Article Per Year (5 Year)
p-Index From 2019 - 2024
1.431
P-Index
This Author published in this journals
All Journal Dinamika Akuntansi Keuangan dan Perbankan KEUNIS JURNAL AKTUAL AKUNTANSI KEUANGAN BISNIS TERAPAN (AKUNBISNIS) Jurnal Hilirisasi Technology kepada Masyarakat (SITECHMAS)
Nina Woelan Soebroto
Politeknik Negeri Semarang
Economics, Econometrics & Finance Social Sciences

Published : 8 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 8 Documents
Search

 1 
ANALISIS PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR), DAN BIAYA OPERASIONAL DIBANDINGKAN PENDAPATAN OPERASIONAL (BOPO) TERHADAP RETURN ON ASSET (ROA) PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2015-2017 Wisnu Adi Wibowo; Nina Woelan Soebroto; Embun Duriany Soemarso
KEUNIS Vol 7, No 2 (2019): JULI 2019
Publisher : FInance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (564.875 KB) | DOI: 10.32497/keunis.v7i2.1587

Abstract

This study aims to analyze the influence of Ratio Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Operational Income Cost Effect (BOPO) partially or simultaneously to Return On Assets (ROA) at Bank Umum Syariah in Indonesia., The period 2015-2017. The data used in this study obtained from the quarterly financial reports through the website. Population and sample in this research is Bank Syariah Mandiri, Bank Mega Syariah and Bank BNI Syariah. The results of hypothesis testing using multiple linear regression analysis using SPSS 16. The result of determination coefficient shows the result of 0,774 or 77,4% of variable Return On Assets (ROA) influenced by Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Operational Income Cost Effect (BOPO), the remaining 22,6% is influenced by other factors. The results of the F test or simultaneously Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Operational Income Cost Effect (BOPO) together have a significant effect on Return On Assets (ROA). While t test or partially, Operational Income Cost Effect (BOPO) have significant influence to Return On Assets (ROA) while Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) has no significant effect to Return On Assets (ROA) on Bank Umum Syariah in Indonesia Period 2015-2017.
ANALISIS PENGARUH BOPO, NPL, NIM, DAN LDR TERHADAP PROFITABILITAS PADA BANK UMUM DI INDONESIA PERIODE 2012-2017 Evi Rohmiati; Winarni Winarni; Nina Woelan Soebroto
KEUNIS Vol 7, No 1 (2019): JANUARI 2019
Publisher : FInance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (349.67 KB) | DOI: 10.32497/keunis.v7i1.1531

Abstract

This research is performed in order to test the influence of the Operation Expenses to Operations Income (BOPO), Non Performing Loan (NPL), Net Interest Margin (NIM), and Loan to Deposit Ratio (LDR) toward Profitability of Commercial Banks in Indonesia Period 2012-2017.             The sample used is 7 Commercial Banks that entered into the list of Commercial Banks Business Activities 2012-2017. The independent variables in this research are BOPO, NPL, NIM, and LDR. While the dependent variable is Profitability which is represented by Return On Assets (ROA). The analysis model used in this research is Multiple Linear Regression, while the analysis technique in this research using F Statistic Test, t Statistic Test, and Determination Coefficient Test.             The results of this research show that BOPO and NIM have significant influence to Profitability, while NPL and LDR have not significant influence to Profitability. Based on result of regression analysis, it is obtained that Adjusted R2 is 0,906, meaning the contribution of independent variable in explaining the dependent variable is 90,6% and the rest that is 9,4% is influenced by other variable not examined in this research.
ANALISIS PENGARUH RASIO LIKUIDITAS, EFISIENSI OPERASI, DAN RASIO SOLVABILITAS TERHADAP KINERJA KEUANGAN PADA PT BANK MAYBANK INDONESIA Tbk PERIODE 2010-2018 Alma Aprilia; Nina Woelan Soebroto
KEUNIS Vol 8, No 2 (2020): JULI 2020
Publisher : FInance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (516.651 KB) | DOI: 10.32497/keunis.v8i2.2115

