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All Journal Journal of Business & Banking Jurnal Ekonomi Rabbani Maliki Islamic Economics Journal Jurnal Riset Manajemen dan Ekonomi
Arsa Arsa
UIN Sulthan Thaha Saifuddin Jambi
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Determinan Minat Menabung Masyarakat di Bank Syariah: Studi Empiris di Kota Jambi Titin Agustin Nengsih; Arsa Arsa; Pradita Sari Putri
Journal of Business & Banking Vol 11, No 1 (2021): Mei - Oktober 2021
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i1.2599

Abstract

This research is motivated by the lack of public interest for saving at Islamic Banks which the results of preliminary observations are most people save at conventional banks. Location, trust, knowledge, promotion and service quality are thought to influence people's interest for saving at Islamic Banks. This study aims to determine the effect of location, trust, knowledge, promotion, and service quality on the interest of the people of Jambi City to save in Islamic banks. This study uses a quantitative approach and the data analysis method used is Multiple Linear Regression Analysis. The results of data analysis indicate that trust, promotion and service quality variables had a significant effect on people's interest in saving. Furthermore, the location and knowledge variables didn’t affect the interest in saving. Indeed, the analysis model also shows that location, trust, knowledge, promotion and service quality together have a significant effect on the interest in saving with the determinant coefficient value for this model of 47.8%.
ANALISIS POTENSI DAN PREFERENSI MASYARAKAT KELURAHAN SENGETI KABUPATEN MUARO JAMBI TERHADAP KEHADIRAN BANK SYARIAH Erwin Saputra Siregar; Menik Anjarwasih; Arsa Arsa
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (200.027 KB) | DOI: 10.53566/jer.v1i2.37

Abstract

This research aims to analyze the potential and preferences of the people of Sengeti Village towards Islamic banks. Potential is projected by demographics and the economy, while preferences are projected by people's perceptions, motivations, knowledge, and attitudes. The subject of this study is the community in Sengeti Village, while the object is the potential and preferences of the community. The population was all adults, and the authors took samples from populations aged 22 to 65 and obtained informants as many as 100 people. This study showed that potential and demographic variables corresponded to people's interest in using Islamic banks. In contrast, the preference variables demonstrated from the data showed that the community positively supported the existence of Islamic banks in Sengeti Village.  
A Survey of Islamic Banking Products Knowledge in Villages: Evidence from Talang Bakung Village Erwin Saputra Siregar; Welly Puspita Sari; Arsa Arsa
Maliki Islamic Economics Journal Vol 1, No 2 (2021): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (258.482 KB) | DOI: 10.18860/miec.v1i2.13511

Abstract

This research aims to determine the Level of Public Knowledge of Islamic Banking Products. The problems discussed are public knowledge of Islamic banking products and what factors determine the level of public knowledge of Islamic banking products in Talang Bakung Village. The sample is 99 respondents. The sampling method is Purposive Sampling, the sampling technique based on the criteria, namely age and religion. Data were collected by interviewing and filling out questionnaires addressed to the people of Talang Bakung sub-district in Jambi city. The research results show that the people's knowledge of Talang Bakung Village regarding Islamic banking products is deficient. Some people already know about Islamic banks but do not know about the products. The factors that determine the level of knowledge of the Talang Bakung sub-district are education, employment, age, experience, and environmental factors.
Peran Bumdes Dalam Meningkatkan Pendapatan Masyarakat Desa Air Balui Kec. Kemuning Kab. Indra Giri Hilir Garde Saspika; Arsa Arsa; Refky Fielnanda
Jurnal Riset Manajemen dan Ekonomi Vol. 1 No. 1 (2023): JANUARI : JURNAL RISET MANAJEMEN DAN EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.123 KB) | DOI: 10.54066/jrime-itb.v1i1.79

Abstract

Tujuan dilakukannya penelitian ini adalah untuk (1) mengetahui peran BUMDes dalam meningkatkan pendapatan masyarakat dan (2) mengetahui peran BUMDes dalam memberdayakan masyarakat. Metode analisis menggunakan analisis deskriptif dari hasil wawancara yang dilakukan kepada ketua BUMDes Benaung Indah, Kepala Desa serta warga Desa Air Balui. Hasil penelitian menunjukkan bahwa peranan BUMDES Benaung Indah dalam mensejahterakan masyarakat telah diwujudkan dengan adanya unit-unit usaha yang ada didalamnya seperti unit usaha simpan pinjam, jasa sampah, dan perdagangan. BUMDes juga membuka lapangan pekerjaan bagi masyarakat desa Balui sehingga mengurangi pengangguran. Selain itu BUMDes Benaung Indah sudah memberikan pembagian keuntungan untuk menambah Pendapatan Asli Desa Balui. Faktor Pendukung BUMDes Benaung Indah dalam Rangka Meningkatkan Kesejahteraan Masyarakat Desa Balui yaitu potensi berkembangnya Desa Balui di sektor ekonomi cukup tinggi karena terletak di daerah Indragiri Hilr yang memiliki potensi perkembangan perdagangan yang cukup baik dan sumber daya manusia yang mendukung sedangkan faktor penghambat diantaranya BUMDes belum maksimal dalam melakukan sosialisasi program program BUMDes kepada masyarakat, belum maksimal dalam pengembangan bisnis dan ekonomi, masyarakat masih berpikir dalam lingkup banjar sehingga belum maksimal dalam mendukung program BUMDes, memerlukan dukungan seluruh unsur masyarakat baik adat maupun dinas, sumber daya manusia potensial yang dimiliki desa lebih memilih bekerja di instansi lain.
Co-Authors Erwin Saputra Siregar Garde Saspika Menik Anjarwasih Pradita Sari Putri Refky Fielnanda Titin Agustin Nengsih Welly Puspita Sari