAN KELOMPOKTANI PADI DI KECAMATAN RIMBA MELINTANG KABUPATEN ROKAN HILIR Sendri Sendri; Eri Sayamar; Kausar Kausar
Jurnal Online Mahasiswa (JOM) Bidang Pertanian Vol 4, No 1 (2017): Wisuda Februari Tahun 2017
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Pertanian

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This research aims:1) to identify social capital rice farmersgroup in Rimba Melintang subdistric. 2) toidentify the empowerment level of rice farmersgroup in Rimba Melintang subdistric. 3) toidentify the correlation of social capital and the empowerment level of rice farmers group in Rimba Melintang subdistric. This research uses a survey method that consist of 63 farmers as respondents who were selected purposively. To identifythe social capital and empowerment  in this research using a descriptive qualitative method. To identify the correlation of social capital and empowerment in this research using graph percentage method. The result showed that: 1) implementation of social capital for beginner class farmers group was low due to not all of elements of social capital were executed. For advanced and intermediate classes of farmers group, the implementation of social capital was high due to the all elements of social capital have been executed. 2) The empowerment for beginner class farmers group was low, while the empowerment for advanced and intermediate classes of farmers group was high. 3) The percentage of social capital for beginner class was 39.47% followed by empowerment 41.67%. The percentage of social capital for advanced class was 81.58% followed by empowerment 83.33%, while the percentage of social capital for intermediate class was 86.84% followed by empowerment 100%.Keywords:Social capital, Empowerment, Correlation, Farmers group 
Co-Authors Adiwirman Adiwirman Ahmad Rifai Ahmad Rifai Anna Nesti Zebua Antonius Cosnami Sitorus Awan Setiawan Cepriadi Cyntiana Tetsa Putri Dhani Adrian Firmansyah Dwi Risky Nugroho Elza Zuhry Eri Sayamar Erlida Ariani Erna hutabarat Eva Kristi Farid Naufal Rabbani Fifi Puspita Hardika Hardika Herfran Riansyah Pratama Hervika Nova Nadap-Dap Ii Humaidi Kiki Prayogo Manaek Ricardo Panjaitan Mia Decnita Muhamad Raisman Muhammad Ali Muhammad David Hermanda Muhammad Wirdani Novendra Novendra Nurul Qomar Rachmad Saputra Rian Irawan Rifsan Azizi Rosnita Rosnita Roza Yulida Sendri Sendri SITI NURJANAH Titis Dwi Ayu Nuraeny Wahyu Dicky Wasiah Wasiah Yulia Andriani Yusni Kristiani