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ZAKAT CORE PRINCIPLE (ZCP) POIN 10 DISBURSEMENT MANAGEMENT DALAM MENGUKUR EFEKTIVITAS PENDISTRIBUSIAN ZAKAT PADA PROGRAM KERJA BAZNAS Ayudhia Yuliasih; Juliana Juliana; Rida Rosida
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 1 (2021): Januari-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20211pp116-126

ABSTRAKTujuan dari penelitian ini adalah untuk mengetahui tingkat efektivitas pendistribusian dana zakat pada program BAZNAS Kota Cirebon, Kabupaten Kuningan, Kabupaten Majalengka dan Kabupaten Cirebon serta mengetahui faktor yang mempengaruhi nilai rendah atau tingginya hasil perhitungan efektivitas pendistribusian zakat tersebut . Metode yang digunakan pada penelitian ini adalah metode deskriptif dengan pedekatan kuantitatif, dan teknik analisis data yang digunakan adalah Zakat Core Principles poin 10 Disbursement Managament. Berdasarkan analisis Zakat Core Principles poin 10 Disbursement Managament maka dapat disimpulkan bahwa keempat BAZNAS tersebut sudah mencapai kategori efektif. Pada Time Effectivity, pendistribusian dana zakat pada keempat BAZNAS tersebut termasuk kedalam kategori cepat yang berarti bahwa lembaga zakat telah memiliki program yang efektif. Faktor-faktor yang mempengaruhi nilai rendah atau tingginya hasil perhitungan efektivitas pendistribusian dana zakat tersebut dipengaruhi oleh Pendistribusian dana Zakat yang selalu tepat sasaran sesuai Ashnaf dan merata, Pendistribusian dana zakat dan pendayagunaan dana zakat kepada masyarakat sudah sangat baik, Peraturan tegas terkait wajib zakat dan penerapan peraturan pengelolaan terkait zakat sudah bagus.Kata Kunci: Efektivitas, Pendistribusian, Zakat, Zakat Core Principles. ABSTRACTThe purpose of this research is to see the level of effectiveness of distribution of zakat funds in the BAZNAS program of Cirebon City, Kuningan Regency, Majalengka Regency and Cirebon Regency and also to see the factors that influence the low value or the level of yield that has the value of the distribution of zakat. The method used in this research is a descriptive method with a quantitative approach, and the data analysis technique used is the Basic Principles of Zakat point 10 Payment Management. Based on the analysis of the Core Principles of Zakat point 10 for Disbursement Management, it can be ignored that the four BAZNAS have reached the effective category. In Time Effectiveness, the distribution of zakat funds to the four BAZNAS is included in the fast category which means that the zakat institution has an effective program. The factors that affect the low or high value of the calculation results which have the authority to distribute zakat funds are always on target according to Ashnaf and are evenly distributed, the distribution of zakat funds and the utilization of zakat funds to the community is very good, strict regulations related to the compulsory zakat and the implementation of zakat-related regulations is good.Keywords: Effectiveness, Distribution, Zakat, Zakat Core Principles.DAFTAR PUSTAKAAlisman. (2014). Analisis efektivitas dan efesiensi manejemen keuangan di Aceh Barat. Jurnal Ekonomi dan Kebijakan Publik Indonesia, 1(2), 48-54.Azizah, S. N. (2018). Efektivitas kinerja keuangan badan amil zakat nasional (BAZNAS) pada program pentasharufan dana zakat di BAZNAS Kota Yogyakarta. el-jizya, 6(1), 91-112.BI Luncurkan Standar Internasional Pengelolaan Zakat. (2016). Diakses dari