Abstract

This study aims to analyze the significance of the effect of liquidity ratios, operating efficiency, and solvency ratios both simultaneously and partially on financial performance at PT Bank Maybank Indonesia Tbk. period of 2010-2018. The population in this study is liquidity ratio, operating efficiency, and solvency ratio. The sampling technique using simple random sampling method, obtained samples in this study as many as 3 variables, namely Loan to Deposit Ratio (LDR), Operational Costs compared to Operating Income (BOPO), and Capital Adequacy Ratio (CAR). The data used in this study are secondary data obtained from published quarterly financial reports. The model of analysis used is Multiple Linear Regression, while the data analysis technique uses F Test, Determination Coefficient (Adjusted R²), and t Test. The results of the analysis and discussions show that the variable Loan to Deposit Ratio (LDR), Operational Cost versus Operating Income (BOPO), and Capital Adequacy Ratio (CAR) simultaneously have significant effects on Return On Assets (ROA) at PT Bank Maybank Indonesia Tbk. the period of 2010-2018. Partially, the Loan to Deposit Ratio (LDR) variable has negative and not significant effect on Return On Assets (ROA), while Operational Cost versus Operational Income (BOPO) variables partially have a negative and significant effect on Return On Assets (ROA), as well as variables Capital Adequacy Ratio (CAR) partially has a negative and significant effect on Return On Assets (ROA) at PT Bank Maybank Indonesia Tbk. the period 2010-2018.
ANALISIS KINERJA KEUANGAN DITINJAU DARI ASPEK RISIKO LIKUIDITAS, RASIO RENTABILITAS, DAN RASIO PERMODALAN PADA PT BANK DANAMON INDONESIA Tbk. PERIODE TAHUN 2014-2018 Anis Rahma Ayuningtyas; Prihatiningsih Prihatiningsih; Nina Woelan Soebroto
KEUNIS Vol 8, No 2 (2020): JULI 2020
Publisher : FInance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (363.835 KB) | DOI: 10.32497/keunis.v8i2.2116

Abstract

This study aims to describe the results of the ranking and calculation of bank financial performance based on Liquidity Risk, Profitability Ratio and Capital Ratio at PT Bank Danamon Indonesia Tbk. period of 2014 - 2018. This Final Project uses descriptive writting method with a qualitative and quantitative approach and in collecting data using the published documentation method. This study uses secondary data obtained from PT Bank Danamon Indonesia Tbk. in the form of financial statements. Variables in this study are on liquidity risk using a Loan to Deposit Ratio (LDR), profitability ratio using Return On Assets (ROA) and Net Interest Margin (NIM). ), while the capital ratio uses the Capital Adequacy Ratio (CAR). The results of the study show that financial performance at PT Bank Danamon Indoneisa Tbk. period of 2014 - 2018 viewed from liquidity risk (LDR) is ranked 3 (three) or Moderate. ROA is ranked 1 (one) or very adequate in 2014, in 2015 was ranked 2 (two) or adequate, and in 2016-2018 was ranked 1 (one) or very adequate. NIMs in 2014-2018 were ranked 1 (one) or very adequate even though they experienced an increase and decrease in the value of the ratio and CAR in 2014-2018 was ranked 1 (one) or very adequate. The results of this study are expected to provide an overview to the bank stakeholders regarding the soundness of the bank.
ANALISIS TINGKAT KEPUASAN PELANGGAN MOBILE PAYMENT Prihatiningsih Prihatiningsih; Ida Savitri Kusmargiani; Nina Woelan Soebroto
Jurnal Aktual Akuntansi Keuangan Bisnis Terapan (AKUNBISNIS) Vol 3, No 2 (2020): VOL 3 No 2 November 2020
Publisher : Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/akunbisnis.v3i2.2149

Abstract

Electronic money is a payment system that has been adopted and developed in the banking world. An example of electronic money is e-Toll Card, BCA Flazz, GazCard, BNI TapCash, BRI BRIZZI, BTN Blink and others. The use of electronic money as an innovative and practical means of payment is expected to help smooth payments for mass, fast and micro economic activities, so that their development can help smooth transactions on toll roads, in the field of transportation such as trains or other public transportation or transactions in mini. market, food court or parking. The problem in this study is the gap between smartphone users and mobile payment users, complaints from mobile payment users, and differences in the results of previous studies. The purpose of this study is to analyze the significance of the effect content, accuracy, format, timeliness and easy of use either simultaneously or partially on customer satisfaction mobile payment formulate and user satisfaction mobile paymentlevels. The population in this study wereusers mobile payment using purposive sampling technique, the sample in this study was the Semarang State Polytechnic Student who used the Dana.OVO, dan Go Pay application. using theanalysis method Satisfactio End User Computing.
ANALISIS PERBANDINGAN MODEL ALTMAN Z-SCORE, SPRINGATE, ZMIJEWSKI DAN GROVER DALAM MEMPREDIKSI FINANCIAL DISTRESS Norma Gupita; Sri Widiyati Soemoedipiro; Nina Woelan Soebroto
Jurnal Aktual Akuntansi Keuangan Bisnis Terapan (AKUNBISNIS) Vol 3, No 2 (2020): VOL 3 No 2 November 2020
Publisher : Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/akunbisnis.v3i2.2148