https://www.medcom.id/ekonomi/makro/8N0qMRMb-bi-luncurkan-standar-internasional-pengelolaan-zakatBank Indonesia & Universitas Islam Indonesia. (2016). Pengelolaan zakat yang efektif: Konsep dan praktik di beberapa negara. Jakarta: Bank Indonesia.BAZNAS. (2016). Pusat kajian strategis BAZNAS. Diakses dari https://www.puskasbaznas.com/publications/zcpDari 1600 ASN di Kabupaten Cirebon Hanya Tiga Persennya yang Bayar Zakat ke Baznas Per Bulan. (2019). Diakses dari https://cirebon.tribunnews.com/2019/09/15/dari-1600-asn-di-kabupaten-cirebon-hanya-tiga-persennya-yang-bayar-zakat-ke-baznas-per-bulanFirmansyah, A. N. (2018). Strategi peningkatan efisiensi dan produktivitas badan amil zakat nasional (BAZNAS) Kabupaten/Kota di Jawa Barat. Bandung: Universitas Pendidikan Indonesia.Fuad, M. S. (2019). Analisis efektivitas distribusi zakat produktif dalam meningkatkan kesejahteraan mustahik (Studi kantor cabang Rumah Zakat Sumatera Utara). Jurnal At-Tawassuth, 4(1), 137-159.Gana, A. S. (2015). Analisis kebijakan dan efektivitas organisasi. Jurnal Kebijakan & Administrasi Publik, 19(1), 71-84.Hartatik, E. (2015). Analisis praktik pendistribusian zakat produktif pada badan amil zakat daerah (BAZDA) Kabupaten Magelang. Jurnal Az-Zarqa, 7(1), 29-47.Hidayat, R. (2019). Urgensi nazhir profesional dalam pengelolaan wakaf. Jurnal Hukum Ekonomi Syariah: Safiqah, 4(1), 75-84.Juliana, F. N. (2019). The impact of economic growth and distribution of zakat funds on poverty (Survey in the third district of west java province period 2011-2016). KnE Social Sciences.Juliana, R. M. (2018). Pertumbuhan dan pemerataan ekonomi perspektif politik ekonomi Islam. Amwaluna: Jurnal Ekonomi dan Keuangan Syariah, 2(2), 259-268.Perolehan zakat di Indramayu naik delapan persen. (2019). Diakses dari https://republika.co.id/berita/pp0r6z313/perolehan-zakat-di-indramayu-naik-delapan-persenPerolehan Zakat Kota Cirebon Naik 21 Persen. (2020). Perolehan Zakat Kota Cirebon Naik 21 Persen. Diakses dari https://www.radarcirebon.com/2020/05/25/perolehan-zakat-kota-cirebon-naik-21-persen/Potensi penerimaan zakat mal di Kuningan Rp 179 M per tahun tapi baru 2,7 M. (2018). Diakses dari https://www.radarcirebon.com/2018/12/08/potensi-penerimaan-zakat-mal-di-kuningan-rp-179-m-per-tahun-tapi-baru-27-m/Potensi Zakat di Jawa Barat Sangat Tinggi. (2019). Diakses dari https://www.baznasjabar.org/news/potensi-zakat-di-jawa-barat-sangat-tinggiRahmawati, Y. (2013). Mekanisme sistem distribusi pada lembaga zakat dan wakaf dalam perekonomian Indonesia. Al-Iqtishad, 3(1).Ramadhani, H. (2020). Distribusi zakat, sudah efektifkah? Diakses dari http://www.ibec-febui.com/distribusi-zakat/Ropi, M. J. &. (2016). Telaah pemikiran ekonomi menurut Ibnu Qayyim (1292-1350M/691-751H). E-Qien Jurnal Ekonomi dan Bisnis, 3(2), 80-92.Saharuddin, R. W. (2017). Strategi pendistribusian zakat, infak, dan sedekah (ZIS) di badan amil zakat nasional (BAZNAS) Kota Tangerang Selatan. Al-Tijary: Jurnal Ekonomi dan Bisnis Islam, 3(1), 1-13.Sanrego, F. A. (2016). Mengurai permasalahan distribusi zakat kepada fakir miskin: Pengalaman organisasi pengelola zakat BAZNAS, Dompet Dhuafa, dan LAZISMU. Madania: Jurnal Kajian Keislaman, 20(1), 23-36.Setyorini, N. A. (2017). Penggunaan zakat disbursement efficiency dalam mencegah penyelewengan dana zakat. Proceedings Seminar Nasional dan The 4th Call For Syariah Paper (SANCALL) 2017.Wahab, M. A. (2017). Effective zakah distribution: Highlighting few issues and gaps in Kedah Malaysia. Al-Iqtishad: Journal of Islamic Economics, 9(2).

Sharia Property Purchase Decision Without Bank: Analysis Of The Influence Of Price Factors Environment And Religiosity Galuh Finna Wais Al Qorni; Juliana Juliana
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 3 (2020): Desember
Publisher : Universitas Negeri Surabaya

The increasing population in Indonesia will have an impact on the increasing need for life, one of which is the need for a home. KPR also comes with a sharia system without involving banks to meet the needs of the community in owning a house better known as Sharia Property. Therefore, the purpose of this research is to analyze whether there is an influence of price, environmental and religiosity factors on sharia property purchase decisions in Indonesia. The research method used is descriptive quantitative with technical data analysis using SEM-PLS method. The data of this research is processed from sharia property consumers in Indonesia amounting to 110 people. The results showed the price level, environmental level and religiosity level are in a high category. All of these variables have a positive influence so that it can influence sharia property purchase decisions. This research is expected to provide benefits for various parties in improving public understanding of Sharia property in order to improve development strategies in sharia property purchase decisions in Indonesia.

Muslimpreneur Intentions: Analysis of Family Background Juliana Juliana; Agus Rahayu; Yuranita Pramudya Wardhani
Islamic Research Vol 3 No 1 (2020): Jurnal Kajian Peradaban Islam
Publisher : Perhimpunan Intelektual Muslim Indonesia

This research is based on the phenomenon of the problem of high unemployment and low Muslim entrepreneurship in Indonesia. The purpose of this study was to analyze and predict the influence of family background on the intention of the muslimpreneur. The population in this study is students of MA / SMA boarding schools in the city of Bandung. The sampling technique used was a non-probability-accidental sampling technique of 100 people. The method used is causal with a quantitative approach. The data analysis technique used is Patrial Least Square-Structural Equation Modeling (PLS-SEM). The results showed that family background had a positive and significant effect on Muslimpreneur intentions in students of MA / SMA Pesantren in Bandung. The implication in this study is the higher the influence of family background, it will affect the intentions of Islamic entrepreneurship on students.

Waqf as Alternative Financing Resource for Infrastructure Development in Indonesia: Analytical Hierarchy Process Approach Muhammad Faiz Andeaz Fawwaz; Juliana Juliana; Aneu Cakhyaneu; Mumuh Muhammad; Ropi Marlina
Islamic Research Vol 3 No 2 (2020): Jurnal Kajian Peradaban Islam
Publisher : Perhimpunan Intelektual Muslim Indonesia

The productive Waqf can be utilized for developing infrastructure in Indonesia as this country has incredible waqf potential. However, the utilization of waqf assets has not been specified for infrastructure development, which has many benefits (maslahah) for Indonesia. This study aims to determine the main problem in utilizing Waqf for infrastructure development in Indonesia from regulatory dimension, management dimension, program dimension, and literacy dimension. The data analysis technique used in this study is Analytical Hierarchy Process (AHP). This study has five experts to deliver their perspective regarding problems and solutions for infrastructure development using productive Waqf in Indonesia. The study results indicate that the severe problem in utilizing productive Waqf for infrastructure in Indonesia based on experts' agreement is the Lack of professional waqf (nazhir) management in managing waqf assets. With increasing the professionalism of nazhir in the management of productive Waqf, the waqf assets are expected to grow gradually that can be used to develop and improve infrastructure in Indonesia. Lastly, the excellent management of Waqf will be able to attract the Muslim community's intention to donate.