Abstract

This study aims to determine whether there are differences in the Altman Z-Score, Springate, Zmijewski and Grover models in predicting financial distress in infrastructure sector companies listed on the IDX in 2015-2019. By using a purposive sampling technique. The data analysis technique used non-parametric statistics, the Wilcoxon signed ranks test and the prediction model accuracy test without the condition that the data had to be normally distributed. This study compares four financial distress prediction models using descriptive statistical analysis, classical assumption test, and Wilcoxon signed ranks test through the SPSS program. The results showed that there was a difference between the Altman Z-Score, Springate and Grover. The model that has the highest level of accuracy is Springate with an accuracy rate of 83.33%.
PENGELOLAAN KEUANGAN IBU VS KELUARGA BAHAGIA Nina Woelan Soebroto
Jurnal Hilirisasi Technology kepada Masyarakat (SITECHMAS) Vol 1, No 1 (2020): Vol. 1 No. 1 Oktober 2020
Publisher : Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (316.309 KB) | DOI: 10.32497/sitechmas.v1i1.2236

Abstract

Keluarga merupakan cermin kesejahteraan suatu negara.  Bahagia tidaknya suatu keluarga dibebankan pada seorang ibu.  Ibu dituntut serba bisa dan serba tahu, tanpa melihat latar belakang keluarga atau darimana ia berasal.  Keuangan adalah hal penting untuk menopang pemenuhan kebutuhan primer maupun sekunder.  Tidak tersedianya uang saat dibutuhkan dapat memicu permasalahan keluarga, anggota keluarga jadi tertekan.  Setiap keluarga/individu selalu berusaha agar kebutuhannya terpenuhi. Kegiatan pengabdian ini bertujuan membantu ibu-ibu mengelola keuangan keluarganya, sehingga dapat tercipta kedamaian keluarga.  Pelaksanaan kegiatan didahului dengan sosialisasi kepada para ibu pada saat pertemuan RT, RW, Dawis dan PKB. Kegiatan diawali  paparan pengelolaan keuangan keluarga, prosedur pembukaan simpanan pada BMT Polidana Polines, dilanjutkan sharing tentang masalah keuangan di keluarga, serta pendampingan untuk menambah pemahaman pentingnya pengelolaan keuangan.  Motivasi dengan memberikan subsidi Rp 12.000,- untuk setiap pembukaan rekening (simpanan pokok Rp 10.000,- dan simpanan wajib Rp 2.000,-). Subsidi dapat menarik warga untuk mulai menabung, bahkan ada sebagian warga yang sudah melakukan menabung ulang.  Jumlah rekening yang dibuka ssejumlah 54, dari 50 yang ditargetkan, bahkan ada 1 orang membuka deposito (berjangka 1 th).  Total dana yang terhimpun dari kegiatan ini sebesar Rp 18.333.834,, dengan rincian simpanan Rp 8.229.000,-; deposito Rp 10.000.000 dan bagi hasil Rp 4.834,-Kata kunci : Ibu, pengelolaan keuangan, subsidi simpanan, BMT Polidana Polines, menabung ulang
ANALYSIS OF REPUTATION RISK MANAGEMENT AT PT JASA MARGA (PERSERO) TBK Dina Yeni Martia; Nina Woelan Soebroto; Kenneth Pinandhito; Budi Prasetya; Mochammad Abdul Kodir
Dinamika Akuntansi Keuangan dan Perbankan Vol 12 No 1 (2023): Vol. 12 No. 1 2023
Publisher : Faculty of Economic and Business Universitas STIKUBANK

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35315/dakp.v12i1.9206

Abstract

The company's reputation is an intangible asset that is very valuable for public companies in the midst of capital market developments. Therefore, the implementation of risk management is needed to mitigate the reputational risk that arises. This study aims to provide an overview of the analysis of reputation risk management at PT Jasa Marga (Persero) Tbk. The results of the discussion analysis can be concluded that in the period 2018 to 2020 PT Jasa Marga has experienced reputational risk and has been responsively handled by reputation risk management. The existing problems tend to be related to negative publicity and misunderstandings with the media regarding news of construction services, toll road operations, as well as the extent to which projects operate and services are successfully implemented. Mitigation efforts in risk management as a whole intersect with increasing clarification, updating information, as well as building a communication network with the media, optimizing the role of the media, and building a media partnership network. The outputs of this research are the results of the Reputation Risk Management Analysis at PT Jasa Marga and scientific articles in national journals/seminar proceedings
Co-Authors Alma Aprilia Anis Rahma Ayuningtyas Budi Prasetya Dina Yeni Martia Embun Duriany Soemarso Evi Rohmiati Ida Savitri Kusmargiani Kenneth Pinandhito Mochammad Abdul Kodir Norma Gupita Prihatiningsih Prihatiningsih Sri Widiyati Soemoedipiro Winarni Winarni Wisnu Adi Wibowo