Transition to A True Currency: Impact of COVID-19 on The World Currency System Indra Fajar Alamsyah; Juliana Juliana
Islamic Research Vol 4 No 2 (2021): Jurnal Kajian Peradaban Islam
Publisher : Perhimpunan Intelektual Muslim Indonesia

The purpose of this paper is to manifest the unrefined design of the transition of the currency system from centralized fiat money based on the US Dollar to the real currency system that relies on the precious metals-based currency after reviewing the rapid changes from the COVID-19 phenomenon to various sectors of life, including the currency system. This paper used qualitative research with a historical analysis approach or historiography that deals with precious metals-based currency in the pastime, and it is used to produce relevant analyses for the future. First, states that prefer to transition to a precious metals-based currency ought to combine them in a single political institution that can provide a strong bargaining position in politics. Second, they have to withdraw gold reserves from the major central banks by making a trade balance surplus paid only in precious metals. Third, at this transitional stage, the use of oil reserves as a political economy of energy to withdraw gold reserves at the major central banks and the issuance of money is temporary until the state is fully stable and a new wave of gold reserves begin to enter. The underlying study will provide a comprehensive analysis of the currency system scheme in this modern era. Previous works have only focused on the superior aspects of the precious metals-based system and criticisms of the fiat money system, without detailing the steps to supersede the fiat money-based system. This paper used qualitative research with a historical analysis approach or historiography. It attempted to fill this glaring gap and expected to produce a study for implementation within the state scope.

Analysis of Syekh Taqiyuddin An-Nabhani's Idea on Public Assets Privatization Dodi Okri Handoko; Juliana Juliana; Fahmy Lukman
Islamic Research Vol 4 No 2 (2021): Jurnal Kajian Peradaban Islam
Publisher : Perhimpunan Intelektual Muslim Indonesia

In Indonesia, public asset privatization policy has been valid since the Oil and Gas Law Number 22 the Year 2001. The objectives of this research were: (1) To determine the criteria for public assets according to the idea of Syekh Taqiyuddin An-Nabhani., (2) To find out the Islamic economic analysis of the idea of Syekh Taqiyuddin An-Nabhani on the privatization of public assets. The data source of this research is secondary data, which were taken from literature and books from research correlating to the object of this study and other required data. The data analysis in this research is descriptive. First, various data collected were analyzed using content analysis technique (content analysis), then the study and analysis of the data are carried out to obtain the conclusions. After conducting the research and analysis, it is concluded that (1) Syekh Taqiyuddin An-Nabhani classifies public assets based on the types of ownership, namely public ownership and state ownership, (2) Islam strongly prohibits the management of public assets through privatization. However, it is returned to the State, and its use by the public is permitted by shara'.

TELAAH PEMIKIRAN EKONOMI ISLAM : YAHYA BIN ADAM AL-QARASHI (±140 H/755 M – 203 H/818 M) Juliana Juliana; Firmansyah Firmansyah; Bangkit Pratama
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 8 No 1 (2016)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v8i1.111

Abstract: Most people know the works of al-Kharaj made by Abu Yusuf. Yahya bin Adam, who has a full name Yahya bin Adam bin Sulaiman al-Qarashi al-‘Umawi al-‘Umawi al-Ahwal al-Kufi, with Abu Zakariya's real name is one of the ulama or muslim scholar who also wrote kitab al-Kharaj lived during the Abbasid Caliphate in the reign of Abu Ja’far al-Manshur to al-Ma’mun. Yahya bin Adam is of people who contribute to the complete theories of taxation in Islam other than Abu Yusuf. In this research using literature study, a method that is taken by using various references are books or journals related in which includes Yahya bin Adam perspectives relating to economy. From various references can conclude some thoughts Yahya bin Adam typical associated with Economic contained in the book of al Kharaj, namely the concept of Kharaj and Jizya, 'Usyur, the ban on buying land Kharaj, the concept of taxation, price concept, and how to revive the dead land (Ihya’al-Mawaat). Keywords: Yahya bin Adam, Kharaj, Jizya, Ihya’al-Mawaat

Sharia Property Business Development Strategy: IFAS and EFAS Matrix Model Juliana Juliana; Hilda Monoarfa; Rika Jarianti
AFEBI Islamic Finance and Economic Review Vol 5, No 01 (2020)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/aifer.v5i01.333

The phenomenon of population growth is not in line with housing growth in Indonesia, which is the problem in this research. Besides, the current concept of homeownership still tends to use a conventional pattern based on ribawi, which is an obstacle for a Muslim to own a house. The purpose of this study is to determine the strategy of developing the Islamic property business from internal and external factors. The research method used is a quantitative method with data analysis techniques using the SWOT matrix analysis of IFAS (Internal Strategic Factors Analysis Summary) and EFAS (External Strategic Factors Analysis Summary). The population in this study were developers in the Greater Bandung area and the sampling used the convenience sampling method with a total sample of six expert respondents who were ready and willing to become respondents who represented academics, practitioners, and regulators. Based on the SWOT analysis with the IFAS and EFAS matrices, the results show that the position of the Islamic property business is in quadrant 1A, which is experiencing rapid growth. This quadrant shows that the right choice of strategy is rapid growth. The alternative strategy that is used as input is the S-O (Strength-Opportunities) business strategy so that the development strategy formulated is to use all strengths to seize and take advantage of the greatest possible opportunities. This research implies that the existence of business development efforts through SWOT analysis can strengthen the strategy to increase Islamic property and overcome the buying and selling of homeownership that is not yet following Islamic values.

Muslimpreneur Intentions: Analysis of Family Background Juliana Juliana; Agus Rahayu; Yuranita Pramudya Wardhani
Islamic Research Vol 3 No 1 (2020): Jurnal Kajian Peradaban Islam
Publisher : Perhimpunan Intelektual Muslim Indonesia

This research is based on the phenomenon of the problem of high unemployment and low Muslim entrepreneurship in Indonesia. The purpose of this study was to analyze and predict the influence of family background on the intention of the muslimpreneur. The population in this study is students of MA / SMA boarding schools in the city of Bandung. The sampling technique used was a non-probability-accidental sampling technique of 100 people. The method used is causal with a quantitative approach. The data analysis technique used is Patrial Least Square-Structural Equation Modeling (PLS-SEM). The results showed that family background had a positive and significant effect on Muslimpreneur intentions in students of MA / SMA Pesantren in Bandung. The implication in this study is the higher the influence of family background, it will affect the intentions of Islamic entrepreneurship on students.

Waqf as Alternative Financing Resource for Infrastructure Development in Indonesia: Analytical Hierarchy Process Approach Muhammad Faiz Andeaz Fawwaz; Juliana Juliana; Aneu Cakhyaneu; Mumuh Muhammad; Ropi Marlina
Islamic Research Vol 3 No 2 (2020): Jurnal Kajian Peradaban Islam
Publisher : Perhimpunan Intelektual Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47076/jkpis.v3i2.53

The productive Waqf can be utilized for developing infrastructure in Indonesia as this country has incredible waqf potential. However, the utilization of waqf assets has not been specified for infrastructure development, which has many benefits (maslahah) for Indonesia. This study aims to determine the main problem in utilizing Waqf for infrastructure development in Indonesia from regulatory dimension, management dimension, program dimension, and literacy dimension. The data analysis technique used in this study is Analytical Hierarchy Process (AHP). This study has five experts to deliver their perspective regarding problems and solutions for infrastructure development using productive Waqf in Indonesia. The study results indicate that the severe problem in utilizing productive Waqf for infrastructure in Indonesia based on experts' agreement is the Lack of professional waqf (nazhir) management in managing waqf assets. With increasing the professionalism of nazhir in the management of productive Waqf, the waqf assets are expected to grow gradually that can be used to develop and improve infrastructure in Indonesia. Lastly, the excellent management of Waqf will be able to attract the Muslim community's intention to donate.

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